Navigator Credit Union Mobile AL | Best Auto Loans & Personal Banking

Introduction

Welcome to Navigator, your trusted financial partner located at 2515 Schillinger Rd South, Mobile, AL 36695. Since our establishment in 1939, we have been dedicated to serving our community and empowering our members with the financial tools they need to thrive. With a membership base of over 46,000, we take pride in being more than just a credit union; we are a vital part of the lives of those we serve. At Navigator, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business financing. Our total assets amount to an impressive $411,852,327, ensuring that we have the resources necessary to support your financial goals. With total deposits of $46,495,955 and a net worth of $60,079,404, you can trust that your money is safe and secure with us. Led by our passionate CEO, Sonya Lawler, and Board President Tommy Leonard, our team of 142 dedicated employees is here to provide personalized service. We believe in building lasting relationships with our members based on trust and transparency. Whether you're looking for guidance on loans or simply want to open a savings account, we're here to help. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: P.O. Box 1647, Pascagoula, MS 39568-1647. We invite you to explore our offerings further by visiting our website at navigatorcu.org or calling us at 228-475-7300. Join us today and become a part of the Navigator family where your financial success is our mission!

Branch History & Mission

Welcome to the Schillinger Branch of Navigator Credit Union, a beacon of community support and financial empowerment in Mobile, Alabama. Established in 1939, our branch has been serving members for over eight decades, growing alongside the community we cherish. With an unwavering commitment to enhancing the financial well-being of our members, we have evolved significantly since our inception. Located at 2515 Schillinger Rd South, Mobile, AL 36695, our branch is easily accessible and surrounded by local landmarks that many residents recognize. Over the years, we've transformed from a small credit union into a robust institution with total assets exceeding $411 million and a membership base of nearly 47,000 individuals. This growth reflects not just our financial stability but also our dedication to meeting the diverse needs of our community. At Navigator Credit Union, our mission is clear: to provide exceptional financial services while fostering strong relationships within the communities we serve. We strive to empower our members through personal banking solutions that include checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our goal is to help each member achieve their financial aspirations while ensuring they feel valued and supported every step of the way. While members can visit us at 2515 Schillinger Rd South Mobile Al 36695, official correspondence should be sent to P.O. Box 1647, Pascagoula, MS 39568-1647. We understand that convenience matters; that's why we offer drive-thru banking and ATM access for easy transactions. Our operating hours are designed to accommodate busy schedules open Monday through Friday from 9 AM to 5 PM. In addition to traditional banking services, we've embraced modern technology to enhance member experiences. With online banking options and mobile applications available, managing your finances has never been easier or more secure. We are also proud of our commitment to accessibility and inclusivity for all members. Our journey wouldn't be complete without acknowledging our partnerships and outreach initiatives within the community. We actively engage in programs aimed at supporting local organizations and providing resources that uplift those in need. As we look ahead, we invite you to join us on this remarkable journey. Experience the benefits of being part of a credit union that genuinely cares about its members and their communities. Visit us today at Schillinger Branch or explore more about what Navigator Credit Union has to offer by calling us at (228) 475-7300 or visiting our website at navigatorcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Contact Us

If you have any questions or need assistance before your visit, feel free to reach out! You can give us a call at 228-475-7300. We look forward to welcoming you to Navigator Credit Union's Schillinger Branch soon! Your financial journey starts here.

Operating Hours & Services

Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM. Whether you're looking to open a checking account, inquire about auto loans, or simply need assistance with online banking, we're here to help! You can also take advantage of our drive-thru banking services for quick transactions without leaving your vehicle. For added convenience, we offer an ATM on-site, allowing you to withdraw cash or check your balance anytime during your visit. While you're here, don't hesitate to ask about our personal and business banking options tailored specifically for you.

