Navigant Credit Union Providence RI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Navigant, your trusted credit union located at 179 W River St, Providence, RI 02904. Established in 1915, we have proudly served our community for over a century, growing alongside our members and adapting to their financial needs. With a membership base of 155,333, we understand the importance of personalized service and community support. At Navigant, we are committed to providing a wide range of financial services tailored to help you achieve your goals. Our assets total an impressive $3,881,790,620, with total deposits reaching $179,116,724. This robust foundation allows us to offer competitive rates on loans and savings products. Currently, we manage over 69,065 loans and leases, ensuring that our members have access to the funds they need when they need them. Our leadership team is dedicated to your success. Under the guidance of CEO Kathleen Orovitz and Board President James Salome, we strive to create a welcoming atmosphere where every member feels valued. With a total of 406 employees, our team is here to assist you with anything from personal banking and auto loans to business financing solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 2917. We invite you to explore all that Navigant has to offer by visiting our website at navigantcu.org or calling us at 401-233-4700. Join us today and discover why so many in Providence trust Navigant as their financial partner!

Branch History & Mission

Community Engagement

Our dedication goes beyond just banking; we actively engage with local organizations and initiatives that make a positive impact on lives around us. From sponsoring events to supporting educational programs, Navigant believes in giving back to the community that has supported us since our inception. As we look toward the future, we invite you to join us on this journey. Become part of a credit union that values its members and works tirelessly to foster a stronger community. Experience the benefits of membership at Navigant today! For more information or to open an account, visit us online at navigantcu.org.

Our Evolution

Located at 179 W River St, Providence, RI 02904, our branch has become a cornerstone for many families and businesses in the area. Over the years, we have expanded our services and offerings to meet the diverse needs of our membership. Today, with total assets exceeding $3.8 billion, we provide personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also cater to businesses by offering merchant services and business loans. We embrace modern technology while ensuring accessibility for everyone. Our digital services include online banking, mobile payments, and person-to-person transfers. We're proud to say that we are ADA compliant and continuously strive to enhance the customer experience.

Our Mission

At Navigant, our mission is clear: we exist to improve the financial well-being of our members through innovative products and exceptional service. We believe in empowering individuals to achieve their financial goals while supporting our local communities. This commitment is reflected not only in our financial offerings but also in various outreach programs we participate in throughout the year. While members can visit us at 179 W River St Providence Ri 02904, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 2917. Whether you need assistance during lobby hours from Monday to Friday between 9 am and 4 pm or prefer using one of our ATMs or drive-thru services, we are here for you.

Branch Location & Accessibility

Easy Access and Parking

At Navigant, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us without hassle. We also offer ample parking space right outside our doors, making your trip as smooth as possible.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 4 PM. Whether you need help with personal banking, auto loans, or any other financial service, our friendly staff is here to assist you during these hours.

Services Tailored for You

Navigant offers a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, with our drive-thru banking option available, you can quickly handle deposits and withdrawals without leaving your car. Don't forget about our ATM services too available on-site for easy cash access! If you're looking for more information or have any questions, feel free to give us a call at 401-233-4700. We look forward to welcoming you to Navigant and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Navigant feels like joining a warm, welcoming community where your financial needs are prioritized. If you're looking to take advantage of the benefits we offer, you'll be happy to know that eligibility is quite straightforward. Anyone who lives, works, or worships in the Rhode Island area can become a member. This means that whether you're a student, a professional, or someone simply seeking better financial options, there's a place for you here. At Navigant, we provide a range of services designed to support you on your financial journey from checking and savings accounts to auto loans and mortgages. Ready to get started? Opening an account is easy! You can find all the details you need about the process by visiting our account opening page. If you have any questions along the way, don't hesitate to give us a call at (401) 233-4700. For more information about eligibility criteria. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether it's through card swipes or mobile transactions. This allows you to focus on what you do best serving your customers and growing your enterprise. Located conveniently at 179 W River St Providence Ri 02904, Providence, RI, our dedicated team is ready to assist you. Connect with us today at (401) 233-4700 and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Business Solutions for Every Entrepreneur

If you're a business owner, Navigant has a suite of services just for you. Our business banking solutions include essential offerings like merchant services and business loans, helping you focus on growing your company without worrying about your finances.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere with our user-friendly mobile application. You can manage transactions, pay bills, and even send money through person-to-person payments with just a few taps on your phone. And if you prefer traditional banking methods, don't worry! Our branch features an ATM for cash withdrawals and a drive-thru service for quick deposits and transactions. You can also rely on our basic ATM access to check balances or make withdrawals easily.

