Navigant Credit Union Cranston RI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Navigant, your trusted financial partner located at 200 Phenix Ave, Cranston, RI 02920. Since our establishment in 1915, we have been dedicated to serving our members and the community with integrity and care. With a growing membership of over 155,000, we pride ourselves on being more than just a credit union; we are a vital part of the Cranston community. At Navigant, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored for everyone from personal banking options like checking and savings accounts to vehicle financing and mortgage loans. Our total assets stand at an impressive $3,881,790,620, reflecting our commitment to providing you with safe and secure banking solutions. With total deposits amounting to $179,116,724, you can rest assured that your funds are in capable hands. Our leadership team, headed by CEO Kathleen Orovitz and Board President James Salome, is deeply committed to ensuring that every member feels valued. With the support of 406 dedicated employees, we work hard every day to deliver exceptional service and build lasting relationships with our members. While members can visit us at our Cranston location, any official correspondence should be sent to the same address: 200 Phenix Ave, Cranston, RI 2920. If you ever need assistance or want to learn more about what we offer, please feel free to reach out at 401-233-4700. Join us at Navigant as we continue our mission of empowering individuals through accessible financial services. We invite you to explore our offerings further by visiting us online at navigantcu.org. Your financial journey begins here!

Branch History & Mission

Community Commitment

We understand that being part of a community means giving back. Navigant actively engages in various outreach programs and partnerships that support local initiatives and nonprofits. Whether it's through financial literacy workshops or community events, we strive to make a positive impact in Cranston and beyond. While you can visit us at 200 Phenix Ave, official correspondence should be sent to 200 Phenix Ave, Cranston, RI 2920 if different from the branch address. We invite you to come experience firsthand how Navigant can help you navigate your financial journey.

Join Us

As we look toward the future, Navigant remains committed to serving our members with integrity and dedication. We encourage anyone interested in joining our family to visit us or call us at 401-233-4700 for more information on how we can assist you with your financial needs. Together, let's build a brighter future!

Our Journey

Navigant has always prioritized the needs of its members. From our humble beginnings in 1915, we have continuously adapted to meet changing financial landscapes. Over the decades, we have expanded our offerings beyond basic savings and checking accounts to include auto loans, mortgages, personal loans, and business banking services. Each step of the way, we have remained dedicated to transparency and member satisfaction. In recent years, we have embraced technology to enhance convenience for our members. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Our commitment to accessibility is further demonstrated by our ADA-compliant facilities and continuous efforts to improve customer experience.

Branch Location & Accessibility

Welcome to Navigant, your friendly neighborhood credit union located at 200 Phenix Ave in Cranston, RI! Our branch is easily accessible and conveniently situated near key landmarks, making it a breeze for you to stop by. Whether you're coming from the bustling areas of downtown or nearby parks, our location is designed to serve you better. At Navigant, we prioritize your comfort and convenience. Parking is available right outside the branch, ensuring that you can quickly hop in and out without any hassle. We also take accessibility seriously; our facility is ADA compliant, featuring ramps and other accommodations to ensure everyone can visit us with ease. Our lobby hours are welcoming: we're open Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM. Need some quick banking on the go? Our drive-thru service is available during those same hours perfect for making deposits or withdrawals without leaving your car! If you have any questions or need assistance, feel free to give us a call at 401-233-4700. Our team is ready and happy to help with all your banking needs, whether it's personal checking accounts, auto loans, or online services. While members can visit us at our branch address for all transactions and inquiries, official correspondence should be sent to the same address: 200 Phenix Ave, Cranston, RI 02920. We can't wait to welcome you at Navigant! Come by soon and discover how we can help you with your financial journey.

Member Eligibility

At Navigant, we believe that becoming a member is like joining a supportive family where your financial goals matter. If you live, work, worship, or attend school in the area, you're likely eligible to join us! Our community-oriented credit union welcomes individuals from various backgrounds, making it easy for you to become part of something special. By choosing Navigant, you're not just opening an account; you're gaining access to tailored financial services designed with your needs in mind. Getting started is simple! You can check all the detailed eligibility criteria by visiting our website at . Once you're ready to take the next step, head over to our account opening page at http://www.navigantcu.org/personal/new-account/ . If you have any questions along the way, feel free to give us a call at (401) 233-4700. We're here to help you every step of the way as you embark on your journey with us at Navigant located at 200 Phenix Ave Cranston Ri 02920.

