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Home Equity Loans
Mortgage Loans
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Personal Loans
Vehicle Loans
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Introduction
Welcome to Navy Federal Credit Union, your trusted partner in financial services located at 2891 Jamacha Rd Ste F, El Cajon, CA 92019. Established in 1947, we have proudly served our community for over seven decades. With a dedicated membership of 14,045,179 and total assets reaching an impressive $180,806,000,000, we are committed to providing exceptional value and support to our members. At Navy Federal, we understand the importance of personalized banking experiences. Whether you're looking for auto loans, mortgages, or simple checking accounts, we offer a wide range of products designed with your needs in mind. Our total deposits stand at $2,321,600,484, demonstrating our members' trust and commitment to their financial health. Additionally, our strong net worth of $21,492,783,754 reflects our stability and dedication to serving you. While members can visit us at our branch location for face-to-face assistance or to explore our services further, official correspondence should be sent to the same address listed above. Our team is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., both of whom are passionate about ensuring that your experience with us is nothing short of excellent. With a staff of 24,560 employees, we're always here to help you navigate your financial journey. Feel free to reach out via phone at 888-842-6328 if you have any questions or need assistance. We invite you to explore more about what we can do for you by visiting our website at Navy Federal Credit Union. Join us today and discover how Navy Federal Credit Union can make a difference in your financial life!
Branch History & Mission
Community Commitment
Our commitment extends beyond banking; we actively engage in community outreach programs that reflect our values. From partnerships with local organizations to educational initiatives aimed at enhancing financial literacy among youth, Navy Federal strives to give back and uplift those around us. While members can visit us at 2891 Jamacha Rd Ste F, official correspondence should be sent to 2891 Jamacha Rd Ste F, El Cajon, CA 92019 if different from the branch address.
Join Us
We invite you to become part of the Navy Federal family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization dedicated to serving its members. For inquiries or assistance, don't hesitate to reach out at 888-842-6328. Join us today and discover the difference Navy Federal Credit Union can make in your life!
Our Journey
From humble beginnings, Navy Federal has grown significantly over the decades. Initially founded to serve military personnel, it has expanded its reach to include families and veterans, ensuring that everyone can access affordable financial services. The El Cajon branch represents a vital link in our network, providing personalized services tailored to meet the unique needs of our diverse membership. As we look back on our journey, we take pride in our commitment to our members and community. Our team works tirelessly to offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Each service is designed with the goal of making banking easier and more accessible for everyone.
Our Mission
At Navy Federal Credit Union, our mission is simple yet profound: to serve our members by providing exceptional financial products and services while supporting their dreams and aspirations. We believe in empowering individuals through education and resources that promote financial literacy. Our dedicated staff is always ready to assist you with your banking needs during our lobby hours from Monday to Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 4 PM. We also embrace technology to make banking convenient for you. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier or more efficient.
Branch Location & Accessibility
Welcome to the Navy Federal Credit Union branch located at 2891 Jamacha Rd Ste F in beautiful El Cajon, California! Our branch is designed with your convenience in mind, making it easy for you to manage your finances. Whether you're just around the corner or coming from further away, you'll find us easily accessible, right off major routes and close to local landmarks. If you're looking for a place to park, we offer ample parking right at our location, ensuring a hassle-free visit. For those who may need assistance, our branch is fully ADA-compliant, featuring ramps and other accessibility features to make your experience comfortable. While you can reach us at our physical address for all your banking needs, please note that any official correspondence should be sent to the same address: 2891 Jamacha Rd Ste F, El Cajon, CA 92019. At Navy Federal Credit Union, we understand that your time is valuable. That's why our lobby hours are set up to accommodate busy schedules. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans or credit cards with rewards, our friendly staff is ready to help! For added convenience, we have an ATM available on-site for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking at this location, we encourage you to explore our online and mobile banking options for quick access anytime. If you have questions or want to learn more about how we can assist you, feel free to give us a call at 888-842-6328. We look forward to welcoming you into our community!
Member Eligibility
At Navy Federal Credit Union, we believe that everyone deserves a place in our community, and becoming a member is both simple and rewarding! If you live, work, or worship in our area, or if you have a family member who is already part of our credit union, you're likely eligible to join us. We welcome individuals from all walks of life, ensuring that you can access the financial services tailored to your needs. By choosing Navy Federal Credit Union, you'll enjoy benefits like competitive rates on loans, personalized service, and a supportive environment where your financial goals matter. To get started on your membership journey, just visit us at 2891 Jamacha Rd Ste F El Cajon Ca 92019 or give us a call at (888) 842-6328. For more detailed eligibility criteria, check out our website at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to open an account, follow the easy steps outlined here: https://mymembership.navyfederal.org/#/milestones. Joining Navy Federal Credit Union means stepping into a community that cares about your financial well-being!
