Navigant Credit Union Cumberland RI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Navigant, your trusted partner in financial services located at 2086 Diamond Hill Rd, Cumberland, RI 02864. Established in 1915, our credit union has proudly served the community for over a century, fostering strong relationships with our 155,333 members. With total assets exceeding $3.88 billion, we are committed to providing exceptional banking solutions tailored to your needs. At Navigant, we believe in empowering our members through a range of financial products. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we have you covered. Our current total loans stand at 69,065, while our deposits reach an impressive $179,116,724. This solid foundation allows us to continually invest in the community and enhance member services. While members can visit us at our Cumberland branch for personal assistance, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 02917-1206. Under the leadership of CEO Kathleen Orovitz and Board President James Salome, our dedicated team of 406 employees is here to help you navigate your financial journey with confidence. With a strong focus on community impact and member satisfaction, we strive to provide an environment where everyone feels valued and supported. Our commitment is reflected in our net worth of $378,533,274 and cash reserves of $21,040,653, ensuring that we remain a stable and reliable choice for all your banking needs. Join us today and discover how Navigant can assist you in achieving your financial goals! For more information or assistance, feel free to call us at 401-233-4300. We look forward to welcoming you into the Navigant family!

Branch History & Mission

At Navigant, located in the heart of Cumberland, RI, we take pride in our rich history and commitment to serving our community. Established in 1915, we have grown from a small local credit union into a trusted financial partner for over 155,000 members. Our journey reflects not only our dedication to providing excellent financial services but also our passion for community support and engagement. Our branch is conveniently situated at 2086 Diamond Hill Rd, Cumberland, RI 02864, a location that's easily accessible for residents and businesses alike. As you visit us, you will find nearby landmarks that echo the spirit of our vibrant community. While members can come to us at this address for all their banking needs, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. Navigant's mission is clear: we strive to empower our members by offering a wide range of financial products and services that meet their unique needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are dedicated to helping our members achieve their financial goals. We also emphasize community support through various outreach initiatives that foster growth and development within Cumberland and beyond. As we reflect on nearly a century of service, we celebrate key milestones that have defined who we are today. With total assets exceeding $3.88 billion, we have built a solid foundation that allows us to offer competitive rates and innovative solutions. Our commitment extends beyond numbers; it is about building relationships with our members based on trust and understanding. In addition to traditional banking services, Navigant has embraced digital advancements to enhance member experience. We offer online banking, mobile payments, and person-to-person payment options that make managing finances easier than ever before. Furthermore, our branch is ADA compliant, ensuring accessibility for all members of the community. Our drive-thru service provides added convenience for those on the go, while our ATMs are available for quick access to cash anytime. With customer-centric initiatives at the forefront of what we do, every decision is made with your best interest in mind. At Navigant, we believe in the power of partnership whether it's through collaborations with local organizations or fostering connections among members. Our outreach efforts aim to uplift those around us while promoting financial literacy and well-being. We invite you to join our Navigant family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us during our operating hours: Monday through Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. Let's build your financial future together! For more information or assistance, don't hesitate to call us at 401-233-4300 or explore more about what we offer at navigantcu.org.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking right outside, along with ADA-compliant features that ensure everyone can access our services comfortably. If you prefer not to come inside, we also offer a convenient drive-thru banking option for quick transactions.

Operating Hours

We're open Monday through Wednesday from 9 AM to 4 PM, and on Thursday from 9 AM to 5 PM. Our extended hours on Friday mean you can visit us until 6 PM. On Saturdays, we're here from 9 AM until noon. Feel free to call us at 401-233-4300 if you have any questions about our services or need assistance.

Services Offered

At Navigant Credit Union, we provide a full range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For those who are always on the go, our online and mobile banking options allow you to manage your finances from anywhere. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. We invite you to stop by and discover how we can help you achieve your financial goals. Your satisfaction is important to us, so don't hesitate to reach out or visit today!

