Navigator Credit Union Gulfport MS | Affordable Vehicle Loans & Business Banking

Introduction

At Navigator Credit Union, we believe in building strong relationships with our members and the community. Located at 11281 Highway 49, Gulfport, MS 39503, our Gulfport Branch has been serving the area since 1939. With a commitment to providing exceptional financial services, we take pride in our growth and stability, boasting total assets of $411,852,327 and a strong member base of over 46,945 individuals. Our dedicated team, led by CEO Sonya Lawler and Board President Tommy Leonard, works tirelessly to ensure that each member receives personalized service tailored to their needs. Whether you're looking for auto loans or personal banking options, we've got you covered with a range of financial products designed to help you achieve your goals. While members can visit us at our Gulfport branch, official correspondence should be sent to our mailing address: P.O. Box 1647, Pascagoula, MS 39568-1647. We understand that convenience matters our branch offers essential services including ATM access and drive-thru banking for quick transactions. With total deposits amounting to $46,495,955 and a net worth of $60,079,404, Navigator is not just a credit union; we are your trusted partner in financial success. Our focus on community impact is evident as we continually strive to support local initiatives while maintaining robust financial health. If you're ready to experience the Navigator difference or have any questions about our services, don't hesitate to reach out! Call us at (228) 475-7300 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We look forward to welcoming you into our Navigator family!

Branch History & Mission

Community Engagement

Our roots are deeply intertwined with the Gulfport area. We actively participate in community outreach efforts that uplift those around us. Through partnerships with local organizations and schools, we aim to give back and foster a sense of belonging among residents. While members can visit us at 11281 Highway 49, official correspondence should be sent to P.O. Box 1647, Pascagoula, MS 39568-1647. If you have any questions or need assistance, please don't hesitate to reach out at (228) 475-7300 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm.

Join Us

We invite you to become part of the Navigator family. Experience firsthand how we blend exceptional service with community spirit to help you achieve your financial goals. Join us today and let's build a brighter future together! Visit us online at navigatorcu.org for more information on how you can get started with Navigator.

Our Mission

Navigator's mission is clear: to provide exceptional financial services while making a positive impact on our community. We strive to empower individuals by offering educational resources that promote financial literacy and responsible money management. Our goal is not just to help you manage your finances but also to support local initiatives that strengthen the fabric of Gulfport. With modern advancements like online banking and mobile applications available for your convenience, we are committed to ensuring every member can access their accounts anytime and anywhere. We believe in making banking simple and straightforward; that's why we also provide ATM services and drive-thru banking options for quick transactions.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can enjoy our services without hassle. Whether you're coming in for personal banking or to discuss your auto loan options, you'll find that we prioritize your comfort.

Operating Hours & Services

Our doors are open Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays from 9:00 am to 1:00 pm. This means you have plenty of time during the week and on weekends to stop by and take care of your financial needs. At Navigator Credit Union, we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. For those on the go, we provide convenient ATM access as well as drive-thru banking for quick transactions like deposits and withdrawals. Need assistance? Feel free to give us a call at 228-475-7300; our team is always ready to help! While members can visit us at 11281 Highway 49, official correspondence should be sent to P.O. Box 1647 in Pascagoula if needed. We invite you to drop by our Gulfport Branch today! Experience firsthand how we can help meet your financial goals while enjoying a welcoming environment tailored just for you.

Member Eligibility

At Navigator, we believe that everyone deserves to be part of a welcoming community where financial well-being is a shared goal. Becoming a member is simple and open to those who live, work, or worship in our area. If you're at least 18 years old and ready to join us on this journey, you're eligible! We invite you to explore the benefits of membership, including personalized service and competitive rates that can help you achieve your financial dreams. For more detailed eligibility criteria, feel free to check out this resource. Opening an account with us is just as easy! You can start your membership journey by visiting our website or giving us a call at (228) 475-7300. Our friendly team is here to assist you Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Don't hesitate to reach out; we're excited to welcome you into the Navigator family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. Imagine having a reliable way to accept payments that not only simplifies your operations but also enhances customer satisfaction. Our tools help streamline your payment processes, allowing you to focus on what really matters growing your business. Visit us at 11281 Highway 49 Gulfport Ms 39503 in Gulfport, MS, or give us a call at (228) 475-7300 to learn more about how we can support your business journey!

Comprehensive List Of Services

Convenient Access

We know how important convenience is in today's busy world. That's why we offer comprehensive ATM and cash withdrawal services, so you can get cash when needed without hassle. Our basic drive-thru banking allows for quick deposits and withdrawals, making banking easier than ever. Whether you prefer visiting us in person or managing everything online, we've got you covered. Our branch has an ATM available for your use and provides drive-thru service for simple transactions.

Join Us Today!

With so many services available at Navigator in Gulfport, MS, there's no better time to become a member. Our friendly team is eager to assist you with any questions about our offerings or help you open an account. Don't hesitate call us at 228-475-7300 or visit our website at navigatorcu.org today! Your financial success starts here!

Loans and Credit Options

For unexpected expenses or consolidating debt, our personal loans provide quick access to funds when you need them most. And if you're looking to earn rewards while spending, check out our credit cards with rewards that give back on purchases you already make. Business owners will find valuable resources in our business banking services, which include merchant services and business loans designed to help your venture thrive. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs.

Personal Banking Services

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily access your funds and track your spending all from your smartphone or computer. With our online and mobile banking options, you can check balances, transfer funds, and pay bills anytime, anywhere. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing solutions make it easy. Picture driving off in your dream car without the stress of complicated paperwork. We also offer mortgage loans and refinancing for those ready to buy a home or lower their current payments.

Digital & Online Banking

At Navigator, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to give you complete control over your accounts right at your fingertips. With our online banking platform available at https://navigatorcu.org/, you can access your accounts 24/7. Whether you need to check balances, pay bills, or transfer funds, everything is just a click away. Plus, for those times when you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and hassle-free. We prioritize your security with features like electronic signature authorization, allowing you to sign documents safely from home. You can also opt for e-statements, which not only reduce paper clutter but also keep your financial information secure and accessible. For members who are always on the go, our mobile application provides an easy way to manage your accounts from anywhere. Although we currently don't support mobile payments directly through our app, the ability to monitor transactions and manage your finances in real-time is a huge benefit. Our commitment to user-friendly services ensures that everyone can navigate their financial needs with ease. At Navigator, we're dedicated to making sure you have the tools needed for effective account management while keeping everything safe and sound. So why wait? Start exploring the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,952 in used auto loans and $276,832,295 in total loans and leases. Our $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 151,425, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $11,880,132. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 11281 Highway 49 Gulfport Ms 39503 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting your ventures with tailored financing solutions. At Navigator, we also offer refinancing options for many of our loan products. If you're considering refinancing an existing loan or want more information about eligibility options, don't hesitate to reach out. Our dedicated team is here to assist you with any questions you may have. For more information on our loan products or to start your application today, please contact us at (228) 475-7300 or visit us at our branch located at 11281 Highway 49 Gulfport Ms 39503 in Gulfport, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

Need additional flexibility? Our total credit lines amounting to $116,076,784 offer a convenient way for you to access funds when needed. Whether for unexpected expenses or planned projects, having a line of credit can be a valuable resource.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying them to specific collateral.

Loan Aggregator

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