Navigator Credit Union Gautier MS | Convenient ATM Services

Introduction

At Navigator Credit Union, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to enhancing the lives of our members. Located at 1870 Highway 90, Gautier, MS 39553, our branch has been serving the community since 1939. With a strong membership base of 46,945 individuals and total assets amounting to an impressive $411,852,327, we are committed to providing reliable and accessible financial services. Our leadership team, headed by CEO Sonya Lawler and Board President Tommy Leonard, works tirelessly to ensure that we meet the unique needs of our members. With over 142 employees on our team, we strive to create a welcoming environment where you can feel secure in your financial decisions. As part of our commitment to our members, we offer a variety of services designed to help you achieve your financial goals. Whether you're looking for loans having granted 27,282 in total or seeking to grow your savings with total deposits reaching $46,495,955, Navigator is here to support you every step of the way. While members can visit us at our branch for assistance or inquiries, please note that official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647. We invite you to explore more about what we offer by visiting our website at navigatorcu.org. Join us in building a brighter financial future together! For any questions or further information, don't hesitate to call us at 228-475-7300. Your journey toward financial well-being starts here!

Branch History & Mission

A Vision for the Future

As we look ahead, we embrace technology with features like online banking and mobile applications designed to enhance your experience with us. We believe in making banking simple and straightforward while ensuring compliance with ADA standards so everyone can access our services comfortably. Through partnerships and outreach efforts within the community, Navigator aims to continue its legacy of support and engagement. Together with our members, we can build a brighter future for all.

Commitment to Service

Navigator is more than just a place for banking; it's a hub for community connection. Our operating hours are Monday through Friday from 6:30 AM to 5:00 PM, making it easy for members to access services when they need them most. While we do not currently offer ATM or drive-thru services, our commitment to customer service remains unwavering. For any correspondence, please send mail to PO Box 1647, Pascagoula, MS 39568-1647. Our dedicated team is always ready to assist you by phone at 228-475-7300.

Join Us!

We invite you to be part of this inspiring story! Experience the benefits of membership at Navigator Credit Union today. Join us as we continue this journey together where your financial well-being is our top priority. Visit us online at Navigator Credit Union or come see us in person at our Gautier branch!

Our Evolution

Since opening our doors, Navigator has been committed to empowering individuals and families through accessible financial services. We have witnessed remarkable growth along the way, with total assets now exceeding $411 million. This expansion reflects our dedication to providing valuable resources to help our members achieve their financial goals. Our mission is simple yet profound: to offer exceptional financial services while fostering strong community ties. We strive not only to meet the banking needs of our members but also to support local initiatives that uplift and strengthen Gautier and surrounding areas.

Branch Location & Accessibility

Accessible Banking for Everyone

At Navigator, we believe in making banking as easy as possible for all our members. Our branch is ADA-compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably. With friendly staff ready to assist you, we aim to make every visit enjoyable.

Convenient Hours and Services

We are open Monday through Friday from 6:30 AM to 5:00 PM, providing ample time for you to stop by before or after work. While we currently do not have an ATM or drive-thru service available, our dedicated team is on hand to help with any inquiries or transactions you may need. If you're looking for official correspondence, please note that while you can visit us at our branch address, any mail should be sent to PO Box 1647, Pascagoula, MS 39568-1647.

Get in Touch!

For questions or assistance, feel free to call us at 228-475-7300. We're here to help you with everything from opening accounts to discussing loan options. Come see us today at Navigator where your financial journey begins!

