Navigator Credit Union Moss Point MS | Quick Personal Loans & ATM Access

Introduction

Welcome to Navigator, your trusted financial partner in Moss Point, MS. Located conveniently at 6012 Highway 63, our branch has been serving the community since 1939. As a vital part of the Navigator family, we proudly support over 46,000 members with personalized banking solutions tailored to meet their unique needs. At Navigator, we understand that financial stability is essential for you and your family. With total assets exceeding $411 million and a strong commitment to our members, we strive to provide exceptional services that foster growth and security. Our offerings include everything from checking and savings accounts to auto loans, mortgage options, and business banking solutions. Our leadership team is dedicated to your financial well-being. Under the guidance of CEO Sonya Lawler and Board President Tommy Leonard, we work tirelessly to create an inclusive environment where all members feel valued and supported. While you can visit us at our Moss Point branch for face-to-face assistance, please note that official correspondence should be sent to our mailing address: PO Box 1647, Pascagoula, MS 39568-1647. With a solid net worth of $60 million and total deposits amounting to $46 million, we are well-equipped to assist you with your financial goals. Whether you're looking for a new vehicle loan or need help managing your personal finances, our friendly staff is here for you. Don't hesitate! Reach out to us at (228) 475-7300 or explore more about our services on our website navigatorcu.org. We look forward to helping you navigate your financial journey!

Branch History & Mission

Community Commitment

Navigator is more than just a credit union; we are deeply committed to giving back to the communities we serve. We actively partner with local organizations and participate in outreach programs aimed at improving the quality of life for residents in Moss Point and beyond. Our team believes in supporting local events and initiatives that uplift our community. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Navigator where your financial goals become our priority. Together, let's build a brighter future for you and your community! For more information or to become a member today, call us at (228) 475-7300 or visit us online at Navigator Credit Union.

Our Mission

Navigator's mission is simple yet powerful: we aim to provide our members with personalized financial services that empower them to achieve their dreams. We believe in fostering a strong community by offering a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our services are designed not just to meet your financial needs but also to enhance your overall experience. In addition to traditional banking services, we embrace technology with online and mobile banking options that make managing your finances easier than ever. We are proud to offer ADA-compliant facilities and ensure that everyone in our community has access to essential banking services. Our drive-thru service offers convenience for quick transactions without leaving your vehicle, while our ATMs are available for easy cash access anytime you need it. We're dedicated to providing exceptional service during our operating hours from 9:00 AM to 5:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Branch Location & Accessibility

Accessibility and Parking

At Navigator, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space comfortably. There's ample parking available right outside our doors, so you won't have to worry about finding a spot.

Call to Action

We invite you to stop by the Navigator Moss Point Branch today! If you have any questions or need assistance before visiting, feel free to give us a call at 228-475-7300. Our friendly team looks forward to serving you!

Operating Hours

We understand that life can get busy! That's why we offer flexible banking hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM at our Drive-Thru for your convenience.

Services Offered

Our Moss Point location is equipped with an ATM for quick cash withdrawals and basic transactions. Additionally, our drive-thru banking allows you to handle deposits and withdrawals without leaving your vehicle. We offer a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more all designed to meet your financial needs.

Member Eligibility

Becoming a member of Navigator feels like joining a close-knit family where your financial well-being is our top priority. If you're looking to join, we welcome you with open arms! To be eligible, you need to be living, working, or worshiping in certain areas, or you can simply have a family member who's already part of our community. It's as simple as that! The benefits of membership at Navigator are numerous: from personalized service and competitive rates to various financial products designed to help you thrive. Ready to take the next step? Opening an account is easy and straightforward. Just visit us at 6012 Highway 63 Moss Point Ms 39563, call us at (228) 475-7300, or check out our website for more details on how to get started. For a deeper dive into the eligibility criteria and all the wonderful things we offer, visit . We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies payments and enhances customer satisfaction. Our merchant services help you accept payments easily, whether you're running a retail store or offering services on the go. By streamlining transactions, we ensure you spend less time worrying about finances and more time focusing on what matters growing your business. Located at 6012 Highway 63 Moss Point Ms 39563 in Moss Point, MS, our team is here to assist you every step of the way. Ready to take your business to new heights? Call us at (228) 475-7300 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs ensures you have access to your funds whenever needed. Enjoy basic ATM access for quick withdrawals and balance checks without hassle.

Auto Loans & Vehicle Financing

If you're in the market for a new car or truck, our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you want. With competitive rates and flexible terms, financing your next ride has never been easier.

Business Banking

Navigating business finances is crucial for any entrepreneur. Our Business Banking services include Merchant Services & Business Loans, designed to support local businesses in achieving their goals.

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program offers points for every purchase. Whether it's groceries or gas, you'll earn rewards that can be redeemed for various perks.

Drive-Thru Banking

For those who prefer face-to-face interactions but want speed too, our basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your car. At Navigator, we're more than just a credit union; we're part of your community. With our friendly staff ready to assist you at every turn, feel free to reach out at 228-475-7300 or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Explore how we can help you achieve your financial dreams today! Visit our website at navigatorcu.org for more details or stop by our branch we're here for you!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process. We help first-time buyers navigate their options and offer refinancing solutions that may lower your monthly payments.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Navigator provides robust Online & Mobile Banking platforms. Access your accounts anytime and anywhere! Pay bills, transfer funds, and check balances right from your smartphone or computer.

Personal Banking

Our personal banking services are designed to simplify your financial journey. We offer various Checking & Savings Accounts that help you manage your money effectively. You can choose accounts that fit your lifestyle and goals, whether it's saving for a vacation or setting up an emergency fund.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation comes in handy. If you're juggling multiple debts, we can help streamline your payments into one easy-to-manage loan.

Digital & Online Banking

Easy Access to Online Services

With our online banking platform, available at https://navigatorcu.org/ , you can check balances, transfer funds, and pay bills without stepping foot outside your home. We offer 24/7 online banking services so you can take care of your financial needs whenever it suits you. Plus, if you prefer paperless statements, our e-statements are readily available, making it easy to keep track of your finances while reducing clutter.

On-the-Go Banking with Our Mobile App

For those who love banking on the go, our mobile application makes managing your finances even easier. Available for download now, it offers all the features of online banking in a user-friendly format tailored for mobile use. Unfortunately, we don't currently support mobile payments, but we're always looking to improve and expand our services. At Navigator, we believe that banking should be accessible and stress-free. With real-time account management and all these features designed with you in mind, managing your money has never been easier or more secure. Join us today and experience the future of banking!

Secure Transactions Made Simple

We know that security is a top concern for our members. That's why we offer electronic signature authorization for seamless document processing. Whether you're signing loan documents or setting up new accounts, you can do so safely from the comfort of your home. And if you need to send money quickly to friends or family, our person-to-person transfer feature allows you to send funds instantly with just a few clicks.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 151,425, showing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments amount to $11,880,132, further demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 6012 Highway 63 Moss Point Ms 39563 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,769,223, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $5,952 in used auto loans and $276,832,295 in total loans and leases, helping our members achieve their financial goals across various sectors.

Solid Financial Health

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make financing straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your operational capacity, we can help you find the right financing solutions. In addition to these offerings, we also have credit lines available totaling $116,076,784, providing further flexibility for your financial planning. If you're interested in refinancing any existing loans or checking eligibility options for our various loan products, feel free to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navigator, we're committed to supporting our members through every step of their financial journey. Visit us today at our Moss Point branch or explore more about our loan products on our website: Navigator CU.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and help you find the right solution for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require a little extra support. We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to benefit our members.

Loan Aggregator

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NAVIGATOR FEDERAL CREDIT UNION - Moss Point, MS