Navigant Credit Union Pawtucket RI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Navigant, your trusted financial partner located at 20 Dexter St, Pawtucket, RI 02860. Since our establishment in 1915, we have been dedicated to serving our community with a commitment to member satisfaction and financial growth. With over 155,000 members, we take pride in being more than just a credit union; we are a vital part of the Pawtucket community. At Navigant, we understand the importance of financial stability and support. Our total assets stand at an impressive $3,881,790,620, showcasing our ability to meet your financial needs while maintaining a robust foundation. Whether you're looking for personal banking services like checking and savings accounts or need assistance with loans and mortgages, we've got you covered. We currently manage 69,065 loans and leases, ensuring that our members have access to the funds they need for various life events. Your trust is essential to us. Our leadership team, led by CEO Kathleen Orovitz and Board President James Salome, is committed to providing exceptional service and ensuring that each member's voice is heard. Together with our team of 406 employees, we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch location in Pawtucket, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 02917-1206. We invite you to explore our range of services whether it's auto loans, mortgage refinancing, or business banking solutions tailored just for you. With a net worth of $378,533,274 and cash reserves of $21,040,653, Navigant is positioned to serve you effectively now and in the future. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us today at 401-233-4300 or visit our website at navigantcu.org. We're here for you every step of the way!

Branch History & Mission

Navigant Credit Union has a rich history that began in 1915, serving the financial needs of our members with dedication and care. Located at 20 Dexter St, Pawtucket, RI 02860, our branch is a cornerstone of the community, providing essential banking services to individuals and families throughout the region. Over the years, Navigant has grown significantly. Today, we proudly serve over 155,000 members and manage total assets exceeding $3.88 billion. Our mission is clear: to empower our members to achieve their financial goals while fostering community growth and support. We believe that everyone deserves access to quality financial services, and we strive to make banking easy and accessible for all. At Navigant, we focus not just on transactions but on building lasting relationships. Our members can rely on us for a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are committed to innovation and have embraced digital advancements such as online banking and mobile payments to enhance your experience. While members can visit us at 20 Dexter St, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. Our commitment extends beyond just banking; we actively participate in community outreach efforts and partnerships that uplift those around us. We understand that by supporting local initiatives, we contribute to a stronger community for everyone. With convenient operating hours Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon we are here when you need us most. Additionally, our drive-thru service offers an added layer of convenience for quick transactions. If you're looking for a financial partner who prioritizes your needs and values community engagement, look no further than Navigant Credit Union in Pawtucket. Join us today and experience firsthand the benefits of being part of a supportive and member-focused credit union! For more information or to open an account, visit us at Navigant CU or call us at 401-233-4300.

Branch Location & Accessibility

Welcome to Navigant, your friendly neighborhood credit union located at 20 Dexter St in Pawtucket, RI! Our branch is easily accessible and ready to serve you. Whether you're coming from the bustling downtown area or nearby landmarks like Slater Park, you'll find us conveniently situated for all your banking needs. At Navigant, we believe in making banking as easy as possible for our members. We offer ample parking right outside our door, ensuring you can quickly pop in and out with ease. Plus, our facility is fully ADA compliant, featuring ramps and accessible entrances for everyone. Our lobby hours are designed to fit your busy schedule: we're open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings from 9 AM to noon. For those who prefer drive-thru service, we've got you covered with extended hours Monday through Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to noon. Need cash? Our ATM is available anytime for quick withdrawals and balance checks. If you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got a wide range of services tailored just for you. And if you ever have questions or need assistance, don't hesitate to reach out! Give us a call at 401-233-4300. While members can visit us at our Pawtucket branch address, official correspondence should be sent to our mailing address at 1005 Douglas Pike in Smithfield. We invite you to stop by today and discover how Navigant can help you achieve your financial goals!

