Navigant Credit Union Warwick RI | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Navigant at Warwick Plaza, where your financial well-being is our top priority. Located at 800 Post Rd, Warwick, RI 02888, we have proudly served our community since 1915, growing to support over 155,000 members. Our commitment goes beyond just banking; we strive to empower each member with the tools and resources they need to succeed financially. As a member-owned credit union, we are dedicated to providing exceptional services tailored to your needs. With total assets exceeding $3.88 billion and deposits amounting to $179 million, we ensure your money is safe and accessible. Our diverse offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and business banking services. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 800 Post Rd, Warwick, RI 2888. Our friendly team of 406 employees, led by CEO Kathleen Orovitz and Board President James Salome, is here to assist you. We encourage you to take advantage of our digital services like online banking and mobile payments for convenience on the go. If you have questions or need assistance, please reach out at 401-233-4700 we're here for you! Join us today and experience the Navigant difference a place where every member counts!

Branch History & Mission

Commitment to Community

Community engagement is at the heart of what we do. We actively participate in local events and partner with organizations that share our values of support and growth. Through various outreach programs, we aim to uplift those around us and contribute positively to Warwick and beyond. As part of our commitment to innovation, we also offer digital banking options like online banking and mobile payments for convenience. This ensures that our members can manage their finances easily while staying connected with us.

Join Us

We invite you to become a part of the Navigant family. Experience the benefits of membership whether it's saving on loans or accessing valuable financial advice from friendly experts who genuinely care about your success. For more information or to open an account today, visit us online at Navigant Credit Union or call us at 401-233-4700. Together, let's build a brighter financial future!

Our Journey

Our journey began with a simple goal: to provide accessible financial services to our local community. From our humble beginnings, we have evolved into a trusted credit union that offers a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. We are located at 800 Post Rd, Warwick, RI 02888, a convenient spot for our members to visit us and experience personalized service. While members can visit us at 800 Post Rd, official correspondence should be sent to the same address. Our branch is easily accessible and near key landmarks in Warwick, making it a familiar place for many.

Our Mission

At Navigant, our mission is clear: we aim to empower our members by providing them with reliable financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals without unnecessary obstacles. Whether it's through competitive loan rates or educational resources about managing finances, we strive to make a positive impact on the lives of those we serve. We focus not just on transactions but on building lasting relationships with our members. Our team is dedicated to understanding your unique needs and providing tailored solutions that can help you thrive financially.

Branch Location & Accessibility

Welcome to Navigant at Warwick Plaza, your friendly neighborhood credit union located conveniently at 800 Post Rd, Warwick, RI 02888. Our branch is easily accessible for all members and potential new members alike. Whether you're visiting from nearby landmarks like the Warwick Mall or enjoying a day out at the beautiful Oakland Beach, you'll find our location perfect for stopping by. At Navigant, we understand that convenience matters. That's why we offer ample parking right outside our door, ensuring you can pop in without any hassle. Our branch is designed to be welcoming and accessible, with features that comply with ADA standards so everyone can comfortably navigate our space. We invite you to explore our services during our friendly operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside these hours, don't worry our ATM is available around the clock for your cash withdrawal needs. Please note that while we don't have drive-thru banking at this location, our attentive staff is ready to assist you in person whenever you visit. If you have any questions or want to learn more about how we can help with personal banking, auto loans, or even business services, feel free to give us a call at 401-233-4700. While members can visit us at 800 Post Rd for all their banking needs, official correspondence should be sent to the same address. We look forward to serving you soon! Come on down to Navigant and discover how we can make your banking experience better.

