Navigant Credit Union Warwick RI | Low Mortgage Rates & Rewards Cards

Introduction

At Navigant, we believe that financial success is a journey best shared with trusted partners. Nestled in the heart of Warwick at 2100 Warwick Ave, our credit union has been serving the community since 1915. With over 155,000 members and assets exceeding $3.88 billion, we are dedicated to providing exceptional financial services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or seeking support for your business through merchant services and business loans, we've got you covered. Our friendly team of 406 employees is here to assist you with all your financial goals. We pride ourselves on not just being a credit union but a community partner that genuinely cares about your well-being. While members can visit us at our Warwick branch, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917. With a strong net worth of $378 million and total deposits reaching $179 million, you can trust that your money is in safe hands. Under the leadership of our CEO, Kathleen Orovitz, and Board President, James Salome, we continue to strive for excellence in every service we offer. Our commitment to transparency and member satisfaction sets us apart from traditional banks. Ready to take the next step towards achieving your financial dreams? Visit our website at navigantcu.org or give us a call at 401-233-4300. Let's work together towards a brighter financial future!

Branch History & Mission

Community Connections

Our journey has been marked by strong ties within the community. We actively engage in outreach efforts, partnering with local organizations and participating in events that support those around us. These initiatives are at the heart of what we do; it's about creating a positive impact where it matters most. While members can visit us at 2100 Warwick Ave for all their banking needs, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917.

Join Us Today

As we look towards the future, Navigant Credit Union remains committed to serving our members with integrity and care. Whether you're looking for a new bank or seeking better financial solutions, we invite you to join us on this journey. Experience firsthand how Navigant can help you thrive financially while making a difference in the community. For any questions or assistance, feel free to reach out at 401-233-4300 or explore more about what we offer at navigantcu.org. Together, let's build a brighter financial future!

Modern Banking Solutions

In today's digital age, we understand that convenience is key. That's why we offer online and mobile banking options, ensuring you can manage your finances anytime, anywhere. With features like ATM access and drive-thru services available during extended hours, we strive to make your experience as seamless as possible.

Our Mission

At Navigant, our mission is simple yet profound: to improve the financial well-being of our members and the communities we serve. We believe in providing not just banking services but also fostering a supportive environment where individuals can achieve their financial goals. Our commitment extends beyond transactions; we aim to empower our members through education and personalized service. Over the years, we have achieved remarkable milestones, with total assets now exceeding $3.88 billion. This growth reflects our dedication to sound financial practices and member satisfaction. We also take pride in offering a range of services tailored to meet diverse needs from personal checking accounts and auto loans to business banking solutions.

Branch Location & Accessibility

Convenient Access and Amenities

At Navigant, we prioritize accessibility. Our branch features ramps and is compliant with ADA standards to accommodate everyone. Plus, we offer ample parking spaces right outside the entrance, so you can easily find a spot without any hassle. If you're in a rush or prefer the comfort of your vehicle, take advantage of our drive-thru banking service. It's open Monday through Thursday from 8 AM to 5 PM and Friday from 8 AM to 6 PM, providing a quick way to handle deposits and withdrawals without leaving your car.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed with your convenience in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can always count on us to be here when you need us!

Services Tailored for You

Navigant offers a wide range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. We also provide online and mobile banking services for those who prefer banking on-the-go. If you have any questions or need assistance, don't hesitate to give us a call at 401-233-4300. Our friendly staff is eager to assist you with anything you need. We invite you to visit us soon at Navigant in Warwick! Your financial well-being is our priority, and we look forward to serving you.

Member Eligibility

At Navigant, we believe in building a community where everyone feels welcome and valued. Becoming a member is straightforward and open to those who live, work, worship, or attend school in our local area. If you're looking for personalized financial services that cater to your needs, you're in the right place! We offer a range of benefits designed to support your financial journey, whether it's saving for a dream home or financing your first car. You can find all the details about eligibility on our website. Joining is as simple as visiting us at our branch located at 2100 Warwick Ave Warwick Ri 02889 or giving us a call at (401) 233-4300. Our friendly staff will guide you through the account opening process, ensuring it's smooth and easy. To learn more about how to open an account with us, check out our dedicated page here: http://www.navigantcu.org/personal/new-account/. We look forward to welcoming you into the Navigant family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide tailored merchant services designed to simplify daily operations. Imagine having the ability to process payments swiftly while keeping track of sales analytics all from one platform. Our services help businesses manage transactions efficiently, ensuring smooth operations so you can focus on what matters most: growing your business. Located at 2100 Warwick Ave Warwick Ri 02889 in Warwick, RI, our team is ready to assist you with personalized banking solutions that fit your needs. Reach out to us at (401) 233-4300 or visit us online at https://navigantcu.org/ to learn more about how we can help your business flourish!

