Navigant Credit Union Westerly RI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Navigant, your trusted financial partner right here in Westerly, RI! Located at 48 Franklin St, our branch has been serving the community since 1915, fostering a spirit of cooperation and support among our 155,333 members. With a total asset base of over $3.88 billion, we are dedicated to providing you with personalized banking solutions tailored to meet your needs. At Navigant, we pride ourselves on being more than just a credit union; we are a cornerstone of the community. Our commitment is evident in our robust offerings, which include auto loans, mortgage services, personal loans, and business banking solutions. In fact, we've facilitated 69,065 loans and leases to help our members achieve their financial goals. As of now, our total deposits stand impressively at $179,116,724, ensuring that your savings are safe and growing. While members can visit us at 48 Franklin St, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917. If you have any questions or need assistance, feel free to reach out at 401-233-4700. Our team is ready to assist you during lobby hours from Monday through Thursday 9 AM to 5 PM, Friday 9 AM to 6 PM, and Saturday 9 AM to 12 PM. Under the leadership of CEO Kathleen Orovitz and Board President James Salome, we strive for excellence in every service we provide. With a net worth of $378,533,274, and cash in hand totaling $21,040,653, we ensure that your financial needs are met with security and reliability. Join us today at Navigant where community matters! Explore what we can do for you by visiting our website at Navigant Credit Union or simply give us a call. Your journey towards better banking starts here!

Branch History & Mission

Welcome to Navigant, a cornerstone of the community in Westerly, RI. Established in 1915, our branch has proudly served generations of members, helping them achieve their financial goals and dreams. Over the years, we have witnessed significant changes in both the economy and technology, yet our commitment to our members and community has remained steadfast. Located at 48 Franklin St, Westerly, RI 02891, our branch is easily accessible and surrounded by familiar local landmarks. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for personal banking needs or simply to ask questions about our services, we're here for you. At Navigant, our mission is clear: we strive to provide exceptional financial services while fostering a spirit of community support. With a total membership of over 155,000 and assets exceeding $3.8 billion, we work diligently to offer personalized services that include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We take pride in being more than just a financial institution; we're an integral part of the Westerly community. Our outreach programs and partnerships reflect our dedication to making a positive impact on the lives of those around us. By investing in local initiatives and supporting various causes, we aim to uplift our community as a whole. In this digital age, we've embraced technological advancements while ensuring accessibility for everyone. Our online banking platform allows members to manage their finances conveniently from home or on-the-go with mobile applications. With features like electronic signatures and mobile payments available, we make banking easier than ever while maintaining high standards of ADA compliance. Additionally, we understand the importance of traditional banking services. For those who prefer face-to-face interactions, we offer drive-thru banking for quick deposits and withdrawals as well as ATM access for your convenience. While members can visit us at 48 Franklin St Westerly Ri 02891, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917. As we look ahead toward the future at Navigant in Westerly, we invite you to join us on this journey. Experience firsthand how we can help you with your financial needs while being part of a caring community-focused organization. Let's build a brighter future together! For more information or to open an account today, please call us at (401) 233-4700 or visit our website.

Branch Location & Accessibility

Comprehensive Banking Services

At Navigant, we offer a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or looking for vehicle financing and mortgage loans, we've got you covered. Plus, with our drive-thru service available for quick transactions and ATM access on-site for cash withdrawals and balance checks, managing your finances has never been easier. If you have questions or need assistance, feel free to give us a call at 401-233-4700. We look forward to welcoming you soon!

Convenient Access and Nearby Landmarks

Our Westerly branch is conveniently located near popular local landmarks such as the charming Wilcox Park and the vibrant downtown area. With ample parking available right outside our doors and ADA-compliant features like ramps for easier access, we strive to make your visit comfortable and hassle-free.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why our doors are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our extended hours on Fridays and weekend availability ensure you can stop by when it's most convenient for you.

