Navigant Credit Union Wakefield RI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navigant, your trusted financial partner in the heart of Wakefield, RI! Located at 172 Main St, our branch has been serving the community since 1915, building a legacy of trust and support for our members. With over 155,000 members and total assets exceeding $3.88 billion, we are committed to providing you with personalized banking solutions tailored to your unique needs. At Navigant, we understand that every financial journey is different. Whether you're looking to open a checking account, finance your dream car, or secure a mortgage, our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Kathleen Orovitz, and Board President, James Salome, we strive to enhance your financial well-being with integrity and care. While you can easily visit us at our Wakefield branch, official correspondence can be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917. We pride ourselves on being more than just a credit union; we're a community hub where members come together for their financial aspirations. With total deposits amounting to $179 million and a net worth of $378 million, Navigant is financially sound and ready to support your goals. Our services include everything from auto loans (with nearly 69,065 loans) to business banking solutions. Plus, with features like online banking and mobile payments, managing your finances has never been easier! We invite you to explore all that we offer by visiting our website at navigantcu.org or give us a call at 401-319-2920. Let's work together to achieve your financial dreams!

Branch History & Mission

Navigant has been a cornerstone of the Wakefield community since it opened its doors in 1915. Over the past century, we have grown from a small credit union into a trusted financial partner for over 155,000 members. Our journey reflects our commitment to providing exceptional service and support to our members, while fostering strong community ties. Located at 172 Main St, Wakefield, RI 02879, our branch is conveniently situated near local landmarks that many residents know well. Our mission is simple yet profound: we strive to empower our members by offering a range of financial services designed to meet their unique needs. Whether it's personal banking, auto loans, or mortgage refinancing, we are dedicated to helping individuals and families achieve their financial goals. With total assets exceeding $3.8 billion, Navigant stands as a testament to stability and trust within the financial landscape. We have embraced digital advancements to make banking easier and more accessible for everyone. Our services include online banking and mobile payments, ensuring that our members can manage their finances anytime and anywhere. At Navigant, our mission extends beyond just providing financial products. We are deeply committed to supporting the communities we serve through various outreach programs and partnerships. Our initiatives aim to enhance the quality of life for all residents in Wakefield and surrounding areas. While you can visit us at our branch on Main Street for all your banking needs where our lobby hours are Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Reach out to us at 401-319-2920 or visit navigantcu.org today!

Branch Location & Accessibility

Connect With Us

While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917. For any questions or assistance, feel free to call us at 401-319-2920. We invite you to come see how Navigant can support your financial journey. Whether you're looking for advice or need assistance with your account, we're here for you every step of the way!

Nearby Landmarks and Accessibility

Situated right in the heart of Wakefield, our branch is close to popular spots like the scenic Old Mountain Field and just a short drive from local schools and parks. We understand that accessibility is important, so we've made sure our branch is ADA compliant with ramps and designated parking spaces available.

Operating Hours and Services Offered

We know your time is valuable! That's why we offer flexible operating hours. You can visit us in the lobby from Monday to Thursday between 8:30 AM and 5 PM, on Friday until 6 PM, and Saturday from 9 AM to 1 PM. For those quick transactions, our drive-thru service opens earlier at 8 AM on weekdays and at 8:30 AM on Saturdays. At Navigant, we provide a full suite of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. Plus, enjoy the convenience of ATM access for cash withdrawals or balance checks whenever you need it!

Member Eligibility

At Navigant, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're looking to join us at our welcoming branch located at 172 Main St, Wakefield, RI 02879, you'll be glad to know that membership is open to anyone who lives, works, or worships in Washington County. We also welcome family members of current members! This inclusive approach means that as long as you meet these simple criteria, you're on your way to enjoying the many benefits we offer. For more details about eligibility and to stay updated on any changes, feel free to check out our website at navigantcu.org. Opening an account with us is a breeze! Just visit our online portal at navigantcu.org/personal/new-account/ to get started. If you have any questions or need assistance, don't hesitate to give us a call at 401-319-2920. We're excited to welcome you into the Navigant community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Whether you're a bustling café or a retail store, our services enable you to accept payments easily, manage your cash flow effectively, and focus on what you do best running your business. Join us at Navigant today and discover how we can help your business grow. For more information, give us a call at (401) 319-2920 or visit us online!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Navigant also offers specialized services just for you. From merchant services that simplify payment processing to business loans designed to fuel your growth, we're dedicated to helping local businesses thrive.

Cash Access Made Easy

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, our drive-thru banking makes deposits and simple transactions quick and straightforward. We invite you to explore all these services and more at Wakefield! For any questions or assistance, feel free to reach out at (401) 319-2920. Your financial journey starts here let us help pave the way!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and electronic statements, banking has never been easier.

Financial Flexibility with Personal Loans

Life can be unpredictable, and sometimes you may need extra funds for unexpected expenses. Our personal loans and debt consolidation options provide the flexibility you need while ensuring manageable repayment plans. You can tackle those unforeseen costs confidently, knowing that we're here to support you.

Home Financing Solutions

For those considering homeownership or refinancing an existing mortgage, we offer comprehensive mortgage loans tailored to your financial situation. We understand that buying a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Personal Banking Options

Whether you are looking to open a checking or savings account, Navigant has you covered with flexible personal banking options. Our accounts come with features designed for everyday use, making it easy for you to manage your finances. If you're thinking about buying a car, our competitive auto loans and vehicle financing can help get you behind the wheel without breaking the bank.

Rewarding Credit Card Options

Looking for a credit card that offers more than just spending power? Our credit cards come with rewards that let you earn benefits while making purchases. It's a great way to maximize your spending and get something back in return!

Digital & Online Banking

Key Features

Our online banking service at https://navigantcu.org/ allows you to check your balance, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? With our person-to-person transfer feature, sending cash has never been easier. Plus, our mobile application is available for those who prefer managing their finances right from their smartphones making banking truly accessible. For members who appreciate staying organized, we offer electronic statements that allow you to view your account activity quickly and securely. You can say goodbye to paper clutter and access your statements whenever needed. And if you ever need to sign documents electronically, rest assured that our electronic signature authorization makes the process simple and secure.

Security and Support

We prioritize your security with 24/7 online banking services that protect your information while giving you the freedom to manage your accounts when it suits you best. Our mobile payments feature also ensures that transactions are safe while providing a fast way to pay for purchases directly from your phone. At Navigant, we are committed to making your banking experience as smooth as possible. If you have any questions or need assistance, our friendly staff is just a call away at (401) 319-2920. Embrace the ease of modern banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $378,533,274, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our $356,189,592 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $32,638 in used auto loans and $3,279,792,139 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

With total share accounts reaching 259,914, we demonstrate a strong and growing member base that trusts us with their finances. This trust fuels our commitment to serving you better every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 172 Main St Wakefield Ri 02879 or call (401) 319-2920 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $8,832,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member benefits sets us apart from traditional banks, as we prioritize your needs above all else.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or purchasing a reliable used vehicle, we have options that can help you drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your growth with tailored financing solutions. If you're considering refinancing any of your current loans, please reach out to us for more information on eligibility options. Our goal is to ensure you have access to affordable financing that aligns with your financial objectives. For more details on our loan offerings or to apply today, feel free to call us at (401) 319-2920. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here at Navigant, where we're committed to helping you succeed!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We provide personalized assistance to help you find the right loan for your situation, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you as you make purchases throughout the year.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is rigorously verified, allowing borrowers to trust the details they see.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores LendMesh's commitment to helping users find the best possible options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVIGANT CREDIT UNION - Wakefield, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Wakefield, RI (02879)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Services

Cash Access Made Easy

Convenient Digital Banking

Financial Flexibility with Personal Loans

Home Financing Solutions

Personal Banking Options

Rewarding Credit Card Options

Digital & Online Banking

Key Features

Security and Support

Financial Strength

A Solid Foundation

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Customers Also Interested In: