Nasa Federal Credit Union

Rooted in the vibrant Columbia community, NASA Credit Union at 6490 Dobbin Rd Ste L offers a welcoming financial hub designed to support your journey toward financial success. Open Monday through Thursday from 9:00 a.m. to 4:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch provides exceptional auto loans and vehicle financing options tailored to fit your budget and lifestyle—helping you get behind the wheel with confidence and ease. Whether purchasing a new car or refinancing, expert guidance ensures a smooth, affordable process.
Beyond outstanding vehicle financing, members enjoy access to competitive mortgage loans and refinancing solutions that make homeownership more attainable in Columbia, MD. This full-service location also offers convenient ATM cash withdrawal services, personal banking products including checking and savings accounts, credit cards with rewarding perks, personal loans for debt consolidation, plus business banking services like merchant solutions and business loans designed to empower local entrepreneurs. Seamless online and mobile banking keeps your finances accessible anytime.
Experience friendly, community-driven service focused on top-tier auto loans and mortgage lending at NASA Credit Union Columbia. Visit us today or call 301-249-1800 to explore how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
6.5 %
5 Yrs - 20 Yrs
$150,000
95 %
heloc
Home Equity Line of Credit
7.25 % - 18 %
$400,000
85 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.75 %
5.977 %
15.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.375 %
6.515 %
30.0 Yrs
JUMBO
FIXED
15-Year Fixed Rate
6.75 %
6.988 %
15.0 Yrs
JUMBO
FIXED
30-Year Fixed Rate
6.875 %
7.022 %
30.0 Yrs
VA
FIXED
30-Year Fixed Rate
6.125 %
6.321 %
30.0 Yrs
FHA
FIXED
30-Year Fixed Rate
6.375 %
7.041 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal unsecured loan
9.49 - 10.49 %
5.1 - 7 Yrs
$30,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
5.39 %
3 Yrs
Auto
37-63 Months
5.99 %
3.1 Yrs - 5.2 Yrs
Auto
64-75 Months
6.84 %
5.3 Yrs - 6.2 Yrs
Auto
76-84 Months
7.69 %
6.3 Yrs - 7 Yrs

Introduction

Welcome to Nasa, your trusted partner in financial services located at 6490 Dobbin Rd Ste L, Columbia, MD 21045. Since our establishment in 1949, we have been dedicated to fostering a strong community spirit while providing reliable banking solutions tailored to meet the needs of our 246,370 members. With a robust total asset base of $5,499,781,230, we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking. At Nasa, we pride ourselves on our commitment to our members and their financial well-being. Our experienced team of 383 employees, led by CEO Douglas Allman and Board President Lewis Andrews, is here to help you navigate your financial journey with confidence. We understand that financial decisions can be daunting, which is why we're committed to providing personalized support and guidance every step of the way. Whether you're looking to open a checking account or secure a loan our total loans currently stand at 163,630 we're here for you. We also have impressive total deposits amounting to $909,338,741, reflecting the trust our members place in us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 6490 Dobbin Rd, Suite L, Columbia, MD 21045. As part of our commitment to innovation and accessibility, we offer online and mobile banking services so you can manage your finances anytime and anywhere. So why wait? Connect with us today! Give us a call at 301-249-1800 or visit our website at www.nasafcu.com to learn more about how we can help you achieve your financial goals.

Branch History & Mission

Community Engagement

Over the years, we've built solid partnerships with local organizations to further enrich our community outreach efforts. From sponsoring local events to providing financial literacy programs, we are committed to giving back and supporting those around us. Our goal is not just about numbers; it's about making a positive impact on the lives of those we serve. As we look toward the future, we invite you to be part of this journey with us. Join the growing family at Nasa and experience firsthand how we can help you achieve your financial dreams while contributing to the betterment of our community. For any inquiries or assistance, feel free to reach out at (301) 249-1800. We look forward to welcoming you!

Our Mission

At the heart of Nasa is our mission to empower our members and enhance their lives through exceptional financial services. We believe in fostering strong relationships within the community and providing support that goes beyond banking. Our dedicated team is here to assist with everything from personal banking and auto loans to mortgage options and business financing. We understand that navigating finances can be challenging, which is why we offer user-friendly online and mobile banking solutions. Members can easily manage their accounts, apply for loans, and make payments right from their devices. Additionally, our commitment to accessibility ensures all our services meet ADA compliance standards, making banking easier for everyone.

Branch Location & Accessibility

Welcome to the Nasa branch located at 6490 Dobbin Rd Ste L in beautiful Columbia, MD! This convenient location is nestled in Howard County, making it easy for you to stop by and take care of your banking needs. With nearby landmarks like the vibrant Columbia Mall and the scenic Lake Kittamaqundi, you'll find plenty of reasons to visit our branch. At Nasa, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, ensuring that everyone can comfortably navigate our space. Parking is available right outside, allowing for a hassle-free experience as you come in to chat with our friendly staff. We're here to serve you during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need help with personal banking, auto loans, or mortgage services, we're ready to assist. In addition to our full range of services including checking and savings accounts, credit cards with rewards, and business banking options we offer ATM availability for your convenience. While we don't have a drive-thru service at this location, rest assured that our team is committed to providing quick and efficient service inside the branch. While members can visit us at 6490 Dobbin Rd Ste L for their banking needs, official correspondence should be sent to the same address. Feel free to give us a call at 301-249-1800 if you have any questions or need assistance. We invite you to stop by Nasa today we can't wait to meet you!

