Navigant Credit Union Central Falls RI | Reliable ATM Services Only

Introduction

At Navigant, we understand that financial decisions can shape your future. Located at 693 Broad St, Central Falls, RI 02863, our branch is dedicated to empowering our members with the tools and resources they need to thrive. Established in 1915, Navigant has grown into a trusted partner for over 155,000 members, providing personalized financial solutions tailored to individual needs. With total assets exceeding $3.88 billion, we pride ourselves on our stability and commitment to serving our community. Our members benefit from a robust lending portfolio that includes 69,065 loans and leases, showcasing our dedication to supporting local families and businesses. We maintain an impressive net worth of $378,533,274, ensuring that your deposits totaling $179,116,724 are secure with us. Our team of 406 employees is here to offer friendly advice and assistance whenever you need it. Led by our CEO Kathleen Orovitz and Board President James Salome, we strive to create a welcoming atmosphere where everyone feels valued. While members can visit us at our branch address for all their banking needs, any official correspondence should be directed to the same location. We invite you to explore what Navigant can do for you. Whether you're looking for a new loan, savings account, or simply want some financial guidance, feel free to call us at 401-233-4300 or visit our website at navigantcu.org. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

Navigant is committed to staying at the forefront of technology, ensuring our services are accessible anytime, anywhere. We offer online banking and mobile applications that make managing finances easy and convenient. Additionally, all of our facilities comply with ADA standards so everyone can access our services without barriers.

Community Connections

We are proud to engage with our community through various initiatives that promote financial literacy and well-being. Whether it's hosting workshops or partnering with schools for educational programs, we strive to enrich lives beyond banking. Join us today! Experience firsthand how Navigant Credit Union can support your financial journey while making a difference in your community. Visit us at 693 Broad St, Central Falls, RI 02863 or give us a call at 401-233-4300. Together, let's build a brighter future!

Our Legacy

From our humble beginnings, Navigant has been dedicated to empowering members through accessible financial services. Over the years, we've achieved numerous milestones, continually adapting to meet the needs of our growing community. Today, we take pride in offering a wide range of products and services that cater to both personal and business needs. Our commitment extends beyond banking; it encompasses a mission to uplift our community. We believe in giving back through various outreach programs and partnerships with local organizations. This dedication ensures that we are not only serving our members but also making a positive impact on their lives and the surrounding area.

Our Mission

At Navigant Credit Union, our mission is simple: to provide exceptional financial services while supporting and enriching the communities we serve. We aim to empower individuals by offering tools that help them achieve their financial goals whether that's buying a home, financing education, or planning for retirement. Our member-centric approach means you can expect personalized service tailored to your unique needs. While members can visit us at 693 Broad St, official correspondence should be sent to our mailing address if different arrangements are needed.

Branch Location & Accessibility

Accessibility Features

At Navigant, we prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and spacious walkways to ensure everyone can navigate comfortably. Parking is available nearby, so you can visit us without any hassle.

Operating Hours & Services

While we currently do not have drive-thru banking or ATM services at this location, our dedicated team is here to assist you during our operating hours. We encourage you to give us a call at 401-233-4300 for any inquiries or if you need assistance with your accounts.

Visit Us Today!

We invite you to come by and experience the Navigant difference! Whether you're looking for loan options or simply want to chat about your financial goals, our friendly staff is ready to help. If you're unable to visit in person, feel free to reach out via phone. We look forward to seeing you soon!

Member Eligibility

At Navigant, we believe that becoming a member means joining a caring community focused on your financial well-being. If you're looking to make a positive change in your financial journey, we welcome you with open arms! Membership is available to individuals who live, work, or worship in our local area, along with their families. Whether you're just starting out or looking for ways to enhance your savings and loans, our friendly team at Navigant is here to support you every step of the way. Ready to take the next step? Opening an account is simple! You can learn more about eligibility and find all the details you need by visiting this page. If you have any questions or want personalized assistance, feel free to call us at (401) 233-4300. We can't wait to welcome you to the Navigant family at our branch located at 693 Broad St Central Falls Ri 02863!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and securely while managing your cash flow efficiently. Our merchant services empower you to do just that, offering tools that make transactions smoother for both you and your customers. Whether you need point-of-sale systems or online payment solutions, we've got you covered. Partner with us at Navigant and unlock the potential of your business today! For more information, call us at (401) 233-4300 or visit our website at https://navigantcu.org/ .

Comprehensive List Of Services

Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. At Navigant, we provide an array of digital banking features that allow you to manage your finances from the comfort of your home or on the go. With our online banking platform, you can easily check balances, transfer funds, and pay bills without stepping foot outside. For those who prefer mobile management, our user-friendly mobile application offers similar functionalities right at your fingertips.

Get Started Today!

Ready to take control of your financial future? Visit us at 693 Broad St Central Falls Ri 02863, call us at (401) 233-4300, or explore our website at https://navigantcu.org/ for more information about how we can serve you better. We invite you to become part of the Navigant family today your trusted partner in achieving financial success!

Member-Focused Services

Whether you're looking for assistance with everyday banking or planning for future investments, our services are tailored with members in mind. If you're simply in need of cash, our ATM services ensure that you have easy access to your funds whenever necessary. Plus, if you're exploring ways to save more effectively or need help understanding the various options available, our team is here to guide you through it all.

Support When You Need It

We know that life can sometimes throw unexpected challenges your way. At Navigant, we strive to be more than just a bank; we're a partner in helping you navigate these moments. Whether it's providing insights on budgeting or helping you set up an emergency fund, our knowledgeable staff is always ready to assist.

Digital & Online Banking

Key Services

Our online banking platform offers a range of features to help you stay on top of your financial needs. You can easily view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer going paperless, we provide e-statements that let you keep track of your transactions without the clutter. You'll receive notifications right to your email, keeping you informed in real-time. If you're always on the move, our mobile application gives you access to all these features right from your smartphone. Whether you're making mobile payments or setting up person-to-person transfers, everything is just a few taps away. With mobile payments enabled, paying for purchases is quick and straightforward no need to carry cash or cards.

Security and Accessibility

Security is paramount in everything we do at Navigant. Our systems are designed with advanced safety measures to protect your personal information and financial data. You can bank with confidence knowing that your transactions are secure. With user-friendly interfaces across all platforms, managing your money has never been easier. Our services are accessible anytime, ensuring that you have real-time control over your finances. Explore our digital offerings today at https://navigantcu.org/ and experience banking designed for today's lifestyle!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $356,189,592 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $32,638 in used auto loans and $3,279,792,139 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $11,912,607. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees ready to serve you with knowledgeable support.

Strong Financial Position

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 693 Broad St Central Falls Ri 02863 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $210,374,998 in new vehicle loans and $569,575,410 in used vehicle loans to help members get on the road. Our competitive rates and flexible terms make it easier than ever for you to drive away with the vehicle you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or business expansion, our tailored solutions can support your endeavors. At Navigant, we're committed to transparency and empowering our members with knowledge. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're considering refinancing or want more information about eligibility options for any of these products, please don't hesitate to reach out to us at 401-233-4300 or visit us at 693 Broad St Central Falls RI 02863. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. We work with you to find a solution that fits your budget and lifestyle, ensuring that the dream of owning a home is within reach.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently our total for these loans stands at $0, we provide resources and guidance on how to effectively manage your finances through various credit options available.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. The platform prioritizes verified data, meaning that loan offers come from legitimate financial institutions. This commitment to accuracy allows users to trust the information they receive.

NAVIGANT CREDIT UNION - Central Falls, RI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans