Navigant Credit Union North Kingstown RI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navigant, your trusted partner in financial well-being, located at 1041 Ten Rod Rd, North Kingstown, RI 02852. Since opening our doors in 1915, we have proudly served our community with dedication and integrity. With a strong membership base of 155,333 and total assets exceeding $3.88 billion, we are committed to providing you with the best banking experience possible. At Navigant, we understand that financial needs can vary greatly among individuals and businesses. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business loans. Our goal is to empower you to reach your financial aspirations while ensuring that you feel valued as a member of our credit union family. Our leadership team, led by CEO Kathleen Orovitz and Board President James Salome, is dedicated to fostering an environment where every member feels at home. With a solid net worth of $378 million and total deposits amounting to $179 million, our robust financial position allows us to support our members effectively. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917. You can reach us at 401-233-4700 during our lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Join us in shaping a brighter financial future together! We invite you to explore our website at navigantcu.org for more information or to open an account today. Let's achieve your goals together!

Branch History & Mission

Navigant has a rich legacy of service and community commitment that began in 1915, when it first opened its doors in North Kingstown, RI. Since then, we have grown to become a trusted financial partner for over 155,000 members, fostering financial well-being and empowering our community. Located at 1041 Ten Rod Rd, North Kingstown, RI 02852, our branch is easily accessible, making it convenient for you to connect with us. Over the decades, Navigant has evolved significantly. From humble beginnings serving a small group of individuals to now boasting total assets of over $3.88 billion, our journey reflects our dedication to meeting the changing needs of our members. We pride ourselves on offering a wide range of financial services including personal banking, auto loans, mortgages, and business banking solutions all designed with you in mind. At Navigant, our mission is clear: we aim to provide exceptional financial services while actively supporting the communities we serve. We believe that by prioritizing the needs of our members and investing in local initiatives, we can make a meaningful impact. Our commitment extends beyond just banking; we engage in various outreach programs and partnerships that strengthen our community ties. While members can visit us at 1041 Ten Rod Rd, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 2917 if needed. We are here for you with extended operating hours Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 5 PM; and Saturday from 9 AM to 12 PM making it easy for you to reach out whenever you need assistance. In line with modern advancements, we offer digital services such as online banking and mobile payments to enhance your experience. Our branch is also equipped with an ATM and drive-thru facilities for your convenience. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at Navigant where your financial success is our priority. Come see how we can help you achieve your goals today! For more information or to open an account, please call us at 401-233-4700 or visit our website at navigantcu.org.

Branch Location & Accessibility

Welcome to Navigant, your friendly credit union located conveniently at 1041 Ten Rod Rd in beautiful North Kingstown, RI. Our branch is not just a place for banking; it's a community hub where you can access personalized financial services tailored to meet your needs. Whether you're stopping by for a quick transaction or seeking advice on loans and savings, our dedicated team is here to help. If you need to send official correspondence, please note that our mailing address is 1005 Douglas Pike, Smithfield, RI 2917. This ensures that we can serve you efficiently and keep all communications streamlined. Our branch is easily accessible and ideally situated near local landmarks such as the North Kingstown High School and the bustling Wickford Village area. You'll find ample parking available, with features designed to accommodate everyone, including ADA-compliant ramps for those who need them. We understand that time is valuable, which is why we offer flexible operating hours for your convenience: Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you're an early bird or prefer a weekend visit, we have options that fit your schedule. Need cash on the go? No problem! Our branch features an ATM for quick withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru banking service for deposits and simple transactions without leaving your car. At Navigant, we pride ourselves on offering a range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our goal is to make banking easy and accessible. We invite you to come visit us at our North Kingstown branch or give us a call at 401-233-4700. Let us help you navigate your financial journey!

Member Eligibility

Becoming a member of Navigant is like joining a close-knit community where your financial well-being matters. If you're looking to take advantage of personalized services and supportive banking, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a local resident or just passing through, there's a spot for you at our table. Plus, when you join Navigant, you'll enjoy benefits like competitive rates on loans and savings, access to online banking tools, and community-focused service that puts you first. Ready to take the next step? Opening an account with us is simple! Just visit our website for detailed information on eligibility criteria at , or if you have any questions, feel free to give us a call at (401) 233-4700. We can't wait to welcome you to Navigant, located at 1041 Ten Rod Rd North Kingstown Ri 02852 your new financial home!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing is key. Our merchant services allow you to accept payments easily and securely, whether you're running a brick-and-mortar store or an online shop. Imagine being able to streamline transactions, manage inventory, and track sales from one central platform. This not only saves you time but also enhances customer satisfaction, keeping them coming back for more. Partner with us at Navigant to unlock the potential of your business today! For more information, call us at (401) 233-4700 or visit our website at https://navigantcu.org/ .

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we understand the importance of reliable banking services. Our Business Banking options include Merchant Services and Business Loans tailored to help your enterprise thrive. At Navigant, we partner with you to support your growth and streamline your operations.

Convenient Access

Accessing your accounts is simple and convenient with our ATM & Cash Withdrawal Services available right at our branch and throughout the community. For those quick transactions, our Basic Drive-Thru Banking allows deposits and withdrawals without leaving your car. With all these services available at North Kingstown, we aim to make banking easy and accessible for everyone. If you're ready to take advantage of what we offer or have any questions, don't hesitate to reach out! Give us a call at (401) 233-4700 or visit us during our operating hours Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Your financial journey starts here at Navigant let's take the next step together!

Credit Solutions

Sometimes life throws unexpected expenses your way, which is where our Personal Loans & Debt Consolidation services come in handy. Whether it's medical bills or home repairs, we provide flexible solutions to help you regain control of your finances. Plus, our Credit Cards with Rewards offer an added benefit, giving you points for every dollar spent.

Personal Banking Services

For those just starting out or managing everyday finances, our Personal Banking options include Checking and Savings Accounts designed with you in mind. Imagine having a secure place for your money that also offers easy access through Online & Mobile Banking. With features like e-statements and mobile payments, tracking your finances has never been easier. When it comes time to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. You can also explore our Mortgage Loans & Refinancing options when you're ready to make that big step into homeownership or improve your current mortgage terms.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills anytime you like. Whether you're at home or on the go, staying in control of your money has never been easier. You can also enjoy the benefits of electronic statements; sign up for Yes to go paperless and keep track of your finances efficiently. Need to send money to a friend? Our person-to-person transfers make it quick and simple. Plus, with our mobile payments feature, you can pay for purchases directly from your phone without the hassle of cash or cards. And if you prefer managing your accounts from an app, you'll love our mobile application, which offers a user-friendly experience right in the palm of your hand.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization. This means you can sign documents digitally with confidence, knowing your information is protected. Our systems are designed to be intuitive and straightforward so that even those who aren't tech-savvy can navigate them easily. In summary, Navigant provides robust digital banking options that allow for real-time account management while ensuring top-notch security. Join us today and take advantage of all these convenient services!

Financial Strength

A Growing Community

Total Share Accounts: 259,914, showing a strong and growing member base that trusts us with their finances. We invite you to be part of this thriving community! Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1041 Ten Rod Rd North Kingstown Ri 02852 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We are proud of our robust lending capacity with $32,638 in used auto loans and $3,279,792,139 in total loans and leases supporting our members' financial goals across various sectors.

Efficiency You Can Trust

Our $11,912,607 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members.

Strong Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used car, our auto financing can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand your operations. Whether it's investing in new equipment or managing cash flow, we're here to support your business endeavors. At Navigant in North Kingstown (1041 Ten Rod Rd North Kingstown RI 02852), we're committed to transparency and customer satisfaction. You can reach us at 401-233-4700 during our operating hours: Monday-Wednesday from 9 AM - 4 PM; Thursday-Friday from 9 AM - 5 PM; and Saturday from 9 AM - 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information on how we can assist you with your lending needs or if you're interested in refinancing options, please visit our website at Navigant Credit Union. Let us help you take the next step toward achieving your financial dreams!

Credit Options

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. While currently there are $0 in unsecured credit card loans issued, our offerings can help members manage their finances effectively when the need arises.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We provide personalized service to help you navigate through the mortgage process smoothly. Our team is dedicated to finding a solution that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This provides a level of transparency that is crucial for making informed decisions. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make choices based solely on your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find competitive options, making it easier to choose the right loan for their circumstances. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores how effective LendMesh is in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that the offers presented are fair and transparent. You can trust that the information you receive reflects current market conditions and reliable lending practices.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access

Credit Solutions

Personal Banking Services

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Ease of Use

Financial Strength

A Growing Community

Commitment to Growth

Efficiency You Can Trust

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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