Navigant Credit Union Greenville RI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navigant Credit Union, your trusted financial partner located at 468 Putnam Pike, Greenville, RI 02828. Since our establishment in 1915, we have proudly served our community with a commitment to fostering financial well-being for all our members. With a total membership of over 155,000 and assets exceeding $3.88 billion, we stand ready to support you through various personal and business banking needs. Our experienced team, led by CEO Kathleen Orovitz and Board President James Salome, is dedicated to providing exceptional service and personalized solutions. Whether you're looking for auto loans, mortgage refinancing, or checking accounts, we have a wide range of services tailored just for you. We also encourage you to take advantage of our online and mobile banking options for added convenience. While members can visit us at our branch address, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 02917-1206. With total deposits of $179 million and cash in hand amounting to $21 million, we are equipped to ensure your funds are safe while helping you achieve your financial goals. At Navigant, we believe in giving back to the community that has supported us for over a century. Our impact extends beyond just numbers; we strive to make a meaningful difference in the lives of our members every day. We invite you to reach out to us at 401-233-4300 or visit our website at navigantcu.org for more information about how we can assist you today. Join us on this journey toward financial success because at Navigant Credit Union, your future is our priority!

Branch History & Mission

Join Us

Navigant is more than just a credit union; it's a place where you can feel valued and supported. We invite you to join us and experience firsthand the benefits of being part of our family. With operating hours designed for your convenience and both ATM and drive-thru services available, we're here to serve you when you need us most. If you're ready to take the next step towards achieving your financial goals, reach out today at (401) 233-4300 or visit us online at navigantcu.org. Together, let's build a brighter financial future!

Our Journey

Navigant's journey began with humble roots. Over the years, we have evolved significantly while staying true to our mission of serving our members and supporting our community. Our branch is conveniently located at 468 Putnam Pike, Greenville, RI 02828, making it easy for you to visit us. Nearby landmarks include the beautiful Woonasquatucket River and local parks that are cherished by residents. As we grew, so did our commitment to innovation and service excellence. We have implemented digital advancements like online banking and mobile payments, ensuring that our members have access to their finances anytime and anywhere. Additionally, our ADA-compliant facilities reflect our dedication to inclusivity.

Our Mission

At Navigant, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that every member deserves personalized support on their financial journey whether it's opening a checking account or securing an auto loan. Our services include personal banking options such as savings accounts and credit cards with rewards, as well as business banking solutions tailored to meet the needs of local entrepreneurs. While members can visit us at 468 Putnam Pike Greenville Ri 02828, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 02917-1206. We take pride in actively engaging with our community through partnerships and outreach programs. Whether it's sponsoring local events or supporting education initiatives, we strive to make a positive impact beyond just banking.

Branch Location & Accessibility

Convenient Access and Features

At Navigant, we understand that accessibility is key. Our branch features ample parking and is equipped with ramps for easy access for all members. Plus, if you're in a hurry, take advantage of our drive-thru banking service where you can handle simple transactions without leaving your car. We also offer an ATM on-site for your convenience, making it easy to withdraw cash or check balances any time.

Operating Hours Tailored to You

We know your time is valuable! That's why our lobby is open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. If you prefer using the drive-thru service, those hours are slightly different: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. We're here when you need us! While members can visit us at our Greenville location, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI.

Your Banking Needs Covered

Navigant offers a wide range of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly staff is ready to assist you with whatever you need just give us a call at 401-233-4300 or stop by today! Explore the convenience and personal touch that Navigant provides right here in Greenville. We look forward to welcoming you!

Member Eligibility

Becoming a member of Navigant is like joining a caring family where your financial well-being is the top priority. If you're looking to make a positive change in how you manage your money, you'll be happy to know that membership is open to a wide range of individuals. Whether you live, work, or worship in the area or have family members who are already part of our community, you can easily qualify for membership. This means that by choosing Navigant, you're not just opening an account; you're stepping into a supportive environment designed to help you thrive financially. For more detailed information on the eligibility criteria, feel free to check out our resource at . Getting started is simple! To open an account with us at Navigant, just visit our website at http://www.navigantcu.org/personal/new-account/ or give us a call at (401) 233-4300. We can't wait to welcome you in person at our branch located at 468 Putnam Pike Greenville Ri 02828. Join us today and experience all the benefits that come with being part of the Navigant family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a reliable partner by your side as you navigate the complexities of accepting payments. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, we provide tools that ensure you never miss a sale. Located at 468 Putnam Pike Greenville Ri 02828 in Greenville, RI, our team is ready to help you explore the best options for your unique business needs. Connect with us today at (401) 233-4300 and see how we can empower your success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Additionally, our basic drive-thru banking offers a quick option for deposits and withdrawals without leaving your vehicle perfect for those busy days when every minute counts. At Navigant, we strive to create a positive experience for all our members by offering comprehensive financial solutions paired with exceptional service. We invite you to visit us or call us at (401) 233-4300 if you have any questions about our offerings or want assistance in choosing the right products for your needs. Ready to take control of your financial future? Explore more about what we can do for you by visiting our website at Greenville today!

Business Banking Support

For our business members, we offer essential services like Merchant Services that streamline your payment processing and enhance customer satisfaction. Our Business Loans can help you fund growth opportunities or manage cash flow effectively.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Navigant, we provide robust Online & Mobile Banking solutions. Check balances, transfer funds, or pay bills right from your smartphone or computer anytime and anywhere! With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking services designed to simplify your life. From Checking & Savings Accounts that help you manage your day-to-day expenses and savings goals, to Auto Loans & Vehicle Financing options that make purchasing a new car more affordable, we've got you covered. If you're considering buying a home, our Mortgage Loans & Refinancing services provide flexible terms to fit your budget. For those unexpected expenses or consolidating debt, our Personal Loans can be a great solution. Plus, with Credit Cards with Rewards, you can earn points on your everyday purchases.

Digital & Online Banking

Key Services for Your Convenience

Our online banking services are available 24/7, allowing you to check your account balances, pay bills, and transfer funds whenever it suits you. Whether you're on a lunch break or relaxing at home, you can easily manage your accounts with just a few clicks. Plus, our electronic signature authorization makes it simple to complete transactions securely without the need for paper forms. For those who prefer a more mobile experience, our dedicated mobile application brings all these features right to your fingertips. You can enjoy mobile payments for quick purchases and person-to-person transfers to send money to friends and family instantly no cash needed!

Security You Can Trust

Your safety is our priority. Our online banking platform uses advanced security measures to protect your personal information and transactions. You can rest easy knowing that every interaction is safeguarded. With all these features combined, Navigant ensures that managing your finances is not only convenient but also secure and user-friendly. Experience the future of banking with us today!

Stay Organized with E-Statements

Keeping track of your finances has never been simpler with our e-statements feature. Gone are the days of sorting through piles of paper; now, you can access your statements digitally whenever you need them. This not only helps reduce clutter but also allows for easy tracking of your spending habits.

Financial Strength

Commitment to Growth

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We proudly support your financial goals with $32,638 in used auto loans and a total of $3,279,792,139 in loans and leases, making sure you have access to the funds you need.

Growing Member Base

We are honored to have built a trusted relationship with our community. Currently serving 255,914 total share accounts, we see this as a testament to the trust placed in us by our members. Your confidence drives us to work harder every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for financing options today, Navigant is your trusted partner. Visit us at 468 Putnam Pike Greenville Ri 02828 or call 401-233-4300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Reliable Operational Efficiency

Our impressive net income of $11,912,607 reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products tailored for our members. We're also proud to employ 395 full-time employees and 11 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking norms; with non-member deposits currently at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $210,374,998 in new vehicle loans and $569,575,410 in used vehicle loans, helping our members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used car, we're here to support your journey.

Business Financing

For business owners looking to grow and expand their operations, we provide outstanding commercial loans totaling $264,481,715. These resources are designed to help businesses thrive and meet their financial obligations. If you're considering refinancing any existing loans or want to explore eligibility options for these products, don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navigant Credit Union in Greenville, RI, we're committed to providing practical solutions that make a difference in our members' lives. Let us help you navigate your financial journey today!

Credit Lines and Personal Loans

Our credit lines provide flexibility for unexpected expenses or planned purchases. With $805,689,916 available in total credit lines, you can access funds when you need them most. For those who prefer straightforward financing solutions without collateral requirements, we also have personal loans tailored to fit various needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, making it easier for you to step into your dream home or improve your current one.

Unsecured Credit Card Loans

We understand that managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans to help our members effectively manage their spending. Currently, our unsecured credit card loans total $0, as we focus on delivering other key services.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help users navigate their borrowing options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh stands out as a trustworthy tool for consumers looking to make informed financial decisions. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are No Sponsored Listings on LendMesh. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Users can also take advantage of Real-Time Rate Comparisons, which deliver up-to-date loan rates from multiple institutions, empowering them to choose the best option for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping individuals save money and make smarter financial choices. If you're ready to find competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh and discover the best options available for you. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVIGANT CREDIT UNION - Greenville, RI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans