Navigator Credit Union Moss Point MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Navigator Credit Union's Hurley Branch, where your financial journey is our priority! Located at 7305 Highway 614, Moss Point, MS 39562, we have been proudly serving our community since 1939. With a strong commitment to our members, Navigator Credit Union has grown into a trusted financial partner with over 47,000 members and total assets of $400,481,625. At Navigator, we understand that banking is about more than just numbers; it's about building relationships and supporting your financial goals. Whether you're looking for personal banking services like checking and savings accounts, or need assistance with auto loans and mortgages, we're here for you every step of the way. Our dedicated team of 144 employees, led by CEO Sonya Lawler and Board President Tommy Leonard, ensures that each member receives personalized service tailored to their unique needs. While members can visit us at the branch for face-to-face support, official correspondence should be directed to our mailing address: PO Box 865, Hurley, MS 39555. Our doors are open from 9:00 am to 5:00 pm, Monday through Friday, making it easy for you to drop by whenever it's convenient. With total deposits amounting to $43,041,846 and a net worth of $62,607,370, we take pride in maintaining a healthy balance sheet that allows us to offer competitive rates and services. We also hold a total loan portfolio of 26,725 loans, ensuring that we can meet the diverse needs of our community. Ready to take control of your finances? Don't hesitate to reach out! Call us at (228) 475-7300 or visit our website at navigatorcu.org to learn more about how we can assist you on your financial journey. Join us at Navigator Credit Union where your success is our mission!

Branch History & Mission

Community Engagement

Navigator Credit Union is more than just a financial institution; we are an active participant in our community. We work hand-in-hand with local organizations and schools to promote financial literacy and assist those in need. By partnering with various nonprofits and participating in community events, we aim to uplift everyone around us. As we continue to innovate with digital advancements like online banking and mobile applications, we remain committed to being accessible and inclusive for all our members. With features such as ATM availability and drive-thru banking, we prioritize convenience without compromising on quality service.

Join Us Today

Whether you're looking for a reliable partner for your personal finances or seeking business solutions that fit your needs, Navigator Credit Union invites you to join us. Experience firsthand how we blend traditional values with modern banking practices to serve you better. Come visit us or reach out at (228) 475-7300 we're here for you!

Our Mission

Our mission is simple yet powerful: to empower our members with quality financial services while supporting the local community. At Navigator, we believe that everyone deserves access to affordable banking options that enhance their lives. We strive to offer personalized service that makes each member feel valued and understood. This dedication is reflected not only in our competitive rates but also in our involvement in various community outreach programs. While members can visit us at 7305 Highway 614, official correspondence should be sent to PO Box 865, Hurley, MS 39555. Our operating hours are Monday through Friday from 9:00 am to 5:00 pm, ensuring that you can find the time to meet your financial needs.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our location is not just about convenience; it's also surrounded by familiar landmarks that make it easy to spot. We're situated close to popular spots in the area, making us a convenient stop whether you're running errands or heading home. Parking is available right outside our doors, and we've made sure our facilities are ADA compliant, ensuring accessibility for everyone.

Get in Touch Today!

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 228-475-7300. We invite you to come by the Navigator Hurley Branch today and experience the friendly service that sets us apart. Your financial journey is important to us!

Operating Hours and Services Offered

At Navigator, we value your time. Our lobby hours are Monday through Friday from 9:00 am to 5:00 pm, designed to fit into your busy schedule. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more! Plus, with an ATM on site and drive-thru banking available, you can easily manage your finances without stepping inside if you prefer. While members can visit us at our branch address for everyday banking needs, please note that official correspondence should be sent to our mailing address: PO Box 865, Hurley, MS 39555.

