Navigant Credit Union Rumford RI | Best Auto Loans & ATM Services

Introduction

At Navigant, we pride ourselves on being more than just a financial institution; we're a part of the Rumford community. Since our establishment in 1915, we've been dedicated to serving our members with integrity and care. Conveniently located at 230 Newport Ave, Rumford, RI 02916, we offer a variety of services designed to meet your personal and business banking needs. As a trusted credit union, we have grown to support over 155,000 members, helping them achieve their financial goals. Our total assets now stand at an impressive $3.88 billion, which reflects our commitment to providing stable and reliable services. With $179.1 million in total deposits and $69065 loans and leases available, we are here to help you manage your money effectively. Our leadership team, led by CEO Kathleen Orovitz and Board President James Salome, is dedicated to fostering a culture of service and community involvement. Together with our team of 406 employees, we strive to create a welcoming environment where every member feels valued. While members can visit us at our branch for all banking needs, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 02917-1206. Whether you're looking for checking accounts, auto loans, or business banking solutions, Navigant is committed to helping you navigate your financial journey with confidence. Don't hesitate to reach out! Call us at 401-233-4300 or visit us online at navigantcu.org to learn more about how we can assist you today!

Branch History & Mission

Welcome to Navigant, a credit union with a rich history and a heartfelt mission dedicated to serving the community in Rumford, RI. Since we opened our doors in 1915 at 230 Newport Ave, we have been committed to providing exceptional financial services while empowering our members and supporting local initiatives. Over the years, Navigant has grown significantly. Today, we proudly serve over 155,000 members and manage total assets of approximately $3.88 billion. Our journey began with a simple goal: to help individuals and families achieve their financial dreams. We've come a long way since then, expanding our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. At Navigant, our mission is clear: we are here to improve the lives of our members by providing accessible financial solutions that promote growth and stability. We believe in the power of community and strive to give back through various outreach programs and partnerships. Our team is passionate about making a positive impact locally, whether it's through financial education workshops or supporting charitable organizations. While members can visit us at our main location on Newport Ave, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. As part of our commitment to modern banking solutions, Navigant offers advanced online and mobile banking services that make managing your finances easier than ever. Our branch features an ATM for convenient access to cash and drive-thru services for quick transactions. We ensure that all our facilities are ADA compliant so everyone can comfortably access our services. Our operating hours reflect our dedication to member convenience: Lobby hours from Monday through Wednesday from 9 AM to 4 PM; Thursdays from 9 AM to 5 PM; Fridays from 9 AM to 6 PM; and Saturdays from 9 AM to noon. Drive-thru hours are available Monday through Wednesday from 8 AM to 4 PM; Thursdays from 8 AM to 5 PM; Fridays from 8 AM to 6 PM; and Saturdays from 8:30 AM to noon. We invite you to join the Navigant family today! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community growth. Call us at 401-233-4300 or visit us online at Navigant Credit Union for more information on how you can get started on your journey toward financial success!

Branch Location & Accessibility

Welcome to Navigant, your friendly credit union located at 230 Newport Ave in the heart of Rumford, RI! Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs. Whether you're a long-time member or considering joining us, we're here to help you every step of the way. Nestled near local favorites like the Rumford Library and just a short drive from the beautiful Newman Avenue Park, our location is not only accessible but also surrounded by community hubs. Parking is plentiful, ensuring that your visit is hassle-free. Plus, our branch complies with ADA standards, featuring ramps and accessible entrances for everyone. Our lobby hours are designed to fit your schedule: we're open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru service, we offer convenient hours as well Monday through Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. At Navigant, we pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1005 Douglas Pike in Smithfield. If you have any questions or need assistance, feel free to give us a call at 401-233-4300. We can't wait for you to visit us and experience the Navigant difference!

Member Eligibility

Joining the Navigant community means stepping into a world of support and opportunity. At Navigant, located at 230 Newport Ave, Rumford, RI 02916, we welcome individuals who live, work, or worship in our service area. Whether you're looking for a friendly place to manage your finances or seeking personalized advice on loans and savings, becoming a member is simple and rewarding. You can learn more about the specific eligibility requirements by visiting our website at . Opening an account is just as easy! We've streamlined the process to make it accessible for everyone. To get started, simply head over to our account opening page at http://www.navigantcu.org/personal/new-account/ . If you have any questions or need assistance along the way, feel free to call us at (401) 233-4300. We're here to help you every step of the way as you become part of our thriving community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Picture this: A customer walks in, makes a purchase, and with just a swipe or tap, the payment is processed smoothly. Our merchant solutions help keep your cash flow steady while enhancing customer satisfaction. Visit us at 230 Newport Ave Rumford Ri 02916 in Rumford, RI, or call us at (401) 233-4300 to learn how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer dedicated services such as Merchant Services & Business Loans. We understand the challenges of running a business and strive to provide financial solutions that help your company grow and thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure you have access to your money whenever you need it.

Credit Cards and Rewards

We know that rewards matter. That's why our Credit Cards with Rewards program allows you to earn points for every dollar spent, turning everyday purchases into valuable benefits.

Drive-Thru and ATM Services

Sometimes, you need quick service without stepping inside the branch. Our basic Drive-Thru Banking allows for easy deposits, withdrawals, and simple transactions without any hassle. We also provide basic ATM access for quick cash withdrawals and balance checks. At Navigant, we're committed to making banking accessible and friendly for everyone in the community. Our team is ready to assist you with any questions or guidance you may need regarding these services. If you're interested in learning more about how we can help you achieve your financial goals or if you'd like to speak with one of our representatives, please don't hesitate to reach out at (401) 233-4300. Visit us today at 230 Newport Ave Rumford Ri 02916, or explore more about our offerings on our website: Rumford. Your journey toward better banking starts here!

Personal Banking Solutions

Our personal banking services are designed with you in mind. From Checking & Savings Accounts that fit various lifestyles to specialized Auto Loans & Vehicle Financing, we aim to make your banking experience as convenient as possible. If you're considering a new home, our Mortgage Loans & Refinancing options can help you navigate the buying process smoothly. Perhaps you're looking to consolidate debt or finance a special purchase? Our Personal Loans & Debt Consolidation services offer flexible solutions tailored just for you.

Digital & Online Banking

Key Features

You'll appreciate the convenience of our electronic signature authorization feature, which allows you to sign documents securely from the comfort of your home. No more waiting in line; just sign and go! We also offer e-statements for those who prefer a paperless option keeping your financial information organized and accessible whenever you need it. If you're always on the move, our mobile application makes it easy to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money or making purchases has never been simpler. Just imagine paying a friend back instantly or shopping without fumbling for cash! Security is our priority at Navigant. Our systems are designed to protect your personal information while providing ease of access. You can feel confident knowing that managing your money online is both safe and straightforward. In summary, whether you're using a computer or mobile device, our digital banking tools put you in control of your finances while ensuring convenience and security every step of the way. Experience the future of banking with us today!

Financial Strength

At Navigant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your hard-earned money. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,638 in used auto loans and $3,279,792,139 in total loans and leases. Our operational efficiency is reflected in our $11,912,607, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 259,914, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 230 Newport Ave Rumford Ri 02916 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible financing options are here to support your journey.

Credit Lines and Personal Financing

For those looking for added flexibility in managing expenses or unexpected costs, we provide total credit lines amounting to $805,689,916. This option can be particularly helpful for consolidating debt or funding larger purchases without sacrificing financial stability.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, we can guide you through securing your dream home while keeping your budget in mind.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $0 currently available. This option allows members to manage their finances effectively without the need for collateral. Our commitment to providing exceptional service extends beyond just offering loans. We are dedicated to helping you understand your options and ensuring that you find the best fit for your needs. If you're considering refinancing or want to learn more about eligibility requirements for our various products, don't hesitate to ask our knowledgeable staff during your visit. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can work for you by visiting us at Navigant today!

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers, allowing users to compare loans with confidence.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking Features

Credit Cards and Rewards

Drive-Thru and ATM Services

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Personal Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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