Navigator Credit Union Mobile AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navigator Credit Union, where our commitment to serving the community has been strong since we opened our doors in 1939. Located at 1950 Government St, Mobile, AL 36606, we proudly offer a range of financial services designed to meet your needs whether you're looking for personal banking, auto loans, or business financing solutions. At Navigator, we believe that every member matters. With a total membership of over 46,000, we are more than just a credit union; we are a community partner dedicated to helping you achieve your financial goals. Our assets currently stand at an impressive $411,852,327, and with total deposits reaching $46,495,955, we're equipped to support you in every financial endeavor. While members can visit us at our branch address for personalized service, any official correspondence should be directed to our mailing address: PO Box 1647, Pascagoula, MS 39568-1647. Under the leadership of CEO Sonya Lawler and Board President Tommy Leonard, our team of 142 employees is here to provide you with trustworthy guidance and support. We're proud to offer essential services like online banking and ATM access, ensuring your banking experience is convenient and efficient. With total loans amounting to 27,282 and a net worth of $60,079,404, Navigator Credit Union continues to thrive while focusing on enhancing the financial well-being of our members. We invite you to explore what we can do for you call us at 228-475-7300 or visit our website at navigatorcu.org today! Whether you're opening an account or seeking advice on loans and financing options, we're here for you every step of the way.

Branch History & Mission

Commitment to Accessibility

In an effort to serve all members effectively, we offer various conveniences including ATM availability and drive-thru banking options. We understand the importance of accessible services and strive to ensure everyone can take advantage of what we offer whether you're making deposits or withdrawals or seeking guidance on your next big loan. As technology continues to change how we manage finances, we've embraced digital advancements too. With online banking and mobile app access available, managing your finances has never been easier or more secure.

Join Us Today!

Join us at Navigator Credit Union and become part of a family that prioritizes your needs while making meaningful contributions to the community around us. Experience firsthand the benefits of being a member at Navigator where your financial success is our priority! Visit us today or check out our website at navigatorcu.org for more information on how you can get started!

Our Mission

At Navigator Credit Union, our mission is clear: to enhance the financial well-being of our members while supporting the communities we serve. We provide a variety of services designed for everyone from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. Our goal is to empower you with the tools you need for a secure financial future. Our team is dedicated not only to delivering quality financial services but also to engaging with the community through outreach programs and partnerships. We believe that by investing in our local community, we can create a brighter future for all. While members can visit us at 1950 Government St Mobile Al 36606, official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647 if necessary. You can reach us at (228) 475-7300 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

Branch Location & Accessibility

Welcome to Navigator's Midtown branch, conveniently located at 1950 Government St in Mobile, AL. This prime spot is easy to find and accessible for all our members. Whether you're stopping by for personal banking or looking to secure a loan, we are here to help you every step of the way. Our branch is nestled near local landmarks that make it even easier to visit us. Just a short drive from the bustling downtown area, you can enjoy hassle-free parking right outside our doors. Plus, we're committed to accessibility, ensuring that everyone can navigate our facilities with ease. At Navigator, we know your time is valuable. That's why we offer convenient operating hours from 9:00 AM to 5:00 PM Monday through Friday. Need to withdraw cash or check your balance? Our ATM services are readily available, along with a drive-thru banking option for quick transactions without leaving your car. While members can visit us at 1950 Government St, official correspondence should be sent to PO Box 1647, Pascagoula, MS 39568-1647. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 228-475-7300. We invite you to experience the friendly service and comprehensive financial solutions that Navigator offers. Stop by today and see how we can assist you on your financial journey!

Member Eligibility

At Navigator, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Mobile area, or if you are related to someone who does, you're likely eligible to join our community. We welcome individuals from all walks of life and aim to provide accessible services tailored to meet your needs. Becoming a member not only opens the door to various banking products like checking accounts, loans, and credit cards with rewards, but it also gives you access to personalized support from our dedicated team. Getting started is simple! You can find more detailed eligibility criteria on our website at . When you're ready to open an account, just visit us at https://loans.navigatorcu.org/ or give us a call at (228) 475-7300 for any questions you might have. Join us at Navigator located at 1950 Government St Mobile Al 36606 and take your first step towards a brighter financial future today!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,751,528, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Our solutions empower businesses to accept payments easily and securely, whether online or in-store. Imagine a local café using our services to streamline transactions customers enjoy a smooth checkout experience while the owner can focus on creating great food. Join us at Navigator, located at 1950 Government St Mobile Al 36606 in Mobile, AL, and see how we can help your business achieve its goals! For more information, call us at (228) 475-7300 or visit our website at https://navigatorcu.org/ .

