Nassau Financial Credit Union Oyster Bay NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nassau Financial, your trusted partner in financial growth and stability, located at 50 Audrey Ave, Oyster Bay, NY 11771. Established in 1936, we have proudly served our community for over 85 years, providing a wide range of financial services tailored to meet the unique needs of our members. With a membership base of over 15,080 individuals, we strive to create an inclusive environment where everyone can achieve their financial goals. At Nassau Financial, we understand that every dollar counts. That's why our assets total an impressive $334,268,632, with total deposits reaching $17,206,241. We are committed to offering competitive loan options as evidenced by our portfolio of 7,563 loans and leases that cater to both personal and business needs. Our dedication to responsible lending is reflected in our strong net worth of $21,041,937 and cash reserves of $3,396,412, ensuring that we can support our members even in challenging times. Our leadership team is passionate about fostering community ties and enhancing member experiences. Under the guidance of CEO John DeCelle and Board President Everett Boccafola, Nassau Financial remains dedicated to transparency and personalized service. Our friendly staff is here to assist you with everything from checking accounts to auto loans and business financing. While members can visit us at 50 Audrey Ave, official correspondence should be sent to the same address for your convenience. We invite you to explore our array of services available both online and in-branch whether it's through mobile banking or face-to-face consultations. If you're ready to take the next step towards securing your financial future or have any questions about our offerings, don't hesitate to reach out! Call us today at 516-742-4900 or visit us online at nassaufinancial.org. Join us in building a better tomorrow together!

Branch History & Mission

Join Us

As we look ahead, Nassau Financial remains focused on innovation while staying true to our roots. We invite you to become part of our family and experience firsthand the benefits of membership. Whether you're looking for a new checking account or planning your next big purchase with an auto loan, we're here for you every step of the way. Join us today at Nassau Financial where your financial goals are met with care! For more information or assistance, feel free to reach out at 516-742-4900 or visit us online at nassaufinancial.org. Let's build a brighter future together!

Our Journey

Nassau Financial began its journey with a mission to provide accessible financial services tailored to meet the needs of our community. Located at 50 Audrey Ave, right in the heart of Oyster Bay, our branch has been a reliable partner for families and businesses alike. As we evolved through the decades, we embraced changes in technology and banking practices while remaining committed to personal service. Our commitment goes beyond just banking; we focus on building strong relationships within our community. We are proud to offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With the rise of digital banking, we've made strides to ensure that our members can access their accounts anytime through online banking and mobile applications.

Our Mission

At Nassau Financial, our mission is simple: to empower our members by providing exceptional financial services while supporting local initiatives that strengthen our community. We believe that when our members thrive, so does Oyster Bay. Our team works tirelessly to ensure that every member receives personalized attention and guidance tailored to their unique circumstances. While members can visit us at 50 Audrey Ave for all their banking needs, official correspondence should be sent to 50 Audrey Ave, Oyster Bay, NY 11771-1567 if necessary. We also recognize the importance of accessibility; that's why we have an ATM available for quick transactions and offer shared services for those who need it. Our operating hours are designed to accommodate busy schedules: we're open Monday through Wednesday and Friday from 8:30 AM to 4:00 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking spaces close to the entrance and ADA-compliant features, including ramps, ensuring that everyone can visit us comfortably. Whether you're coming in for a quick transaction or a detailed discussion about your financial needs, our friendly staff is ready to assist you.

Call to Action

Whether you're already a member or thinking about joining us, we invite you to come by and experience the Nassau Financial difference. Feel free to give us a call at 516-742-4900 if you have any questions or need assistance before your visit. We can't wait to see you soon!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. You can visit us Monday through Wednesday and Friday from 8:30 AM to 4:00 PM, and on Thursdays until 6:00 PM. For those who prefer Saturdays, our drive-thru service operates from 9:00 AM to 1:00 PM. Please note that while we don't have a drive-thru at this location, we're committed to providing excellent in-branch services.

Services Offered

At Nassau Financial, we provide a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for business banking solutions or simply want to access your accounts online or through mobile banking, our tools are user-friendly and secure.

Member Eligibility

At Nassau Financial, we believe that everyone deserves the opportunity to join a welcoming community where your financial goals can thrive. Becoming a member is an easy and inclusive process! If you live, work, worship, or attend school in Nassau County, you're likely eligible for membership. We value our members and aim to provide personalized services that cater to your unique needs. For more details on eligibility requirements, feel free to check out our website at Nassau Financial Eligibility. Ready to take the next step? Opening an account with us is simple! You can start the process by visiting Account Opening. If you have any questions along the way, don't hesitate to give us a call at 516-742-4900. Join us at 50 Audrey Ave, Oyster Bay, NY 11771, and discover all the benefits of being part of Nassau Financial!

