Navigator Credit Union Gautier MS | Best Auto Loans & Business Banking

Introduction

Welcome to Navigator at our Gautier Branch, located at 1850 Highway 90, Gautier, MS 39553. Since our establishment in 1939, we have been dedicated to serving our community with trust and reliability. With over 46,000 members and total assets of $411,852,327, we pride ourselves on being a cornerstone of financial support in the area. At Navigator, we understand the importance of community. Our commitment goes beyond just providing financial services; it's about building lasting relationships with our members. Whether you're looking for personal banking solutions, auto loans, or business financing options, we're here to help you achieve your financial goals. Led by our CEO Sonya Lawler and Board President Tommy Leonard, our team of 142 employees is ready to assist you with friendly and knowledgeable service. Our branch offers a range of services including checking and savings accounts, credit cards with rewards, mortgage loans, and more all designed to meet your unique needs. While you can visit us at our Gautier location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 1647, Pascagoula, MS 39568-1647. With a strong net worth of $60,079,404 and cash in hand totaling $8,906,274, we're well-equipped to support you through every financial journey. Join the thousands who trust Navigator for their banking needs and experience the difference that personalized service can make! Feel free to reach out to us at (228) 475-7300 or visit our website at navigatorcu.org for more information. We invite you to stop by or give us a call today your financial success is just around the corner!

Branch History & Mission

Welcome to the heart of Gautier, where Navigator Credit Union has been serving our community since 1939. With a proud history that spans over eight decades, our branch has grown from humble beginnings into a vibrant financial institution dedicated to enriching the lives of our members. Located at 1850 Highway 90, we're easily accessible for everyone in the area, ensuring you have the support you need for your financial journey. Navigator Credit Union was established with a simple mission: to provide reliable financial services while fostering a sense of community. Today, we proudly serve 46,945 members, offering an array of services tailored to meet diverse needs from personal banking and auto loans to mortgages and business solutions. Our commitment is reflected in our robust total assets of $411,852,327, which allows us to support our members through every stage of life. As we evolved over the years, we've embraced advancements in technology while maintaining our focus on personal service. Our operating hours are designed to accommodate your busy schedule open from 9:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturdays, ensuring we're here when you need us most. We also offer convenient ATM access and drive-thru banking for quick transactions. Our mission extends beyond just providing financial products; we aim to uplift our community through various outreach programs and partnerships. We believe in empowering individuals with the tools they need for success while supporting local initiatives that make Gautier a better place for everyone. While members can visit us at 1850 Highway 90, official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647. If you're looking for a credit union that prioritizes your needs while championing community development, look no further than Navigator Credit Union. Join us today and discover how we can help you achieve your financial goals. Experience the Navigator difference where membership means more than just banking; it's about building relationships that last a lifetime. For more information or assistance, feel free to reach out at 228-475-7300. We can't wait to welcome you!

Branch Location & Accessibility

Accessibility and Parking

At the Gautier Branch, we prioritize accessibility for all members. Our location features ADA-compliant ramps and convenient parking options, making it easy for everyone to visit us. Whether you're stopping by to open a new account or simply need assistance with transactions, our friendly staff is ready to help.

Get in Touch

Have questions or want more information? Feel free to give us a call at 228-475-7300. We invite you to come visit us at the Gautier Branch today! Let's work together on achieving your financial goals.

Operating Hours

We know that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM for drive-thru service. This way, you can choose a time that fits your schedule best.

Services Offered

At Navigator Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have you covered. If you're looking for personal loans or credit cards with rewards, our team is here to guide you through the process. Plus, with ATM access available right at our branch and basic drive-thru banking options for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Navigator, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or attend school in Jackson County, you're already on the right track! We warmly welcome anyone who fits these criteria to join us at our branch located at 1850 Highway 90 Gautier Ms 39553. By becoming a member, you'll enjoy access to a variety of services like personal banking, auto loans, and online banking tailored just for you. If you're interested in opening an account and want more details about eligibility, feel free to check out this page: . And when you're ready to get started, visit us online at https://loans.navigatorcu.org/ or give us a call at (228) 475-7300. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for daily operations. Imagine being able to process payments seamlessly, manage cash flow efficiently, and keep your customers happy all at the same time. That's what our merchant services offer. They help you accept various payment methods effortlessly, ensuring you can focus on what matters most: growing your business. Discover how Navigator can be a partner in your success journey. Visit us at 1850 Highway 90 Gautier Ms 39553 in Gautier, MS, or call us at (228) 475-7300 to learn more about how we can support your business needs!

