Navigator Credit Union Vancleave MS | Best Auto Loans & ATM Services

Introduction

Welcome to Navigator, your trusted financial partner in the heart of Vancleave, MS! Located at 11004 Highway 57 Unit A, our branch has been serving the community since 1939. With a commitment to providing exceptional service, we currently support over 46,000 members and manage impressive assets totaling $411,852,327. At Navigator, we understand that banking is not just about numbers; it's about building relationships. Our dedicated team of 142 employees is led by CEO Sonya Lawler and Board President Tommy Leonard, who are both passionate about helping you achieve your financial goals. Whether you're looking for a new vehicle loan or planning for your future with our savings options, we're here to guide you every step of the way. While members can visit us at our branch location, any official correspondence should be sent to our mailing address at P.O. Box 1647, Pascagoula, MS 39568-1647. We invite you to explore our wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, business banking services, and more. With total deposits reaching $46,495,955 and a net worth of $60,079,404, Navigator stands strong as a reliable credit union ready to meet your needs. Our competitive rates on loans over 27,282 loans and leases issued reflect our dedication to helping our members thrive financially. Are you ready to take the next step? Visit us today or give us a call at (228) 475-7300! Your financial journey begins here at Navigator.

Branch History & Mission

Welcome to the heart of Vancleave, where Navigator Credit Union has been a cornerstone of community support and financial growth since its opening in 1939. With deep roots in the area, our branch at 11004 Highway 57 Unit A, Vancleave, MS 39565, has proudly served its members for decades. As we continue to grow, our mission remains focused on providing exceptional financial services while nurturing a strong sense of community. Over the years, Navigator has evolved from a small local credit union into a trusted financial partner for nearly 46,945 members. With total assets exceeding $411 million, we have consistently aimed to meet the diverse needs of our community. Our commitment to enhancing member experience drives us to innovate and improve our services continually. At Navigator, we believe that banking should be accessible and inclusive. That's why our mission is centered around empowering individuals and families by offering personalized financial solutions that help them achieve their dreams. Whether you're looking for checking accounts, auto loans, or mortgages, we are dedicated to being there every step of the way. While members can visit us at 11004 Highway 57 Unit A, official correspondence should be sent to P.O. Box 1647, Pascagoula, MS 39568-1647. We invite you to take advantage of our convenient operating hours: Monday through Friday from 9:00 am to 5:00 pm, and on Saturday from 9:00 am to 1:00 pm for drive-thru services. In addition to traditional banking services, we offer modern conveniences such as online banking and mobile applications that allow members to manage their finances anywhere they go. Our commitment extends beyond just transactions; we strive for ADA compliance and ensure our facilities are accessible for everyone. Our partnerships with local organizations highlight our dedication to giving back. Through various outreach efforts, Navigator supports initiatives that uplift our community and foster growth and development among residents. We encourage you to join us at Navigator Credit Union where your financial journey matters. Experience the benefits of being part of a cooperative that truly cares about your success. Call us today at 228-475-7300 or visit us online at navigatorcu.org to learn more about how we can serve you better!

Branch Location & Accessibility

Welcome to the Navigator Credit Union branch located at 11004 Highway 57 Unit A in Vancleave, MS! We're proud to be a part of this vibrant community, making banking easy and accessible for all our members. Nestled conveniently near local landmarks, our branch is just a short drive from popular spots like Vancleave High School and the scenic Vancleave River. At Navigator, we understand that convenience matters. That's why our branch features ample parking and accessibility options, including ADA-compliant ramps, ensuring everyone can visit us comfortably. If you need assistance, our friendly team is always ready to help. We invite you to stop by during our welcoming hours: Monday through Friday from 9:00 am to 5:00 pm, and on Saturday from 9:00 am to 1:00 pm for drive-thru services. Whether you're looking to open an account or take care of everyday banking needs, we're here for you. In addition to standard banking services such as checking and savings accounts, we offer a range of products like auto loans, mortgage refinancing, and credit cards with rewards. Need cash? Enjoy easy access with our ATM services available on-site and drive-thru banking for your convenience. While members can visit us at 11004 Highway 57 Unit A Vancleave Ms 39565, official correspondence should be sent to our mailing address at P.O. Box 1647, Pascagoula, MS 39568-1647. We're excited to serve you! For any questions or assistance, feel free to give us a call at (228) 475-7300. Come see us today and discover how Navigator Credit Union can support your financial journey!