Member Eligibility

At Navigant, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy, and it opens the door to a world of benefits designed just for you. If you're living, working, or attending school in the Warwick area, you may be eligible to join us! We invite you to explore all the advantages that come with membership, such as personalized financial services and competitive rates on loans and savings accounts. For more detailed information about eligibility requirements, feel free to check out our website at . Ready to take the next step? Opening an account with us is simple! You can start your journey toward financial empowerment by visiting our account opening page at http://www.navigantcu.org/personal/new-account/ . If you have any questions or need assistance, don't hesitate to call us at (401) 233-4700. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services make it easy for you to accept payments from customers quickly and securely. From point-of-sale systems to online payment options, we offer the tools that help simplify your transactions, letting you focus on what you do best growing your business. Located at 800 Post Rd Warwick Ri 02888 in Warwick, RI, we're here to be your trusted partner in success. Contact us today at (401) 233-4700 to learn how our business banking solutions can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for Success

If you're a business owner, you'll be pleased to know that Navigant also offers robust Business Banking services, including Merchant Services and Business Loans. We understand the unique challenges businesses face today, so we're committed to providing solutions that help you thrive.

Convenient Access When You Need It

Our commitment to convenience doesn't stop there! With ATM & Cash Withdrawal Services available at multiple locations, getting cash has never been easier. And for those who prefer self-service banking, basic ATM access allows for quick withdrawals and balance checks anytime.

Financing Your Dreams

For those dreaming of a new car or home, our Auto Loans & Vehicle Financing options make purchasing a vehicle simple and affordable. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms. Plus, if you're considering buying a home, explore our Mortgage Loans & Refinancing services designed to help you navigate the process smoothly. Sometimes life presents unexpected challenges, and that's where our Personal Loans & Debt Consolidation options come into play. Whether it's for an emergency expense or consolidating high-interest debt, we're here to provide financial support when you need it most.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, Navigant provides a variety of options that suit different lifestyles and goals. Our personal banking services ensure that you can manage your finances with ease. Imagine having the ability to access your funds quickly and securely through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone perfect for today's busy lives!

Rewards That Benefit You

Don't forget about our rewarding Credit Cards with Rewards! Earn points on every purchase and enjoy benefits tailored to your lifestyle. Whether you're traveling or shopping locally, our credit cards are designed to bring value back into your everyday spending.

Stay Connected Anytime, Anywhere

In today's fast-paced world, having access to your financial information is crucial. That's why we focus on enhancing your experience with features like online banking and mobile payments. Whether you're at home or on the go, managing your finances is just a click away. We invite you to visit us at Navigant, reach out at (401) 233-4700, or explore our website at Warwick Plaza to learn more about how we can assist you in achieving your financial goals. Join us today and discover how easy banking can be!

Digital & Online Banking

Key Services

Our online platform is user-friendly, making it simple to check your balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, don't forget about our mobile application! With it, you can manage your finances right from your smartphone. Plus, you can make quick payments using our mobile payments feature, giving you even more flexibility. Need to send money to friends or family? Our person-to-person transfers allow you to do this easily and securely. And when it comes to keeping track of your statements, we provide e-statements that let you go paperless another step toward convenience and sustainability.

Security Features

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are protected. Our digital banking system has robust security measures in place so you can feel confident while managing your finances online. Whether you're at home or out and about, Navigant offers the tools you need for real-time account management. Embrace the ease of digital banking today visit us at https://navigantcu.org/ and discover how we can help simplify your financial life!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 259,914, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 800 Post Rd Warwick Ri 02888 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future Together

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $32,638 in used auto loans and $3,279,792,139 in total loans and leases, supporting members' financial goals across various sectors. Our $11,912,607 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have the financing solutions to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand your business. Whether you need financing for equipment or working capital, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088. These flexible mortgage solutions can help you secure your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we can assist with that too! Our team will guide you through eligibility options and help you find a plan that works best for you. The performance insights and financial data mentioned here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to being your trusted partner in achieving financial success come visit us today!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans available, our future offerings will continue to focus on helping members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects genuine rates and terms from reputable lenders, allowing individuals to compare options without confusion.

NAVIGANT CREDIT UNION - Warwick, RI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans