Nasa Federal Credit Union

Rooted in the vibrant community of Annapolis, the NASA Credit Union branch at 2452 Solomons Island Rd offers a welcoming financial hub tailored to support your personal and business banking needs. Open Monday through Thursday from 9:00 a.m. to 4:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this location provides convenient ATM and cash withdrawal services alongside expert guidance for some of the best auto loans and vehicle financing options available. Whether you're looking to purchase your next car or refinance an existing loan, NASA’s competitive rates and flexible terms make driving your dream vehicle easier than ever.
Beyond outstanding auto financing, members enjoy access to low mortgage rates and refinancing solutions that help make homeownership more attainable in Annapolis. This branch also delivers comprehensive personal banking products including checking and savings accounts, rewarding credit cards, personal loans for debt consolidation, plus business banking services like merchant solutions and business loans designed for local entrepreneurs. With seamless online and mobile banking complementing in-branch support, managing your finances has never been more convenient.
Visit NASA Credit Union at 2452 Solomons Island Rd today or call 301-249-1800 to discover how our top-tier auto loans and mortgage offerings can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
6.5 %
5 Yrs - 20 Yrs
$150,000
95 %
heloc
Home Equity Line of Credit
7.25 % - 18 %
$400,000
85 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.75 %
5.977 %
15.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.375 %
6.515 %
30.0 Yrs
JUMBO
FIXED
15-Year Fixed Rate
6.75 %
6.988 %
15.0 Yrs
JUMBO
FIXED
30-Year Fixed Rate
6.875 %
7.022 %
30.0 Yrs
VA
FIXED
30-Year Fixed Rate
6.125 %
6.321 %
30.0 Yrs
FHA
FIXED
30-Year Fixed Rate
6.375 %
7.041 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal unsecured loan
9.49 - 10.49 %
5.1 - 7 Yrs
$30,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
5.39 %
3 Yrs
Auto
37-63 Months
5.99 %
3.1 Yrs - 5.2 Yrs
Auto
64-75 Months
6.84 %
5.3 Yrs - 6.2 Yrs
Auto
76-84 Months
7.69 %
6.3 Yrs - 7 Yrs

Introduction

Welcome to Nasa, your trusted financial partner located at 2452 Solomons Island Rd, Annapolis, MD 21401. Since our establishment in 1949, we have been dedicated to serving our members with integrity and commitment. With a strong community presence and a membership base of over 246,370, we strive to empower individuals and families through personalized banking solutions tailored to meet their unique needs. At Nasa, we're proud to manage total assets of over $5.4 billion, ensuring that we have the resources necessary to support our members' financial journeys. Our robust offerings include everything from auto loans and mortgages to personal loans and business banking services. We understand that each member's financial situation is different; that's why we provide flexible options and expert guidance every step of the way. Our leadership team, headed by CEO Douglas Allman and Board President Lewis Andrews, is committed to fostering a culture of trust and transparency within our organization. Together, they guide our team of 383 employees in delivering exceptional service with a smile. While members can visit us at our branch, official correspondence should be sent to the same address: 2452 Solomons Island Road, Annapolis, MD 21401. Our friendly staff is ready to assist you during our lobby hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With total deposits exceeding $909 million and a net worth of approximately $540 million, you can trust that your finances are in safe hands at Nasa. Whether you're looking for competitive loan rates or convenient online banking options, we are here for you. Ready to take the next step in your financial journey? Visit us or call us at 301-249-1800 today! Discover how Nasa can help you achieve your financial goals while being an active part of the Annapolis community. For more information on our services, please check out our website at nasafcu.com.

Branch History & Mission

Commitment to Community

Nasa Credit Union is not just about banking; it's about making a positive impact in our community. We actively engage in local outreach initiatives and partnerships that benefit those around us. Whether it's sponsoring educational programs or supporting local charities, we strive to uplift our neighbors and contribute to their growth. While members can visit us at our branch location for all their banking needs during operating hours (Monday through Thursday from 9:00 AM to 4:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM), we also offer modern conveniences like online banking and mobile payments for those who prefer digital solutions.

Looking Ahead

As we look toward the future, Nasa Credit Union remains dedicated to innovation and service excellence. We understand that every member's journey is unique, which is why we focus on personalized solutions designed for individual circumstances. We invite you to join our growing family at Nasa Credit Union. Experience the benefits of becoming a member where your financial goals are supported by a team that genuinely cares about your success. For more information or to become a member today, please call us at 301-249-1800 or visit our website. Together, let's achieve great things!

Our Journey

Located at 2452 Solomons Island Rd, Annapolis, MD 21401, Nasa Credit Union started as a small organization focused on providing essential financial services to its members. Over the decades, we've expanded our offerings and capabilities while maintaining the personal touch that sets us apart from traditional banks. Today, with total assets exceeding $5.4 billion, we have become a pillar of financial strength in the region. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through access to quality financial products and services that support their goals be it purchasing a new vehicle or planning for retirement.

Branch Location & Accessibility

Welcome to the Nasa branch located at 2452 Solomons Island Rd in beautiful Annapolis, MD! Our convenient location makes it easy for you to access all your banking needs. Situated near popular landmarks, like the scenic Broadneck Park and just a short drive from downtown Annapolis, you'll find us right in the heart of the community. At our Nasa branch, we prioritize accessibility for all our members. With ADA-compliant features and ample parking available, visiting us is hassle-free. While our branch address is where you can meet us in person, please remember that any official correspondence should be sent to our mailing address at 2452 Solomons Island Road, Annapolis, MD 21401. We're here to serve you during convenient hours: Monday through Thursday from 9:00 AM to 4:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking services or simply want to chat about your financial goals, our friendly team is ready to help. For those who prefer digital banking options, we offer ATM services on-site for easy cash withdrawals and balance checks. Although we currently do not have drive-thru banking available, our shared service center ensures that members can access basic transactions with partner credit unions seamlessly. Feel free to reach out to us at 301-249-1800 if you have any questions or need assistance before your visit. We look forward to welcoming you at Nasa!

Member Eligibility

Becoming a member of Nasa is like stepping into a community that truly cares about your financial well-being. If you live, work, worship, or go to school in the area around 2452 Solomons Island Rd Annapolis Md 21401, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to be part of our supportive family. Not only do our members enjoy personalized service and competitive rates on loans and savings accounts, but they also gain access to exclusive member benefits that help them thrive financially. For a detailed look at eligibility criteria, feel free to check out our resource page at http://www.nasafcu.com/personal/membership. When you're ready to open an account, it's simple just give us a call at (301) 249-1800, or visit us online for more information on how to get started!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $131 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,401,756, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services that simplify daily operations. Imagine seamlessly accepting payments from customers while keeping track of your finances in real time. Our services can help streamline your payment processes, allowing you to focus on what matters most growing your business. Visit us at 2452 Solomons Island Rd Annapolis Md 21401 in Annapolis, MD, or call us at (301) 249-1800 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Services

We also offer ATM access for quick cash withdrawals and balance checks making banking straightforward no matter where life takes you. Plus, if you're a member of another credit union within our shared branch network, basic transactions such as deposits and withdrawals are easily accessible too!

Business Banking Options

For business owners, we offer comprehensive solutions including merchant services and business loans to help your enterprise thrive. Whether you're starting a new venture or expanding an existing one, we have the resources to support your growth.

Connect with Us

At Nasa, we are committed to serving our community with integrity and care. If you'd like to learn more about how our services can benefit you personally or professionally, don't hesitate to reach out! Call us at 301-249-1800 or visit us online at www.nasafcu.com. We're excited to partner with you on your financial journey!

Credit Cards and Rewards

At Nasa, we believe in rewarding our members for their loyalty. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cash back helping you get more from what you spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Nasa, we provide robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your finances efficiently. Imagine having a checking account that not only helps you keep track of your spending but also allows you to save effortlessly for your next vacation or major purchase. With our auto loans and vehicle financing, getting behind the wheel of a new car has never been easier. We understand that buying a car is a big decision, and we're here to guide you through financing options that fit your budget. For those considering home ownership or refinancing, our mortgage loans come with competitive rates and terms. Picture yourself moving into your dream home without the stress often associated with mortgages. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide relief by simplifying your payments into one manageable monthly bill.

Digital & Online Banking

Added Convenience

Need to send money to a friend? Use our person-to-person transfers feature, which allows you to send money instantly with just a few taps on your screen. And if you're looking for quick payment options, our mobile payments feature lets you make purchases effortlessly using your phone. Security is paramount at Nasa. We use advanced encryption technology to protect your data while ensuring that your transactions are safe and secure. You can bank with peace of mind knowing that we prioritize the safety of your information. Whether you're checking balances or sending money, our digital banking services provide the flexibility and security you need in today's fast-paced world. Join us at Nasa and experience how easy managing your finances can be!

Key Features

Our online banking services give you 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills on your schedule. Whether you're at home or on the go, managing your finances has never been more straightforward. You can also take advantage of our electronic signature authorization feature, making it simple and secure to sign documents without the need for paper. Want to keep track of your account statements? Sign up for e-statements! They're not only eco-friendly but also accessible right from your device whenever you need them. Plus, with our mobile application available for download, you can manage your finances directly from your smartphone or tablet ideal for busy lifestyles.

Financial Strength

Commitment to Growth

With $528,753,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $62,919 in used auto loans and $4,237,407,584 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 366 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,556,499,590 in share certificates and $329,766,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $53,832,445, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $540,522,961, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand at 400,396, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $10,703,327, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nasa is your trusted partner. Visit us at 2452 Solomons Island Rd Annapolis Md 21401 or call (301) 249-1800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,119,440,697 in used vehicle loans and $73,063,521 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable pre-owned vehicle, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $174,401,756 provide the capital needed to grow and expand. We recognize that small businesses are the backbone of our community, and we're here to support your success. At Nasa, we prioritize transparency and accessibility. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (301) 249-1800 or visit us at our branch located at 2452 Solomons Island Rd Annapolis Md 21401 in Annapolis, MD. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,764,459, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand your options and helping you secure the best terms available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $206,018,894 in loans helping members manage their finances effectively. This option can be an excellent way to handle day-to-day expenses while building your credit history.

Loan Aggregator

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