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find valuable resources at Navigator as well. Our Business Banking services include Merchant Services and Business Loans, tailored to support the growth of local businesses in the community. We believe in empowering entrepreneurs with the tools they need to thrive.

Convenient Access Options

At Navigator, convenience is key. Our branch offers essential services like ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. This means that even when you're busy, accessing your funds is quick and easy. With an ATM available nearby and drive-thru service at our location on 1950 Government St Mobile Al 36606, you'll always have access when you need it. In today's world where time is precious, we also prioritize digital solutions like online banking which enables members to manage their accounts without needing to visit us physically.

Get Started Today!

No matter what financial services you need, Navigator is dedicated to making banking easy and accessible for everyone in Mobile. If you have questions or want to learn more about how we can assist you with any of our offerings be it personal banking or business support please don't hesitate to reach out! Call us at 228-475-7300 or visit us online at Navigator's website. We're here to help you navigate your financial journey!

Personal Banking Solutions

For those who want to manage their day-to-day finances, our Personal Banking options include both Checking and Savings Accounts. You can easily set up an account that fits your lifestyle, whether it's for everyday spending or saving for future goals. Imagine having easy access to your funds with our Online & Mobile Banking features, allowing you to check balances and make transactions from anywhere. If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing can make that dream a reality. With competitive rates and flexible terms, we ensure that financing your next vehicle is straightforward and stress-free. Additionally, if you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options provide the guidance you need for this important investment.

Support for Your Financial Growth

We also offer Personal Loans & Debt Consolidation services to help you regain control over your finances. Life can sometimes throw unexpected expenses your way, and having a reliable source of funding can ease the burden. Our loans are designed with you in mind, helping you consolidate debt into manageable payments. For those looking to earn rewards on their spending, consider applying for one of our Credit Cards with Rewards. Whether you're shopping for groceries or planning a getaway, you can enjoy benefits while managing your expenses.

Digital & Online Banking

Key Features for Your Convenience

Our digital banking includes electronic signature authorization, making it simple and secure to sign documents without the hassle of printing. Plus, you can opt for e-statements to keep track of your transactions while reducing paper clutter an eco-friendly choice that helps streamline your finances. For those who prefer mobile solutions, our mobile application is available for download. This means you can manage your accounts right from your smartphone. Although we currently do not offer mobile payments, our app provides essential features like person-to-person transfers, allowing you to send money to friends and family with ease.

Secure and User-Friendly Experience

Security is a top priority at Navigator. Our online banking system uses advanced encryption technology to protect your personal information, giving you peace of mind while you manage your finances. The interface is user-friendly, ensuring that even if you're new to online banking, you'll find it easy to navigate. In summary, our digital and online banking services at Navigator are designed for accessibility and ease-of-use. We invite you to explore everything we have to offer by visiting us at https://navigatorcu.org/ today!

Financial Strength

Commitment to Growth

With $56,236,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,952 in used auto loans and $276,832,295 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $64,172,535 in share certificates and $22,509,634 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,769,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $60,079,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $11,880,132. Total Share and Deposit Accounts: 151,425, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigator is your trusted partner. Visit us at 1950 Government St Mobile Al 36606 or call (228) 475-7300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,650,805 in used vehicle loans and $39,023,114 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used option, we have competitive financing solutions designed just for you.

Credit Lines and Business Loans

In addition to personal financing options, we provide total credit lines amounting to $116,076,784 for those who need extra flexibility in managing their finances. For business owners, our outstanding commercial loans totaling $1,751,528 provide the capital needed to grow and expand operations. If you're considering refinancing any existing debts or exploring eligibility options for our various loan products, feel free to reach out. Our team at Navigator is here to guide you through the application process and answer any questions you may have. For more information about our loan offerings or to discuss your specific needs, contact us today at (228) 475-7300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,477,893, make buying or refinancing simple. We provide personalized service to ensure you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,715,343 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without tying up your assets.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. By relying on verified institutions, LendMesh guarantees that users have access to legitimate loan options without hidden fees or misleading information.

NAVIGATOR FEDERAL CREDIT UNION - Mobile, AL