Navigant Credit Union Chepachet RI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Navigant, your trusted credit union located at 1042 Putnam Pike, Chepachet, RI 02814. Since our establishment in 1915, we have been dedicated to serving our community with a focus on trust and reliability. With over 155,000 members and total assets of $3,881,790,620, we pride ourselves on being a financial partner that understands the needs of our local residents. At Navigant, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is to provide valuable financial resources while ensuring that our members feel supported every step of the way. You can count on us for excellent customer service delivered by our team of 406 employees, led by CEO Kathleen Orovitz and Board President James Salome. While members can visit us at our branch location in Chepachet, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 2917. We invite you to explore our offerings and find the right solutions for your financial needs. With total deposits reaching $179,116,724 and a net worth of $378,533,274, Navigant stands strong in the community as a reliable institution. Our commitment is not only reflected in our numbers but also in how we engage with our members daily. Ready to take the next step? Give us a call at 401-233-3440 or visit our website at navigantcu.org to learn more about how we can assist you today!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of membership at Navigant. With convenient ATM availability and customer-centric initiatives like mobile banking and online services, managing your finances has never been easier. Ready to take the next step? Visit us today at 1042 Putnam Pike, Chepachet or call us at 401-233-3440. Discover how Navigant can help you reach your financial dreams while being an integral part of our vibrant community!

Our Journey

From our humble beginnings over a century ago, Navigant has grown from a small credit union into a trusted institution with a total membership of 155,333 members and total assets exceeding $3.88 billion. Our branch at 1042 Putnam Pike, Chepachet, RI 02814, has become a staple in the area, known for its welcoming atmosphere and dedication to serving the financial needs of our members. As we evolved, we've embraced advancements that allow us to serve you better. Our operating hours are designed for your convenience: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also offer drive-thru banking services for quick transactions and easy access. While members can visit us at 1042 Putnam Pike, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 2917.

Our Mission

At Navigant, our mission is clear: we aim to enhance the financial well-being of our members while making a positive impact on the communities we serve. We provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each product is tailored with your needs in mind. We believe in supporting our community beyond just financial transactions. Through partnerships with local organizations and various outreach programs, we strive to uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we're dedicated to being more than just a bank; we're your partner in achieving your financial goals.

Branch Location & Accessibility

Welcome to the Navigant Credit Union branch located at 1042 Putnam Pike in Chepachet, RI! This friendly neighborhood branch is easy to find and offers a warm atmosphere for all your banking needs. Nestled near local landmarks, you'll find us just a stone's throw from the beautiful Chepachet River, making it a pleasant stop for both members and visitors alike. At our Chepachet location, we prioritize accessibility. Our building is ADA compliant with ramps and accessible parking available, ensuring everyone can comfortably reach us. If you need to send official correspondence, please note that our mailing address is different: 1005 Douglas Pike, Smithfield, RI 2917. We know that convenience matters, which is why we offer extensive operating hours. You can visit us in the lobby Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. We even have Saturday hours from 9:00 AM to noon. For those on the go, our drive-thru service operates Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:30 AM to noon. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our dedicated team is here to help. Plus, with ATM availability right at the branch, accessing your cash is quick and easy. If you have any questions or need assistance, don't hesitate to call us at 401-233-3440. We invite you to stop by soon and experience the community-focused service that Navigant Credit Union is known for!

Member Eligibility

Becoming a member of Navigant is like joining a warm, welcoming family that's dedicated to your financial well-being. Whether you're looking for personal banking solutions or planning for your future, we invite you to explore the benefits of membership. To qualify, you typically need to live, work, worship, or attend school in our community. This means that if you're part of our local area, you're likely eligible! Membership opens doors to a variety of services tailored just for you like competitive loan rates and personalized customer service designed to help you reach your goals. The process to become a member is easy and straightforward. You can start by visiting us at our branch located at 1042 Putnam Pike Chepachet Ri 02814, or simply give us a call at (401) 233-3440 for more information. We also encourage you to check out the detailed eligibility criteria on our website at . Ready to take the next step? You can open an account online through this link: http://www.navigantcu.org/personal/new-account/ . We look forward to welcoming you into the Navigant community!

Business Banking & Commercial Services

At Navigant, we understand that every business has its own story and unique needs. That's why we offer tailored solutions to help you thrive in today's competitive market. Imagine a local coffee shop that started with a small loan, quickly expanding its menu and hours due to increased demand. This is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions so you can focus on what matters most running your business. Whether you're processing payments online or in-store, we provide the tools you need to make banking easy and efficient. Located at 1042 Putnam Pike Chepachet Ri 02814 in Chepachet, RI, we're here to support your journey every step of the way. Let's grow together!

Comprehensive List Of Services

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've embraced technology with robust online and mobile banking options. Access your accounts anytime, anywhere from your smartphone or computer. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment capabilities, managing your money has never been easier.

Drive-Thru Services

Need quick service? Our basic drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car. It's just one more way we aim to provide convenient banking experiences for our members.

Join Us Today!

At Navigant, we're dedicated to helping you achieve financial success while making banking accessible and enjoyable. If you're ready to explore how we can assist you on your financial journey, give us a call at (401) 233-3440 or visit us at our Chepachet branch. Experience the difference of personalized service today!

Personal Banking

Starting with personal banking, we understand that managing your finances should be straightforward and stress-free. That's why we offer checking and savings accounts designed to help you achieve your financial goals. Need to finance a new car? Our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your dreams without breaking the bank. For those considering homeownership, our mortgage loans and refinancing services provide competitive rates and flexible terms, allowing you to find the perfect fit for your budget. If unexpected expenses arise or you're looking to consolidate debt, our personal loans and debt consolidation options can help you get back on track without overwhelming payments.

Rewards and Business Banking

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases perfect for those who love to travel or enjoy dining out. For entrepreneurs, we offer tailored business banking services, including merchant services and business loans that support local businesses in growing their operations.

Digital & Online Banking

Comprehensive Online Services

Explore our online banking platform at https://navigantcu.org/ where you can check balances, transfer funds, and pay bills all with just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Plus, for those who prefer a hands-on approach, our mobile application provides an easy way to manage your finances on the go.

Effortless Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps on your phone. And if you're out shopping or dining, take advantage of our mobile payments feature for quick and easy transactions right from your mobile device. In today's fast-paced world, having reliable digital banking options is essential. With the tools available at Navigant, managing your money is not only easier but also safer. Join us in embracing the future of banking!

Secure Transactions Made Simple

Security is our top priority. At Navigant, we offer electronic signature authorization, making it easier than ever to sign important documents without the hassle of printing and mailing. Our services also include e-statements, which allow you to receive and view your bank statements online securely no more paper clutter!

Financial Strength

A Solid Financial Foundation

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With a total of 259,914 share and deposit accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our commitment to reinvesting back into the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1042 Putnam Pike Chepachet Ri 02814 or call (401) 233-3440 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $32,638 in used auto loans and $3,279,792,139 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our dedication to operational efficiency is reflected in our $11,912,607. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 395 full-time employees and 11 part-time employees who are always ready to assist you with expert knowledge and personal service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans to help our members get on the road comfortably and affordably. Financing your next vehicle has never been easier!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, so you can find the perfect fit for your housing needs.

Personal and Credit Line Loans

If you're looking for flexibility in your finances, our total credit lines amount to $805,689,916. This provides our members with the ability to manage their expenses effectively without the pressure of high-interest debt.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued at this time, we are committed to helping our members manage their finances effectively when the need arises. For business owners seeking growth opportunities, our outstanding commercial loans total $264,481,715, providing the capital needed to expand operations and invest in new ventures. At Navigant, we prioritize making financial processes clear and accessible. If you are interested in refinancing or want to know more about eligibility options for any of our loan products, feel free to contact us at 401-233-3440 or visit us during our lobby hours: Monday through Wednesday from 9:00 AM to 4:00 PM; Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Navigant can support your financial journey today!

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the loan offers displayed are fair and transparent. The platform prioritizes verified data, meaning all loan offers come from legitimate financial institutions, which helps build confidence in the comparison process.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Digital Convenience

Drive-Thru Services

Join Us Today!

Personal Banking

Rewards and Business Banking

Digital & Online Banking

Comprehensive Online Services

Effortless Payments and Transfers

Secure Transactions Made Simple

Financial Strength

A Solid Financial Foundation

Growing Together

Investing in Your Future

Member-Centric Savings Options

Operational Excellence

Loan Offering

Auto Loans

Mortgage Loans

Personal and Credit Line Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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