Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of El Cajon, California. Established in 1947, our credit union has proudly served a growing community of over 14 million members. Located at 709 Fletcher Pkwy, El Cajon, CA 92020, we are committed to providing exceptional financial services tailored to meet your needs. At Navy Federal, we understand that managing finances can sometimes feel overwhelming. That's why our dedicated team is here to help you navigate through every stage of your financial journey. With total assets reaching an impressive $180.81 billion and total deposits of $2.32 billion, we pride ourselves on being a stable and reliable institution for all your banking needs. Led by our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our passionate staff of 24,560 employees is ready to assist you with everything from checking and savings accounts to auto loans and mortgages. We offer a variety of services designed to help you achieve your financial goals whether you're looking to buy a new car or consolidate debt. While members can visit us at our branch location, official correspondence should be sent to the same address: 709 Fletcher Pkwy, El Cajon, CA 92020. You can also reach us easily at 888-842-6328 for any inquiries or assistance. We invite you to explore our website at navyfcu.org for more information about our services and how we can support you in achieving your financial dreams. Join us today and experience the difference that comes with being part of the Navy Federal family!
Branch History & Mission
Commitment to Community
Navy Federal Credit Union is deeply committed to giving back to the communities we serve. Through various partnerships and outreach programs, we actively support local schools, veterans' organizations, and charitable events that uplift our neighbors in El Cajon. We believe that when our community thrives, so do we. As technology continues to advance, we remain dedicated to enhancing your banking experience while ensuring ADA compliance for all members. Our digital platforms are designed with your convenience in mind, offering mobile payments and online account management tools. We invite you to join Navy Federal Credit Union today! Experience firsthand how our mission translates into real benefits for you and your family. Together, let's build a brighter financial future for everyone in El Cajon and beyond. For more information or assistance, please call us at 888-842-6328 or visit our website.
Our Mission
Our mission is simple yet impactful: to provide our members with the best financial services while supporting their dreams and goals. We understand that each member has unique needs, which is why we offer a range of services from checking and savings accounts to auto loans, mortgages, credit cards, and business banking solutions. Our goal is to make banking easier and more accessible for everyone in El Cajon and beyond. While members can visit us at 709 Fletcher Pkwy for all their banking needs, official correspondence should be sent to the same address. We are proud to offer convenient ATM access and online banking features that allow you to manage your finances anytime, anywhere. Although we do not have drive-thru service or shared service centers at this location, our friendly staff is always ready to assist you during lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM.
Branch Location & Accessibility
Welcome to Navy Federal Credit Union, your friendly financial partner located at 709 Fletcher Pkwy in El Cajon, California. Nestled in the heart of San Diego County, our branch is easily accessible and perfectly positioned near local landmarks like the Parkway Plaza Mall, making it a convenient stop whether you're shopping or just out and about. Our location offers ample parking and features designed for everyone's convenience, including ADA-compliant access to ensure a comfortable visit. We're here to serve you with open arms during our lobby hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. If you need assistance outside these hours or have questions about our services, feel free to call us at 888-842-6328. At Navy Federal, we understand that your time is valuable. That's why we offer a range of services right at your fingertips. Whether you're looking for personal banking options such as checking and savings accounts, or need help with auto loans and mortgages, our dedicated team is ready to assist you. Plus, with our ATM available on-site, accessing cash has never been easier. While members can visit us at 709 Fletcher Pkwy for all their banking needs, official correspondence should be sent to the same address. We invite you to come by and experience the personalized service that makes Navy Federal Credit Union a trusted choice for so many in the community. We look forward to seeing you soon!
Member Eligibility
At Navy Federal Credit Union, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have a family member who's already part of our credit union, you're likely eligible to join us. We're here to help you thrive with a range of benefits tailored just for our members, including competitive loan rates and personalized service that makes banking feel personal. To get started on your journey to membership, all you need to do is visit us at 709 Fletcher Pkwy El Cajon Ca 92020 or give us a call at (888) 842-6328. For detailed eligibility information, check out this resource: https://www.navyfederal.org/membership/eligibility.html. When you're ready to open an account, you'll find the process straightforward and user-friendly at https://mymembership.navyfederal.org/#/milestones. Join us today and discover how we can support your financial goals!