Business Banking & Commercial Services

Practical Merchant Services

Imagine seamlessly accepting payments from your customers without any hassle. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, we have the tools that make everyday operations easier. Ready to take your business to the next level? Visit us at 50 Audrey Ave Oyster Bay Ny 11771 in Oyster Bay, NY, or call us at (516) 742-4900 to learn more about how we can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,975,413, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services provide easy access to withdrawals and balance checks whenever you need them. Plus, we offer basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. At Nassau Financial, we're committed to ensuring that our members have access to comprehensive financial services tailored just for them. For more information or assistance, feel free to call us at (516) 742-4900 or visit us at our branch in Oyster Bay. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. With competitive rates and flexible terms, you can find a loan that fits comfortably within your budget.

Business Banking Services

For local business owners, we offer specialized banking services including merchant services and business loans. Your success is important to us, and we strive to provide tools that help your business grow and thrive in our community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Credit Cards with Rewards

Our credit cards come with exciting rewards that can add value to your everyday purchases. Whether you're shopping for groceries or planning a vacation, enjoy the benefits of earning points that can be redeemed for various rewards.

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, our mortgage loans offer competitive rates and terms tailored to meet your needs. Picture yourself settling into a cozy home with the financial support from Nassau Financial making it all possible.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why our personal banking services include checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. Imagine having a secure place to manage your everyday spending and savings goals all in one account!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here for you. We aim to provide solutions that simplify your financial obligations, allowing you to regain control over your finances without the stress.

Digital & Online Banking

Key Features

Our online banking service allows you to view balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. You can also enjoy the benefits of e-statements, which provide a quick and eco-friendly way to keep track of your financial activity without the clutter of paper statements. Plus, with person-to-person transfers, sending money to friends or family has never been simpler. For those who prefer managing their accounts through a mobile device, our user-friendly mobile application is available for download. It gives you the same powerful features as our online banking platform, ensuring you're always connected to your finances.

Security and Convenience

Security is a top priority at Nassau Financial. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking system are protected with advanced security measures. You can bank with confidence knowing that your information is safe. Whether you're checking account balances or making payments, our platform makes it easy to stay on top of your financial goals in real-time. We understand that life can get busy, which is why we strive to provide services that fit seamlessly into your lifestyle. With all these features at your fingertips, managing your finances has never been easier or more secure. Experience the convenience of digital banking at Nassau Financial today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $203,585, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 64 full-time employees ready to serve you with knowledge and dedication.

Growing Membership

We currently manage a strong base of 31,460 share accounts, showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. In conclusion, whether you're saving, borrowing, or planning for the future, Nassau Financial is your trusted partner. Visit us at 50 Audrey Ave Oyster Bay Ny 11771 or call (516) 742-4900 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity is robust with $948 in used auto loans and $200,824,827 in total loans and leases. This means we're here to help you secure the financing you need across various sectors.

Member-Focused Savings

Members' savings are secured through $66,672,307 in share certificates and $71,209,902 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $20,289,419 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $21,041,937, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $632 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,513,952 in used vehicle loans and $7,458,006 in new vehicle loans already helping members get on the road, we're here to make your car-buying experience smooth and affordable. We also provide refinancing options if you're looking to lower your monthly payments or interest rates.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,975,413 provide the capital needed to expand operations or invest in new projects. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions for you.

Credit Lines

We also offer credit lines with a total of $46,088,059, giving you access to funds when you need them most. This flexibility allows you to manage unexpected expenses without breaking the bank. For more information about any of these loan products or to see if you're eligible for refinancing options tailored just for you, feel free to reach out. You can contact us at 516-742-4900 during our office hours: Monday through Wednesday and Friday from 8:30 AM to 4:00 PM; Thursday from 8:30 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Nassau Financial, we're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $38,877,358. These loans simplify buying or refinancing a home, allowing you to focus on what truly matters your family and future.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. That's why we offer flexible terms on unsecured credit card loans, with a total of $3,212,377 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards to make every purchase count.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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NASSAU FINANCIAL FEDERAL CREDIT UNION - Oyster Bay, NY