Naheola Credit Union Butler AL | Best Auto Loans & Personal Banking

Introduction

Welcome to Naheola, your trusted credit union located in the heart of Butler, Alabama. Established in 1959, we have proudly served our community for over six decades, building a reputation for reliability and personalized service. With a dedicated membership of 12,256 individuals, we are committed to helping you achieve your financial goals. At our branch situated at 302 N Mulberry Ave, Butler, AL 36904, we offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our total assets amount to an impressive $197,676,884, reflecting our strong commitment to supporting our members' financial wellbeing. Our CEO, Mark Johnson, along with Board President Cory Martin, leads a talented team of 33 employees who are here to provide you with exceptional service. We take pride in our community impact and strive to foster lasting relationships with each member. Whether you're looking to open a new account or need assistance with loans our friendly staff is ready to help. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: 302 North Mulberry Avenue, Butler, AL 36904. We invite you to explore our services further by visiting our website at naheola.com or give us a call at 205-844-5380. Join us at Naheola Credit Union where your financial future is our priority!

Branch History & Mission

At Naheola, located in the heart of Butler, Alabama, we proudly celebrate a rich history that dates back to our founding in 1959. Over the years, we have grown and evolved, becoming a vital part of the community with over 12,000 members and total assets reaching an impressive $197,676,884. Our branch at 302 N Mulberry Ave is more than just a financial institution; it is a place where relationships are built and dreams are realized. Our mission at Naheola is simple yet profound: we strive to provide exceptional financial services while actively supporting our local community. We believe that everyone deserves access to quality banking options. That's why we offer a range of personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond transactions; we aim to empower our members with the tools they need to achieve their financial goals. While members can visit us at 302 N Mulberry Ave in Butler, official correspondence should be sent to our mailing address at 302 North Mulberry Avenue, Butler, AL 36904. We encourage everyone to drop by during our operating hours from Monday to Friday between 8:00 AM and 4:30 PM. You can also reach us at 205-844-5380 for any inquiries or support. Throughout our journey, we have embraced advancements in technology to enhance the member experience. With features like online banking and e-statements available, managing finances has never been easier. We also ensure accessibility through our ADA-compliant facilities and offer convenient drive-thru banking services for those on the go. Community outreach is another cornerstone of our mission. We partner with local organizations to support initiatives that uplift our neighbors and foster a sense of belonging. Whether it's sponsoring community events or providing educational resources about financial literacy, Naheola is dedicated to making a positive impact in Butler and beyond. As you consider your financial future, we invite you to join the Naheola family. Experience firsthand how our personalized approach can help you navigate life's financial journeys. Together, let's build a brighter tomorrow for you and your community!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with features that comply with ADA standards, ensuring everyone can access our services comfortably. You'll find ramps and designated parking spaces nearby, making your visit as easy as possible.

Get in Touch!

Have questions or need more information? Don't hesitate to give us a call at 205-844-5380. We're here to help! Come visit us today at Naheola in Butler your trusted partner in financial well-being.

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 4:30 PM, so you have plenty of time during the week to drop by and take care of your banking needs. Whether you're looking to open an account or inquire about loans, our friendly staff is ready to assist you.

Services Offered

At Naheola, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access? We also have ATM availability on-site and drive-thru banking for those who prefer convenience without leaving their vehicles. Additionally, if you're a member of another credit union, feel free to use our shared service center for basic transactions like deposits and withdrawals. It's all part of how we strive to serve our community better.

Member Eligibility

At Naheola, we believe that joining our community is a wonderful opportunity for individuals and families to access a range of financial services tailored just for you. Becoming a member is open to anyone who lives, works, or worships in the areas we serve, as well as their immediate family members. This means that if you call Butler home or have ties to the community, you're likely eligible to join us! Membership comes with numerous benefits, including competitive rates on loans and savings accounts, personalized service, and the peace of mind that comes from being part of a supportive financial family. Getting started is simple! You can easily open an account online by visiting us at https://online.naheola.com/auth/enrollment. If you have questions or need more details about eligibility criteria, feel free to reach out to us at (205) 844-5380. We're here to help you every step of the way. For the most up-to-date information regarding membership eligibility. We can't wait to welcome you into the Naheola family at 302 N Mulberry Ave Butler Al 36904!