Business Banking & Commercial Services
Commercial Loans That Drive Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Simplify Transactions
Imagine streamlining your payment processes so you can focus on what you do best running your business. Our merchant services provide easy payment solutions that make transactions smoother for both you and your customers. From credit card processing to online payments, we have the tools to help you thrive in today's fast-paced market. Visit us at 709 Fletcher Pkwy El Cajon Ca 92020 in El Cajon, CA, or call us at (888) 842-6328 to discover how our business banking and commercial services can support your success!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need cash on the go? We have ATM services available for quick withdrawals and balance checks right when you need them. With numerous ATMs accessible nationwide, getting cash has never been easier. At Navy Federal Credit Union, we believe in empowering our members with the tools they need to succeed financially. For more information about our services or to speak with a member service representative, don't hesitate to call us at 888-842-6328 or visit us at our branch in El Cajon. Let us help you achieve your financial goals today!
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms to help you drive away in your dream vehicle. Whether you're buying a new or used car, our financing options can make the process smooth and straightforward.
Business Banking
For our members who run businesses, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges businesses face, which is why we're committed to helping you grow with tailored financial solutions.
Credit Cards with Rewards
Looking for a credit card that gives back? Our credit cards come with rewards programs that let you earn points on purchases. Whether you're using it for daily expenses or special occasions, enjoy benefits tailored to your spending habits.
Mortgage Loans & Refinancing
Owning a home is an important milestone, and at Navy Federal Credit Union, we offer various mortgage loans and refinancing options. From first-time homebuyer programs to refinancing existing mortgages, our experienced team will guide you through the process, ensuring you find the right fit for your financial situation.
Online & Mobile Banking
In today's busy world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can access your accounts, make payments, and even perform person-to-person transfers seamlessly from your device.
Personal Banking
We understand that managing your money can be challenging. That's why we offer personal banking services like checking and savings accounts designed to fit your lifestyle. Need a reliable way to manage your funds? Our accounts come with convenient features such as online banking and mobile app access, allowing you to check balances, transfer funds, and pay bills from anywhere.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. If you need extra cash or want to consolidate debt into one manageable payment, our personal loans are here for you. With straightforward terms and quick processing times, getting the funds you need is easier than ever.
Digital & Online Banking
Convenient Online Access
With our 24/7 online banking services, you can access your accounts whenever it fits your schedule. Just visit https://www.navyfederal.org/ to get started. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away.
E-Statements and Mobile Features
Say goodbye to paper statements! With e-statements available at Navy Federal Credit Union, you can view and manage your financial documents digitally. Plus, our mobile application makes banking on-the-go a breeze. You'll have the ability to make mobile payments and conduct person-to-person transfers right from your smartphone.
Enhanced Security
Your security is our priority. We offer electronic signature authorization for added protection when you need to sign important documents online. You can bank with confidence knowing that your information is safeguarded with top-notch security measures.
User-Friendly Experience
Our platform is user-friendly, ensuring you can navigate easily whether you're tech-savvy or just getting started with online banking. Real-time account management means you'll always know where you stand financially without any hassle. With all these features at your fingertips, managing your money has never been easier. Join us at Navy Federal Credit Union and experience the convenience of modern banking today!
Financial Strength
A Trusted Partner
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 709 Fletcher Pkwy El Cajon Ca 92020 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Opportunities
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our ability to generate income is reflected in our $0, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Future Growth
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.
Strong Financial Position
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Loan Options
For those interested in business financing, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business ventures. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. We're here to guide you through every step of the process. You can contact us at 888-842-6328 or visit us at our branch located at 709 Fletcher Pkwy El Cajon Ca 92020 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we're dedicated to supporting our members with exceptional service and loan products that fit their needs. Let us help you take the next step toward achieving your financial dreams!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options tailored for you.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. With our easy application process and knowledgeable staff ready to assist you, achieving your dream home is within reach.
Unsecured Credit Card Loans
Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available to help members manage their finances effectively, you can enjoy peace of mind while making purchases as needed.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust the information they receive without worrying about misleading claims. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects genuine offers available in the market. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With current information at their fingertips, borrowers can act promptly to secure better rates. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the real-world impact of using LendMesh's platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.