Comprehensive List Of Services

Additional Convenient Services

Our branch also features basic drive-thru banking for quick transactions like deposits and withdrawals, ensuring that you're never delayed when managing your finances. With basic ATM access for balance checks and cash withdrawals available as well, you can handle your banking needs swiftly. At Navigant, we're committed to being there for you through every financial decision big or small. Our knowledgeable team is ready to assist you with any questions or concerns you may have about our offerings. If you're interested in learning more about how we can assist you or if you're ready to open an account, don't hesitate to reach out! Call us at (401) 233-4300 or visit us online at Warwick. We look forward to serving you!

Business Banking Services

For our business members, we offer specialized services like merchant services and business loans. We recognize how important it is for businesses to have reliable banking solutions that support their growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Navigant, we emphasize our robust online and mobile banking services. With just a few clicks or taps, you can access your accounts, transfer funds, pay bills, and more all from the comfort of your home or on the go. Our ATM and cash withdrawal services ensure you have easy access to your money whenever you need it.

Loans for Every Need

Financial challenges can arise at any time. That's why we provide personal loans and debt consolidation options to help you regain control over your finances. You can also enjoy the benefits of our credit cards with rewards, making everyday purchases even more rewarding.

Personal Banking Solutions

We understand that everyone's financial needs are unique. That's why we offer personal banking options such as checking and savings accounts that help you manage your day-to-day finances effortlessly. For those planning to purchase a new car, our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. If you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans and refinancing options are designed with competitive rates and flexible terms.

Digital & Online Banking

Accessibility and Convenience

With 24/7 online banking services available through Yes, you never have to worry about accessing your accounts during business hours. Whether it's early in the morning or late at night, you can manage your finances whenever it suits you best. Our user-friendly interface means that even those new to online banking will find it straightforward and simple. This accessibility ensures that everyone can take control of their financial health without feeling overwhelmed by technology. In summary, at Navigant, we prioritize convenience and security in all our digital banking offerings. Whether you're checking your balance or making a payment, we're here to help you manage your money with confidence.

Key Services Available

Explore our online banking platform at https://navigantcu.org/ to take advantage of features like e-statements, which provide you with quick access to your account statements without the clutter of paper. You can also enjoy the convenience of mobile payments, allowing you to pay directly from your smartphone at participating retailers. Plus, our mobile application makes it easy to check balances, transfer funds, and manage your finances on the go. For those who prefer direct interactions, our person-to-person transfer feature lets you send money to friends and family with ease. And if you're concerned about security, rest assured that we offer electronic signature authorization for transactions, ensuring that your information remains safe and sound.

Financial Strength

A Trusted Partner for Your Financial Needs

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 259,914, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 2100 Warwick Ave Warwick Ri 02889 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our diverse offerings include $32,638 in used auto loans and a total of $3,279,792,139 in loans and leases. This lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $8,832,796, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is crucial as it empowers us to support your needs effectively. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $210,374,998 in new vehicle loans and $569,575,410 in used vehicle loans, helping members get on the road with confidence. Our flexible terms and competitive rates make it easy for you to drive away with the vehicle you desire.

Business Financing

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $264,481,715 can provide the capital needed for expansion or operational needs.

Credit Lines and Personal Loans

For those who need a little extra help managing finances, we offer personal credit lines totaling $805,689,916. This option allows you to access funds as needed while only paying interest on what you use. Additionally, we provide unsecured credit card loans to help our members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088. We make buying or refinancing simple, allowing you to invest in your future without unnecessary stress.

Refinancing Options

We also offer refinancing options across various loan products. If you're looking to lower your monthly payments or reduce your interest rate on existing loans, our team can assist you in exploring eligibility options tailored to your situation. For more information about our loan offerings or to speak with a representative about your specific needs, feel free to reach out at 401-233-4300 or visit us at 2100 Warwick Ave, Warwick RI 02889. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navigant, we are committed to providing personalized financial solutions that fit your lifestyle and goals. Let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

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NAVIGANT CREDIT UNION - Warwick, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Warwick, RI (02889)

Introduction

Branch History & Mission

Community Connections

Join Us Today

Modern Banking Solutions

Our Mission

Branch Location & Accessibility

Convenient Access and Amenities

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Additional Convenient Services

Business Banking Services

Digital Banking Features

Loans for Every Need

Personal Banking Solutions

Digital & Online Banking

Accessibility and Convenience

Key Services Available

Financial Strength

A Trusted Partner for Your Financial Needs

Commitment to Growth and Service

Secure Savings Opportunities

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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