Member Eligibility

Joining the Navigator community at Navigator is like becoming part of a supportive family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Mobile area, you're likely eligible to become a member. We believe everyone deserves access to personalized banking services, which is why we offer a welcoming environment for individuals from all walks of life. Being a member means enjoying benefits like lower loan rates, higher savings yields, and tailored financial advice that suits your needs. To find out more about the specific eligibility criteria and ensure you meet them, check out our detailed information at . It's simple and straightforward to get started! When you're ready to open an account, just visit us online at https://loans.navigatorcu.org/ or give us a call at (228) 475-7300. Our friendly team is here to help you every step of the way at our branch located at 2515 Schillinger Rd South Mobile Al 36695.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for your everyday operations. Imagine having a reliable payment processing system that allows you to accept payments quickly and securely freeing up your time to focus on what truly matters: growing your business. With our services, you can manage transactions effortlessly, ensuring a smooth experience for both you and your customers. Visit us at 2515 Schillinger Rd South Mobile Al 36695 in Mobile, AL, or call us at (228) 475-7300 to learn more about how our business banking solutions can empower your enterprise today!

Comprehensive List Of Services

Accessing Your Funds

Need cash? With our ATM & Cash Withdrawal Services, accessing your money is simple. We also provide basic drive-thru banking for quick deposits and withdrawals when you're on the move. At Navigator, we strive to create an inviting atmosphere where every member feels valued. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Give us a call at (228) 475-7300 or visit us during our operating hours from 9 AM to 5 PM Monday through Friday. We look forward to serving you!

Embracing Digital Convenience

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. You can check balances, transfer funds, and even send money using person-to-person payment features all from the comfort of your home or on the go.

Flexible Financing Options

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can take control of your finances and manage those costs more efficiently. Plus, our Credit Cards with Rewards give you the chance to earn benefits while making everyday purchases.

Home Ownership Made Easy

For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step of the process. We understand that buying a home is one of the biggest decisions you'll make, and we're here to support you with personalized service and expert advice.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a dream vacation, we offer Personal Banking services that cater to everyone. Our checking and savings accounts are tailored to help you manage your finances effectively. Need a new vehicle? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the car you want, with competitive rates and terms that work for you.

Supporting Local Businesses

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the financial tools necessary for your success.

Digital & Online Banking

Accessibility and Security

Keeping your personal information safe is our priority. We use robust security measures to ensure that your online transactions are protected. Plus, with e-statements available, you can manage your financial records efficiently while reducing paper waste. Whether you're paying for groceries or transferring money between accounts, our mobile payments feature makes transactions straightforward and secure. You'll have peace of mind knowing that you can access all these services conveniently from wherever you are. Join us at Navigator today and discover how our digital banking solutions can simplify your financial management while offering the reliability you expect from us!

Key Services Available

With our online banking platform, you can effortlessly check your account balances, pay bills, and transfer funds all without needing to visit a branch. Enjoy the ease of 24/7 online banking services that put you in control of your financial life. Plus, with person-to-person transfers available, sending money to friends or family is quick and hassle-free. For those who prefer a mobile experience, our user-friendly mobile application offers the same great features right at your fingertips. You can view statements electronically and sign documents digitally with our electronic signature authorization feature no more paperwork cluttering your space!

Financial Strength

Commitment to Member Services

Our dedication to our members is reflected in our $56,236,413 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,952 in used auto loans and $276,832,295 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

The trust our members place in us is evident with a total of 151,425 share accounts. This growing base shows that more people are choosing Navigator as their partner in achieving their financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 2515 Schillinger Rd South Mobile Al 36695 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational success is highlighted by a robust $1,769,223, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 142 full-time employees who are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or cover operational costs, our team is ready to work with you to find the right solution.

Credit Lines

We understand that flexibility is key when it comes to managing finances. That's why we also provide credit lines, totaling $116,076,784, allowing you to borrow what you need when you need it without the hassle of applying for multiple loans. If you're interested in learning more about our loan offerings or if refinancing options are available for any of these products, please don't hesitate to reach out. You can call us at (228) 475-7300, visit us at our branch located at 2515 Schillinger Rd South Mobile Al 36695, or explore our website at https://navigatorcu.org/ for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navigator, we're dedicated to providing personalized service that aligns with your unique financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We're here to guide you through the process and help make your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our unsecured credit card loans come into play. We also offer flexible terms on these loans, with a total of $8,715,343 helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having access to funds when you need them.

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