Our location features ample parking and is fully compliant with accessibility standards, ensuring that everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help.
We know your time is valuable, so we offer flexible hours to fit your busy schedule. You can visit us in the lobby from Monday to Wednesday between 9 AM and 4 PM, Thursdays from 9 AM to 5 PM, and Fridays from 9 AM to 6 PM. On Saturdays, we're here from 9 AM until noon for your convenience. If you prefer drive-thru banking, our drive-up service is available Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to noon.
At Navigant, we provide a wide range of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Plus, our ATM services make it easy for you to access your funds whenever you need them. If you're interested in learning more about what we offer or if you have any questions, please don't hesitate to reach out! Call us at 401-233-4300 or visit our website at Navigant Credit Union for more information. We look forward to welcoming you soon!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments easily from customers whether they're shopping online or in-store. This not only enhances customer satisfaction but also helps improve your cash flow. If you're ready to take your business to the next level, visit us at 1280 Park Ave Woonsocket Ri 02895 in Woonsocket, RI, or call us at (401) 233-4300 for more information about how we can assist you!
Need cash quickly? We provide easy access with our ATM services that allow withdrawals and balance checks without stepping into the branch. For those quick transactions, our basic drive-thru banking services enable deposits and withdrawals efficiently. No matter what financial needs arise, Navigant is here for you! For more information about our comprehensive services or to get started today, feel free to reach out at 401-233-4300 or visit us online at navigantcu.org. Join us in building a stronger financial future together!
For local entrepreneurs and business owners, Navigant offers robust Business Banking solutions. From Merchant Services that make transactions easier to tailored Business Loans designed to help your company grow, we are committed to supporting local businesses in Woonsocket.
We also understand that rewards can make a big difference in everyday spending. That's why we offer Credit Cards with Rewards, allowing you to earn points on purchases that matter most to you.
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been simpler.
Imagine walking into our branch and finding everything you need for your personal finance management. We offer Checking & Savings Accounts that cater to various lifestyles and savings goals. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel sooner than you think. Plus, with competitive rates and flexible terms, financing your dream car has never been easier. Are homeownership dreams on your mind? Our Mortgage Loans & Refinancing services provide guidance through every step of the process, ensuring you find the right fit for your budget. And if life brings unexpected expenses or you want to consolidate debt, our Personal Loans & Debt Consolidation options give you the support you need to regain control over your finances.
Need to make a payment on the fly? Our mobile payments feature lets you pay with just a tap. And with 24/7 online banking services, you'll always have access to your accounts whenever you need them day or night. At Navigant, we believe in making banking accessible and straightforward for everyone. Join us in embracing the future of finance!
Your security is our priority. We offer electronic signature authorization for transactions, ensuring that everything you do online is safe and secure. With e-statements available, you can access your financial documents easily while also helping the environment by reducing paper waste.
With our user-friendly online banking platform, available at https://navigantcu.org/, you can check your balance, transfer funds, and pay bills anytime you need. Plus, our mobile application makes it even simpler to bank from anywhere. You can also enjoy the convenience of person-to-person transfers, allowing you to send money quickly to friends or family without any hassle.
We boast a healthy member base with 259,914 total share accounts, showcasing the trust that our members place in us. Our resources are dedicated to enhancing your experience with us as we grow together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1280 Park Ave Woonsocket Ri 02895 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.
With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $32,638 in used auto loans and $3,279,792,139 in total loans and leases.
Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to operational efficiency is reflected in our $8,832,796, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we have flexible financing solutions to fit your budget.
For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $264,481,715 provide the necessary support. We recognize that every business has unique needs and are committed to offering personalized solutions to help you thrive. Navigant is here not just for lending but also for building long-term relationships with our members. Whether it's through online banking or speaking directly with one of our representatives at 401-233-4300, we're ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Navigant can help you take the next step toward achieving your financial dreams today!
For those looking for additional financial flexibility, we offer credit lines totaling $805,689,916. This allows you to access funds as needed while managing your expenses effectively. Additionally, our unsecured credit card loans can help members manage their finances more conveniently though currently we do not have any outstanding unsecured credit card loans available.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We aim to streamline the process so you can focus on making your dream home a reality. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, our knowledgeable staff can guide you through every step.
LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results (Source: https://www.ncua.gov), guaranteeing fair and transparent offers for all users.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.