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services offer practical tools that allow you to accept payments easily and securely, ensuring a smooth experience for your customers. Whether you're a small retailer or a service provider, our offerings can help streamline your operations and enhance customer satisfaction. Located at 200 Phenix Ave, Cranston, RI 02920, we're here to partner with you on your business journey. For personalized assistance or more information about our offerings, give us a call at 401-233-4700. Let's work together to take your business to new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside. Plus, our basic drive-thru banking means you can handle deposits and simple transactions without leaving your car perfect for busy days when time is tight! At Navigant, we strive to create an environment where financial wellness is within reach for everyone in our community. Whether you're managing everyday finances or planning for future goals, we're here to assist you every step of the way. If you're ready to learn more about how we can help meet your financial needs or wish to discuss any specific service in detail, don't hesitate to give us a call at (401) 233-4700 or visit us at 200 Phenix Ave Cranston Ri 02920. Join us today at Cranston; we're excited to serve you!

Business Banking Solutions

If you own a business or are thinking about starting one, we offer tailored business banking solutions as well. From merchant services that streamline payment processing to business loans designed to help you grow, we're here to support local entrepreneurs in their success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With our digital platform, accessing your accounts is as easy as tapping your phone or clicking on your computer. You can check balances, transfer funds, and pay bills anytime no need to visit the branch unless you want to!

Credit Cards with Rewards

For those looking to maximize their spending power, check out our credit cards with rewards programs. They not only allow you to make purchases but also earn points that can be redeemed for various rewards. This way, every swipe gets you closer to something special!

Personal Banking Made Easy

Whether you're just starting out or looking to manage your wealth, our personal banking services have you covered. You can open checking and savings accounts with us that fit your lifestyle and help you save for the future. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options offer competitive rates that make the process straightforward. Buying a home? Our mortgage loans and refinancing options are designed to help you navigate the home-buying process with confidence. Additionally, if you find yourself needing extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the relief you need.

Digital & Online Banking

Key Features

Our mobile application is another great way to stay connected. Available for download, it allows you to perform transactions on the go. Plus, with features like mobile payments, sending money to friends and family is a breeze through our person-to-person transfer option. You can enjoy the convenience of making payments or splitting costs without needing cash or checks. Security is our top priority. We utilize electronic signature authorization to protect your transactions and sensitive information, giving you peace of mind every time you log in. Additionally, e-statements are available for those who prefer going paperless this not only helps the environment but also keeps your financial records organized and easy to access. At Navigant, we aim to make managing your finances straightforward and secure. Explore all these digital banking options and more at https://navigantcu.org/ today!

Financial Strength

Commitment to Growth

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,638 in used auto loans and $3,279,792,139 in total loans and leases.

Efficient Operations

Our $11,912,607 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 259,914, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 200 Phenix Ave Cranston Ri 02920 or call (401) 233-4700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for business solutions, our outstanding commercial loans total $264,481,715, providing the capital needed to grow and expand your enterprise. We also have various credit lines available, amounting to $805,689,916, which can serve as a safety net for unexpected expenses or investments. We encourage you to explore our refinancing options if you're considering adjusting existing loans or want to take advantage of lower rates. To learn more about eligibility requirements or start your application process today, feel free to reach out at 401-233-4700 or visit us at our branch during operating hours: Lobby M-Th 8:30-5; Fri 8:30-6; Sat 8:30-1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. With competitive rates and flexible terms, we ensure that financing your next vehicle is straightforward and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, designed to fit your unique needs. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing finances can be easier with our flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans available, we prioritize providing our members with effective solutions for financial management when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers, allowing users to make informed decisions.

NAVIGANT CREDIT UNION - Cranston, RI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans