Nasa Federal Credit Union

Nestled in the vibrant community of Bowie, MD, NASA Credit Union’s Nasa branch at 16461 Excalibur Rd is your friendly neighborhood financial partner dedicated to helping you achieve your goals. Open Monday through Thursday from 9:00 a.m. to 4:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this location offers convenient ATM and cash withdrawal services to keep your banking accessible. Specializing in competitive auto loans and vehicle financing, NASA Nasa branch makes it easy to drive away with confidence, whether you're purchasing a new car or refinancing an existing loan.
Beyond vehicle financing, members enjoy low mortgage rates and refinancing options designed to make homeownership more attainable in Bowie’s thriving community. This full-service branch also provides personal banking solutions including checking and savings accounts, credit cards with rewarding perks, personal loans for debt consolidation, plus business banking services tailored to support local entrepreneurs. While there is no drive-thru, seamless online and mobile banking platforms ensure your finances are always within reach.
Experience personalized financial care focused on top-tier auto loans and mortgage lending at NASA Credit Union Nasa. Visit us today at 16461 Excalibur Rd or call 301-249-1800 to discover how we can help you unlock your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
6.5 %
5 Yrs - 20 Yrs
$150,000
95 %
heloc
Home Equity Line of Credit
7.25 % - 18 %
$400,000
85 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.75 %
5.977 %
15.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.375 %
6.515 %
30.0 Yrs
JUMBO
FIXED
15-Year Fixed Rate
6.75 %
6.988 %
15.0 Yrs
JUMBO
FIXED
30-Year Fixed Rate
6.875 %
7.022 %
30.0 Yrs
VA
FIXED
30-Year Fixed Rate
6.125 %
6.321 %
30.0 Yrs
FHA
FIXED
30-Year Fixed Rate
6.375 %
7.041 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal unsecured loan
9.49 - 10.49 %
5.1 - 7 Yrs
$30,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
5.39 %
3 Yrs
Auto
37-63 Months
5.99 %
3.1 Yrs - 5.2 Yrs
Auto
64-75 Months
6.84 %
5.3 Yrs - 6.2 Yrs
Auto
76-84 Months
7.69 %
6.3 Yrs - 7 Yrs

Introduction

Welcome to Nasa, your trusted partner in financial growth and community support, located at 16461 Excalibur Rd, Bowie, MD 20716. Since our establishment in 1949, we've been dedicated to serving our members with a personal touch, fostering a sense of belonging within our credit union family. With a strong membership base of over 246,370 individuals, we pride ourselves on being more than just a financial institution; we are an integral part of the Bowie community. At Nasa, we understand that financial decisions can feel overwhelming. That's why we strive to create a welcoming environment where you can explore options tailored to your unique needs. Our total assets have grown impressively to $5,499,781,230, reflecting our commitment to secure and sustainable banking practices. With total deposits amounting to $909,338,741, we ensure that your money is not only safe but also working for you. Our experienced team of 383 employees is led by CEO Douglas Allman and Board President Lewis Andrews, who are passionate about helping you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to guide you every step of the way. While members can visit us at our branch location in Bowie, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 301-249-1800. We invite you to discover how Nasa can help you navigate your financial journey with confidence. For more information about our services or to become a member today, visit us online at nasafcu.com. Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

We recognize the importance of accessibility and inclusivity in banking. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. With an ATM available on-site and shared service center options for partner credit union members, we prioritize convenience for all. Our operating hours Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM are designed with your schedule in mind. Although we do not offer drive-thru services at this time, we remain dedicated to providing efficient service within our lobby.

Join Us Today

As we look toward the future, Nasa remains committed to enhancing the lives of our members through innovative financial solutions and community engagement. We invite you to experience the benefits of membership firsthand. Whether you're looking for personal banking options or business solutions, Nasa is here for you every step of the way. Explore your potential with us today! For more information or assistance, feel free to reach out at 301-249-1800 or visit our website at nasafcu.com.

Our Evolution

Since our opening, Nasa has prioritized building strong relationships with our members. We understand that every member's journey is unique, which is why we offer personalized services tailored to meet their needs. Through our dedication to providing comprehensive banking options including checking and savings accounts, auto loans, mortgages, and business banking we have grown alongside our community. As we expanded our offerings, we also embraced modern technology, ensuring that our services are accessible online and through mobile platforms.

Our Mission

Nasa's mission is clear: we strive to provide exceptional financial services while fostering a sense of community. We believe in not just meeting the financial needs of our members but also supporting local initiatives that make Bowie a better place to live. From sponsoring local events to partnering with schools and charities, we are committed to giving back and making a positive impact. While members can visit us at 16461 Excalibur Rd for all their banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing location.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is equipped with features to accommodate all members, including ADA-compliant entrances and parking options. You'll find ample parking available, making it hassle-free to stop by for your banking needs.

Connect With Us

If you have questions or want to learn more about how we can support your financial journey, don't hesitate to give us a call at (301) 249-1800. Our team is eager to assist you! We invite you to visit us at Nasa, where we combine exceptional service with a welcoming atmosphere tailored just for you.

