Navigant Credit Union Woonsocket RI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Navigant, your trusted partner in financial well-being, located at 1280 Park Ave, Woonsocket, RI 02895. Since our establishment in 1915, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 155,333 members. With total assets of over $3.88 billion and deposits exceeding $179 million, we stand as a pillar of strength and stability in the region. At Navigant, we believe that banking should be accessible and straightforward. Whether you're looking for personal banking solutions like checking accounts and auto loans or exploring business banking options, our dedicated team is here to help you every step of the way. Led by our CEO, Kathleen Orovitz, and Board President, James Salome, our leadership is committed to ensuring that your experience with us is nothing short of excellent. We understand that trust is essential in a financial relationship, which is why we prioritize transparency and member satisfaction above all else. Our net worth stands impressively at $378 million, reflecting our sound financial management and dedication to serving you better. While members can visit us at our Woonsocket branch for all their banking needs, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 02917-1206. Don't hesitate to reach out! You can call us at 401-233-4300 or explore more about our services on our website: [navigantcu.org]( http://www.navigantcu.org ). Join us today and discover how Navigant can help you achieve your financial goals with personalized service and community-focused values!

Branch History & Mission

Welcome to Navigant, a credit union with a rich legacy and a deep commitment to serving the community of Woonsocket, RI. Established in 1915, our branch has been a cornerstone of financial support for generations, helping over 155,000 members achieve their financial goals. Located at 1280 Park Ave, Woonsocket, RI 02895, we are proud to offer a welcoming environment where every member feels valued. Since our founding, Navigant has evolved significantly. From humble beginnings as a small credit union to becoming one of the largest in the region with total assets exceeding $3.88 billion, we have remained dedicated to providing personalized financial services. Our mission is clear: we aim to empower our members by delivering accessible financial solutions while fostering community growth and well-being. Our commitment extends beyond just banking services; it includes active participation in community outreach and support initiatives. We believe in creating lasting partnerships that strengthen not only our credit union but also the neighborhoods we serve. Through various programs and events, Navigant strives to give back and uplift the local community. At Navigant, we understand the importance of adapting to the changing times. Our branch is equipped with modern banking conveniences, including ATM availability and drive-thru banking services for your ease. We pride ourselves on maintaining ADA compliance and ensuring that all members have access to our facilities and services. While you can visit us at our Woonsocket location for your banking needs, please note that any official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. As we continue on this journey together, we invite you to join us. Experience firsthand how Navigant can help you navigate your financial future with confidence. Whether you're looking for personal banking options like checking accounts or loans or seeking business banking solutions, we are here for you every step of the way. Discover more about what makes Navigant special by visiting our website at [navigantcu.org]( https://navigantcu.org ). Join us today and become part of a community that cares!

Branch Location & Accessibility

Getting Here

Our location features ample parking and is fully compliant with accessibility standards, ensuring that everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help.

Operating Hours

We know your time is valuable, so we offer flexible hours to fit your busy schedule. You can visit us in the lobby from Monday to Wednesday between 9 AM and 4 PM, Thursdays from 9 AM to 5 PM, and Fridays from 9 AM to 6 PM. On Saturdays, we're here from 9 AM until noon for your convenience. If you prefer drive-thru banking, our drive-up service is available Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to noon.

Services Offered

At Navigant, we provide a wide range of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Plus, our ATM services make it easy for you to access your funds whenever you need them. If you're interested in learning more about what we offer or if you have any questions, please don't hesitate to reach out! Call us at 401-233-4300 or visit our website at [Navigant Credit Union]( https://navigantcu.org/ ) for more information. We look forward to welcoming you soon!

