Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Navy Federal Credit Union at 752 Otay Lakes Rd, Chula Vista, CA 91910! Here, we believe in the power of community and the importance of helping our members achieve their financial goals. Established in 1947, our credit union has grown to serve over 14 million members, making us a trusted partner in their financial journeys. At Navy Federal, we're proud to manage total assets of $180.81 billion, ensuring that your money is not just safe but also working for you. With total deposits reaching $2,321,600,484 and a robust net worth of $21,492,783,754, we stand strong and secure. Our commitment to providing personal service is reflected in our dedicated team of 24,560 employees, all focused on your needs. While members can visit us at our branch location for personal banking services like checking and savings accounts, auto loans, and mortgage refinancing, official correspondence should be directed to our mailing address: 752 Otay Lakes Rd, Chula Vista, CA 91910. Our CEO, Dietrich Kuhlmann, along with Board President Edward Cochrane Jr., lead with a shared vision of trust and transparency. We aim to empower you with the tools and resources necessary for financial success whether you're looking for a new vehicle loan or need support with business financing options. Ready to take the next step? Call us today at 888-842-6328 or visit our website at navyfcu.org for more information on how we can assist you. Join us in building a brighter financial future together!
Branch History & Mission
Commitment to Accessibility
In keeping with our mission, we prioritize creating an inclusive environment for all members. Our branch is ADA compliant and offers digital advancements like online banking and mobile payments for added convenience. While our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM, we also provide ATM access for those who need quick transactions outside regular hours.
Community Engagement
We recognize the importance of strong community ties. Through partnerships with local organizations and participation in various events, Navy Federal Credit Union aims to uplift Chula Vista and beyond. We invite you to join us in this mission whether you're looking for a new bank or seeking ways to engage with your community.
Join Us Today!
If you're ready to experience what membership at Navy Federal Credit Union can offer, we encourage you to reach out! Call us at 888-842-6328 or visit us at our Chula Vista location. Explore how we can support your financial goals while fostering a spirit of community together. Welcome to Navy Federal where your financial well-being is our priority!
Our Mission
At Navy Federal Credit Union, our mission is simple yet profound: to empower our members by providing exceptional financial products and services while fostering a sense of community. We strive to make banking accessible and straightforward for everyone. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our dedicated team is here to help you navigate your financial journey. We believe that being a responsible financial institution means more than just offering great rates; it also involves giving back to the communities we serve. Our outreach programs engage with local organizations, ensuring we play an active role in enhancing lives beyond banking.
Branch Location & Accessibility
Welcome to the Navy Federal Credit Union branch located at 752 Otay Lakes Rd, Chula Vista, CA 91910! We are thrilled to serve our community and provide a convenient banking experience right in your neighborhood. Whether you're stopping by for personal banking needs or exploring options for auto loans and credit cards, our friendly team is here to help. Situated near the beautiful Otay Lakes County Park, our branch is easily accessible for all members. With ample parking available, visiting us is hassle-free. We take pride in ensuring our facility meets accessibility standards, featuring ADA-compliant entrances and pathways for your comfort. Our lobby hours are designed to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 4:00 PM. If you have any questions or need assistance, feel free to reach out at 888-842-6328; we're always ready to assist you! For added convenience, we offer ATM services right at our location, allowing you to access cash whenever you need it. While we do not have a drive-thru service, our staff is dedicated to providing quick and efficient service inside the branch. While members can visit us at 752 Otay Lakes Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address is the same. We invite you to come by and see how Navy Federal Credit Union can support your financial journey today!