Member Eligibility

At Navigator, we're excited to welcome you into our community! Becoming a member is an easy and rewarding process that opens doors to a world of financial opportunities tailored just for you. If you live, work, worship, or attend school in the area, you're already eligible to join us. We believe in supporting our local members and providing them with the best services possible. For more detailed eligibility criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account is straightforward. You can start your journey towards better banking by visiting us at https://loans.navigatorcu.org/ or simply give us a call at (228) 475-7300 if you have any questions. We're located at 1870 Highway 90 Gautier Ms 39553, and we can't wait to meet you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner who simplifies payment processing so you can focus on what really matters growing your business. Our merchant services offer solutions that make transactions smoother and quicker, allowing you to serve your customers better. From point-of-sale systems to online payment options, we provide tools that enhance customer experience while boosting your efficiency. Visit us at 1870 Highway 90 Gautier Ms 39553 in Gautier, MS, or call us at (228) 475-7300 to learn how our business banking services can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Welcoming Community Resource

Being part of Navigator means being part of a community-focused credit union. We aim not only to meet your banking needs but also to build lasting relationships with our members. Our goal is to foster an environment where everyone feels welcome and valued. As you explore what we have to offer, remember that we're here for you every step of the way. Visit us at 1870 Highway 90 Gautier Ms 39553 in Gautier, or check out our website at It Building for more information about how we can assist you with your financial goals. Take control of your financial future today!

Banking Services Tailored for You

Our primary offering includes ATM Services Only. This means that while we may not have traditional banking features like tellers or drive-thru service, our ATMs are available for your convenience. You can easily access cash, check balances, and perform other essential transactions right at the machine. This setup allows us to focus on providing efficient service without the hassle of long lines.

Digital Convenience

In today's fast-paced world, digital banking is more important than ever. That's why we offer robust online banking options that allow you to manage your accounts from anywhere. With just a few clicks, you can view your account balances, transfer funds, and pay bills no need to visit a branch during business hours. Plus, our mobile app makes it even easier for you to stay on top of your finances while on the go.

Member Support at Your Fingertips

Our commitment extends beyond just offering services; it's about supporting our members' financial journeys. If you have questions or need assistance with any transaction, don't hesitate to reach out to us at (228) 475-7300. Our friendly staff is ready to provide guidance and help you navigate your financial needs.

Digital & Online Banking

Key Services

Our online banking service allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? With our person-to-person transfer feature, it's quick and simple. Plus, you can enjoy the peace of mind that comes with electronic signature authorization for documents, making transactions smoother and faster. For those who prefer going paperless, we offer e-statements that keep all your financial information organized and accessible without the clutter of physical statements. You'll receive notifications when new statements are ready to view, ensuring you never miss an update.

Mobile Banking

On-the-go banking is made even easier with our mobile application. Whether you're commuting or running errands, you can manage your accounts right from your smartphone. Although mobile payments aren't available just yet, our app still provides a user-friendly experience that makes banking feel effortless.

Security and Convenience

At Navigator, your security is our top priority. Our online banking services are equipped with the latest security measures to protect your personal information while providing easy access to your funds. You can rest assured knowing that you're in control of your finances securely. Experience the convenience of real-time account management with our digital solutions today. Visit https://navigatorcu.org/ to get started!

Financial Strength

Commitment to Growth

Our strong performance is reflected in our $56,236,413 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,952 in used auto loans and $276,832,295 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees who are dedicated to providing exceptional service.

Member Trust

Total Share Accounts stand at 151,425, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $11,880,132, reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 1870 Highway 90 Gautier Ms 39553 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Secure Savings for Our Members

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we make it easy for you to find financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and helping them thrive in our community.

Credit Lines

In addition to traditional loans, we offer credit lines with a total amount of $116,076,784 available. This flexibility allows you to borrow what you need when you need it while keeping your financial management straightforward. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to contact us at (228) 475-7300. Our team is ready to assist you during operating hours from 6:30 am to 5:00 pm. At Navigator Credit Union, we believe that every member deserves access to affordable and manageable loan options. Reach out today to see how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, making buying or refinancing simple. We understand that purchasing a home is a significant commitment, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $8,715,343 in loans available, our unsecured credit cards help members manage their finances effectively without needing collateral. You can enjoy convenient access to funds for unexpected expenses or everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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