Navigant Credit Union East Greenwich RI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Navigant, your trusted credit union located at 563 Main St, East Greenwich, RI 02818. With a proud history dating back to 1915, we have been dedicated to serving our community for over a century. As a member-focused institution, we take pride in our strong commitment to financial wellness and community support. At Navigant, we understand that financial decisions can be overwhelming. That's why we've built a foundation of trust and reliability that has attracted over 155,000 members who rely on us for their banking needs. With total assets of $3,881,790,620 and total deposits reaching $179,116,724, we are well-equipped to provide you with the resources you need. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Kathleen Orovitz and Board President James Salome, we strive to create an environment where our members feel valued and supported. Our dedicated team of 406 employees is ready to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917. Whether you're looking for a place to save your money or need help securing a loan, we're here for you! Explore what Navigant has to offer by visiting our website at navigantcu.org or give us a call at 401-233-4700. Your financial journey begins here!

Branch History & Mission

Join Us Today!

As we continue to grow and evolve, we invite you to become part of the Navigant family. Experience the benefits of membership competitive rates on loans and savings accounts, convenient access through ATMs and drive-thru services, and a dedicated team ready to assist you. Visit us during our operating hours Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM or call us at 401-233-4700. Let's work together towards your financial success!

Our Evolution

Navigant's history is marked by significant milestones that reflect our commitment to serving the needs of our members. From our humble beginnings, we have steadily expanded our services to include personal banking, auto loans, mortgages, and business banking. Today, with total assets exceeding $3.88 billion, we are proud to offer a wide range of financial products designed to empower individuals and families in achieving their financial goals. Our branch has seen many changes over the years, adapting to the needs of our members while maintaining our core values of integrity and service. We prioritize accessibility for all members through ADA-compliant facilities and digital advancements like online banking and mobile payments. We want every member to feel welcomed and valued at Navigant.

Our Mission

At Navigant, our mission is simple yet profound: to enhance the lives of our members and communities through exceptional service and financial education. We believe in building lasting relationships based on trust and transparency. Whether you're opening your first savings account or seeking advice on retirement planning, we strive to provide guidance that makes a real difference. We are also deeply committed to community outreach. Our partnerships with local organizations allow us to give back and support various initiatives that uplift those around us. From financial literacy programs to charitable events, we aim to make a positive impact beyond just banking. While members can visit us at 563 Main St in East Greenwich for all their banking needs, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 2917.

Branch Location & Accessibility

Accessibility Features

At Navigant, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to accommodate everyone comfortably. You can easily access our drive-thru banking service for quick transactions without leaving your car.

Nearby Landmarks

Our location is not just convenient; it's also surrounded by local landmarks that make it easy to find us! Whether you're near local shops or heading back from the nearby park, stopping by is simple and hassle-free. We invite you to come visit us at Navigant! If you have any questions or need assistance before your visit, feel free to give us a call at 401-233-4700. We look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. Need an early start? Our drive-thru hours extend slightly earlier during the week, opening at 8 AM so you can grab what you need on your way to work or school.

Services Offered

Navigant offers a variety of banking services designed with you in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got your financial needs covered. Plus, enjoy the convenience of our ATM availability for quick cash withdrawals or balance checks.

Member Eligibility

Joining the family at Navigant is more than just opening an account; it's about becoming part of a supportive community that prioritizes your financial well-being. To be eligible for membership, you'll need to meet a few simple criteria. Generally, if you live or work in the local area, you're likely to qualify. We believe in making banking accessible for everyone, which is why our criteria are designed to be inclusive and straightforward. For detailed information on eligibility, check out this link: . Once you're ready to take the next step, opening an account is a breeze! You can start the process online by visiting http://www.navigantcu.org/personal/new-account/ , or feel free to give us a call at (401) 233-4700 if you have any questions. We're here to help you every step of the way! At Navigant, we're excited to welcome you aboard and support your journey towards financial success right here at our branch located at 563 Main St East Greenwich Ri 02818.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable system that allows you to accept payments seamlessly, whether it's online or in-store. Our services help you manage transactions efficiently, so you can focus on what matters most growing your business. Visit us at 563 Main St East Greenwich Ri 02818 in East Greenwich, RI or call us at (401) 233-4700 to explore how we can partner together for your success!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Tailored for You

For our business members, we offer specialized services under Business Banking, which includes Merchant Services & Business Loans designed to help you thrive in a competitive market. We know how vital it is for small businesses to have reliable banking solutions; therefore, we ensure our services align with your business goals.