Member Eligibility

At Navigant, we believe that becoming a member is like joining a family a supportive community where everyone can thrive. If you're interested in joining us at our Cumberland branch located at 2086 Diamond Hill Rd Cumberland Ri 02864, you'll be glad to know that the eligibility requirements are designed to be straightforward and welcoming. Typically, anyone who lives, works, or worships in our community can become a member. We cherish diversity and inclusivity, which means there's a good chance you qualify! You can find more details about the specific eligibility criteria on our website. Once you see that you meet the requirements, opening an account is easy and hassle-free. Just visit our account opening page at http://www.navigantcu.org/personal/new-account/, or feel free to give us a call at (401) 233-4300 if you have any questions. We're here to help you every step of the way as you embark on your journey with us at Navigant!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps you streamline payments while enhancing customer satisfaction. Our merchant services offer practical tools that allow you to accept various payment methods efficiently. This means you can focus on what matters most growing your business while we take care of the financial transactions. Visit us at 2086 Diamond Hill Rd, Cumberland, RI 02864, or call us at 401-233-4300 to learn more about how Navigant can help elevate your business banking experience.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you with the right financial products.

Cash Withdrawal Services

Need cash? Our ATM and cash withdrawal services are available for quick and easy access to your funds. Plus, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. At Navigant, we prioritize making banking accessible for everyone. Our lobby hours are designed for flexibility open Monday through Saturday so you can find time that works for you. Whether you're visiting us in person or using our digital platforms, we're committed to serving your financial needs efficiently. If you're interested in learning more about how we can help you achieve your financial goals, give us a call at (401) 233-4300 or visit us online at Chapel Four Corners. We look forward to welcoming you into our community!

Convenient Digital Banking Options

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere with ease. You can deposit checks, transfer funds, and even make payments all from the comfort of your smartphone or computer.

Credit Cards with Rewards

Imagine earning rewards on your everyday purchases! Our credit cards with rewards let you do just that. Enjoy benefits while managing your spending responsibly.

Personal Banking Made Easy

We offer various personal banking options to fit your lifestyle. From checking and savings accounts that help you manage your daily finances, to auto loans and vehicle financing for those exciting new car purchases, we've got you covered. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can help make that dream a reality. For those times when unexpected expenses arise, our personal loans and debt consolidation services provide the flexibility you need.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your accounts with ease. You can check balances, transfer funds, and pay bills all in one place. Plus, if you prefer using your smartphone, our mobile application makes banking on the go simple and efficient. For those who like to stay organized, we offer e-statements so you can keep track of your finances without the clutter of paper. And when it comes to signing documents, our electronic signature authorization feature ensures that everything is secure and straightforward.

Security and Accessibility

Security is a top priority at Navigant. We employ advanced measures to protect your information while providing user-friendly access to your accounts. You can also enjoy the freedom of mobile payments, making transactions quick and easy right from your phone. If you need to send money to friends or family, our person-to-person transfer feature has you covered. It's as simple as a few taps on your device! In today's fast-paced world, having real-time access to your finances is more important than ever. Whether you're at home or on the go, Navigant is here to support you with tools that fit seamlessly into your lifestyle. Enjoy the convenience of modern banking while knowing that your financial information is secure with us!

Financial Strength

A Growing Community

We're proud of our robust member base, with a total of 259,914 share accounts showing that many trust us with their finances. Our net shares available for lending stand at $0, reinforcing our commitment to helping you achieve your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 2086 Diamond Hill Rd Cumberland Ri 02864 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $32,638 in used auto loans and $3,279,792,139 in total loans and leases, we're here to support your financial goals across various sectors.

Operational Efficiency

Our $8,832,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $210,374,998 in new vehicle loans and $569,575,410 in used vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, our financing solutions make it easier than ever.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $264,481,715 provide the capital needed to expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey. At Navigant, we strive to offer personalized service and tailored solutions for each member's specific needs. If you're interested in refinancing options or checking eligibility for any of our loan products, please feel free to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at navigantcu.org for more details on how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088. With flexible terms and competitive rates, we're here to support you through the home-buying process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Although currently we have not issued any unsecured credit card loans yet, our goal is to help members manage their finances effectively when this product is available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and reliability that LendMesh brings to its users.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVIGANT CREDIT UNION - Cumberland, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cumberland, RI (02864)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Cash Withdrawal Services

Convenient Digital Banking Options

Credit Cards with Rewards

Personal Banking Made Easy

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Community

Investing in Your Future

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

Customers Also Interested In: