Navigator Credit Union Moss Point MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Navigator, your trusted financial partner located at 7305 Highway 614, Moss Point, MS 39562. Established in 1939, we have proudly served our community for over eight decades, building a strong foundation of trust and reliability with our 46,945 members. Our commitment to supporting you goes beyond just banking; we strive to create meaningful connections that enhance your financial journey. At Navigator, we understand that every member has unique financial needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. With total assets amounting to an impressive $411,852,327 and total deposits reaching $46,495,955, our credit union is well-equipped to support your ambitions. Our dedicated team of 142 employees, led by CEO Sonya Lawler and Board President Tommy Leonard, is here to assist you with any inquiries or needs you may have. Whether you're looking for guidance on loans (we currently manage 27,282 loans) or simply want to explore your options for savings and investments, we're here to help. While you can visit us directly at our branch address, please note that any official correspondence should be sent to our mailing address: PO Box 865, Hurley, MS 39555. We invite you to experience the Navigator difference where community meets commitment. Feel free to reach out via phone at (228) 475-7300 or explore our website at navigatorcu.org for more information. Join us today and let's take the next step in your financial journey together!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of being part of Navigator Credit Union. Let us help you achieve your financial goals while supporting your dreams. Stop by today during our operating hours Monday through Friday from 9:00 am to 5:00 pm or give us a call at (228) 475-7300. Together, let's build a brighter future for you and your family!

Our Mission

At Navigator Credit Union, our mission goes beyond just providing financial services. We aim to empower individuals and families by offering personalized solutions tailored to their unique needs. Whether it's helping you secure an auto loan or guiding you through the mortgage process, we're here to support your financial journey. We understand the importance of community support and actively participate in local initiatives that enhance the quality of life for residents in Moss Point and surrounding areas. From educational programs to community events, we believe in giving back because when our community thrives, we all benefit. While members can visit us at our branch address above for personal service or utilize our drive-thru for quick transactions, official correspondence should be sent to PO Box 865, Hurley, MS 39555.

Our Story

Since opening our doors at 7305 Highway 614, Moss Point, MS 39562, we have seen remarkable milestones in our evolution. What started as a small credit union has blossomed into a trusted institution with a total membership of 46,945 and assets exceeding $411 million. As we look back on our history, we celebrate not only our growth but also the relationships we've built along the way. Our dedicated team of 142 employees is committed to providing exceptional service that reflects our core values. Our headquarters are located in Pascagoula, MS, and through various partnerships and outreach efforts, we strive to uplift our community. We have embraced digital advancements to ensure that banking is convenient for everyone. With features like online banking and mobile applications, members can manage their finances anytime, anywhere.

Branch Location & Accessibility

Welcome to the Navigator Hurley Branch, your friendly financial hub located at 7305 Highway 614 in beautiful Moss Point, MS. We're proud to serve the community with a range of services designed to meet your banking needs. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or heading home. At Navigator, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Plus, we offer ample parking right outside, so you won't have to worry about finding a spot. We understand that life can be busy, which is why our operating hours are designed with your schedule in mind. You can visit us Monday through Friday from 9:00 am to 5:00 pm, providing plenty of opportunities for you to take care of your banking needs. Whether you're looking to open a new account, apply for an auto loan, or simply ask a question, our team is here to help. For added convenience, we also have an ATM available on-site and drive-thru banking options for quick transactions without leaving your vehicle. This means you can deposit checks or withdraw cash without stepping inside if you're short on time. While you can reach us at our physical address, please note that any official correspondence should be sent to our mailing address at PO Box 865, Hurley, MS 39555. If you have any questions or need assistance, don't hesitate to give us a call at 228-475-7300. We invite you to stop by the Navigator Hurley Branch today and discover how we can help you achieve your financial goals!

Member Eligibility

At Navigator, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that looks out for one another. If you're interested in membership, you'll be happy to know that eligibility is quite straightforward! Whether you live, work, or worship in the area around 7305 Highway 614 Moss Point Ms 39562, you can easily become a member. We welcome individuals who share our values and are eager to take advantage of all the benefits we offer, from competitive loan rates to personalized service. Ready to take the next step? Opening an account with us is a breeze! You can start the process online or visit us in person for assistance. If you have any questions, feel free to call us at (228) 475-7300. For detailed information on eligibility criteria, check out our resource at . We can't wait to welcome you into the Navigator family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services allow you to accept payments easily and efficiently, whether in-store or online. This means you can focus on what you do best while providing your customers with a smooth shopping experience. Located at 7305 Highway 614 Moss Point Ms 39562 in Moss Point, MS, we are here to empower your business. Contact us today at (228) 475-7300 to learn more about how our business banking and commercial services can help you grow!

Comprehensive List Of Services

Accessibility

For those who prefer face-to-face service, our branch offers basic drive-thru banking for deposits, withdrawals, and other simple transactions. Whether you're on the go or have a busy schedule, we aim to make banking as accessible as possible. At Navigator, we pride ourselves on being more than just a credit union; we're a community partner committed to supporting your financial journey. If you have questions or want to learn more about how we can assist you with any of these services, feel free to call us at 228-475-7300 or visit us at navigatorcu.org. Join us today and discover how easy managing your finances can be!

Business Banking

For small business owners, we offer tailored business banking services including merchant services and business loans. We know how hard you work for your business, and we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've made online and mobile banking easy for you. Check your balances, transfer funds, or pay bills from anywhere at any time. Additionally, our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Lending Solutions

Navigating debt can be tricky, but with our personal loans and debt consolidation services, you can take control of your finances again. Need extra purchasing power? Our credit cards come with rewards that make everyday spending even more rewarding.

Personal Banking

We understand that managing your finances can be overwhelming. That's why our personal banking options include checking and savings accounts designed to fit every lifestyle. For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. And when it comes to larger investments like buying a home, our mortgage loans and refinancing solutions are here to help turn your dreams into reality.

Digital & Online Banking

Key Features

One of the standout features at Navigator is our electronic signature authorization. This means you can sign important documents electronically, making transactions smoother and faster without the hassle of printing and mailing papers. And if you're looking to stay organized, we offer e-statements to help you track your finances effortlessly. With e-statements, you can access your financial information whenever you need it without cluttering your mailbox. For those who enjoy using their smartphones, our mobile application is here to enhance your banking experience. You can easily make person-to-person transfers with just a few taps on your screen sending money to friends or family has never been easier! And while mobile payments aren't currently available, our team is continuously working to bring more features that suit your needs. For now, rest assured that all transactions through our app are secure and user-friendly. Whether you're at home or out and about in Moss Point, Navigator ensures that banking is accessible and straightforward for everyone. Join us today and discover how easy it is to manage your finances digitally!

Financial Strength

Commitment to Growth

With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,952 in used auto loans and $276,832,295 in total loans and leases.

Member Savings and Investment Opportunities

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 142 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

With net shares totaling $11,880,132, we have funds available for lending and investments. Our growing member base trusts us with their finances; we currently manage a total of 151,425 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 7305 Highway 614 Moss Point Ms 39562 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you every step of the way.

Credit Lines and Personal Loans

Our flexible credit lines total $116,076,784, giving you access to funds when you need them most. If you prefer to consolidate debt or finance unexpected expenses, we also offer unsecured credit card loans with a total of $8,715,343 available to help our members manage their finances effectively. For those considering refinancing options or checking eligibility for any of our loan products, please reach out to us at (228) 475-7300. Our team is here to provide information and support so that you can make informed financial decisions. At Navigator, we believe in empowering our members with financial solutions that suit their unique situations. Visit us at 7305 Highway 614 Moss Point Ms 39562 or check out our website at navigatorcu.org for more details on how we can assist you today. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right fit for your budget and lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without any hidden surprises.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to compare loans based solely on their merits rather than marketing budgets. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Whether you are looking for a mortgage or an auto loan, knowing the current rates can save you time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how LendMesh has positively impacted borrowers' experiences. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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