National Employees Credit Union Bluefield WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to National Employees Federal Credit Union, your trusted financial partner located at 314O E Cumberland Rd, Bluefield, WV 24701. Established in 1948, we have been committed to serving our community with integrity and dedication for over seven decades. With a strong membership base of 2,895 individuals and total assets of $14,427,770, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At National Employees, we understand the importance of financial stability and growth. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits stand at $1,897,510, reflecting our members' trust in us to manage their finances effectively. Whether you're looking to save for the future or secure a loan for a new vehicle, we have the resources to help you succeed. Our leadership team is dedicated to fostering a supportive environment for all members. Under the guidance of our CEO Charles Blankenship and Board President Charles Bowling, we strive to maintain transparency and build lasting relationships with our community. We believe that every member deserves exceptional service and access to quality financial products. While members can visit us at our branch location for assistance during our operating hours from 9:30 AM to 5:00 PM, Monday through Friday, official correspondence should be sent to our mailing address at P.O. Box 1755, Bluefield, WV 24701 if it differs from the branch address. With a net worth of $1,692,732 and cash in hand totaling $38,807, we are well-equipped to support your financial journey. We invite you to explore how National Employees Federal Credit Union can be a part of your success story. Don't hesitate to reach out! Call us today at 304-325-9753 or visit our website at nationalemployeesfcu.com for more information about our services. Join us as we continue to make a positive impact in the lives of our members and the community!

Branch History & Mission

Welcome to the heart of our community, the National Employees Federal Credit Union, located at 314O E Cumberland Rd, Bluefield, WV 24701. Since opening our doors in 1948, we have dedicated ourselves to serving our members and fostering a spirit of togetherness and support. Over the years, we have grown alongside our community, now proudly boasting a total membership of 2,895 and assets reaching $14,427,770. Our journey began with a simple yet powerful mission: to provide accessible financial services that empower individuals and families in Bluefield and beyond. We believe in the credit union difference being member-owned means that every decision we make is centered around your needs. Our commitment extends beyond banking; we strive to uplift our community through partnerships and outreach initiatives that make a real impact. At National Employees FCU, we understand that financial security is vital for everyone. That's why we offer an array of services tailored to meet various needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. With modern conveniences such as online and mobile banking available, managing your finances has never been easier. While members can visit us at our branch address for all their banking needs during our operating hours from Monday through Friday, 9:30 AM to 5:00 PM, official correspondence should be sent to P.O. Box 1755, BLUEFIELD, WV 24701 if needed. Although we currently do not have ATM or drive-thru services available at this location, we encourage you to explore our online platforms for quick access to your accounts. The foundation of our success lies in our dedication to the community. We engage in various outreach programs designed to support local families and organizations. These initiatives not only strengthen bonds within Bluefield but also ensure that we are contributing positively to the lives of those around us. As we look toward the future, our mission remains steadfast: to provide exceptional financial services while nurturing a sense of belonging among our members. Join us on this journey! Experience firsthand how being part of National Employees Federal Credit Union can enhance your financial well-being and enrich your community ties. For any inquiries or assistance, feel free to reach out at (304) 325-9753. We can't wait to welcome you into our family!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with features that ensure everyone can enjoy our services comfortably. You'll find ample parking available nearby and ADA-compliant access points to make your visit as smooth as possible.

Conveniently Located

Situated near popular landmarks, our branch is easily accessible for all members. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. While you can visit us at our physical location for all your banking needs, please remember that official correspondence should be directed to our mailing address: P.O. Box 1755, Bluefield, WV 24701.

Operating Hours

We invite you to come by and see us during our convenient operating hours from Monday through Friday, starting at 9:30 AM and closing at 5 PM. Our friendly team is ready to assist you with anything from opening accounts to applying for loans.

Services Offered

At National Employees, we offer a variety of services tailored just for you whether it's checking and savings accounts, auto loans, mortgage options, or personal loans. And if you need help managing your finances on-the-go, we also provide online and mobile banking options.

Stay Connected

If you have any questions or need assistance before your visit, feel free to give us a call at 304-325-9753. We're looking forward to welcoming you at the National Employees branch! Come experience how easy banking can be with us today!

Member Eligibility

At National Employees, we believe that becoming a member is more than just opening an account; it's about joining a community that cares. If you're looking to enjoy personalized financial services and be part of something special, we welcome you! To become a member of National Employees, you'll need to meet some simple eligibility criteria. Generally, if you work for or are related to someone in the field of employment we serve, you're likely eligible. We encourage you to check out the detailed requirements for the most accurate and up-to-date information. Opening an account with us is easy and straightforward! Whether you're interested in checking accounts, savings options, or loans, we're here to help every step of the way. Feel free to reach out at (304) 325-9753 if you have any questions or need assistance with the process. Visit us at our branch located at 314O E Cumberland Rd Bluefield Wv 24701, and let's start your journey together today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment options is crucial. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards or mobile payments. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what you do best running your business. Located at 314O E Cumberland Rd Bluefield Wv 24701, Bluefield, WV 24701, we invite you to visit us or call (304) 325-9753 to learn how our business banking and commercial services can support your goals. Your success is our priority!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, rest assured that cash withdrawal services are accessible through various networks around town making it easy for you to access your funds when needed. We invite you to visit us at 314O E Cumberland Rd Bluefield Wv 24701 or call us at (304) 325-9753 to learn more about how our services can benefit you. At National Employees Federal Credit Union, we're here to support all your financial needs let's build a brighter future together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can make your dream ride a reality. We understand how important reliable transportation is for our members, which is why we offer competitive rates and flexible terms to fit your budget.

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand the unique challenges faced by small businesses and are dedicated to providing solutions that support growth and success.

Credit Cards with Rewards

Want to earn rewards while spending? Our credit cards come with attractive rewards programs that let you earn points on everyday purchases. Imagine traveling more or enjoying cash back simply by using your credit card for regular expenses.

Mortgage Loans & Refinancing

If you're ready to purchase a home or refinance your existing mortgage, National Employees is here to help. Our mortgage loans provide the support you need to navigate the home-buying process smoothly. With personalized guidance, we ensure that you find the right mortgage solution tailored just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why National Employees offers robust online and mobile banking services. You can easily manage your accounts from anywhere, pay bills, transfer funds, and check balances all at your fingertips.

Personal Banking

Whether you're looking to open a checking or savings account, National Employees has you covered. Our personal banking options are designed with you in mind, helping you manage your day-to-day finances efficiently. Imagine having a checking account that fits your lifestyle, paired with a savings account that helps you reach your goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for medical bills, home repairs, or debt consolidation, we offer straightforward solutions that help ease financial stress and put you back on track.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://nationalemployeesfcu.com, allows you to check balances, view transactions, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking service ensures you're always connected to your accounts. For those who prefer their banking at their fingertips, our mobile application offers a user-friendly interface designed for easy navigation. While we currently do not support mobile payments or person-to-person transfers, you can still enjoy the convenience of e-statements. This feature helps you stay organized by providing access to your statements electronically, making it easier to track your finances without the clutter of paper.

Security and Accessibility

We prioritize your security with features that keep your information safe. Although we don't offer electronic signature authorization right now, our online banking system employs strong encryption methods to protect your data. You can feel confident when using our services. Managing your account has never been easier! With real-time updates and intuitive tools, you can take control of your financial journey effortlessly. From paying bills to monitoring spending habits, National Employees is here to support you every step of the way. Join us today at National Employees and experience how simple and secure banking can be!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 4 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care. Your satisfaction is our priority, and our team is always ready to assist you.

Growing Member Base

With a total of 3,331 share accounts, it's clear that more people trust us with their finances every day. This growth reflects the strong relationships we build within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, National Employees is your trusted partner. Visit us at 314O E Cumberland Rd Bluefield Wv 24701 or call (304) 325-9753 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity for Your Needs

Our lending capacity supports members' financial goals across various sectors. With $185 in used auto loans and $8,478,422 in total loans and leases, we're here to help you achieve your dreams whether it's buying a new car or financing other important purchases.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With non-member deposits at $0, we emphasize returning value to our community.

Reinvestment in Our Community

With $1,692,732 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continuously improve the services we offer while keeping your interests at heart.

Secure Savings Options

Members' savings are secured through $1,489,779 in share certificates, offering stable and rewarding financial growth opportunities. This focus on securing our members' funds means you can save with confidence at National Employees.

Solid Financial Foundation

With a net worth of $1,692,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,180,275 in used vehicle loans and $3,151,963 in new vehicle loans already helping members get on the road. We provide competitive financing options that can fit your budget, whether you're purchasing a brand-new model or a reliable used vehicle.

Credit Lines and Unsecured Loans

For those needing additional flexibility, we offer total credit lines of $1000000, providing an excellent resource for managing cash flow or unexpected expenses. Additionally, while our unsecured credit card loans currently stand at $0, we are always exploring ways to enhance our offerings to better serve you. Our focus is on providing personalized service tailored to your unique needs. If you're interested in any of our loan products or want to discuss eligibility options, please don't hesitate to reach out. You can contact us at (304) 325-9753 during our business hours from Monday to Friday, 9:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we are committed to helping you find the right solutions at National Employees.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore other financing alternatives with us. Our knowledgeable staff can assist you in understanding eligibility requirements and potential refinancing options that may suit your situation.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to make informed decisions without hidden surprises.

NATIONAL EMPLOYEES FEDERAL CREDIT UNION - Bluefield, WV

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