Operating Hours

At Nasa, we strive to be available when you need us. Our lobby hours are Monday through Thursday from 9:00 AM to 4:00 PM, and on Fridays, we extend our hours until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM. Whether it's a quick deposit or a more complex inquiry, we're here to assist you during these convenient hours.

Services Available

Our branch offers a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage financing, you'll find everything under one roof. Plus, if you need cash on the go, we have ATM availability right here on-site for your convenience. While we don't currently offer drive-thru service, our friendly staff is always ready to help you inside the branch. Additionally, we participate in shared services, allowing members from partner credit unions to perform basic transactions such as deposits and withdrawals seamlessly.

Member Eligibility

Becoming a member of Nasa is like joining a family where your financial well-being is the top priority. If you live, work, or worship in the Bowie area, you're likely eligible to join us! We welcome individuals from various backgrounds, and we believe everyone deserves access to quality financial services. You can learn more about the specific eligibility criteria by visiting our website at http://www.nasafcu.com/personal/membership. Once you're ready to take the next step, opening an account is straightforward and welcoming. Just head over to our account opening page at http://www.nasafcu.com/personal/mortgages-equity/mortgages/apply-now or give us a call at (301) 249-1800 if you have any questions. We can't wait to help you start your journey with Nasa, located at 16461 Excalibur Rd Bowie Md 20716. Join us today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. From easy payment processing solutions to tools that help manage your cash flow, our services are designed with your success in mind. Visit us at 16461 Excalibur Rd Bowie Md 20716 in Bowie, MD, or call us at (301) 249-1800 to discover how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $131 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,401,756, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features. With online and mobile banking, you can manage your accounts anytime, anywhere. Whether you're checking your balance, making transfers, or paying bills, everything is just a tap away. Plus, our ATM services ensure you have easy access to cash whenever you need it.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, making it simple to manage your daily expenses and save for what matters most. Need a new vehicle? Our auto loans and vehicle financing options make it easy for you to drive off in the car you want without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans come with competitive rates and flexible terms that can help make homeownership a reality. For those times when unexpected expenses arise, our personal loans and debt consolidation options can provide relief and help you regain control over your finances.

Rewards That Benefit You

As a member of Nasa, you also have access to credit cards with rewards. This means you can earn points for everyday purchases turning your spending into savings on future travels or gifts.

Shared Services for Added Flexibility

We also provide basic shared branch transactions for partner credit union members. This means if you're traveling or away from home, you can still make deposits and withdrawals at various locations without hassle. At Nasa, located at 16461 Excalibur Rd Bowie Md 20716 in Bowie, we strive to create an inviting atmosphere where financial well-being is within reach. If you have questions or need assistance navigating our services, don't hesitate to call us at (301) 249-1800. Join us today and discover how Nasa can support your financial journey! Visit our website at Bowie for more information or stop by during our operating hours: M-Th 9:00 am - 4:00 pm, F 9:00 am - 6:00 pm, and S 9:00 am - 1:00 pm. Your financial success starts here!

Support for Businesses

For our entrepreneurial members, we offer comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that fuel growth, we provide tools that help local businesses thrive.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that allows you to check balances, transfer funds, and pay bills anytime you need. Enjoy the convenience of e-statements, which are available for all members, making it easier to track your financial activity while reducing paper clutter. Plus, with electronic signature authorization, signing documents is quick and straightforward no more waiting for the mail!

Mobile Convenience

For those on the go, our mobile application ensures that your bank is always within reach. You can make mobile payments with ease, whether you're shopping or splitting a bill with friends through our person-to-person transfer feature. It's all about making your life easier while keeping everything secure.

Security First

We take your security seriously. Our online services include robust security measures to protect your personal information and transactions. You can manage your accounts confidently knowing that we prioritize your safety in every transaction. In summary, Nasa is committed to providing accessible and efficient digital banking solutions tailored to meet your needs. Experience the convenience today by visiting us online at https://www.nasafcu.com/!

Financial Strength

At Nasa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve our community with confidence. With a net worth of $540,522,961, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,556,499,590 in share certificates and $329,766,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $53,832,445, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $528,753,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,919 in used auto loans and $4,237,407,584 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 366 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,703,327. Total Share and Deposit Accounts: 400,396, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nasa is your trusted partner. Visit us at 16461 Excalibur Rd Bowie Md 20716 or call (301) 249-1800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,119,440,697 in used vehicle loans and $73,063,521 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $174,401,756 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and we're here to support you every step of the way. If you have any questions or would like more information about our loan offerings, feel free to reach out at (301) 249-1800. Our dedicated team is ready to assist you with finding the right financing solution tailored just for you. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Nasa can empower your financial journey today!

Credit Lines and Personal Loans

For those needing extra flexibility, our total credit lines amounting to $1,391,424,000 provide a way to cover unexpected expenses or finance larger purchases. Additionally, we offer unsecured credit card loans with a total of $206,018,894 available, giving you the freedom to manage your finances effectively without tying up collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,764,459, make buying or refinancing simple. We aim to streamline the mortgage process so you can focus on what matters most your new home. If you're considering refinancing your current mortgage, we have options available to help lower your monthly payments or access cash from your home's equity.

Loan Aggregator

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