Convenient Access Anytime, Anywhere

Accessibility is key at Navigant. With features like ATM & Cash Withdrawal Services, you can easily access your funds whenever necessary. Our basic drive-thru banking facilitates quick transactions such as deposits and withdrawals without leaving the comfort of your vehicle. In addition, enjoy the convenience of basic ATM access where you can perform essential functions like balance checks and cash withdrawals. Our commitment to offering both in-person and digital solutions ensures you always have the support you need. For more information about our services or if you're ready to open an account today, feel free to reach out at (401) 233-4700 or visit us online at East Greenwich. We look forward to serving you!

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We aim to make borrowing straightforward and accessible so that you can focus on what really matters without the burden of high-interest debts. Additionally, if you're looking for ways to reward yourself while managing expenses, consider our Credit Cards with Rewards. These cards not only allow you to make everyday purchases but also earn rewards that can be redeemed for travel, merchandise, or even cashback.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer various Personal Banking options, including Checking & Savings Accounts that help you save and grow your money effortlessly. Imagine having a checking account that allows for easy access through our Online & Mobile Banking features, enabling you to transfer funds or check your balance from anywhere at any time. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing provide flexible terms that can fit into your budget, making it easier than ever to drive home in the car of your dreams. Furthermore, our Mortgage Loans & Refinancing options are here to assist you whether you're buying your first home or looking to refinance an existing mortgage for better rates.

Digital & Online Banking

Convenient Features for You

Our online banking system allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with features like electronic signature authorization, you can complete transactions securely without needing to visit a branch. This makes managing your financial tasks quick and straightforward. If you're looking for a paperless option, we provide e-statements that allow you to view your account statements electronically. Not only does this save trees, but it also keeps your information secure and easily accessible.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Our systems are designed to keep your data safe while providing a user-friendly experience that meets all your banking needs. With Navigant, you can enjoy real-time account management that puts you in control of your finances, whether you're at home or out and about. Explore more about our digital offerings today by visiting https://navigantcu.org/ !

Stay on Top of Your Finances with Mobile Banking

For those on the go, our mobile application gives you instant access to all your banking needs right from your smartphone. Whether you're making person-to-person transfers or using mobile payments to make purchases, everything is designed for ease of use. You can even deposit checks directly from your phone!

Financial Strength

A Growing Community

As of now, we proudly serve 259,914 members who trust us with their finances. This growing community is a testament to the strength of our services and the satisfaction of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 563 Main St East Greenwich Ri 02818 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Solutions

Your savings are secure with us. Members' savings are protected through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial results speak volumes about our efficiency. Our $11,912,607 reflects our operational effectiveness, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees dedicated to serving you with a knowledgeable and committed team.

Reinvestment for Future Growth

Our commitment to serving you is further reflected in our $356,189,592 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. Additionally, we have $32,638 in used auto loans and $3,279,792,139 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget and lifestyle.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $264,481,715, providing the capital needed to expand your business ventures. We understand that every business has unique needs; our experienced team can help you find the right solution for your company. If you're interested in any of these products or want to learn more about refinancing options and eligibility criteria, please reach out to us at 401-233-4700. Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 8:30 AM to 5 PM; Friday from 8:30 AM to 6 PM; and Saturday from 8:30 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navigant, we're committed to providing personalized service and competitive rates that meet your financial needs. Come visit us today!

Credit Lines and Unsecured Loans

For those who need flexibility in managing their expenses, we provide credit lines with a total value of $805,689,916. Additionally, we also offer flexible terms on unsecured credit card loans; however, at this time there are no outstanding amounts reported. These options allow members to manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088. If you're looking to secure a mortgage or refinance an existing one, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that every offer is fair and transparent, giving users confidence in their choices.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking Tailored for You

Convenient Access Anytime, Anywhere

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Convenient Features for You

Security You Can Trust

Stay on Top of Your Finances with Mobile Banking

Financial Strength

A Growing Community

Member-Centric Savings Solutions

Operational Efficiency

Reinvestment for Future Growth

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In

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