Naheola Credit Union Livingston AL | Best Auto Loans & Business Banking

Introduction

At Naheola, located at 719 N Washington St, Livingston, AL 35470, we pride ourselves on being a trusted partner in your financial journey. Established in 1959, our credit union has grown to serve over 12,256 members with a commitment to providing personalized banking solutions tailored to your needs. With total assets amounting to an impressive $197,676,884, we ensure that your finances are in capable hands. Our team is dedicated to fostering a sense of community and support among our members. Under the leadership of CEO Mark Johnson and Board President Cory Martin, we strive to create an environment where everyone feels valued. Our knowledgeable staff is always ready to assist you with everything from checking and savings accounts to auto loans and business financing. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 719 N Washington St, Livingston, AL 35470. We encourage you to explore our range of services, including online banking and mobile applications, designed for your convenience. With total deposits of $21,259,529 and a net worth of $33,958,814, Naheola stands as a solid foundation for your financial aspirations. Whether you're looking for personal loans or business banking solutions, we are here to help you achieve your goals. If you have any questions or need assistance, don't hesitate to call us at 205-844-5018. Visit our website at naheola.com for more information about how we can serve you better. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Naheola embraces digital advancements that enhance member experiences without sacrificing personal service. We offer online banking and mobile app functionalities that allow members to manage their accounts easily from anywhere. Additionally, our commitment to ADA compliance ensures that everyone can access our services comfortably.

Join Us Today!

Naheola is more than just a credit union; it's a community hub where relationships flourish alongside financial growth. We invite you to become part of our story join us today and experience firsthand the benefits of being a member at Naheola. For more information or to open an account online, please visit our website or call us at 205-844-5018. Let's build a brighter future together!

Our Evolution

Since our inception, Naheola has grown significantly, now serving over 12,256 members with total assets reaching an impressive $197,676,884. Our journey reflects not only financial growth but also a deepening dedication to the people we serve. Throughout the years, we've adapted to meet the changing needs of our members while maintaining a personal touch that sets us apart from larger institutions. In addition to traditional banking services, Naheola offers a variety of options including auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that financial needs vary from person to person, and we strive to provide tailored services that help our members achieve their goals.

Our Mission

The mission of Naheola is clear: we aim to empower our members by providing exceptional financial services while fostering a sense of community and support. We believe in the importance of giving back and often engage in local outreach initiatives that strengthen ties within Livingston. Our team is dedicated to ensuring that every member feels valued and understood. While members can visit us at 719 N Washington St for all their banking needs, official correspondence should be sent to the same address for convenience. Our branch operates Monday through Friday from 8:00 AM to 4:30 PM, offering both drive-thru service and ATM access for added convenience.

Branch Location & Accessibility

Welcome to Naheola's Livingston branch, conveniently located at 719 N Washington St, Livingston, AL 35470. Our branch is nestled in a vibrant area of town, making it easy for members to stop by for all their banking needs. Whether you're visiting us after a trip to the nearby park or just passing through on your way home, we are here to serve you. At Naheola, we understand that accessibility is important. Our branch features ADA-compliant facilities and convenient parking options right outside the entrance. If you prefer a quicker visit, take advantage of our drive-thru service, designed to make your banking experience even smoother. We're open Monday through Friday from 8:00 AM to 4:30 PM, allowing plenty of time for you to drop by during your busy day. If you need assistance or have any questions, feel free to give us a call at 205-844-5018. For members who wish to access cash quickly, you'll find an ATM available on-site. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more all designed with your financial needs in mind. While members can visit us at 719 N Washington St, official correspondence should be sent to the same address. We look forward to welcoming you into our branch soon! Come see how we can help with your financial journey today!

Member Eligibility

At Naheola, we believe that everyone deserves a chance to be part of a caring community where your financial needs come first. Becoming a member is simple and welcoming! If you live, work, or worship in the Livingston area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for loved ones to benefit from our services. Joining our credit union opens up a world of advantages, including personalized banking solutions, competitive rates on loans, and access to exclusive member benefits that make managing your finances easier and more rewarding. To get started on your membership journey at Naheola, just visit us at our branch located at 719 N Washington St Livingston Al 35470 or give us a call at (205) 844-5018. For more detailed information about eligibility criteria, feel free to check out our resource page here. When you're ready to open an account, simply head over to our online enrollment page here. We can't wait to welcome you into the Naheola family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $637 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,720,323, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payments, we provide tools that help streamline operations and enhance customer satisfaction. Located at 719 N Washington St Livingston Al 35470 in Livingston, AL, our team is ready to partner with you. Connect with us today at (205) 844-5018 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash quickly? Take advantage of our ATM services for easy cash withdrawals or balance checks. If you're short on time but need to handle transactions like deposits or simple withdrawals, our drive-thru service is available during lobby hours for your convenience. At Naheola, we strive to create a welcoming environment where every member feels valued. We invite you to visit us at 719 N Washington St Livingston Al 35470 or call us at (205) 844-5018 for any questions about our services. Let us be part of your financial success story!

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help you thrive. We understand the unique challenges businesses face, and we're here to provide support every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With secure access through our mobile application, you can pay bills, transfer money, and check your account balances without stepping foot into the branch.

Financing Options

If you're planning to purchase a new car, our auto loans and vehicle financing options will get you on the road quickly. With competitive rates and flexible terms, we aim to make your experience as smooth as possible. For those considering homeownership, we offer mortgage loans and refinancing solutions that can help you secure the best deal for your dream home.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances with ease. Imagine having the freedom to access your funds whenever you need them, whether it's through traditional methods or our convenient online banking platform. You can easily make deposits, withdrawals, and check your balance from the comfort of your home or on the go.

Personal Loans & Credit Cards

Life can be unpredictable, which is why having access to personal loans and debt consolidation options can be a lifesaver during tough times. Our credit cards come with rewards that let you earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

Key Features

Our online banking services at https://www.naheola.com allow you to manage your accounts seamlessly. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Plus, with our electronic signature authorization feature, signing important documents is a breeze, making transactions quicker and more efficient. If you prefer keeping track of your finances digitally, we offer e-statements to help you stay organized without the clutter of paper statements. You can access these statements anytime, ensuring that you always have an up-to-date view of your financial situation.

Mobile Access

For those who are always on the move, our mobile application brings banking right to your fingertips. It's user-friendly and loaded with features that make accessing your accounts simple and straightforward. With the ability to perform person-to-person transfers, sharing money with friends or family has never been easier.

Security & Support

We take security seriously at Naheola. Our 24/7 online banking services are protected with advanced security measures to keep your information safe. Whether you're checking your account late at night or making a quick transfer during lunch, you can do so with peace of mind. In summary, our digital and online banking offerings at Naheola are tailored to provide you with the accessibility and flexibility you need in today's fast-paced world. Explore everything we have to offer by visiting https://www.naheola.com today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 18,510, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $218,696, we are well-equipped to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Naheola is your trusted partner. Visit us at 719 N Washington St Livingston Al 35470 or call (205) 844-5018 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $81,717,164 in share certificates and $593,647 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,480,426, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $809,710 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $29,470,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we hold $776 in used auto loans and $148,983,365 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $33,958,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $12,704,520 in used vehicle loans and $3,524,781 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we're here to support your journey with financing options that fit your budget.

Credit Lines and Commercial Loans

For those seeking business growth opportunities, our outstanding commercial loans totaling $52,720,323 provide the capital needed to expand and innovate within your industry. Additionally, our total credit lines amounting to $59,095,750 offer flexible borrowing options tailored for both personal and business use. At Naheola Credit Union, we're committed to providing straightforward loan products with transparent terms. If you're interested in learning more about eligibility or want to explore refinancing options further, don't hesitate to reach out. For more information about our services or to apply for a loan today, call us at (205) 844-5018 or visit us online at Naheola. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,835,308, ensuring you have access to funds when you need them most. If you're considering refinancing your existing mortgage or exploring eligibility options for a new one, our team can guide you through the process effortlessly.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $764,448 in unsecured credit card loans helping our members effectively manage their finances, you can enjoy peace of mind knowing that you have access to funds when needed without collateral requirements.

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NAHEOLA CREDIT UNION - Livingston, AL

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