Navy Federal Credit Union

Nestled in the vibrant community of Chula Vista, the Navy Federal Credit Union branch at 555 Broadway Ste 1072 is your friendly neighborhood partner for trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this location offers convenient ATM services to make cash withdrawals and balance checks quick and easy.
Known for providing some of the best auto loans with competitive rates, Navy Federal helps you drive your dream vehicle with confidence. Whether you’re looking to finance a car or explore low mortgage rates and refinancing options, their expert team is ready to tailor solutions that fit your lifestyle. Alongside these standout lending products, members enjoy comprehensive personal banking services including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, as well as business banking options to support local entrepreneurs.
With user-friendly online and mobile banking tools complementing in-branch service, managing your finances has never been more accessible. Visit Navy Federal Credit Union at 555 Broadway Ste 1072 in Chula Vista or call 888-842-6328 today to discover how our top-tier auto loans and mortgage lending can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union! Located at 555 Broadway Ste 1072, Chula Vista, CA 91910, we are dedicated to serving our members with the utmost care and commitment. Established in 1947, we take pride in having built a strong community with over 14 million members who trust us for their financial needs. Our credit union stands tall with total assets amounting to an impressive $180,806,000,000 and total deposits reaching $2,321,600,484. At Navy Federal, we believe in putting our members first. With a wealth of resources including auto loans, mortgages, personal loans, and credit cards designed with rewards in mind, we are here to help you achieve your financial goals. Our team is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., both of whom are committed to fostering a supportive environment for our members. While you can visit us at our Chula Vista branch for all your banking needs, please note that official correspondence should be directed to the same address: 555 Broadway Ste 1072, Chula Vista, CA 91910. We invite you to explore our offerings online at navyfcu.org or give us a call at 888-842-6328. Whether you're looking to open an account or need assistance with existing services, our friendly staff is ready to help. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Innovative Services

In today's fast-paced world, we understand that convenience matters. That's why we offer modern digital banking options including online banking and mobile payments. Whether you're managing your accounts from home or on-the-go, our technology ensures that banking is easy and accessible for all members.

Join Us Today!

With operating hours from Monday to Friday between 9 AM and 6 PM, and Saturday from 9 AM to 4 PM, we are here to serve you. Our ATM availability adds an extra layer of convenience for quick cash withdrawals or balance checks. We invite you to experience the benefits of being part of Navy Federal Credit Union. Join us today and discover how we can help you achieve your financial goals! For more information or assistance, don't hesitate to call us at 888-842-6328.

Our Commitment to the Community

Navy Federal Credit Union is more than just a financial institution; we are deeply invested in our community. We actively participate in local outreach programs and partnerships that support education and financial literacy. By engaging with various organizations and initiatives, we strive to uplift those around us and create a positive impact.

Our Mission

Our mission is simple yet profound: to serve our members by providing outstanding financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial products, whether it's personal banking, auto loans, or mortgage refinancing. Our commitment extends beyond just transactions; we aim to empower our members with knowledge and resources to make informed decisions about their finances. While you can visit us at our branch address for personalized service, official correspondence should be sent to the same location at 555 Broadway Ste 1072, Chula Vista, CA 91910.

Branch Location & Accessibility

Comprehensive Banking Services

As a member of Navy Federal Credit Union, you can take advantage of a wide range of services designed to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got everything covered. Plus, enjoy the convenience of our ATM services right at the branch. While you can visit us at our Chula Vista location for all your banking needs, please note that official correspondence should be sent to our mailing address: 555 Broadway Ste 1072, Chula Vista, CA 91910.

Convenient Access and Amenities

At Navy Federal, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can enjoy our services without any hassle. Ample parking is available nearby, making it easy for you to stop by anytime during our operating hours. Speaking of which, we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM perfect for fitting into your busy schedule!

We’re Here for You!