Member Eligibility

At Navigant, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to become part of our family, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Whether you live or work in our local area, or even if you have family members who are already part of our credit union, you likely qualify to join us. We're here to provide not just banking services, but a sense of belonging and support as you navigate your financial goals. Opening an account with us is a simple process that can set you on the path to enjoying our wide array of benefits, including personalized service and competitive rates. For more details about the specific eligibility requirements, feel free to visit [this link]( https://navigantcu.org/ ) for up-to-date information. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (401) 233-4300. Join us at our branch located at 1280 Park Ave Woonsocket Ri 02895, and let's embark on this journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments easily from customers whether they're shopping online or in-store. This not only enhances customer satisfaction but also helps improve your cash flow. If you're ready to take your business to the next level, visit us at 1280 Park Ave Woonsocket Ri 02895 in Woonsocket, RI, or call us at (401) 233-4300 for more information about how we can assist you!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? We provide easy access with our ATM services that allow withdrawals and balance checks without stepping into the branch. For those quick transactions, our basic drive-thru banking services enable deposits and withdrawals efficiently. No matter what financial needs arise, Navigant is here for you! For more information about our comprehensive services or to get started today, feel free to reach out at 401-233-4300 or visit us online at [navigantcu.org]( https://navigantcu.org/ ). Join us in building a stronger financial future together!

Business Banking Services

For local entrepreneurs and business owners, Navigant offers robust Business Banking solutions. From Merchant Services that make transactions easier to tailored Business Loans designed to help your company grow, we are committed to supporting local businesses in Woonsocket.

Credit Cards and Rewards

We also understand that rewards can make a big difference in everyday spending. That's why we offer Credit Cards with Rewards, allowing you to earn points on purchases that matter most to you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been simpler.

Personal Banking Solutions

Imagine walking into our branch and finding everything you need for your personal finance management. We offer Checking & Savings Accounts that cater to various lifestyles and savings goals. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel sooner than you think. Plus, with competitive rates and flexible terms, financing your dream car has never been easier. Are homeownership dreams on your mind? Our Mortgage Loans & Refinancing services provide guidance through every step of the process, ensuring you find the right fit for your budget. And if life brings unexpected expenses or you want to consolidate debt, our Personal Loans & Debt Consolidation options give you the support you need to regain control over your finances.

Digital & Online Banking

24/7 Access and Mobile Payments

Need to make a payment on the fly? Our mobile payments feature lets you pay with just a tap. And with 24/7 online banking services, you'll always have access to your accounts whenever you need them day or night. At Navigant, we believe in making banking accessible and straightforward for everyone. Join us in embracing the future of finance!

Enhanced Security Features

Your security is our priority. We offer electronic signature authorization for transactions, ensuring that everything you do online is safe and secure. With e-statements available, you can access your financial documents easily while also helping the environment by reducing paper waste.

Key Services Offered

With our user-friendly online banking platform, available at https://navigantcu.org/ , you can check your balance, transfer funds, and pay bills anytime you need. Plus, our mobile application makes it even simpler to bank from anywhere. You can also enjoy the convenience of person-to-person transfers, allowing you to send money quickly to friends or family without any hassle.

Financial Strength

Growing Membership Base

We boast a healthy member base with 259,914 total share accounts, showcasing the trust that our members place in us. Our resources are dedicated to enhancing your experience with us as we grow together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1280 Park Ave Woonsocket Ri 02895 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $32,638 in used auto loans and $3,279,792,139 in total loans and leases.

Member Savings Are Secure

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $11,912,607, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we have flexible financing solutions to fit your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $264,481,715 provide the necessary support. We recognize that every business has unique needs and are committed to offering personalized solutions to help you thrive. Navigant is here not just for lending but also for building long-term relationships with our members. Whether it's through online banking or speaking directly with one of our representatives at 401-233-4300, we're ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Navigant can help you take the next step toward achieving your financial dreams today!

Credit Lines and Personal Financing

For those looking for additional financial flexibility, we offer credit lines totaling $805,689,916. This allows you to access funds as needed while managing your expenses effectively. Additionally, our unsecured credit card loans can help members manage their finances more conveniently though currently we do not have any outstanding unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We aim to streamline the process so you can focus on making your dream home a reality. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, our knowledgeable staff can guide you through every step.

Loan Aggregator

Accurate Comparisons with Trusted Data

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results (Source: https://www.ncua.gov ), guaranteeing fair and transparent offers for all users.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Navigant

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

24/7 Access and Mobile Payments

Enhanced Security Features

Key Services Offered

Financial Strength

Growing Membership Base

Investment in Your Future

Member Savings Are Secure

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Personal Financing

Mortgage Loans

Loan Aggregator

Accurate Comparisons with Trusted Data

Key Benefits of Using LendMesh

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