Navigant Credit Union N Smithfield RI | Affordable Vehicle Loans & Checking

Introduction

Welcome to Navigant, your trusted financial partner located at 925 Victory Hwy, N Smithfield, RI 02896. Since our establishment in 1915, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 155,333 members. With total assets exceeding $3.88 billion and total deposits of $179,116,724, we are dedicated to helping you achieve your financial goals. At Navigant, we understand that every member is unique. That's why we offer a variety of products including personal checking and savings accounts, auto loans, mortgage loans, and business banking services. Whether you're looking for a new vehicle or planning for your dream home, our experienced team is here to guide you every step of the way. Under the leadership of CEO Kathleen Orovitz and Board President James Salome, our team of 406 employees works tirelessly to ensure that you receive personalized service that meets your expectations. We believe in building strong relationships within our community and are proud to be recognized as a reliable institution where members can feel secure. Our branch offers convenient features such as ATM access and drive-thru banking for quick transactions. If you need assistance or have questions about our services, don't hesitate to reach out at 401-233-4300. We invite you to visit us today or explore more about what we offer at navigantcu.org. Let us help you navigate your financial journey with confidence!

Branch History & Mission

Community Focus

Navigant isn't just about banking; it's about building relationships. We actively engage with local organizations and initiatives that contribute to the welfare of our community. Whether it's sponsoring educational programs or supporting local charities, we strive to make a positive impact where it matters most. As technology advances, so do we. Navigant embraces digital tools like online banking and mobile payments to ensure that managing finances is easy and efficient for all members. Join us at Navigant as we continue this journey of growth together. Experience firsthand how our dedicated team can help you achieve your financial goals while making a difference in the community. For more information or assistance, feel free to call us at 401-233-4300 or visit our website at navigantcu.org. Together, let's build a brighter financial future!

Our Mission

At the heart of Navigant's mission is a commitment to empower our members through sound financial solutions while fostering community growth. We believe that when our members succeed, our community thrives. This belief drives us to support various outreach initiatives and partnerships that enhance the quality of life in N Smithfield and beyond. We understand that accessibility is crucial for our members; that's why we offer convenient ATM services and drive-thru banking options. Our operating hours are designed with your busy lifestyle in mind: - Lobby Hours: Monday - Wednesday: 9 AM - 4 PM; Thursday: 9 AM - 5 PM; Friday: 9 AM - 6 PM; Saturday: 9 AM - 12 PM - Drive-Thru Hours: Monday - Thursday: 8 AM - 5 PM; Friday: 8 AM - 6 PM; Saturday: 8:30 AM - 12 PM While you can visit us at 925 Victory Hwy, official correspondence should be sent to 925 Victory Hwy, N Smithfield, RI 2896 if necessary.

Branch Location & Accessibility

Easy Access and Amenities

At Navigant, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring all our members can visit comfortably. Ample parking is available right outside, making it easy for you to stop by whether you're coming in for a quick transaction or a longer consultation.

Operating Hours Tailored to You

We are here to serve you during convenient hours throughout the week. Our lobby is open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and even on Saturday mornings from 9 AM to noon! If you're looking to use our drive-thru service, you'll find it open Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to noon. We strive to accommodate your busy schedule.

Services That Fit Your Needs

Navigant offers a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. Plus, with ATM availability right here at the branch and drive-thru banking services for deposits and withdrawals, managing your finances has never been easier. While members can visit us at our N Smithfield location, please note that any official correspondence should be sent to the same address: 925 Victory Hwy. We invite you to visit us soon or give us a call at 401-233-4300 with any questions. Our team is ready and excited to assist you!

Member Eligibility

Becoming a member of Navigant is like joining a warm, welcoming family that truly cares about your financial well-being. If you live or work in Rhode Island, or if you have a family member who is already part of our community, you're likely eligible to join us! At Navigant, we believe in making banking accessible and beneficial for everyone. You can enjoy a variety of services tailored to fit your needs, from personal loans and auto financing to online banking options that keep you connected wherever you are. Getting started is simple! Just head over to our website to find more details about the eligibility criteria at . Once you're ready, opening an account is just a click away; check out the straightforward process at http://www.navigantcu.org/personal/new-account/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (401) 233-4300. We're excited to welcome you into our community at 925 Victory Hwy N Smithfield Ri 02896!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your day-to-day operations with ease having the tools to accept payments from customers quickly and securely. Our merchant services offer just that. With solutions designed for all types of businesses, you can focus more on what you love while we handle the transactions. Visit us at 925 Victory Hwy N Smithfield Ri 02896 in N Smithfield, RI to learn how our business banking options can fuel your success! If you have questions or need assistance, feel free to call us at (401) 233-4300.