Our friendly staff is ready to assist you with any questions or services you may need. Don't hesitate to reach out! You can give us a call at 888-842-6328. We look forward to welcoming you in person at Navy Federal Credit Union in Chula Vista where your financial success is our priority!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that truly cares about your financial well-being. If you live, work, worship, or go to school in the area served by our branch at 555 Broadway Ste 1072 Chula Vista Ca 91910, you're already on the right path! We also welcome immediate family members of current members and those who have been honorably discharged from the military. This inclusivity means that more people can enjoy the benefits of membership, which include competitive rates, personalized service, and a wide range of financial products designed just for you. Opening an account with us is straightforward and welcoming. You can find all the details you need about eligibility by visiting https://www.navyfederal.org/membership/eligibility.html, where we outline everything clearly. When you're ready to take the next step, check out our account opening process at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions. We're excited to help you get started on your journey with us!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services tailored for businesses of all sizes. Imagine a busy café processing orders quickly and efficiently during peak hours. Our merchant services ensure that payments are seamless, allowing you to focus on serving your customers rather than worrying about transactions. With tools designed for convenience and efficiency, we help you keep your operations running smoothly. If you're ready to explore how our business banking and commercial services can support your vision, visit us at 555 Broadway Ste 1072 Chula Vista Ca 91910 or call us at (888) 842-6328. Your success is our mission!

Comprehensive List Of Services

Accessibility and Support

At Navy Federal Credit Union, we strive to make banking as accessible as possible. With ATM & Cash Withdrawal Services, finding cash is never an issue. We also provide basic ATM access so members can easily check their balances without hassle. We invite you to explore everything we have to offer at our Chula Vista branch. If you're ready to take the next step in managing your finances or if you have any questions about our services, please reach out at 888-842-6328. Our friendly staff is eager to assist you! Join us today and discover how Navy Federal Credit Union can be your trusted partner in achieving financial success!

Business Banking

For entrepreneurs, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand how crucial it is for businesses to have reliable financial support, and we're here to help you thrive.

Credit Cards and Rewards

With our Credit Cards with Rewards, spending can actually work in your favor. Whether you're making everyday purchases or planning a vacation, earn points that can lead to exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can manage your accounts from anywhere, check balances, transfer funds, and even pay bills all at your fingertips! Our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can easily open Checking & Savings Accounts to manage your daily expenses and savings goals. If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing options make it simple to secure the funds you need at competitive rates. Do you dream of owning a home? Our Mortgage Loans & Refinancing services can guide you through the process, ensuring that you find the right loan for your situation. For those unexpected expenses or plans, consider our Personal Loans & Debt Consolidation options that allow you to consolidate debt or finance personal projects.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.navyfederal.org/, you can easily check your account balances, transfer money between accounts, and pay bills all from the comfort of your home or on the go. If you're looking to send money directly to a friend or family member, our person-to-person transfer feature makes it simple and quick. For those who prefer using their mobile devices, our dedicated mobile application is available for download, giving you full access to all these features right at your fingertips. Whether you're paying for coffee or splitting a bill, our mobile payments feature ensures every transaction is just a tap away.

Security & Ease of Use

Your security is our priority. We offer electronic signature authorization for added protection when managing sensitive transactions. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Enjoy peace of mind knowing that all your information is secure while still being easy to access. Our user-friendly interface ensures that even if you're not tech-savvy, you can navigate through your accounts with ease. Real-time account management means you'll always know where you stand financially. In short, whether you're at home or out and about in Chula Vista, Navy Federal Credit Union provides the tools you need for efficient and secure banking. Experience the convenience of digital banking today!

Financial Strength

Commitment to Stability

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 555 Broadway Ste 1072 Chula Vista Ca 91910 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Growth Through Reinvention

Our commitment to innovation is highlighted by our $399,808,576 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or considering a reliable used option, our auto loans are designed to fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your operations. We understand that running a business requires flexibility and support; our loan products aim to empower entrepreneurs at every stage. If you're interested in refinancing any of these products or want to know about eligibility options that may suit your situation better, please reach out to us directly at 888-842-6328 or visit us online for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union in Chula Vista, we're dedicated to making your financial journey as smooth as possible. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $6,343,248,096. We understand that finding the right mortgage can be overwhelming; that's why our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans available for our members. These cards can help with day-to-day purchases while providing benefits like rewards and low-interest rates.

Loan Aggregator

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