Personal Banking Made Easy

Navigant offers various personal banking services designed to simplify your financial life. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for those looking to purchase a new car, we have options that fit every lifestyle. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process with ease. For those seeking financial flexibility, our personal loans and debt consolidation options can provide the support you need. And don't forget about our credit cards with rewards, which let you earn points on your everyday purchases!

We’re Here for You

At Navigant, we believe in building relationships with our members. Our team is always ready to assist you with any questions or concerns. You can reach us at 401-233-4700 during lobby hours from Monday to Friday between 9 AM and 4 PM. Explore all that Navigant has to offer by visiting our website at navigantcu.org. Let us be your partner in achieving financial success today!

Digital & Online Banking

Convenient Online Services

Our online banking platform is available 24/7, allowing you to check your account balances, transfer money, and pay bills whenever it suits you. You can also sign documents electronically with our electronic signature authorization feature, making transactions quick and hassle-free. Plus, with the option to receive e-statements, you can keep track of your finances without the clutter of paper statements.

Mobile Banking Made Easy

For those on the go, our mobile application provides all the functionality you need right at your fingertips. Whether you're looking to make mobile payments or send money through person-to-person transfers, managing your money has never been more straightforward. Just download our app and enjoy the freedom of banking from anywhere.

Security You Can Trust

We prioritize your security while providing these convenient services. Our systems are designed with top-notch security features to protect your personal information and financial data. You can feel confident knowing that your accounts are safe while you enjoy real-time management of your finances. With Navigant, digital banking is not just about technology; it's about enhancing your everyday life. Experience the ease and flexibility of our online services today!

Financial Strength

At Navigant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial. That's why we are proud to share insights about our solid financial position, demonstrating our commitment to serving you with confidence. Our latest performance data, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, shows that we have a net worth of $378,533,274. This reflects our strong financial health and allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 9.75% indicates a solid capital foundation, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $32,638 in used auto loans and $3,279,792,139 in total loans and leases. This broad lending capacity supports our members' financial goals across various sectors. Moreover, our operational efficiency is showcased by a net income of $8,832,796 which enables us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 395 full-time employees and 11 part-time employees who are dedicated to providing you with exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 179 W River St Providence Ri 02904 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our loan specialists are ready to assist you in finding the perfect financing option.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we're dedicated to supporting local businesses through robust lending solutions. If you're interested in refinancing any of these loans or learning about eligibility options, don't hesitate to reach out! Our knowledgeable staff at Navigant is here to guide you through the process and answer any questions you may have. For more information about our loan offerings or to start your application today, call us at 401-233-4700 or visit us at 179 W River St Providence Ri 02904. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Navigant is committed to empowering our members with the resources they need for financial success let's work together toward your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We provide personalized service and competitive rates to ensure that your home financing experience is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. Although we currently have no outstanding unsecured credit card loans available, our team can provide guidance on credit options that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers presented are fair and transparent, giving users confidence in their choices. Each lender listed has undergone a verification process to ensure that the rates and terms are both current and legitimate.

NAVIGANT CREDIT UNION - Providence, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Providence, RI (02904)

Introduction

Branch History & Mission

Community Engagement

Our Evolution

Our Mission

Branch Location & Accessibility

Easy Access and Parking

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Solutions for Every Entrepreneur

Convenient Digital Banking Features

Personal Banking Made Easy

We’re Here for You

Digital & Online Banking

Convenient Online Services

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

Ensuring Accurate Comparisons

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