Navigant Credit Union Warwick RI | Top Checking & Business Loans

Introduction

At Navigant, we believe in building a strong community through trust and support. Located at 455 Toll Gate Rd, Warwick, RI 02886, our branch has been serving members since 1915. With over 155,000 members and assets totaling $3.88 billion, we are committed to providing exceptional financial services tailored to your needs. While you can visit us directly at our Warwick location, please note that official correspondence should be sent to our mailing address: 455 Toll Gate Road, Warwick, RI 02886-2759. Our friendly staff is here to assist you with a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Under the leadership of CEO Kathleen Orovitz and Board President James Salome, we pride ourselves on fostering a member-focused environment where every voice is heard. With a dedicated team of 406 employees, we strive to make your banking experience as smooth as possible. Our total deposits amount to $179,116,724, which allows us to offer competitive rates on loans currently standing at 69,065 loans and leases. We also maintain a healthy net worth of $378,533,274, ensuring that your funds are secure with us. Navigant isn't just about numbers; it's about people. We are deeply committed to supporting our local communities and helping you achieve your financial goals. Whether you're looking for personal or business banking solutions, we're here for you. Feel free to reach out by calling us at 401-233-4700 or visit our website at navigantcu.org for more information. Join us today and experience the Navigant difference!

Branch History & Mission

At Navigant, we take pride in our deep-rooted history and commitment to serving the community. Established in 1915, our Warwick branch has been a cornerstone of financial support for over a century. Located at 455 Toll Gate Rd, Warwick, RI 02886, we have seen the evolution of our community, adapting our services to meet the needs of our growing membership, which now stands at an impressive 155,333. From humble beginnings, Navigant has grown into a trusted financial institution with total assets reaching $3,881,790,620. Our journey reflects not just growth in numbers but also in our unwavering mission to empower individuals and families through accessible financial services. We are dedicated to providing personal banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. These offerings are designed with our members' best interests at heart. Navigant's mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe in supporting local initiatives and partnerships that uplift those around us. Our commitment extends beyond just banking; it's about building relationships and nurturing the neighborhoods we serve. While members can visit us at 455 Toll Gate Rd, official correspondence should be sent to 455 Toll Gate Road, Warwick, RI 02886-2759 if different from the branch address. We are here to help during our operating hours: Monday through Wednesday from 9 AM to 4 PM and Thursday through Friday from 7 AM to 4 PM. In today's digital world, we've embraced technology to offer modern conveniences like online banking and mobile payments. This ensures that our services are not only accessible but also user-friendly. We have one ATM available for easy cash access but currently do not offer drive-thru service or shared service centers. As we look ahead, Navigant remains committed to innovation while staying true to our roots. We invite you to join us on this journey experience the benefits of being part of a credit union that truly cares about its members and community. Discover how Navigant can help you achieve your financial goals today! For more information or assistance, feel free to call us at 401-233-4700 or visit our website at navigantcu.org.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on ensuring that our branch is accessible to everyone. The facility includes ADA-compliant features such as ramps and designated parking spaces, so you can visit us with ease. Our friendly staff is always ready to assist you with any questions or services you may need.

Call to Action

We invite you to come visit us at Navigant! If you have any questions or want to learn more about our services, feel free to give us a call at 401-233-4700. We look forward to serving you soon!

Operating Hours

At Navigant, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Wednesday from 9 AM to 4 PM, and Thursday to Friday from 7 AM to 4 PM. Whether you're stopping by before work or during lunch, we're here to help!

Services Offered

Our Warwick branch provides a wide range of services tailored just for you. From checking and savings accounts to auto loans, mortgage options, and personal loans, we've got everything you need under one roof. Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Navigant is like joining a family that genuinely cares about your financial well-being. To become part of our welcoming community, you simply need to meet a few friendly eligibility criteria. If you live or work in the areas we serve, or if you have a family member who is already a member, you're likely eligible! This means that whether you're looking for a personal loan, checking account, or just want to enjoy our great services, we're here for you. Opening an account with us is straightforward and convenient. You can get started by visiting us at our branch located at 455 Toll Gate Rd Warwick Ri 02886, or you can explore more details about account openings on our website here. If you have any questions, don't hesitate to call us at (401) 233-4700. We're excited to welcome you into the Navigant family! For detailed and up-to-date eligibility information, please check out this resource.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our lending options, we offer merchant services that make daily operations smoother. Imagine processing payments efficiently while keeping your cash flow healthy. Our solutions are tailored to meet your needs, ensuring that managing transactions is hassle-free so you can focus on what matters most growing your business. Visit us at 455 Toll Gate Rd Warwick Ri 02886 in Warwick, RI, or give us a call at (401) 233-4700 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Solutions

At Navigant, we also recognize the importance of supporting local businesses. Our Business Banking services include everything from Merchant Services that make transactions easy for your customers, to tailored Business Loans that can help your business grow. You can trust us as a partner who understands the ins and outs of running a successful enterprise.

Convenient Access Anytime

We know that convenience is key in today's fast-paced world. That's why our branch offers ATM & Cash Withdrawal Services, allowing you quick access to your funds without waiting in line. With basic ATM access for withdrawals and balance checks, managing your finances has never been easier. Our digital offerings don't stop there! With features like Mobile Payments and person-to-person transfers, we make it simple for you to send money to friends or family instantly. Plus, our secure online banking platform ensures that all transactions are safe and straightforward.

Join Us Today!

The team at Navigant is ready to assist you with all your financial needs. Whether you're just starting on your financial journey or looking for advanced business solutions, we have something for everyone. Don't hesitate to reach out at (401) 233-4700 or visit us online at Warwick (inside Kent Hospital). Join us today and experience the difference!

Personal Banking Made Easy

Navigating personal finance can sometimes feel overwhelming, but at Navigant, we simplify the process. Our Checking & Savings Accounts are tailored for every member. Whether you're saving for a dream vacation or managing everyday expenses, we offer accounts with features that fit your lifestyle. Imagine being able to check your balance or transfer funds from the comfort of your home through our Online & Mobile Banking services, available anytime and anywhere. For those looking to make significant purchases, like a new car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options provide flexible terms and competitive rates. We understand that these decisions are important milestones in your life, and we're here to help guide you through them. Plus, if you need some extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can be a perfect solution.

Digital & Online Banking

Key Features

Our online banking is complemented by features like electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Say goodbye to paper forms and hello to efficient, eco-friendly transactions! We also provide e-statements for all members, so you can view your account statements anytime without the clutter of paper. If you're always on the move, our mobile application is perfect for quick access. You can make mobile payments and send money through person-to-person transfers with just a few taps ideal for splitting bills with friends or sending cash to family. Security is a top priority at Navigant. Our systems are designed with multiple layers of protection to keep your information safe while providing peace of mind during your online transactions. In short, our digital and online banking services empower you to manage your finances effectively whenever and wherever you want. Join us today at https://navigantcu.org/ and experience financial freedom like never before!

Financial Strength

At Navigant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your money, whether you're saving for the future or taking out a loan today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $378,533,274, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on benefiting you through better loan rates and exclusive perks we ensure your financial well-being is at the forefront of our operations. With $356,189,592 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We also have a lending capacity supporting your financial goals with $32,638 in used auto loans and a total of $3,279,792,139 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $11,912,607, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 259,914, showing a strong and growing member base that trusts us with their finances. As of now, Net Shares (Funds available for lending and investments) amount to $0, indicating our focused strategy towards member services rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 455 Toll Gate Rd Warwick Ri 02886 or call 401-233-4700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our tailored lending solutions are designed with you in mind. At Navigant, we prioritize your financial well-being. Our team is dedicated to providing personalized service and support throughout your borrowing experience. If you're interested in refinancing or would like to learn more about eligibility options for any of our loan products, feel free to reach out. You can contact us at 401-233-4700 or visit us at our branch located at 455 Toll Gate Rd Warwick Ri 02886. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We are here to guide you through the process and help you secure the financing you need.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy the convenience of a credit card without needing collateral.

Loan Aggregator

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NAVIGANT CREDIT UNION - Warwick, RI

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Vehicle Loans

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Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access Anytime

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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