Member Eligibility

Joining Navigator means becoming part of a close-knit community that cares about your financial well-being. If you're looking to become a member, you'll be glad to know that eligibility is open to individuals who live, work, or attend school in our local area, as well as their family members. This welcoming approach ensures that everyone has a chance to enjoy the benefits we offer, from personalized service to competitive rates on loans and savings accounts. For more detailed information on eligibility criteria, feel free to visit . Opening an account with us is straightforward and hassle-free. Simply head over to https://loans.navigatorcu.org/ to get started! If you have any questions or need assistance along the way, don't hesitate to give us a call at (228) 475-7300. We're here to help you every step of the way and look forward to having you join our family at Navigator, located at 7305 Highway 614 Moss Point Ms 39562.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, hire new staff, or invest in innovative technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,348,496, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your transactions. Picture this: a local café that can accept payments seamlessly through various methods, making it easier for customers to enjoy their favorite coffee while you boost sales effortlessly. Our services make managing daily operations a breeze so you can focus on what matters most growing your business. Located at 7305 Highway 614 Moss Point Ms 39562 in Moss Point, MS, our team is ready to partner with you on your journey. Reach out to us at (228) 475-7300 during regular hours, Monday through Friday from 9:00 am to 5:00 pm, and discover how we can help elevate your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available for easy withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick deposits and simple transactions without leaving your car. At Navigator, we strive to ensure that all members feel valued and supported in their financial journeys. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at (228) 475-7300 or visit us at our branch located at 7305 Highway 614 Moss Point Ms 39562 during our operating hours from Monday through Friday from 9:00 am to 5:00 pm. Join us today at Hurley Branch your trusted partner in achieving financial success!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions are designed to make your dream vehicle more accessible. We offer competitive rates and flexible terms that fit your budget, helping you drive away in your ideal car without financial stress.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we support local businesses in achieving their goals.

Credit Cards with Rewards

Why not earn rewards while spending? With our Credit Cards with Rewards, you can enjoy benefits like cash back or travel points on everyday purchases. It's a simple way to get more out of your spending!

Mortgage Loans & Refinancing

Homeownership is one of life's big milestones, and at Navigator, we make it achievable with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage, our friendly experts are here to guide you through the process and find a plan that suits your needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features. Access your accounts anytime, anywhere check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Banking

We know that managing money can sometimes feel overwhelming, but with our Personal Banking options, it doesn't have to be. Our checking and savings accounts are tailored to fit various lifestyles and goals. Need flexibility? We provide a variety of account types, allowing you to choose what works best for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief. We work with you to create a manageable repayment plan, allowing you to regain control over your finances.

Digital & Online Banking

Accessibility and Security

Security is a top priority at Navigator. We employ advanced encryption technology to protect your personal information so that you can bank with confidence. Our mobile payments feature may not be available yet, but we're committed to continually enhancing our services to meet your needs. Whether you're checking your balance while waiting in line or transferring money to a friend for lunch, our digital banking tools are designed with you in mind. Enjoy the peace of mind that comes with real-time account management and easy access to your funds whenever you need them. Embrace the convenience of modern banking today with Navigator!

Key Features of Our Digital Banking Services

With our user-friendly mobile application, keeping track of your finances has never been simpler. You can view your account balances, transfer money, and even make person-to-person transfers with ease. Plus, our electronic signature authorization means you can sign important documents without the hassle of printing or mailing making transactions faster and more efficient. We also provide e-statements for those who prefer to keep their records digital. This service not only helps you stay organized but also contributes to a greener planet by reducing paper waste. If you ever have questions or need assistance, our dedicated team is just a phone call away at (228) 475-7300.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 152,897, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $12,547,851, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 7305 Highway 614 Moss Point Ms 39562 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $46,022,179 in share certificates and $27,608,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,075,228 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $58,364,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,719 in used auto loans and $276,406,445 in total loans and leases.

Solid Financial Health

With a net worth of $62,607,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $107,691,110 in used vehicle loans and $34,971,492 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $5,348,496 provide the capital needed to grow and expand your business. We believe in supporting local enterprises and helping them thrive in our community. If you're interested in any of these loan options or want to explore refinancing opportunities, our dedicated team is available to assist you. For more information or to discuss your financial goals further, please call us at 228-475-7300 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Navigator for more details on how we can help you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,942,323, making buying or refinancing simple. We can guide you through the application process and help you understand your eligibility options so that you can make informed decisions about your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,557,513 in loans issued, our credit cards are designed to help members manage their finances effectively while enjoying rewards and benefits tailored to their lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This careful sourcing means users can trust that the information they see is accurate and up to date. LendMesh offers several key benefits designed to build trust and confidence in its comparisons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVIGATOR FEDERAL CREDIT UNION