Comprehensive List Of Services

Business Banking Services

For local business owners, we understand that managing finances can be tough. That's why we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans tailored to help you grow and succeed in today's competitive environment.

Convenient Access to Your Money

We know that convenience matters. At Navigant, you'll find an array of features designed for easy access to your funds. Our ATM & Cash Withdrawal Services ensure that cash is always within reach, while our basic drive-thru banking allows for quick transactions without leaving your car. Need assistance outside regular hours? Our digital banking features mean you can check balances, transfer money, and pay bills anytime you want all from the comfort of your device.

Get Started Today!

Your financial well-being is important to us at Navigant. With a dedicated team ready to assist you at every turn and a variety of services designed with members like you in mind, there's no better time to explore what we have to offer. For questions or to learn more about how we can assist you today, don't hesitate to give us a call at 401-233-4300 or visit us online at navigantcu.org. Join us on this journey toward financial empowerment!

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for the future, our personal banking services are designed with you in mind. We offer Checking and Savings Accounts that help you manage your day-to-day finances easily. Imagine having the ability to track your spending and savings goals right from your phone or computer through our convenient Online & Mobile Banking options. For those considering larger purchases like a car or home, our Auto Loans & Vehicle Financing make it simple to drive away in your dream vehicle. Need a new place? Our Mortgage Loans & Refinancing options can assist you in making that big step into homeownership or reducing your current mortgage payments.

Support for Your Financial Needs

Life can throw unexpected challenges your way, and that's where our Personal Loans & Debt Consolidation services come into play. Whether you're looking to finance a special project or consolidate existing debts, we provide flexible terms that work for you. Additionally, if you're seeking rewards on your everyday purchases, check out our Credit Cards with Rewards program. With every swipe, you're not just spending; you're earning benefits that add value to your lifestyle.

Digital & Online Banking

Key Features

We know how important it is to stay connected to your finances. That's why we offer features like electronic signature authorization, allowing you to sign documents securely from anywhere. Additionally, our e-statements provide a quick way to view your account statements online no more waiting for paper copies in the mail! If you're looking for added convenience, you'll love our mobile payments feature. Make purchases directly from your phone with ease. And for those times when you need to send money to friends or family, our person-to-person transfers let you do so instantly.

Security and Ease of Use

Security is a top priority at Navigant. Our online banking services use advanced technology to keep your information safe while providing an easy-to-navigate interface. You can manage your accounts in real-time, ensuring you always have control over your finances. In summary, whether you're checking balances or making payments, our digital banking solutions at Navigant are tailored for both accessibility and security. With all these features available at your fingertips, managing your money has never been easier!

Financial Strength

A Growing Community

Total Share Accounts stand at 259,914, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further highlighting our robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 925 Victory Hwy N Smithfield Ri 02896 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow alongside your needs.

Dedicated Team

We also take pride in having 395 full-time employees and 11 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable and committed staff.

Lending Support

Our ability to support your financial goals is evident through our lending capacity. We have $32,638 in used auto loans and $3,279,792,139 in total loans and leases available for our members. Our $11,912,607 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget and preferences.

Commercial Loans

For business owners in our community, our outstanding commercial loans total $264,481,715, offering essential capital to grow and expand your business operations. We understand the challenges faced by entrepreneurs and are here to support your ambitions with competitive lending solutions. At Navigant, we believe in empowering our members through accessible financial services. If you are considering refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 401-233-4300 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can help you move forward with confidence in achieving your financial aspirations.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we provide flexible credit lines with a total of $805,689,916 available to help you manage cash flow and unexpected expenses. We also offer unsecured credit card loans; however, currently there are no outstanding amounts for unsecured credit card loans. This means our focus is on providing you with tailored solutions that align with your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, which can help you secure your dream home or refinance your existing mortgage under favorable terms.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every loan listing is backed by verified institutions, which enhances the reliability of the information provided.

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