Member Eligibility

At Navigant, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few eligibility requirements which are designed to ensure our community thrives together. Generally, anyone who lives, works, worships, or attends school in our area can join us. This means whether you're a long-time resident or new to the neighborhood, there's a place for you here. Plus, once you're a member, you'll enjoy a range of benefits including personalized banking services and competitive rates on loans. The membership process at Navigant is straightforward and inviting. To get started, just visit us at our branch located at 48 Franklin St Westerly Ri 02891 or check out our website for detailed account opening information at http://www.navigantcu.org/personal/new-account/. If you have any questions, don't hesitate to call us at (401) 233-4700 we're here to help! For the latest updates on eligibility criteria, feel free to visit our resource page. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services simplify daily transactions. Imagine having a reliable payment processing system that allows you to focus on serving your customers instead of worrying about cash flow. Our tools are designed for ease of use, ensuring that you get paid quickly and efficiently. Join us at Navigant, located at 48 Franklin St Westerly Ri 02891 in Westerly, RI, and let's work together to turn your business aspirations into reality. Call us at (401) 233-4700 to learn more about how we can help!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We work with you to find a loan that suits your budget, so you can focus on choosing the perfect vehicle instead of worrying about finances.

Business Banking

If you're a business owner, our business banking services cater specifically to your needs. From merchant services that streamline payments to business loans that support growth, we have solutions designed to help your business thrive.

Convenient Access

With ATM availability and basic drive-thru banking for deposits and withdrawals, accessing your funds has never been easier. Need cash on the go? Our ATMs are conveniently located for quick access to your money. At Navigant, we prioritize making banking accessible through digital tools like online and mobile banking. Whether it's paying bills or transferring money between accounts, everything is just a few taps away on your phone. Ready to experience personalized service and comprehensive financial solutions? Give us a call at (401) 233-4700 or visit us at 48 Franklin St Westerly Ri 02891. Join us today at Westerly where member satisfaction is our top priority!

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? Our credit cards come with benefits that can enhance your shopping experience. Whether you're collecting points for travel or cashback on purchases, we make sure you get more from every transaction.

Mortgage Loans & Refinancing

For those looking to buy their dream home or refinance an existing mortgage, we provide tailored mortgage solutions. Our friendly staff will guide you through the process, ensuring that you understand every step along the way. Picture yourself moving into your new home with confidence, knowing you've secured a great deal.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts provide you with the flexibility you need. Imagine effortlessly transferring money through our online and mobile banking platforms or quickly checking your balance from anywhere this is banking made simple.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. If you're looking to consolidate debt, we have options that can help simplify your financial situation. With manageable repayment plans, you'll find it easier to take control of your finances.

Digital & Online Banking

Accessibility and Real-Time Management

At Navigant, we believe that banking should fit seamlessly into your life. Our digital tools empower you to take control of your finances in real-time, so you're never left waiting for information or assistance. Whether you're at home or out running errands, managing your money has never been easier. Join us today at Navigant and explore how our digital and online banking services can enhance your financial journey!

User-Friendly Features

We prioritize security while ensuring that our features are user-friendly. Our electronic signature authorization allows you to handle important documents without the hassle of printing or mailing. Plus, with e-statements available, you can keep track of your finances without cluttering your mailbox saving paper and making it easy to stay organized. For those on the go, our mobile application provides all the functionality of online banking right in your pocket. You can make mobile payments effortlessly and even send money directly to friends and family with our person-to-person transfer feature. It's perfect for splitting bills or sending gifts!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 48 Franklin St Westerly Ri 02891 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals.

Commitment to Stability

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growth Through Innovation

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $32,638 in used auto loans and a total of $3,279,792,139 in loans and leases.

Member-Centric Approach

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $8,832,796, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options can make your dream car more accessible than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. We work closely with local businesses to ensure they receive the necessary support for success. At Navigant located at 48 Franklin St, Westerly RI 02891, we strive to make borrowing straightforward and stress-free. Our dedicated team is available at 401-233-4700 during lobby hours from Monday through Thursday 9 am - 5 pm, Friday 9 am - 6 pm, and Saturday 9 am - 12 pm to assist you with any questions you may have about our loan products or eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how Navigant can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, making buying or refinancing simple. We know that navigating the mortgage process can be overwhelming; that's why our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have no outstanding unsecured credit card loans to report, our focus remains on providing effective solutions for managing finances. If you're looking for an easy way to handle daily expenses or plan for bigger purchases without collateral requirements, consider exploring our credit card offerings.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for consumers looking for loans.

NAVIGANT CREDIT UNION - Westerly, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Westerly, RI (02891)

Introduction

Branch History & Mission

Branch Location & Accessibility

Comprehensive Banking Services

Convenient Access and Nearby Landmarks

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Real-Time Management

User-Friendly Features

Financial Strength

A Trusted Partner

Commitment to Stability

Growth Through Innovation

Member-Centric Approach

Operational Efficiency

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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