Welcome to natural-state, a trusted financial partner since 1956. Located in the heart of Searcy, AR, we are dedicated to empowering our members and the community through exceptional service and innovative financial solutions. Under the leadership of CEO CLAY DICKERSON and Board President WILL SMITH, we pride ourselves on our member-first approach, ensuring that every interaction is rooted in trust and accessibility.

At natural-state, we understand the importance of modern banking tools in today’s fast-paced world. Our offerings include robust online banking services, a user-friendly mobile application, and convenient person-to-person transfer options, all designed to make managing your finances easier than ever. We also provide e-statements for enhanced convenience, although mobile payments and electronic signature authorization are not available at this time. Additionally, we are proud to be federally insured by NCUA since 12/13/1976 0:00, further ensuring the safety of your deposits. Visit us online at https://www.naturalstatefcu.net/ or reach us via fax at (501) 268-9998 to learn more about how we can support your financial journey with our comprehensive range of services.

At Natural State Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking for personal banking options such as checking and savings accounts, or seeking financing solutions like auto loans and mortgage refinancing, we have you covered. Our credit cards come with rewards that enhance your spending experience, while our business banking services provide essential support for local entrepreneurs through merchant services and business loans. With online banking and a user-friendly mobile application, managing your finances has never been easier. Members can enjoy convenient person-to-person transfers and access e-statements for streamlined record-keeping.

Understanding that life is full of milestones, we aim to be your partner in planning for the future. Our digital tools empower you to handle everyday banking tasks efficiently from anywhere, allowing you to focus on what truly matters in life. Whether it’s funding a new vehicle or preparing for homeownership, our team is here to assist you every step of the way. For those interested in membership opportunities, qualifications can easily be explored at https://www.naturalstatefcu.net/membership-form.html . Additionally, if you're considering various loan options or want to check competitive rates, visit https://www.lendmesh.com/loans/mortgage_loans for comprehensive comparisons. We invite you to reach out at (501) 268-9998 should you require personalized support; we’re committed to ensuring our members have all the resources they need to thrive financially.

Natural State Federal Credit Union stands as a pillar of trust and reliability in the financial landscape. With a robust Total Membership of 1,263, our institution is committed to fostering a sense of community among our members. We take pride in managing Total Assets amounting to 8,605,306, reflecting our dedication to sound financial stewardship and growth.

Our strong financial foundation is evident in our Net Worth of 1,427,285, demonstrating our stability and resilience in the face of economic challenges. This is further highlighted by a commendable Net Worth Ratio of 1,659, which underscores our ability to meet obligations and support our members effectively. Additionally, our performance is marked by a Net Income of 67,581, allowing us to reinvest in services that enhance member experience.

At Natural State FCU, we understand the importance of accessible financial solutions. Our Total Deposits reach 1,368,549, showcasing the trust placed in us by our members. We have facilitated Total Loans and Leases totaling 644, providing essential funding for personal aspirations and business ventures alike. With an Auto Loan Volume of 284 and a Credit Card Loan Volume of 150, we cater to various financial needs while ensuring competitive offerings.

Despite having a lean workforce with only 3 employees, we are proud to deliver exceptional service that is both personal and efficient. Each member of our team is dedicated to supporting you on your financial journey, ensuring that you receive tailored advice and guidance every step of the way.

Our commitment to transparency and impact resonates throughout our operations, making us not just a credit union, but a trusted partner invested in your success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Explore your options today by comparing real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and discover how we can help you achieve your financial goals.