Member Eligibility

At Nasa, we believe that everyone deserves a chance to be part of a supportive community where financial goals are within reach. Becoming a member is easier than you might think! If you're living, working, or attending school in the area, you're likely eligible to join us. We welcome individuals from all walks of life, and our membership is designed to make banking accessible and personalized. To find out more about specific eligibility requirements, feel free to visit our detailed page at http://www.nasafcu.com/personal/membership. Joining Nasa not only gives you access to a range of financial services but also connects you with a network that genuinely cares about your success. Whether you're looking for savings accounts, loans, or online banking options, we have something for everyone. Ready to take the next step? You can easily start the account opening process by visiting http://www.nasafcu.com/personal/mortgages-equity/mortgages/apply-now, or give us a call at (301) 249-1800 if you have any questions. We're here to help!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a streamlined way to accept payments from your customers. Our merchant services provide just that, allowing you to focus on what you do best growing your business. From card processing to online payment solutions, we offer tools that simplify transactions and enhance customer satisfaction. Located at 6490 Dobbin Rd Ste L Columbia Md 21045 in Columbia, MD, our team is here to partner with you on your journey. Reach out at (301) 249-1800 to explore how we can support your business needs today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $131 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,401,756, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking solutions that include merchant services and business loans. We understand that running a business requires reliable support, and our team is here to help you navigate your financial journey.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options. You can manage your accounts from anywhere, whether it's paying bills on the go or transferring money instantly through person-to-person payments. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. At Nasa, we're committed to ensuring that all our services are designed with your convenience in mind. Whether you're visiting us at our branch in Columbia or accessing your account from home, we strive to make every interaction simple and straightforward. If you're ready to explore how we can support your financial needs further, please don't hesitate to reach out! Call us at (301) 249-1800 or visit us online at https://www.nasafcu.com/. Your journey towards better banking starts here!

Personal Banking Services

When it comes to personal banking, we have you covered. Our checking and savings accounts are tailored to fit your lifestyle, whether you're saving for a big purchase or just looking for a safe place to keep your money. Need financing for your next vehicle? Our auto loans and vehicle financing options offer competitive rates to help you drive away in the car you want. For those considering homeownership or looking to refinance, our mortgage loans and refinancing solutions can guide you through the process smoothly. If you're facing unexpected expenses or want to consolidate debt, our personal loans are here to assist you in getting back on track. Plus, with credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Convenience and Security

Security is a top priority for us. You can rest easy knowing that your personal information is protected while using our services. We also offer e-statements for an eco-friendly way to keep track of your finances without piles of paper cluttering your space. And if you ever need to send money to family or friends quickly, our person-to-person transfer service makes it a breeze.

Key Services

Our online banking services include the ability to view your balances, transfer funds, and pay bills all from the comfort of your own device. For those who prefer a more mobile approach, our dedicated mobile application allows you to manage your accounts wherever you are. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure.

Real-Time Management

With features like mobile payments, you can make purchases directly from your account without needing cash or cards. This level of convenience ensures that whether you're grabbing coffee or paying bills, managing your finances is always within reach. Our commitment to providing user-friendly services means you'll spend less time worrying about transactions and more time enjoying life. Experience the freedom and security of digital banking at Nasa today! Visit us online at https://www.nasafcu.com/ to learn more about how we can help simplify your financial journey.

Financial Strength

Commitment to Growth

With $528,753,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,919 in used auto loans and $4,237,407,584 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $2,556,499,590 in share certificates and $329,766,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $53,832,445, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 366 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,703,327. Total Share Accounts: 400,396, showing a strong and growing member base that trusts us with their finances.

Strong Financial Health

With a net worth of $540,522,961, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nasa is your trusted partner. Visit us at 6490 Dobbin Rd Ste L Columbia Md 21045 or call (301) 249-1800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,119,440,697 in used vehicle loans and $73,063,521 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit your budget. Plus, if you're interested in refinancing an existing auto loan, we have options available to make it easier for you.

Business Loans

For business owners, our outstanding commercial loans totaling $174,401,756 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support your entrepreneurial journey. At Nasa, we are committed to offering personalized service and financial products tailored to meet your needs. If you're curious about eligibility requirements or want more information about any of our loan offerings, please don't hesitate to reach out at (301) 249-1800 or visit us at 6490 Dobbin Rd Ste L Columbia Md 21045 in Columbia, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,764,459, make buying or refinancing simple. We guide you through the process, ensuring you understand each step along the way. If you're looking to refinance your current mortgage for better rates or terms, we can help with that too.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $206,018,894 in loans helping members manage their finances effectively. These cards can be a great option for those looking to consolidate debt or make larger purchases without tying up savings.

Loan Aggregator

Benefits of Using LendMesh

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