Navigant Credit Union Cumberland RI | Best Auto Loans & Personal Banking

Introduction

Welcome to Navigant, your trusted partner in financial well-being, located at 3291 Mendon Rd, Cumberland, RI 02864. Since our establishment in 1915, we have been dedicated to serving our community and helping members achieve their financial goals. With a strong membership of 155,333 and total assets exceeding $3.88 billion, we pride ourselves on being a reliable resource for all your banking needs. At Navigant, we offer a variety of services tailored to meet the unique needs of our members, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to our members is reflected in our impressive total deposits of $179,116,724 and a net worth of $378,533,274. We also understand the importance of accessibility; that's why we provide robust online and mobile banking options alongside traditional services. Led by our dedicated CEO, Kathleen Orovitz, and Board President James Salome, our team is here to support you every step of the way. With over 400 employees, we ensure that you receive personalized service whenever you need assistance. While members can visit us at our branch address for day-to-day transactions or inquiries, official correspondence should be directed to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. We invite you to explore how Navigant can empower your financial journey. Feel free to reach out at 401-233-4300 or visit us online at navigantcu.org for more information about our services and how we can help you thrive in your financial endeavors. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Impact

Navigant Credit Union is not just about numbers; it's about people. Over the years, we've formed meaningful partnerships with local organizations to give back to the community that has supported us. Our outreach efforts include educational programs, financial literacy workshops, and various charitable initiatives aimed at improving the quality of life for everyone in Cumberland and beyond.

Join Us!

We invite you to experience the benefits of being part of Navigant Credit Union. Whether you're looking for personalized banking solutions or seeking ways to get involved in local initiatives, we are here for you. Visit us at 3291 Mendon Rd, or reach out by phone at 401-233-4300 to learn more about how we can assist you on your financial journey. Join us today and be part of a community-focused credit union that truly cares!

Modern Services

In today's digital world, we also prioritize convenience without compromising service quality. Our branch features ATM availability and drive-thru banking options for easy access to your finances. Additionally, we offer advanced online and mobile banking solutions that allow you to manage your accounts anytime, anywhere because we understand that your time is valuable. While our physical location remains a hub for face-to-face interactions, we are committed to ensuring accessibility for all members. Our facilities are ADA compliant, making it easier for everyone in our community to engage with us.

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We believe that banking should be accessible and tailored to meet the needs of every individual and business we serve. As part of this commitment, we offer a range of services from personal checking and savings accounts to auto loans and mortgages all designed to help our members achieve their financial goals.

Branch Location & Accessibility

Accessibility Features

At Navigant, we prioritize accessibility. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit comfortably. We also offer drive-thru banking for quick transactions without leaving your vehicle.

Call-to-Action

We invite you to visit us at Navigant in Cumberland! Our friendly team is ready to assist you with all your banking needs. For any questions or assistance before your visit, feel free to give us a call at 401-233-4300. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you're using our drive-thru service, you can stop by Monday through Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12 PM.

Services Offered

Navigant offers a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also enjoy convenient ATM access for cash withdrawals and balance checks.

Member Eligibility

At Navigant, we believe that becoming a member is like joining a close-knit family where everyone looks out for one another. If you're looking to become part of our community, you'll be glad to know that eligibility is straightforward. Typically, anyone who lives, works, or worships in the Cumberland area can join us. Our focus is on supporting our members with personalized services and benefits tailored just for you. For those seeking detailed information about the eligibility criteria, feel free to check out our website at Navigant Credit Union. Once you're ready to open an account, the process couldn't be simpler! Just visit our account opening page at Navigant Account Opening or give us a call at 401-233-4300. We're here to guide you every step of the way and help you enjoy all the advantages that come with being a member at Navigant. Your journey towards financial empowerment starts right here in Cumberland at 3291 Mendon Rd!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a customer walking into your store, ready to make a purchase. With our secure payment processing options, you can accept payments quickly and easily whether they prefer cash, credit, or mobile payments. This not only enhances the customer experience but also helps streamline your operations. Located at 3291 Mendon Rd, Cumberland, RI 02864, Navigant is dedicated to being a trusted partner in your business journey. Let us help you take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Navigant offers comprehensive business banking services. From merchant services that simplify payment processing to business loans that help grow your company, we're here to support your ambitions. We know how important it is for businesses to have reliable financial partners.

Call Us Anytime!

If you're ready to explore how Navigant can help with your financial journey, don't hesitate to reach out! Give us a call at (401) 233-4300 or visit us at our branch in Cumberland, RI. Whether you're opening an account or seeking advice on loans, our friendly staff is eager to assist you. With so many services available under one roof, we're confident that you'll find what you're looking for right here at Cumberland Hill!

Drive-Thru & Basic Services

For those who prefer face-to-face interaction but want quick service, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without needing to leave your car. This feature makes it easier than ever for busy individuals or families on the go.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking solutions that allow you to manage your accounts from anywhere. With features like person-to-person payments and mobile payments, you can transfer money or pay bills with just a few taps on your smartphone. Our ATM services ensure that cash withdrawal is always accessible whenever you need it, allowing you to check balances and access funds quickly no matter where you are.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer a variety of personal banking services, including checking and savings accounts designed to fit your lifestyle. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing options make it easy for you to get on the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions provide competitive rates and terms tailored just for you. Sometimes life throws unexpected expenses your way. Our personal loans can assist with debt consolidation or other financial needs, giving you peace of mind when it matters most. Plus, don't forget about our credit cards with rewards! They allow you to earn points while making everyday purchases.

Digital & Online Banking

Convenience at Your Fingertips

We also offer electronic signature authorization, making it easy for you to sign documents without needing to visit a branch. Whether you're applying for a loan or opening a new account, you can do it all from the comfort of your home. If you're looking to go paperless, our e-statements feature lets you view your statements online. This not only helps the environment but also ensures that you have quick access to your financial records whenever you need them. For those who love making payments with their smartphones, our mobile payments feature is perfect for you. Say goodbye to carrying cash or cards just use your phone for quick transactions at participating merchants. At Navigant, we are committed to providing accessible and easy-to-use banking solutions that fit into your lifestyle. Experience the convenience of modern banking today!

Key Features

With 24/7 online banking, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Our secure platform ensures that your personal information is safe while you enjoy the freedom of managing your money on your own schedule. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family with just a few taps on your mobile device. Plus, for those who prefer the latest in tech, our mobile application makes banking even more accessible. It's user-friendly and packed with features that help you keep track of your finances effortlessly.

Financial Strength

At Navigant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our commitment to strong financial health ensures you can trust us with your hard-earned money. With a net worth of $378,533,274, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $32,797,921,139 in total loans and leases available to support your financial goals across various sectors. This includes $32,638 in used auto loans that cater to your vehicle financing needs. Our operational efficiency is reflected in our net income of $11,912,607, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. As a testament to the trust our members place in us, we have a total of 259,914 share accounts. This growing member base shows that more people are choosing Navigant as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 3291 Mendon Rd Cumberland Ri 02864 or call 401-233-4300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, making buying or refinancing simple and straightforward. We aim to provide you with competitive rates and terms that suit your budget.

Refinancing Options

If you're considering refinancing your existing loans or mortgages for better rates or terms, we can help guide you through the process. Our team is dedicated to finding solutions that work best for you. We invite you to explore our loan offerings further at Navigant. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's purchasing your dream car or stepping into your first home, Navigant is here to help make it happen one loan at a time!

Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans. While currently totaling $0, our terms are designed to fit your lifestyle and needs.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Join Us!

Modern Services

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Call Us Anytime!

Drive-Thru & Basic Services

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

Ensuring Accurate Comparisons

Customers Also Interested In

Join Our Community