Naft Credit Union Harlingen TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Naft Federal Credit Union Ww, your trusted partner in financial success since 1956. Located at 134 E Van Buren Ave Ste 102, Harlingen, TX 78550, we pride ourselves on fostering a strong community spirit while providing our members with exceptional financial services. Whether you're looking for personal banking solutions, auto loans, or business financing, we have tailored options to meet your needs. As a member of Naft, you join over 11,762 other individuals who benefit from our commitment to customer service and community impact. Our total assets stand at an impressive $133,899,631, with total deposits reaching $17,784,738. We are dedicated to helping our members achieve their financial goals while maintaining a robust net worth of $21,868,840. Under the leadership of our CEO, John McNeel, and Board President Jose Farias, our team of 39 employees is here to assist you every step of the way. We understand that financial decisions can be overwhelming, which is why we strive to create a welcoming atmosphere where you feel valued and supported. While members can visit us at our Harlingen branch for all their banking needs, please note that any official correspondence should be sent to our mailing address: P.O. Box 771, Pharr, TX 78577. Explore our wide range of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options. You can also take advantage of our online and mobile banking features for your convenience. For more information about how we can help you or to get started today, don't hesitate to reach out at 956-364-0990 or visit us online at naftfcu.coop. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As part of our mission to serve better, we have embraced technology by offering online banking services and mobile payments. We aim to make banking easier for you without compromising personal touch our employees are always ready to assist you during our operating hours from 8:00 AM - 5:00 PM Monday through Friday and 9:00 AM - 12:00 PM on Saturdays. Although we currently do not have ATM facilities or drive-thru service at this location, we are committed to providing a full suite of member services including loans and credit cards with rewards.

Join Us

We invite you to become part of the Naft family. Experience firsthand how we can support your financial journey while building lasting relationships in our vibrant community. Visit us today or check out more about our offerings at Naft's website. Together, let's create a brighter financial future!

Our Journey

Since opening our doors, Naft has consistently focused on empowering individuals and families through financial education and personalized service. Over the decades, we have expanded our offerings to include a range of products like checking and savings accounts, auto loans, mortgages, and business banking solutions. Today, we proudly serve 11,762 members and manage total assets of $133,899,631. Our headquarters in Pharr, TX, reflects our deep roots in the Rio Grande Valley. We have established strong relationships within the community and strive to make a positive impact through various outreach programs. From sponsoring local events to providing financial literacy workshops, we are dedicated to supporting our neighbors.

Our Mission

At Naft, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe in delivering quality financial services that cater to your needs while ensuring that everyone feels welcome and valued. Whether you're looking for assistance with personal loans or need advice on saving for the future, our friendly team is here for you. While members can visit us at 134 E Van Buren Ave Ste 102, official correspondence should be sent to P.O. Box 771, Pharr, TX 78577 if needed.

Branch Location & Accessibility

Welcome to Naft Federal Credit Union Ww, located at 134 E Van Buren Ave Ste 102 in the vibrant city of Harlingen, TX! Our branch is conveniently situated near popular local spots, making it easy for you to drop by and take care of your banking needs. Whether you're just passing through or a local resident, we're here to serve you. At our Harlingen location, we prioritize accessibility. The branch is designed to be welcoming for everyone, including ADA-compliant features and accessible parking. You'll find ample parking available right outside, ensuring a hassle-free visit. We understand that your time is valuable. That's why we offer flexible operating hours from 8:00 AM to 5:00 PM Monday through Friday, and on Saturdays from 9:00 AM to 12:00 PM. Our friendly staff is ready to assist you during these times with a variety of services tailored to meet your financial needs. From personal banking accounts to auto loans and credit cards with rewards, we aim to make banking straightforward and convenient. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to P.O. Box 771, Pharr, TX 78577 if you need to reach us by mail. Although we do not have ATM availability or drive-thru banking at this location, our team is committed to providing excellent service inside the branch. If you have any questions or need assistance, don't hesitate to call us at 956-364-0990. We look forward to welcoming you soon!