Comprehensive List Of Services

Business Solutions

If you're a business owner, Navigator offers specialized services just for you! Our business banking options, including merchant services and business loans, are crafted to fuel growth and simplify your financial operations. We want to see your business thrive!

Credit Cards with Rewards

Reward yourself with our competitive credit cards with rewards! These cards not only provide convenience but also let you earn points for your everyday purchases. Enjoy the benefits while managing your spending effortlessly.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we've invested in online and mobile banking tools that allow you to manage your finances anytime, anywhere. With features like person-to-person payments and easy access to ATM services for cash withdrawals or balance checks, banking has never been easier.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are designed to guide you through the process smoothly. We know that owning a home is a significant milestone, and we're here to help you every step of the way.

In-Person Services

For those who prefer face-to-face interactions, our branch provides essential services through our drive-thru banking system. You can easily handle deposits, withdrawals, and other simple transactions without having to step inside the branch. At Navigator in Gautier, MS, we believe in making banking straightforward and supportive. If you have any questions about our offerings or would like assistance with opening an account or applying for a loan, don't hesitate to call us at 228-475-7300 or visit us online at navigatorcu.org. Your financial wellbeing is our priority!

Personal Banking

For individuals seeking reliable banking solutions, we offer an array of personal banking services. From checking and savings accounts that help you manage everyday expenses to auto loans that make purchasing your dream vehicle more attainable, Navigator has you covered. We understand that life can throw surprises your way, which is why our personal loans and debt consolidation options are tailored to help you regain control over your finances.

Digital & Online Banking

Convenience at Your Fingertips

We know that life gets busy, which is why our digital banking solutions are designed for ease of use. If you're out shopping and need to make a quick payment or check your account balance, our mobile payments feature allows for effortless transactions right from your phone. While mobile payments are not currently offered at Navigator, our other features ensure that you have everything you need for efficient banking. In today's fast-paced world, having access to your accounts online means you can manage your finances in real-time, making informed decisions without delay. At Navigator, we're committed to providing you with the tools necessary for a smooth banking experience so you can focus on what truly matters. Explore more about our digital services by visiting us at https://navigatorcu.org/ today!

Key Features of Our Online Banking Services

Enjoy the convenience of 24/7 online banking services that allow you to check your balance, transfer funds, and manage your accounts whenever it suits you. Whether you're at home or on the go, our user-friendly interface makes it simple to stay on top of your finances. For those who prefer to handle transactions via their smartphones, our mobile application is readily available. You can download it and access all your banking needs in one spot. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. When it comes to security, we've got you covered. Our electronic signature authorization feature ensures that all your transactions are safe and valid. You can also opt for e-statements, making it easy to keep track of your financial activity without the clutter of paper documents.

Financial Strength

At Navigator, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that our financial foundation is robust and geared toward serving your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,952 in used auto loans and $276,832,295 in total loans and leases. Our $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments total $11,880,132, further enhancing our ability to meet your needs. Our commitment to you is clear as shown by our growing member base with 151,425 total share accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 1850 Highway 90 Gautier Ms 39553 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms can make it easier for you to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand. We recognize the unique challenges faced by small businesses and are dedicated to providing tailored solutions that fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process of securing your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help! Our experienced team will work with you to explore eligibility options and determine how refinancing could benefit you financially. At Navigator, our commitment is not just about issuing loans; it's about building relationships and empowering our members financially. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1850 Highway 90 Gautier Ms 39553 or call us at (228) 475-7300 to learn more about our loan offerings and how we can help you meet your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or make everyday purchases without tying up their savings.

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