Naheola Credit Union Demopolis AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Naheola in Demopolis, where we proudly serve our members with dedication and care. Established in 1959, our credit union has grown to be a trusted financial partner for over 12,256 members in the community. Located at 698 Us Highway 80 W, Demopolis, AL 36732, we invite you to experience the personal touch that sets us apart. At Naheola, our commitment goes beyond numbers; it's about building relationships that last. With total assets of $197,676,884 and deposits amounting to $21,259,529, we ensure that your finances are secure while offering a range of services tailored to your needs. Our dedicated team of 33 employees, led by CEO Mark Johnson and Board President Cory Martin, is here to provide expert guidance and support. Whether you're looking for auto loans, mortgages, or simple checking accounts, we have solutions designed with you in mind. We currently offer an impressive portfolio of loans and leases totaling 4,935, ensuring you can find just what you need. While members can visit us at our branch address, official correspondence should be sent to the same location: 698 US Highway 80 W, Demopolis, AL 36732. Feel free to reach out at (334) 287-0661 during our lobby hours from 8:00 AM - 4:30 PM Monday through Friday. Join us at Naheola today! Visit our website at www.naheola.com to learn more about how we can assist you in achieving your financial goals. Your future starts here!

Branch History & Mission

At Naheola, our story began in 1959 when we opened our doors in the heart of Demopolis, Alabama. From those humble beginnings, we have grown into a trusted financial institution that proudly serves over 12,000 members. Our branch is located at 698 Us Highway 80 W, Demopolis, AL 36732, a convenient spot for residents and visitors alike. Over the years, Naheola has remained committed to enriching the lives of our members and the community through reliable financial services. We have seen tremendous growth since our inception, now boasting total assets of approximately $197,676,884. This growth reflects not just our dedication to sound financial practices but also the trust placed in us by our members. Our mission is simple yet profound: to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to quality banking products that meet their needs, whether it's personal checking accounts or business loans. Our focus extends beyond transactions; we aim to build lasting relationships with each member we serve. In addition to traditional banking services, we offer modern conveniences like online banking and ATM access so that you can manage your finances effortlessly. We are proud to announce that we also provide ADA-compliant facilities to ensure that everyone can access our services comfortably. For those who prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 698 Us Highway 80 W, official correspondence should be sent to 698 US Highway 80 W, Demopolis, AL 36732 if it differs from our branch address. Our dedicated team is available Monday through Friday from 8:00 AM - 4:30 PM to assist with any inquiries or services you may need. You can reach us at 334-287-0661. At Naheola, we also recognize the importance of giving back. Through various partnerships and outreach programs, we strive to uplift our community by supporting local initiatives and organizations. It's this spirit of collaboration that strengthens not only our credit union but also the community we cherish. If you're looking for a financial partner that prioritizes your needs and values your membership, look no further than Naheola. Join us today and discover how we can help you achieve your financial goals while making a positive impact in Demopolis and beyond!

Branch Location & Accessibility

Connect with Us

If you have questions or would like more information about our offerings, don't hesitate to give us a call at 334-287-0661. We invite you to stop by and see how Naheola can help you achieve your financial goals!

Easy Access and Amenities

Finding us is a breeze, and we offer plenty of parking right outside our doors, making visits hassle-free. Our branch is ADA-compliant, ensuring that all members can access our services comfortably. If you prefer to bank from your vehicle, we also provide drive-thru banking for quick deposits and withdrawals. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address: 698 US Highway 80 W, Demopolis, AL 36732.

Operating Hours

We are open Monday through Friday from 8:00 AM to 4:30 PM. Our friendly staff is ready to assist you during these hours with a range of services tailored to meet your financial needs. From personal accounts and auto loans to business banking solutions, there's something for everyone at Naheola.

Services Offered

At Naheola, we pride ourselves on offering a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, with ATM availability on-site and shared service center options for partner credit union members, you have access to your funds whenever you need them.

Member Eligibility

Becoming a member of Naheola feels like joining a warm, welcoming family where your financial well-being is our priority. If you're looking to be part of a community that truly cares, we'd love to have you! At Naheola, membership is open to anyone who lives, works, or worships in the area, as well as family members of existing members. This means that whether you're just starting out on your financial journey or looking for better options for savings and loans, you can find a home here with us. Joining is simple and straightforward! You can start the process by visiting us at our branch located at 698 Us Highway 80 W Demopolis Al 36732 or give us a call at (334) 287-0661 for more information. For those who prefer to do things online, check out our easy account opening process at https://online.naheola.com/auth/enrollment. We encourage you to explore the detailed eligibility criteria on our website so you can learn more about how becoming a member can benefit you. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments easily and efficiently at your storefront or online. Our merchant services help streamline transactions, enabling you to focus more on what you love growing your business. From mobile payment options to point-of-sale systems, we've got you covered. Whether you're located in Demopolis or beyond, Naheola is here to support your business journey. Visit us at 698 Us Highway 80 W Demopolis Al 36732 or call (334) 287-0661 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $637 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,720,323, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services like basic drive-thru banking for quick deposits and withdrawals, as well as shared branch transactions for members of partner credit unions making banking accessible no matter where you are. You can easily access your account information at our ATMs for balance checks or withdrawals. At Naheola, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. If you'd like to learn more about any of these services or how we can assist you further, don't hesitate to reach out! Call us at (334) 287-0661 or visit our website at https://www.naheola.com. Let us help you take the next step towards financial success today!

Business Banking Solutions

If you're running a business, we've got you covered too! Our business banking services, including merchant services and business loans, are structured to support entrepreneurs at every stage. Whether you're just starting out or looking to expand, we can provide the financial tools you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like fund transfers, bill payments, and account monitoring all from the comfort of your home or on-the-go. Our members enjoy easy access to their funds through our ATM network as well as cash withdrawal services.

Personal Banking Services

Our personal banking options are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, ensuring easy access to your funds. Need a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions provide competitive rates and flexible terms. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease your financial burden. Plus, our credit cards with rewards allow you to earn points while making everyday purchases turning your spending into savings.

Digital & Online Banking

Convenient Features Just for You

We know security is a top priority for our members. That's why our online services include electronic signature authorization, allowing you to sign documents securely without the hassle of paperwork. You can also opt for e-statements, making it easier than ever to keep track of your financial activity without cluttering your mailbox. For those who love the convenience of mobile technology, our mobile application lets you handle everything from checking balances to making person-to-person transfers seamlessly. Say goodbye to waiting in line at the ATM just use our app for quick transactions!

Explore Our Online Services

With our online banking portal, you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. It's like having a bank branch right in your pocket! Plus, with 24/7 access to your accounts, you can manage your finances whenever it suits you.

Stay Connected and In Control

Our mobile payments feature is on the way, but until then, our existing tools ensure you're always connected. With real-time account management features at your fingertips, you can monitor your spending and savings effortlessly. Whether you're using a computer or smartphone, Naheola's digital banking services are designed to fit your lifestyle. We're here to help you take charge of your financial future with ease and confidence!

Financial Strength

At Naheola, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which is essential in ensuring that you receive the best service possible. With a net worth of $33,958,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,717,164 in share certificates and $593,647 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,480,426, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,470,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $776 in used auto loans and $148,983,365 in total loans and leases. Our operational efficiency is reflected in our $809,710, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) stand at $218,696. Additionally, we have a strong and growing member base with a total of 18,510 share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Naheola is your trusted partner. Visit us at 698 Us Highway 80 W Demopolis Al 36732 or call (334) 287-0661 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,704,520 in used vehicle loans and $3,524,781 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $52,720,323 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing solutions that work for you. If you're considering refinancing any existing loans or are curious about eligibility options, our team at Naheola is ready to assist. We aim to simplify the borrowing process while ensuring you have access to all available resources. Visit us today at 698 Us Highway 80 W Demopolis Al 36732 in Demopolis, AL, or give us a call at (334) 287-0661 to discuss how we can assist you in achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,835,308, make buying or refinancing simple. We can help you navigate through various mortgage solutions tailored to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $764,448 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can provide an excellent way to build credit.

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NAHEOLA CREDIT UNION - Demopolis, AL

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