Navigant Credit Union Central Falls RI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Navigant, your trusted financial partner located at 693 Broad St, Central Falls, RI 02863. With a rich history since our establishment in 1915, we have proudly served our community for over a century, growing alongside you with steadfast dedication and support. Our commitment to fostering financial wellness is reflected in our impressive membership of 155,333 and total assets amounting to $3,881,790,620. At Navigant, we believe that everyone deserves access to reliable financial services. We offer a range of products designed to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With total deposits of $179,116,724 and total loans exceeding 69,065, we are here to empower you on your financial journey. Under the leadership of our CEO, Kathleen Orovitz, and Board President, James Salome, our dedicated team of 406 employees works tirelessly to ensure that your experience with us is positive and rewarding. We pride ourselves on being more than just a credit union; we are part of the community fabric. Our goal is to provide you with personalized service that makes a real difference in your life. While members can visit us at our Central Falls location for all their banking needs, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out! You can contact us at 401-233-4300 or explore more about what we offer by visiting our website at Navigant Credit Union. Join us today as we continue building strong financial futures together!

Branch History & Mission

Commitment to Community

We take pride in being more than just a credit union; we are actively involved in various community outreach initiatives aimed at enhancing the lives of those around us. From financial literacy programs to partnerships with local organizations, our commitment extends beyond transactions it's about fostering growth and support within our community.

Join Us Today!

We invite you to become part of the Navigant family. Experience firsthand how we combine personalized service with innovative financial solutions designed to meet your unique needs. Visit us today or call us at 401-233-4300 to learn more about how we can support your financial journey!

Modern Banking Solutions

In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we have adapted to the modern world with online and mobile banking options that make managing finances easier than ever. Our members can access their accounts anytime and anywhere through secure digital platforms. While you can reach us at our branch address for in-person assistance or transactions, official correspondence should be sent to our mailing address: 1005 Douglas Pike, Smithfield, RI 02917-1206.

Our Story

Navigant was born out of a vision to provide accessible financial services to the community. Over the years, we've expanded our offerings and embraced advancements in technology while staying true to our roots of personal service and community engagement. Today, we proudly manage total assets exceeding $3.88 billion and have established ourselves as a key player in the local economy. Our mission is straightforward yet profound: to empower individuals and families by providing personalized banking solutions that fit their needs. Whether it's opening a checking account, securing an auto loan, or seeking advice for home financing, we aim to deliver exceptional service at every turn.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Navigant offers a variety of services designed just for you! From personal checking and savings accounts to auto loans and mortgage options, we strive to provide everything you need in one location. Need cash? Our ATM is available around the clock for withdrawals and balance checks. If you ever have questions or need assistance, don't hesitate to call us at 401-233-4300. We're always happy to help! While members can visit us at 693 Broad St Central Falls Ri 02863, official correspondence should be sent to our mailing address at 1005 Douglas Pike, Smithfield, RI 02917-1206. Come by and see how Navigant can support your financial journey today!

Easy Access and Parking

At Navigant, we understand how important accessibility is for our members. Our branch features dedicated parking spaces and is designed with ADA compliance in mind, ensuring everyone can visit us comfortably. If you prefer the convenience of drive-thru banking, you'll be glad to know we offer that service too!

Operating Hours Tailored for You

We know your time is valuable. That's why our lobby is open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. For those busy Saturdays, we welcome you from 9 AM to noon. If you need quick access outside of these hours, our walk-up service runs Monday through Friday from 8 AM to 9 AM and Saturday from 8:30 AM to noon.

Member Eligibility

At Navigant, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to join us at our Central Falls branch located at 693 Broad St, you'll find that the eligibility criteria are quite welcoming! Generally, anyone who lives, works, worships, or attends school in the area can become a member. We want to ensure that our services are accessible to as many people as possible. To learn more about the specific requirements, feel free to check out our detailed eligibility page at . Once you're ready to take the next step toward membership, opening an account is a breeze! You can start your journey with us by visiting this link: http://www.navigantcu.org/personal/new-account/ . If you have any questions or need assistance along the way, don't hesitate to give us a call at (401) 233-4300. We're here to help you every step of the way as you join our supportive community!

Business Banking & Commercial Services

At Navigant, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to fuel your growth. Imagine securing the funds you need to purchase new equipment, hire staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions smooth and efficient, allowing you to focus on what you do best running your business. From payment processing to cash management solutions, we provide practical tools that help streamline operations. Located at 693 Broad St Central Falls Ri 02863 in Central Falls, RI, we invite you to explore how Navigant can be your partner in success. For more information, give us a call at (401) 233-4300 or visit our website at Navigant.

Comprehensive List Of Services

Additional Services

Our branch features basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. For those who prefer using ATMs, we provide basic ATM access for cash withdrawals and balance checks. At Navigant, we're not just about transactions; we're about building relationships with our members. Our friendly team is ready to assist you with any questions or concerns regarding your financial journey. If you're ready to take the next step in managing your finances, visit us at Navigant in Central Falls or give us a call at 401-233-4300. We're here to support you every step of the way!

Business Banking Services

For small business owners, Navigant has tailored solutions as well. Our business banking services, including merchant services and business loans, empower you to manage your business finances effectively so you can focus on growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances is just a few taps away. You can check balances, transfer funds, and pay bills from anywhere at any time. We also offer ATM and cash withdrawal services for easy access to your funds whenever you need them.

Personal Banking Solutions

Navigant offers various personal banking services that cater to everyday needs. Our checking and savings accounts are designed to help you manage your money effectively. For those looking to purchase a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing services can guide you through the process. We also understand that life can sometimes present unexpected challenges. That's why we provide personal loans and debt consolidation options to help ease financial burdens. To reward your spending, our credit cards with rewards program offers great perks for everyday purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://navigantcu.org/ , you can perform a variety of tasks with just a few clicks. Need to check your balance or pay bills? It's all available 24/7 through our easy-to-use interface. We also offer e-statements, so you can go paperless and access your financial statements whenever you need them another step towards keeping your information secure. Our mobile application brings banking even closer to you. With features like mobile payments, managing transactions is easier than ever. You can also send money directly to friends and family with our person-to-person transfer feature perfect for splitting dinner bills or sending gifts.

Security You Can Trust

We prioritize your security with electronic signature authorization, ensuring that your transactions are protected every step of the way. Our systems are designed with top-notch security measures so that you can focus on what matters most without worrying about the safety of your information. In summary, Navigant's digital and online banking services make it simple for you to manage your finances securely and efficiently. Join us today and experience the ease of banking on your terms!

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 259,914, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to deliver the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 693 Broad St Central Falls Ri 02863 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings at Heart

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,912,607 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $32,638 in used auto loans and $3,279,792,139 in total loans and leases.

Strong Financial Position

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible options tailored to fit your budget.

Business Loans

For business owners looking to expand their operations, our outstanding commercial loans total $264,481,715. These loans are designed to provide the capital needed for growth and development in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088. We simplify the process of buying or refinancing your home so that you can focus on what matters most making it yours.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or checking your eligibility for our various loan products, our team is ready to assist you. We believe in making financial solutions accessible and straightforward for all members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Navigant, we're committed to supporting your financial journey with personalized service and competitive loan options. Visit us today or call us at 401-233-4300 to learn more about how we can help you achieve your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. While we currently have no total unsecured credit card loans issued yet, our future offerings will provide members with the tools they need to manage their finances effectively when they become available.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the loan offers presented are fair and transparent. Each lender listed has been thoroughly vetted to ensure they meet stringent regulatory requirements.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us Today!

Modern Banking Solutions

Our Story

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Easy Access and Parking

Operating Hours Tailored for You

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Digital Banking Services

Security You Can Trust

Financial Strength

Growing Membership Trust

Member Savings at Heart

Operational Efficiency

Reinvestment for Better Services

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing and Eligibility Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In

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