Member Eligibility

At Naft, we believe that everyone deserves a chance to join a community that cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Harlingen area or have family ties to our current members, you can easily qualify for membership. We're here to support your financial journey with personalized services and great benefits tailored just for you. For more details on eligibility, check out our resource at https://naftfcu.coop/connect/about-us/ . Ready to get started? Opening an account is straightforward! Just visit us online at https://us.services.docusign.net/webforms-ux/v1 .0/forms/c563a164601cbecebf038c870fc709b2 or give us a call at (956) 364-0990. We're excited to welcome you to the Naft family and help you achieve your financial goals right here at our branch located at 134 E Van Buren Ave Ste 102 Harlingen Tx 78550. Join us today and experience the difference of being part of a supportive credit union community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means more resources for you to invest in your projects and grow your operations.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services make it easy for you to accept payments from customers seamlessly. Imagine running a busy café where customers can pay quickly using their mobile devices while you focus on creating the best coffee experience possible. That's the kind of convenience we aim to provide. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Harlingen, TX. If you're ready to take your business to the next level, visit us at 134 E Van Buren Ave Ste 102 Harlingen Tx 78550 or give us a call at (956) 364-0990!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, we still ensure that accessing your cash is simple and stress-free through partnerships that provide withdrawal services when needed. At Naft, we're more than just a credit union; we're a community dedicated to helping our members thrive financially. For any questions about our services or how we can assist you further, don't hesitate to reach out at (956) 364-0990 or visit us online at Naft Federal Credit Union Ww. Join us today and take control of your financial future!

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing are here to help! We offer flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want without breaking the bank. Picture yourself behind the wheel of a new car, all while enjoying manageable monthly payments.

Business Banking

For our entrepreneurial members, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand how hard you work to build your business, and we're committed to supporting your efforts with financial products designed specifically for small businesses.

Credit Cards with Rewards

Our Credit Cards with Rewards offer great benefits for everyday purchases. Earn points on things you already buy and redeem them for exciting rewards! It's like getting paid back just for using your card wisely.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our Mortgage Loans come with personalized support to guide you through the process, ensuring you find the right fit for your financial situation. You can finally own that cozy home you've always wanted with our straightforward lending options.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from your smartphone or computer without hassle.

Personal Banking

We believe that every member deserves the best tools to manage their money effectively. Our Personal Banking options include checking and savings accounts designed for your daily needs and future goals. Imagine having a reliable place to save for that dream vacation or your child's education. We make it easy with low fees and competitive interest rates.

Personal Loans & Debt Consolidation

If you're looking for ways to simplify your finances, consider our Personal Loans & Debt Consolidation services. Whether it's funding a major purchase or consolidating debt into one easy payment, we're here to assist you every step of the way. Imagine easing your financial stress by simplifying multiple payments into one.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking service is available 24/7 at https://naftfcu.coop/ . Whether you're checking your balance, transferring funds, or paying bills, you can do it all with just a few clicks. We also offer e-statements, so you can go paperless and easily keep track of your financial activity without clutter. For those on the go, our mobile application provides instant access to your accounts and features like mobile payments, making transactions quick and straightforward.

More Ways to Manage Your Money

Need to send money to a friend or family member? Our person-to-person transfer feature allows for quick and easy transfers without any hassle. Plus, with mobile payments enabled, you can pay for goods and services directly from your smartphone. At Naft, we believe banking should be accessible and user-friendly. Explore our digital banking options today by visiting https://naftfcu.coop/ and experience the freedom of real-time account management right from the comfort of your home or wherever life takes you!

Security You Can Trust

We prioritize the safety of your information. While we currently do not support electronic signature authorization, our systems are designed to protect your data and ensure secure transactions every time. You can feel confident knowing that your personal and financial details are safe with us.

Financial Strength

Commitment to Service Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts stand at 20,816, showing a strong and growing member base that trusts us with their finances. This trust underscores our commitment to maintaining a safe and secure environment for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Naft is your trusted partner. Visit us at 134 E Van Buren Ave Ste 102 Harlingen Tx 78550 or call (956) 364-0990 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $21,005,634 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $485 in used auto loans and $60,936,375 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $15,733,811 in share certificates and $10,628,650 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $21,868,840, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,633 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,559,274 in used vehicle loans and $32,654,260 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that can fit your budget.

Credit Lines

For those who prefer having extra flexibility, our credit lines are available with a total amount of $7,420,000. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing any existing loans or want to check your eligibility for one of our loan products, feel free to reach out. We're here to provide personalized assistance based on your unique situation. For inquiries or more information about our loan offerings, please don't hesitate to contact us at (956) 364-0990, or visit us at our branch located at 134 E Van Buren Ave Ste 102 Harlingen Tx 78550 in Harlingen, TX. You can also find additional details and apply online at https://naftfcu.coop/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $361,674, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $3,787,635 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov ). This commitment to accuracy builds trust and confidence in the loan selection process.

NAFT FEDERAL CREDIT UNION