Navigant Credit Union North Providence RI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Navigant at our North Providence branch, located conveniently at 1798 Smith St, North Providence, RI 02911. Since our establishment in 1915, we have proudly served our community, growing to a total membership of 155,333 individuals who trust us for their financial needs. As a member-focused credit union, we believe in putting people first and providing services that truly benefit our members. At Navigant, we manage over $3.88 billion in assets, showcasing our commitment to stability and growth. Our members can rely on us for a range of financial services from checking and savings accounts to auto loans and mortgages. With total deposits amounting to $179,116,724 and a robust net worth of $378,533,274, you can be confident that your funds are secure with us. Under the leadership of our dedicated CEO, Kathleen Orovitz, and Board President, James Salome, we have cultivated a strong team of 406 employees committed to providing exceptional service. We take pride in maintaining an approachable atmosphere where members can feel valued and understood. While you can visit us at our North Providence location for all your banking needs, please note that official correspondence should be directed to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917. Whether you're looking to open a new account or seeking advice on loans or investments, we're here to help! Feel free to reach out at 401-233-4700 or explore more about our offerings on our website navigantcu.org. Join us in making your financial dreams a reality today!

Branch History & Mission

Join Us Today

We invite you to become part of the Navigant family. Experience firsthand how we prioritize your financial well-being while fostering community spirit. Whether you're looking for loans, savings options, or simply want advice on managing your finances better, we are here for you. Reach out at 401-233-4700 or explore more about us online at navigantcu.org. Join us today and start benefiting from all that Navigant has to offer!

Our Mission

Navigant's mission is simple yet powerful: to empower our members by providing access to affordable financial products and services while supporting the communities we serve. We believe that everyone deserves a chance to achieve their financial goals. Whether it's through personal banking solutions like checking and savings accounts or loans for vehicles and homes, we are here to help you every step of the way. Our commitment extends beyond financial services. We actively engage in community outreach efforts aimed at making a positive impact. From local sponsorships to educational programs that promote financial literacy, we strive to uplift those around us. For your convenience, you can visit us at our North Providence branch during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 12 pm. Additionally, enjoy the ease of drive-thru banking and ATM access available at our location. While members can visit us at 1798 Smith St North Providence Ri 02911, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917.

Branch Location & Accessibility

Operating Hours

We understand that flexibility is important in your busy life. That's why we offer convenient operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru service, our drive-up hours extend slightly earlier: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12 PM.

Parking and Accessibility

At Navigant, we prioritize your comfort and ease of access. Our branch offers ample parking space for both cars and those with mobility needs. We are fully compliant with ADA standards, featuring ramps and designated parking spots to ensure everyone can visit us without hassle.

Services Offered

At Navigant, we strive to cater to all your financial needs under one roof. Whether you're looking for personal banking services like checking and savings accounts or loans for auto financing and mortgages, we've got you covered! Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. We also have a basic drive-thru option for deposits and simple transactions perfect for those on the go! If you want a more personalized experience or have specific questions about our services, feel free to give us a call at 401-233-4700.

Visit Us Today!

Navigant is here not just as a bank but as your community partner in achieving financial goals. We invite you to stop by our North Providence location today. Whether you're opening an account or simply seeking advice on managing your finances better, our team is ready to assist you with a smile!

Member Eligibility

At Navigant, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is simple! If you live, work, worship, or attend school in our local area, you're likely eligible to become a member. We warmly welcome individuals from all walks of life, ensuring that banking feels personal and inclusive. As a member of Navigant, you'll enjoy exclusive access to tailored financial products, competitive rates, and the friendly service that comes with being part of our family. Ready to get started? Opening an account is easy! You can find all the details you need by visiting us at http://www.navigantcu.org/personal/new-account/ . If you have any questions or need assistance along the way, don't hesitate to reach out at (401) 233-4700. For more information on eligibility requirements, check out our resource page at . We can't wait to welcome you into our community at 1798 Smith St North Providence Ri 02911!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what matters growing your business. Imagine setting up a seamless payment system that allows you to accept payments anytime, anywhere. This convenience not only enhances customer satisfaction but also boosts your sales potential. Visit us at 1798 Smith St North Providence Ri 02911 in North Providence, RI, or call us at (401) 233-4700 to learn more about how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist with financial strategies that support growth.

Convenient Access

We know that convenience matters. That's why we provide ATM access for cash withdrawals and balance checks, along with basic drive-thru banking services for quick deposits and withdrawals. You can handle simple transactions without stepping inside the branch perfect for those busy days! In addition, take advantage of features like mobile payments and electronic statements that simplify managing your finances on-the-go. Whether you're visiting us in person or using our digital services, Navigant is committed to making your banking experience easy and accessible. Explore all these services today by visiting us at 1798 Smith St North Providence Ri 02911 or check out our website at North Providence. We look forward to helping you achieve your financial goals!

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing services are tailored to make the process as smooth as possible. We guide you through each step and offer personalized solutions that meet your specific needs.

Loans and Credit Options

Need extra funds for a big purchase or unexpected expenses? Our personal loans and debt consolidation services allow you to borrow what you need while managing existing debts more efficiently. Plus, our credit cards come with rewards that let you earn points while spending.

Personal Banking Services

When it comes to personal banking, we understand how important it is for you to have options that fit your lifestyle. That's why we offer checking and savings accounts designed to help you manage your money effectively. You can easily monitor your accounts through our online and mobile banking platforms, allowing you to check balances or transfer funds with just a few taps on your phone. If you're in the market for a new car, our auto loans and vehicle financing options make it simple and affordable. We provide competitive rates and flexible terms so you can drive away in your dream vehicle without breaking the bank.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to manage your accounts whenever it suits you. Whether you're checking your balance, making transfers, or paying bills, everything is at your fingertips. You can also enjoy the ease of e-statements, which means no more paper clutter. Just log in to view your statements whenever you need them it's that simple! Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. You can send money directly from your account using just an email address or phone number. Plus, with mobile payments available, you can shop without worrying about carrying cash or cards.

Security and Accessibility

Security is our top priority. We use advanced encryption technology to keep your personal information safe while you're banking online. Additionally, if you prefer signing documents digitally, our electronic signature authorization makes that process straightforward and secure. For those on the go, our mobile application brings all these features right to your smartphone. Easily manage your finances from wherever life takes you! With a user-friendly interface and seamless navigation, you'll feel confident handling all of your banking tasks in real time. At Navigant, we're committed to providing you with efficient and secure digital banking solutions that fit into your lifestyle. Experience the freedom of managing your finances with ease by visiting us online today!

Financial Strength

At Navigant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a reliable partner for your financial needs is essential. That's why we are proud to share the strong foundation upon which Navigant stands. With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your dreams with $32,638 in used auto loans and $3,279,792,139 in total loans and leases, showing our commitment to helping you achieve your financial goals. Our operational efficiency is reflected in our $11,912,607, which allows us to continue offering competitive loan rates and solid financial products for our members. To ensure you receive the best service possible, we take pride in having 395 full-time employees and 11 part-time employees ready to assist you at every turn. Our total share accounts stand at 259,914, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1798 Smith St North Providence Ri 02911 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have competitive terms and flexible repayment options to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing one, our team is here to guide you through the process. At Navigant, we prioritize transparency and support throughout your borrowing journey. If you're considering refinancing options or want more information about eligibility criteria for any of our products, feel free to reach out at (401) 233-4700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to make your financial aspirations a reality!

Credit Lines and Personal Loans

For those needing additional financial flexibility, we offer personal loans and credit lines. With a total of $805,689,916 available in credit lines, you can access cash when you need it most whether it's for home improvements, unexpected expenses, or consolidating debt into one manageable payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We provide various programs tailored for first-time buyers and those looking to refinance their existing mortgages. Contact us today to learn more about eligibility requirements and how we can help you secure your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today

Our Mission

Branch Location & Accessibility

Operating Hours

Parking and Accessibility

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Access

Home Financing Solutions

Loans and Credit Options

Personal Banking Services

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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