Member Eligibility
Welcome to the warm and inviting community at Navy Federal Credit Union! Becoming a member is easier than you might think. If you're active duty, retired military, or a family member of someone who serves or has served in the military, you're already eligible. Even if you don't have a military background, there are still pathways to membership that can connect you with our supportive services. For those interested in learning more about these criteria, we encourage you to check out the detailed information available at https://www.navyfederal.org/membership/eligibility.html. Joining Navy Federal Credit Union not only opens doors to a variety of financial products tailored for your needs but also gives you access to a community that truly cares about your financial well-being. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to get started at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, don't hesitate to reach out to us at (888) 842-6328. We can't wait to welcome you into our family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having the tools you need to run your business smoothly from processing payments quickly to managing cash flow effectively. Our merchant services offer practical benefits that help streamline your operations. With secure payment processing options, you can focus more on what matters most: growing your business. Located at 752 Otay Lakes Rd Chula Vista Ca 91910 in Chula Vista, CA, we're here to partner with you on your path to success. Reach out to us at (888) 842-6328 to learn more about how we can assist you!
Comprehensive List Of Services
ATM Services
With our ATM & Cash Withdrawal Services, accessing cash is easy and hassle-free. We have ATMs available for basic transactions like withdrawals and balance checks whenever you need them. At Navy Federal Credit Union, we are committed to making banking straightforward and accessible for everyone in Chula Vista and beyond. To learn more about any of these services or how we can assist you further, don't hesitate to reach out at (888) 842-6328 or visit us online at Bonita Ca. Your financial journey starts here!
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our Auto Loans & Vehicle Financing services provide competitive rates that make it easier for you to hit the road in style. Picture yourself driving away in your dream vehicle, knowing you secured a great loan from us.
Business Banking Support
For entrepreneurs and small business owners, we provide comprehensive Business Banking services that include merchant services and business loans. If you're looking to expand or start a new venture, we're here to support you every step of the way.
Convenient Online & Mobile Banking
In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. Check balances, transfer funds, and even pay bills all from the comfort of your home or while on the go 24/7 access at your fingertips.
Credit Cards with Rewards
Our Credit Cards with Rewards give you more than just a way to pay; they offer perks like cashback or points for travel and shopping. Imagine earning rewards on every purchase you make it's a smart way to get more out of your spending!
Home Financing Options
If homeownership is on your horizon, explore our Mortgage Loans & Refinancing options. We offer flexible terms and rates designed to make owning a home more attainable. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we can guide you through the process.
Personal Banking Solutions
Managing your day-to-day finances is made simple with our Personal Banking options, which include checking and savings accounts tailored to fit various lifestyles. Imagine easily accessing your funds online or through our mobile app it's like having a bank in your pocket! You can also set up e-statements to keep track of your transactions without the clutter of paper statements.
Personal Loans & Debt Consolidation
Life can sometimes throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. This service allows you to consolidate high-interest debts into one manageable payment, freeing up cash flow for other important areas of your life.
Digital & Online Banking
Key Features
Our online banking services provide 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with electronic signature authorization, you can sign documents safely from the comfort of your home. No more waiting in line or dealing with paper forms! We also offer e-statements for those who prefer a paperless option. This not only keeps your information secure but also helps reduce clutter at home. If you're on the go, our mobile application makes managing your finances even easier. You can deposit checks, set up alerts, and make mobile payments all from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. It's quick and secure, ensuring that your transactions are handled smoothly.
Security and Accessibility
Your security is our top priority. We use advanced technology to protect your information while providing easy access to all of our services. Whether you're using online banking or our mobile app, rest assured that your data is safe. At Navy Federal Credit Union, we strive to make banking simple and accessible for everyone. Our digital services empower you to take control of your finances with ease and confidence. Explore all that we have to offer today!
Financial Strength
Committed Team Ready to Serve
Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Growing Membership Base
Total Share Accounts: 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 752 Otay Lakes Rd Chula Vista CA 91910 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvestment for Better Services
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans.
Strong Financial Health
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Loan Products
For those needing additional support or capital for business ventures, our outstanding commercial loans total $227,844,936, providing essential funding for growth and expansion. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please check out our resources or speak directly with one of our representatives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us today or explore our website for more information about how we can assist you with your financial journey!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We can guide you through various mortgage options tailored to your specific needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without collateral.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and reliability of the platform in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for consumers. By working with credible lenders, LendMesh guarantees that the information presented is accurate and trustworthy.