Navigator Credit Union Pascagoula MS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navigator Credit Union, where our commitment to serving the Pascagoula community has been unwavering since we opened our doors in 1939. Located at 1201 Jackson Ave, Pascagoula, MS 39567, we pride ourselves on being a trusted financial partner for over 46,000 members. With total assets of $411,852,327 and a net worth of $60,079,404, we are dedicated to providing personalized banking solutions that empower our members to achieve their financial goals. At Navigator, our services range from personal banking such as checking and savings accounts to auto loans and business financing. Whether you're looking to finance your dream car or start a new venture, we have tailored options to suit your needs. We understand that life can be unpredictable, which is why we offer resources like debt consolidation loans and credit cards with rewards to help you navigate your financial journey. Sonya Lawler, our CEO, leads a team of 142 employees, all passionate about providing exceptional service and fostering relationships built on trust. Under the guidance of Board President Tommy Leonard, we strive to be more than just a credit union; we aim to be an integral part of your financial success. While members can visit us at our branch for face-to-face interactions and support during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday, official correspondence should be sent to our mailing address: PO Box 1647, Pascagoula, MS 39568-1647. Experience the Navigator difference today! For inquiries or assistance, feel free to call us at (228) 475-7300. Your financial future is brighter with Navigator Credit Union by your side! Visit us online at navigatorcu.org for more information or to explore account options.

Branch History & Mission

Our Evolution

Since our inception, Navigator has strived to offer a range of banking solutions tailored to meet the unique needs of our members. From personal banking products like checking and savings accounts to auto loans and mortgages, we've consistently adapted our offerings to better serve you. Our passion for helping individuals and families achieve their financial goals has driven us to innovate continuously. Today, we proudly provide online and mobile banking options, allowing members easy access to their accounts anytime, anywhere. We value transparency and accessibility in everything we do. Our drive-thru service and ATM availability ensure that banking is convenient for everyone. While members can visit us at 1201 Jackson Ave, official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647.

Our Mission

Navigator's mission is simple yet powerful: We aim to provide exceptional financial services while fostering a spirit of community support. We believe that when we help our members succeed financially, we strengthen the entire Pascagoula area. Whether it's through educational workshops on budgeting or partnering with local organizations for outreach initiatives, we are committed to making a positive impact. We understand that every member's journey is different, which is why we take pride in offering personalized service tailored just for you. We want you to feel valued and understood every time you interact with us. Our dedicated team is always ready to assist you in navigating your financial path. As we move forward, we're excited about the future and remain devoted to enhancing our services through digital advancements while ensuring compliance with ADA standards for accessibility. Join us at Navigator and become part of a thriving community where your financial well-being is at the forefront of everything we do. Visit us during our operating hours from 9:00 AM to 5:00 PM Monday through Friday or reach out at 228-475-7300. Experience how Navigator can make a difference in your life today!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near local favorites and essential services, our branch is easy to find. If you're passing by the Pascagoula River or near local parks, just take a quick detour to visit us. We strive to ensure that everyone can access our branch without hassle. Our building is ADA-compliant and features ramps and designated parking for individuals with disabilities.

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to stop by before or after work. You can reach us at 228-475-7300 if you have questions or need assistance. Our dedicated staff is here to help with a range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. For added convenience, we also offer drive-thru banking services for quick transactions like deposits and withdrawals. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it! While members can visit us at 1201 Jackson Ave, official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647.

Visit Us Today!

At Navigator's Jackson Ave Branch, we believe in making your banking experience as smooth as possible. Whether you're stopping by for a quick transaction or exploring new financial opportunities, we're here for you. Come see us today!