Business Banking & Commercial Services
Merchant Services that Matter
In addition to loans, we offer merchant services designed to streamline your operations. From payment processing to point-of-sale systems, our services help you manage transactions effortlessly. Imagine having the ability to accept payments from anywhere whether in-store or online making it easier for customers to do business with you. Visit us at 2891 Jamacha Rd Ste F El Cajon Ca 92019 in El Cajon, CA or give us a call at (888) 842-6328 to learn more about how we can support your business's financial journey. Together, let's take your business to the next level!
Supporting Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessibility & Convenience
We understand that modern banking needs to be accessible anytime, anywhere. That's why we offer ATM services for cash withdrawals and balance checks perfect for those moments when you're out and about. Our commitment to digital banking ensures that managing your finances is straightforward and efficient. If you have any questions or would like to learn more about our services, please don't hesitate to reach out! You can call us at 888-842-6328 or visit our website at Navy Federal Credit Union. We're here to assist you every step of the way! Experience the difference with Navy Federal Credit Union, where our comprehensive suite of services is designed with you in mind. Join us today and take control of your financial journey!
Business Banking Services
For our entrepreneurial members, we provide business banking solutions that include merchant services and business loans. These resources are designed to help small businesses thrive by simplifying transactions and offering funding options when needed.
Credit Cards & Rewards
Looking for a way to earn while you spend? Our credit cards come with rewards that let you earn points for everyday purchases. This means every time you swipe your card, you're working towards exciting benefits like cash back or travel rewards.
Personal Banking Solutions
Our personal banking services include checking and savings accounts that help you manage your daily finances effortlessly. Imagine having instant access to your money whenever you need it our online and mobile banking features make this a reality. With just a few taps on your smartphone, you can transfer funds, pay bills, and even check your balance without stepping foot in the branch. When life calls for larger purchases, our auto loans and vehicle financing options allow you to drive away in the car of your dreams with affordable monthly payments. We also offer mortgage loans and refinancing solutions tailored to fit your budget and lifestyle. If unexpected expenses arise, personal loans for debt consolidation can help ease financial burdens by combining multiple debts into one manageable payment.
Digital & Online Banking
Key Services
With our online banking platform, accessible at https://www.navyfederal.org/, you can easily check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. Whether you're on your laptop or using our mobile application, everything is streamlined for your convenience. Plus, our 24/7 online banking services mean you can manage your accounts whenever it fits into your busy life.
Security and Convenience
Your security is our top priority. We offer electronic signature authorization to ensure that your transactions are safe and verified. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to view important documents securely from anywhere. For those who love making quick transactions, our person-to-person transfer feature lets you send money directly to friends or family with ease. Plus, if you're on the go, take advantage of our mobile payments feature that allows you to make purchases quickly using your smartphone.
Stay Connected
Whether you're checking balances or making payments, everything is designed with you in mind. Our user-friendly interface makes it simple to navigate through different features so you can focus on what matters most your financial well-being. Experience the freedom of real-time account management with Navy Federal Credit Union's digital banking services today!
Financial Strength
Commitment to Growth
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $1.3192E+11 in total loans and leases including $1,023,510 in used auto loans, we support members' financial goals across various sectors.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2891 Jamacha Rd Ste F El Cajon Ca 92019 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Strong Financial Health
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we are here to support you every step of the way.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, designed for those ready to take this important step toward owning their own home. Our experienced team will guide you through the process and help you find the best solution for your situation.
Other Loan Products
In addition to auto and mortgage loans, we also offer personal loans and lines of credit to cater to your unique financial needs. If you're considering refinancing existing loans or exploring eligibility options for any of our products, please reach out for guidance on how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Navy Federal Credit Union, we're dedicated to providing personalized service and solutions that align with your financial goals. Come visit us today at our El Cajon branch or explore our offerings online!
Unsecured Credit Card Loans
Managing your finances is easier with our flexible terms on unsecured credit card loans. We have issued a total of $30,452,498,817 in these loans to help our members handle everyday expenses and unexpected costs effectively. Our credit card options come with competitive rates and benefits that can suit various spending habits.
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