Member Eligibility

Joining the Navigator family at Navigator is more than just opening an account; it's about becoming part of a caring community dedicated to your financial well-being. To be eligible for membership, you simply need to live, work, worship, or attend school in certain areas served by us. This means if you're in our neighborhood, you're likely already welcome! Plus, we offer a range of benefits that come with being a member, from lower loan rates to personalized service that puts your needs first. If you're curious about the specifics of eligibility, I encourage you to check out our detailed guidelines at . Getting started with us is easy! Just visit our website for account opening details at https://loans.navigatorcu.org/, or give us a call at (228) 475-7300 if you have any questions. Our friendly team is here to help guide you through the process, making it simple for you to enjoy everything Navigator has to offer. We're excited to welcome you into our community at 11004 Highway 57 Unit A Vancleave Ms 39565!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a payment solution that fits your unique needs. Our merchant services provide businesses with reliable payment processing options, allowing you to focus on what you do best serving your customers. Whether you're a small shop or a growing enterprise, we equip you with the tools to accept payments seamlessly and efficiently. Located at 11004 Highway 57 Unit A Vancleave Ms 39565 in Vancleave, MS, we're here to empower your business ambitions. Reach out to us at (228) 475-7300 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses in Vancleave, we provide comprehensive business banking solutions including merchant services and business loans. We know how vital it is for small businesses to have access to financial support, and we're here to help foster your success.

Conclusion

Whether you're saving for a dream vacation or looking for ways to finance a new car or home, Navigator is ready with the tools and support you need. Visit us today at Vancleave New Branch or explore our offerings online at navigatorcu.org. Join us in making your financial journey smoother because at Navigator, your success is our mission!

Convenient Access & Support

Our branch also features ATM services and basic drive-thru banking options for quick transactions like deposits or withdrawals. This means you don't always have to come inside if you're in a hurry! With service hours from 9:00 AM to 5:00 PM Monday through Friday, and special drive-thru hours on Saturday from 9:00 AM to 1:00 PM, we're here when you need us most. Plus, if you ever have questions or need assistance, feel free to call us at 228-475-7300.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards with rewards allow you to earn points on every purchase, which can be redeemed for travel, merchandise, or cash back making every dollar spent work harder for you.

Personal Banking Services

We understand that managing personal finances can sometimes feel overwhelming. That's why at Navigator, we offer checking and savings accounts designed for everyday needs. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills right from your phone or computer making banking simple and efficient. When it comes time to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates to help you get on the road without breaking the bank. Whether you're buying new or used, we'll work with you to find a loan that fits your budget. If you're considering buying a home or refinancing an existing mortgage, look no further than our mortgage loans. We offer personalized guidance throughout the process to ensure you find the best option available. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease financial stress.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your finances shouldn't be complicated. Our digital banking tools are designed with you in mind, making it easy to navigate through different features. You can quickly access all your banking needs from one place and enjoy real-time updates on your financial activities. At Navigator, we believe that banking should fit into your lifestyle seamlessly. With our digital and online banking services, you have the power to manage your money on your terms whenever and wherever you choose!

Key Services

With our robust online banking services available 24/7 at https://navigatorcu.org/, you can check your account balance, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our mobile application provides a user-friendly experience that keeps you connected to your accounts. And if you ever need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and hassle-free. Security is our top priority. We offer electronic signature authorization for important transactions, giving you peace of mind knowing that your information is protected. Plus, with e-statements available, you can view your account statements digitally instead of waiting for them in the mail helping you stay organized while reducing paper waste.

Financial Strength

At Navigator, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a financial partner you can trust. That's why we are proud to share our strong financial standing, which reflects our commitment to you. With a net worth of $60,079,404, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,952 in used auto loans and $276,832,295 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $11,880,132. Total Share and Deposit Accounts: 151,425, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 11004 Highway 57 Unit A Vancleave Ms 39565 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support you with solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We guide you through the process to ensure you find the right solution for your family's needs.

Refinancing Options

If you're looking at reducing your monthly payments or seeking better terms on existing debts, we offer refinancing options across various products. Our team can help evaluate your current situation and provide recommendations tailored to your financial goals. For more information about our loan offerings or to discuss which option might be best for you, feel free to reach out at (228) 475-7300. Our branch is located at 11004 Highway 57 Unit A Vancleave Ms 39565, Vancleave, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navigator, we're committed to making borrowing simple and accessible for all our members!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit card options can be tailored to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using reliable sources ensures that users receive fair and transparent offers.

Navigator