Business Banking & Commercial Services

At Naheola, we understand that every business has unique needs and challenges. That's why we offer tailored business banking solutions designed to help your enterprise thrive. Whether you're just starting or looking to expand, our commercial loan options can provide the support you need. Imagine a local café that dreams of opening a second location. With our member commercial loans, we've funded over $637 in loans for businesses like yours, helping them scale and succeed. We also recognize the importance of supporting the wider community; that's why we offer $1 in non-member commercial loans, ensuring that flexible financing is available for all businesses. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $52,720,323, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that make everyday transactions easier for you. From payment processing to point-of-sale systems, our services can simplify your operations and enhance customer satisfaction. At Naheola, we're here to partner with you on your journey toward success. Visit us at 302 N Mulberry Ave Butler Al 36904 in Butler, AL, or give us a call at (205) 844-5380 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide essential tools like Merchant Services & Business Loans. These resources can support your operations and help you grow your venture. Our commitment extends beyond traditional banking; we aim to be a partner in your success.

Call to Action

Ready to take control of your financial future? Visit us at 302 N Mulberry Ave Butler Al 36904, call us at (205) 844-5380, or explore more about our services online at https://www.naheola.com. Join us at Naheola today your trusted partner in all things financial!

Convenient Access Options

Accessibility is key at Naheola. Our members enjoy the convenience of an ATM & Cash Withdrawal Services, allowing easy access to funds when needed. If you prefer face-to-face interaction, our basic drive-thru banking provides quick service for deposits and withdrawals without leaving your car. We also offer basic shared branch transactions for members of partner credit unions making it easier than ever to manage your money on the go.

Digital Features

In today's fast-paced world, we know how vital digital solutions are. That's why we emphasize features like online banking and person-to-person payment options. With just a few taps on your smartphone or clicks on your computer, you can handle most banking needs efficiently.

Personal Banking Services

Starting with personal banking, we offer various Checking & Savings Accounts designed to help you manage your finances effectively. Imagine having a checking account that not only fits your lifestyle but also provides easy access through our Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your phone or computer. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. We understand that financing can be daunting, which is why our team is here to guide you through every step of the process. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed with competitive rates and flexible terms. We want to ensure that owning your dream home is an attainable goal. Additionally, if you're managing multiple debts, consider our Personal Loans & Debt Consolidation offerings. These loans can help simplify your finances by combining debts into one manageable payment.

Digital & Online Banking

Mobile Application

For those who prefer banking on their mobile devices, our mobile application is here to help. With this app, you can enjoy all the same functionalities as online banking right from your smartphone. Easily deposit checks using electronic signature authorization, view e-statements, and keep track of your spending all in one place. Plus, you can set up alerts to stay updated on your account activity.

Online Banking Services

Our online banking platform is available 24/7 at https://www.naheola.com, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can take advantage of person-to-person transfers to send money directly to friends or family without any hassle. Whether you're making a quick payment or managing your monthly expenses, our user-friendly interface makes it easy for you.

Security and Accessibility

Your security is our top priority. We use robust measures to keep your information safe while ensuring that accessing your accounts remains straightforward. Enjoy peace of mind knowing that you have full control over your finances with real-time account management features. With services like electronic signatures and e-statements available at Naheola, we make it easier for you to manage documents efficiently while keeping everything organized digitally. Although we currently do not offer mobile payments, our dedication to providing exceptional digital services means we're always looking for ways to enhance your experience. Embrace the future of banking with us at Naheola! Whether you're using our online platform or mobile app, managing your finances has never been more convenient.

Financial Strength

A Growing Community

Total Share Accounts: 18,510, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $218,696. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Naheola is your trusted partner. Visit us at 302 N Mulberry Ave Butler Al 36904 or call (205) 844-5380 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $81,717,164 in share certificates and $593,647 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,480,426, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $809,710 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $33,958,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $29,470,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $776 in used auto loans and $148,983,365 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,704,520 in used vehicle loans and $3,524,781 in new vehicle loans already helping members get on the road. We provide competitive financing for both new and used vehicles and offer refinancing options if you're looking to lower your current monthly payments or interest rates.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $52,720,323 provide the capital needed to expand operations or invest in new ventures. We understand the unique challenges faced by businesses and are committed to offering tailored solutions that support your success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Naheola, we're dedicated to ensuring that you have access to resources that empower your financial journey. Whether you're exploring auto loans or considering home financing options, we have the tools and expertise to support you every step of the way.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $59,095,750 can provide peace of mind. Whether for personal use or unexpected expenses, having access to a line of credit can be invaluable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,835,308, make buying or refinancing simple. We are here to guide you through every step of the process and ensure that you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $764,448 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying benefits like rewards and low-interest rates.

Loan Aggregator

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NAHEOLA CREDIT UNION - Butler, AL

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