Member Eligibility

Joining the Navigator community at Navigator is not just about opening an account; it's about becoming part of a supportive family. Here, we welcome individuals who live, work, worship, or attend school in Jackson County, Mississippi. This means that if you have ties to our local area, you're likely eligible to join us! Plus, being a member comes with great benefits like personalized service and competitive rates on loans and savings accounts. To find out more about the specific eligibility details, feel free to check out our resource at . Starting your membership journey is simple! Just visit us at 1201 Jackson Ave Pascagoula Ms 39567, where our friendly team is ready to assist you. You can also give us a call at (228) 475-7300 for any questions you may have. If you're ready to take the next step and open your account online, head over to https://loans.navigatorcu.org/. We can't wait for you to experience all that being a member of Navigator has to offer!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide practical solutions that make transactions easier for both you and your customers. Whether it's setting up card payments or managing online sales, we've got you covered. Located at 1201 Jackson Ave Pascagoula Ms 39567 in Pascagoula, MS, we invite you to explore how our personalized approach can meet your unique business needs. Call us at (228) 475-7300 or visit us online at https://navigatorcu.org/ to learn more about how we can assist your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, Navigator has your back too! Our business banking services include merchant services and business loans to help your venture thrive. We know that running a business requires access to funds when opportunities arise, and we're here to make that happen.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts from anywhere whether you're at home or on the go making it easy to check balances, transfer funds, or pay bills with just a few taps on your device. Plus, our ATM and cash withdrawal services ensure that accessing your funds is straightforward.

Easy Access Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service allows for simple transactions without having to step inside the branch. And if you're just checking balances or making withdrawals, our ATMs are available for your convenience. At Navigator, we believe in making banking accessible and straightforward for everyone. With hours from 9:00 AM to 5:00 PM Monday through Friday, we're here when you need us most. For more information about how we can assist you or to explore our services further, feel free to reach out at (228) 475-7300 or visit us online at Jackson Ave Branch. Let us help you achieve your financial goals today!

Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. We also provide credit cards with rewards that not only offer convenience but also let you earn while you spend on things you already buy.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing everyday expenses, we have the right account for you. Our auto loans and vehicle financing options make purchasing your dream car easier than ever. Imagine cruising down the road in a new vehicle, knowing that you secured an excellent rate through Navigator. For those looking to invest in their future home, our mortgage loans and refinancing options come with competitive rates and personalized service. Picture yourself settling into a cozy home, supported by our dedicated team guiding you through the process.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. No more waiting in line or rushing to the bank before closing hours! You can also enjoy the benefits of electronic statements, making it easy to stay organized while reducing paper clutter. Simply opt for e-statements through our secure portal to receive your account statements directly in your inbox. For those times when you need to send money quickly, our person-to-person transfer feature lets you send funds instantly to friends or family no cash needed. Plus, if you're always on the go, our mobile application puts all these features right at your fingertips. Whether you're making payments or checking your account balance, everything you need is just a tap away.

Security and Accessibility

We prioritize your security by offering electronic signature authorization for transactions, ensuring that your personal information remains safe. Our online banking platform is designed with robust security measures so you can bank with peace of mind. With Navigator, managing your finances has never been easier or more convenient. Join us today and experience the ease of digital banking that fits perfectly into your busy lifestyle!

Financial Strength

A Growing Community

Total Share Accounts: 151,425, showing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 1201 Jackson Ave Pascagoula Ms 39567 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation and Growth

With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,952 in used auto loans and $276,832,295 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $1,769,223, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees ready to assist you with any questions or needs you may have.

Strong Capital Position

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or want to explore eligibility options for any of our products, feel free to reach out to us at (228) 475-7300. Our team is here to guide you through every step of the loan process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navigator, we're committed to providing clear information and reliable support as you navigate your financial path.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates make financing straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your entrepreneurial journey with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. These cards come with various features designed to meet your spending habits while providing peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We provide flexible terms and support throughout the process to ensure you find the right solution for your home financing needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the complex landscape of lending with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the information users receive is not only current but also trustworthy, reflecting the latest results available (Source: https://www.ncua.gov). By focusing on verified sources, LendMesh provides a platform where users can explore fair and transparent loan offers. One of the standout features of LendMesh is its commitment to transparency. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to verified data. Importantly, LendMesh does not use sponsored listings. This means lenders are not prioritized based on paid promotions users receive unbiased results that truly reflect the best options available. With real-time rate comparisons, LendMesh gives users up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions about their financial futures without feeling rushed or pressured into a choice. The clarity in comparison allows for better understanding of what each lender offers. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the reliability and effectiveness of this tool in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Navigator