National Institutes of Health Credit Union Rockville MD

Introduction

Welcome to National Institutes Of Health, your trusted partner in financial wellness located at 111 Rockville Pike Ste 500, Rockville, MD 20850. Established in 1940, we have proudly served our community for over 80 years, building a strong foundation of trust and reliability. With a total membership of 45,626, we are dedicated to supporting our members with tailored financial solutions and exceptional service. At NIH Federal Credit Union, we understand that every member's needs are unique. That's why we offer a comprehensive range of services designed to empower you financially. Our total assets stand at an impressive $791,760,041, reflecting our commitment to your financial success. With total deposits of $59,440,259 and a net worth of $61,933,714, we ensure that your money is safe and growing. Our leadership team, led by CEO Richard Wieczorek and Board President Steven Berkowitz, is deeply invested in fostering a supportive environment for our members. We take pride in having a dedicated staff of 128 employees who are ready to assist you during our operating hours from 9:00 AM to 4:30 PM, Monday through Friday. While members can visit us at 111 Rockville Pike Ste 500, official correspondence should be sent to PO Box 6475, Rockville, MD 20849. We invite you to reach out with any questions or concerns; feel free to call us at 301-718-0208 or send a fax to 301-770-5372. Join us on this journey towards financial empowerment. Explore our offerings by visiting our website at nihfcu.org today!

Branch History & Mission

Innovations and Services

As part of our commitment to enhancing member experiences, we have embraced digital advancements in banking. Our services include mobile banking applications and online banking platforms that allow members to manage their finances conveniently from anywhere. We also ensure ADA compliance so all members can access our services without barriers. With no ATM or drive-thru availability at this location currently, we focus on providing exceptional in-person service during our operating hours from 9:00 AM to 4:30 PM on weekdays.

Join Us!

We invite you to become a part of the National Institutes Of Health Credit Union family today! Experience firsthand how we can help you reach your financial aspirations while being part of a vibrant community focused on mutual growth and support. For more information or to open an account with us online, visit our website, or give us a call at (301) 718-0208. Let us be your trusted partner on your financial journey!

Our Mission

The mission of the National Institutes Of Health Credit Union is simple yet profound: we strive to empower our members by providing affordable financial services and fostering a spirit of community support. We believe that everyone deserves access to quality financial tools that enhance their lives and help them achieve their dreams. Whether it's through low-interest loans or comprehensive financial advice, we are here to guide you every step of the way. Our dedication extends beyond just banking. We actively engage in community outreach programs and partnerships that contribute to local growth and development. By supporting various initiatives within Rockville and surrounding areas, we aim to make a positive impact on society while enriching the lives of our members.

Our Story

The journey of the National Institutes Of Health Credit Union began as a small initiative aimed at supporting the financial needs of employees and their families associated with the NIH. As our membership grew and diversified, so did our offerings. We have continually adapted to meet the changing needs of our community while maintaining our commitment to personalized service and financial education. Located at 111 Rockville Pike Ste 500 in Rockville, MD 20850, our branch is easily accessible for those looking for reliable banking solutions. While visiting us at this address, you can enjoy our friendly atmosphere and dedicated staff ready to assist you with your financial goals. For any official correspondence, please note that you can send mail to PO Box 6475, Rockville, MD 20849.

Branch Location & Accessibility

Easy Access and Parking

At our Rockville branch, we prioritize your convenience. We offer ample parking right outside the entrance, ensuring that you can easily get in and out without any hassle. The branch is ADA-compliant, featuring ramps and accessible entrances for everyone.

Get in Touch

Have questions? Feel free to give us a call at 301-718-0208. We look forward to welcoming you at our National Institutes Of Health branch soon! Come visit us today and discover how we can support your financial journey!

Operating Hours

We're here to serve you during our lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is ready to help during these hours.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, we are fully equipped to assist you with a range of financial services inside the branch. Our team can help you open new accounts, apply for loans, and answer any questions you may have about our offerings. If you need to send official correspondence, please note that while you can visit us at 111 Rockville Pike Ste 500, all mail should be directed to PO Box 6475 in Rockville, MD.

Member Eligibility

At National Institutes Of Health, we believe that joining our community should be an easy and welcoming experience. To become a member, you simply need to meet a few friendly eligibility criteria. If you are affiliated with the National Institutes of Health or live, work, worship, or attend school in the surrounding area, you're likely eligible! This means that whether you're a researcher, a student, or part of the local community, there's a place for you here. As a member, you'll enjoy exclusive benefits like lower loan rates and personalized service tailored just for you. Getting started is simple! You can find all the details on how to qualify by visiting our eligibility page at javascript: void(0);. Once you're ready to take the next step, opening an account is just as straightforward; check out our account opening process at https://db.nihfcu.org/registration. If you have any questions or need assistance, feel free to give us a call at (301) 718-0208. We can't wait to welcome you to National Institutes Of Health, located at 111 Rockville Pike Ste 500 Rockville Md 20850, where your financial journey can truly begin!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $101 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $65,788,557, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

Imagine a scenario where payments are processed quickly, allowing you to focus on what truly matters your customers. Our merchant services simplify transactions, making it easier for your clients to pay while ensuring your cash flow remains steady. Whether you're running a small café or managing a larger retail operation, our services are designed to keep you moving forward. Join us at National Institutes Of Health, where we empower local businesses like yours with the financial tools necessary for success. Reach out today at (301) 718-0208 to learn more about how we can help you thrive!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking for basic banking or more specialized services, National Institutes Of Health has you covered. One of the key offerings is our ATM Services Only, which allows you to access your funds quickly and safely whenever you need them. Imagine needing cash for a last-minute outing or wanting to check your balance before making a purchase; our ATMs are here to provide that convenience. In today's fast-paced world, digital banking is not just a luxury it's essential. That's why we have invested in features like online banking and mobile applications, making it easy for you to manage your accounts from the comfort of your home or on the go. With options like mobile payments and person-to-person transfers, you can pay friends or make purchases with just a few taps on your smartphone.

Get Started Today!

If you're ready to take control of your finances with National Institutes Of Health, visit us at 111 Rockville Pike Ste 500 Rockville Md 20850 or explore more about what we offer by visiting our website at Corporate Office. Don't miss out on the opportunity to simplify your banking experience with our accessible services designed just for you! Join us today and discover how National Institutes Of Health can make a difference in your financial life!

Member-Centric Approach

At National Institutes Of Health, we believe in building relationships with our members. Our team is always ready to assist you with any questions about your accounts or services. If you're unsure about how to use our digital tools, don't hesitate to reach out via phone at (301) 718-0208 during our operating hours from 9:00 AM to 4:30 PM, Monday through Friday. We know that each member's financial situation is unique, so we're committed to helping you find the right solutions tailored specifically for you. Whether it's managing day-to-day expenses or planning for future goals, we're here for you every step of the way.

Digital & Online Banking

Accessibility

No matter where life takes you, our digital banking services keep you connected to your money. Whether you're looking to manage your accounts on your lunch break or pay a bill late at night, we've got you covered with easy access to everything you need right from the palm of your hand. At National Institutes Of Health, we are committed to providing services that not only meet but exceed your expectations in convenience and security. Join us today and experience the ease of modern banking!

Key Features

Security is our top priority. With electronic signature authorization available at Yes, you can sign documents digitally, making transactions faster and more secure. Plus, if you prefer to go paperless, we offer e-statements through Yes, giving you quick access to your financial information while helping the environment. Our mobile application makes banking even more accessible. You can enjoy features like mobile payments, allowing you to make purchases directly from your phone using Yes. Additionally, sending money to friends or family is simple with our person-to-person transfer option available at Yes.

Financial Strength

At National Institutes Of Health, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our commitment to your financial well-being through strong performance metrics and a solid foundation. With a net worth of $61,933,714, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,739,527 in share certificates and $36,917,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,820,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,989 in used auto loans and $489,337,244 in total loans and leases. We also take pride in having 128 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,199,811 demonstrate our ability to support your financial needs effectively. Moreover, the trust placed in us by our members is evident from our Total Share Accounts: 94,598, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, National Institutes Of Health is your trusted partner. Visit us at 111 Rockville Pike Ste 500 Rockville Md 20850 or call (301) 718-0208 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $31,662,040 in used vehicle loans and $14,204,310 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, our competitive rates make it easier for you to drive home with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $65,788,557 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them succeed through tailored lending solutions. At National Institutes Of Health, we believe in empowering our members through accessible financial solutions. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can call us at (301) 718-0208 for personalized assistance or visit us at 111 Rockville Pike Ste 500 Rockville Md 20850 in Rockville, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Lines and Unsecured Loans

We know managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,403,322 in loans helping members effectively manage their spending. Additionally, our credit lines allow you to access funds when you need them most, totaling $192,875,846.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,190,180, make buying or refinancing simple. We offer flexible terms to fit your unique situation, making it easier than ever to secure your dream home.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers displayed are fair and transparent, giving users confidence in their choices.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare offers and select the most suitable option for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the tool in real-world scenarios. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION - Rockville, MD

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