Nassau Financial Credit Union Oceanside NY | Best Auto Loans & Business Banking

Introduction

Welcome to Nassau Financial, your trusted partner in personal and community banking, located at 2995 Long Beach Rd, Oceanside, NY 11572. Since our establishment in 1936, we have been dedicated to serving our members with care and integrity. With a thriving membership base of over 15,080 individuals, we are proud to offer a wide range of financial services tailored to meet your needs. At Nassau Financial, we prioritize the well-being of our community. Our total assets stand strong at an impressive $334,268,632, which reflects our commitment to responsible management and growth. Currently, we have extended a total of 7,563 loans and leases to our members, helping them achieve their financial goals whether that means purchasing a new home or financing a vehicle. We understand the importance of accessibility and convenience in today's fast-paced world. That's why we provide various banking options including online services, mobile banking, and ATM access to ensure you can manage your finances effortlessly. Our team is led by CEO John DeCelle and Board President Everett Boccafola, who are both passionate about enhancing member experience through innovative solutions. If you need assistance or have questions about your accounts, feel free to reach out to us at 516-742-4900. While members can visit us at our branch address for personalized service, official correspondence should be directed to our mailing address: 2995 Long Beach Road, Oceanside, NY 11572. Join us today and discover how Nassau Financial can help you build a brighter financial future! For more information on our services or to apply for an account online, visit us at nassaufinancial.org. Your journey towards achieving financial success starts here!

Branch History & Mission

Nassau Financial, located at 2995 Long Beach Rd in the heart of Oceanside, NY, has been a beacon of financial support and community engagement since its establishment in 1936. Over the decades, our credit union has grown from a small local institution into a vital part of the community with over 15,000 members and total assets reaching an impressive $334,268,632. Our journey has been marked by dedication to our members and a commitment to making a positive impact in the neighborhoods we serve. From day one, Nassau Financial's mission has been clear: to provide accessible and personalized financial services while supporting the community's well-being. We aim to empower our members with the tools they need for financial success from checking and savings accounts to auto loans and business banking services. Our goal is not just to meet financial needs but also to foster a sense of belonging among our members. As we celebrate our long history, we continue to adapt and embrace new technologies to serve you better. Members can enjoy features such as online banking and mobile applications that make managing finances easier than ever. While we have modernized our services, we remain deeply rooted in community values. Our shared service center allows us to collaborate with partner credit unions, providing even more convenience for our members. In addition to our core services, Nassau Financial is committed to giving back through various outreach initiatives. We believe in supporting local causes and forming partnerships that uplift our community. Whether it's sponsoring local events or providing financial education workshops, we strive to make a real difference in people's lives. We invite you to experience the benefits of membership at Nassau Financial. Whether you're looking for personal banking options or business solutions, we're here for you. Visit us today at 2995 Long Beach Rd, Oceanside, NY 11572 or reach out at 516-742-4900 during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us at Nassau Financial where your financial future meets community spirit!

Branch Location & Accessibility

Contact Us

Got questions? We'd love to hear from you! Feel free to call us at 516-742-4900 with any inquiries or simply stop by during our operating hours. We look forward to welcoming you into the Nassau Financial family!

Nearby Landmarks and Accessibility

Nestled in the heart of Oceanside, we're just a stone's throw away from popular spots like Oceanside Park and the bustling Long Beach area. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities including ramps and designated parking spaces to ensure everyone can visit us comfortably.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can drop by Monday through Thursday from 8:30 AM to 4:00 PM, and on Friday we stay open late until 6:00 PM. For those who prefer Saturdays, we welcome you from 9:00 AM to 1:00 PM.

Services Available

At Nassau Financial, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages there's something for everyone. Plus, our shared service center means members from partner credit unions can also benefit from basic transactions right here! While we don't have drive-thru banking available at this location, we do offer ATM services for quick cash withdrawals and balance checks anytime you need them.

Member Eligibility

Becoming a member of Nassau Financial is like joining a welcoming family where your financial goals and dreams truly matter. We invite individuals who live, work, worship, or attend school in our local community to join us. Whether you're looking for personal banking services or a place to secure an auto loan, we have you covered. The process to become a member is straightforward and friendly, allowing you to enjoy all the benefits we offer, from competitive rates on loans to personalized service that puts you first. For more details about eligibility criteria, feel free to check out this resource: . When you're ready to open your account, simply visit https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad1rif--vdmsmzr3khy39kc46z5upi9wft45kptckw8kslbts9xgnhad9mw4u0-gbwg or give us a call at (516) 742-4900. We're excited to welcome you into the Nassau Financial community at 2995 Long Beach Rd Oceanside NY 11572!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,975,413, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services tailored to help you manage payments effortlessly. Imagine being able to accept payments from customers quickly and securely, whether they're shopping online or visiting your store. Our merchant services provide you with the tools necessary to streamline transactions and improve cash flow, making it easier for you to focus on what matters most growing your business. Visit us at 2995 Long Beach Rd Oceanside Ny 11572 or call us at (516) 742-4900 to learn how we can assist you in taking your business to the next level!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available for easy cash withdrawals and balance checks, managing your day-to-day transactions is simple. Plus, if you're a member of partner credit unions, we offer basic shared branch transactions like deposits and withdrawals. At Nassau Financial in Oceanside, NY, we are here not just as bankers but as partners in achieving your financial aspirations. Explore our services further by visiting our website at Nassau Financial or give us a call at 516-742-4900 today! Let us help make banking easy and accessible for you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road. With competitive rates and flexible terms, we help turn your dream of owning a vehicle into reality. We know how important reliable transportation is for you and your family.

Business Banking

For our business members, we offer tailored business banking solutions including merchant services and business loans. Managing business finances shouldn't be complicated; let us support you in focusing on what you do best running your business.

Credit Cards with Rewards

Our credit cards come with rewards that make spending more rewarding! Whether you want cash back or points for travel, you'll find an option that suits your lifestyle. Plus, using our card responsibly can help build your credit score over time.

Mortgage Loans & Refinancing

Owning a home can be one of life's biggest achievements. At Nassau Financial, we offer mortgage loans and refinancing solutions that fit your budget. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experts will guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills from anywhere at any time. Accessing your accounts has never been easier!

Personal Banking

We provide personal banking options that include checking and savings accounts tailored for your lifestyle. Whether you're saving for a vacation or managing daily expenses, we have the right account for you. Imagine having easy access to your funds anytime through our online and mobile banking platforms it's as simple as a few taps on your phone!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. Picture having one manageable payment instead of juggling multiple debts our team is here to help simplify your finances.

Digital & Online Banking

Key Features of Our Online Banking

Explore our user-friendly online banking platform at https://www.nassaufinancial.org/ . Here, you can easily check balances, view transaction history, and manage your accounts without stepping foot in a branch. Plus, with 24/7 access to online banking services, you can perform transactions whenever it suits you best. We also offer e-statements for those who prefer a paperless option. Keeping track of your finances is simpler when you can receive your statements directly in your inbox no more waiting for the mail! And if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy and fast.

Mobile Banking Made Simple

For members on the go, our mobile application offers all the essential features right at your fingertips. Whether you're making payments or checking balances, our app ensures that everything is just a tap away. Although mobile payments aren't available yet, you'll find many other convenient options within the app. Security is a top priority at Nassau Financial. While we currently do not support electronic signature authorization, our robust security measures help protect your information every step of the way. In summary, whether you're using our online platform or mobile app, managing your finances has never been easier or more secure at Nassau Financial. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 31,460, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our community places in Nassau Financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nassau Financial is your trusted partner. Visit us at 2995 Long Beach Rd Oceanside NY 11572 or call 516-742-4900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $66,672,307 in share certificates and $71,209,902 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $203,585 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 64 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $21,041,937, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 632% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $20,289,419 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $200,824,827 in total loans and leases, including $948 in used auto loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,513,952 in used vehicle loans and $7,458,006 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to meet your needs, ensuring you can drive away with confidence.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,975,413 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are here to support your journey. We invite you to visit us at our branch located at 2995 Long Beach Rd Oceanside NY 11572 or give us a call at 516-742-4900. Our dedicated team is ready to assist you with any questions about our loan offerings and help guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take this step together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $38,877,358, making it easier for you to settle into your new home. If you're considering refinancing your current mortgage, we have options available that could help lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,212,377 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the burden of securing additional collateral.

Loan Aggregator

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NASSAU FINANCIAL FEDERAL CREDIT UNION - Oceanside, NY