Member Eligibility

At Navigant, we believe that becoming a member is like joining a close-knit family that values community and support. If you're looking to be part of something special, you'll be happy to know that eligibility is open to those who live, work, or worship in our local areas. This means that whether you're a long-time resident or new to the neighborhood, you can enjoy the benefits of membership. Being part of Navigant comes with many perks, including competitive rates on loans and savings accounts, personalized service, and access to various financial products designed just for you. Ready to take the next step? Opening an account is a breeze! You can find all the details you need about membership criteria, and when you're ready to get started, visit us at http://www.navigantcu.org/personal/new-account/. If you have any questions or need assistance, feel free to give us a call at (401) 233-4300. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine a customer purchasing your product seamlessly using their card while you manage operations without a hitch. Our services ensure you get paid quickly and securely, enhancing customer satisfaction and streamlining cash flow. Located at 20 Dexter St Pawtucket Ri 02860 in Pawtucket, RI, we're dedicated to helping local businesses succeed. Reach out today at (401) 233-4300 to explore how we can partner with you on your path to success!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer in-person transactions, our branch provides essential services through our ATM and drive-thru facilities. You can perform simple tasks such as deposits and withdrawals without having to leave your car, making banking even more convenient.

Business Banking Services

For small business owners, we offer comprehensive business banking services including merchant services and business loans. We aim to help local businesses thrive by providing the necessary resources and financial support they need.

Convenient Digital Banking

In today's fast-paced world, having access to your accounts on-the-go is essential. Our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, sending money or checking your balance has never been easier.

Credit Cards & Rewards

At Navigant, we know how important it is to earn rewards on your spending. That's why we offer credit cards with rewards, allowing you to earn points for purchases that can be redeemed for exciting benefits. This way, every dollar spent brings you closer to something special!

Final Thoughts

Navigant is dedicated to making banking easy and accessible for everyone in Pawtucket and beyond. If you have any questions about our services or want to explore how we can assist you further, don't hesitate to reach out! Call us at 401-233-4300 or visit us online at navigantcu.org. Your financial well-being is our priority!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we provide a variety of personal banking services designed to simplify your life. From checking and savings accounts that help you keep track of your daily expenses to auto loans and vehicle financing options that make purchasing a new car stress-free, we've got you covered. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process, ensuring you get the best rates available. For those looking to consolidate debt or manage unexpected expenses, our personal loans are flexible and easy to access.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. With it, you can make mobile payments, allowing you to pay for goods and services right from your phone. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and simple. For those who prefer going paperless, we provide e-statements, so you can view your account statements electronically whenever you need them. This is not only more convenient but also helps keep your information secure. We also support electronic signature authorization, which streamlines processes like loan applications and account openings.

Security and Accessibility

Your security is our top priority. Our online banking system utilizes advanced security measures to keep your information safe while providing easy access to all the tools you need for real-time account management. You can feel confident knowing that your financial details are protected. In short, at Navigant, we strive to make banking simple and accessible for everyone. Take advantage of our comprehensive digital banking services today and experience the convenience of managing your finances on your own terms!

Financial Strength

Efficient Operations

Our $8,832,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 259,914, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, underscoring our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 20 Dexter St Pawtucket Ri 02860 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $32,638 in used auto loans and $3,279,792,139 in total loans and leases available to meet your needs.

Strong Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and we're here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We offer personalized service and guidance throughout the mortgage process to help you navigate your options effectively.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to reach out for information on eligibility options. This could lead to lower payments or better terms tailored to your current financial situation. At Navigant in Pawtucket, RI (20 Dexter St Pawtucket Ri 02860), we're dedicated to providing the best loan solutions for all our members. For more information or assistance with your application process, feel free to contact us at 401-233-4300 during our operating hours: - Lobby: Monday - Wednesday from 9 AM - 4 PM; Thursday from 9 AM - 5 PM; Friday from 9 AM - 6 PM; Saturday from 9 AM - 12 PM. - Drive-Thru: Monday - Wednesday from 8 AM - 4 PM; Thursday from 8 AM - 5 PM; Friday from 8 AM - 6 PM; Saturday from 8:30 AM - 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total stands at $0, we are committed to helping members manage their finances effectively when this service becomes available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency and reliability in your comparisons. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide you with unbiased results, helping you make informed choices without any hidden agendas. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions at your fingertips, allowing you to compare options quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of our platform in assisting borrowers. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all offers are fair and transparent, providing users with a reliable foundation for their financial decisions.

NAVIGANT CREDIT UNION - Pawtucket, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Pawtucket, RI (02860)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Lending Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Digital Banking

Credit Cards & Rewards

Final Thoughts

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Efficient Operations

Growing Membership Base

Member-Centric Savings Options

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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