N. Mississippi Health Services Credit Union Tupelo MS | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to N. Mississippi Health Services Emp., where we prioritize your financial well-being. Located at 830 S Gloster St, Tupelo, MS 38801, our credit union has been a trusted partner for our community since 1982. With a strong membership base of 2,589 and total assets reaching an impressive $14,372,684, we are dedicated to providing tailored financial solutions that cater to your needs. At N. Mississippi Health Services Emp., we believe in the power of community and the importance of helping our members thrive. Our total deposits stand at $3,428,215, showcasing the trust and confidence our members have in us. We offer a variety of services ranging from personal banking options like checking and savings accounts to auto loans and mortgages, all designed with you in mind. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 830 South Gloster Street, Tupelo, MS 38801. Our leadership team is committed to serving you with integrity and transparency. Under the guidance of CEO Daphne Burson and Board President Kim Warner, our dedicated staff of 3 employees is here to assist you during our operating hours from 7 AM to 4 PM on weekdays. If you're looking for a reliable financial partner that values your goals as much as you do, don't hesitate to reach out! Give us a call at 662-377-3235, or explore more about our offerings by visiting our website. Join us today and experience the personalized service that makes N. Mississippi Health Services Emp. your go-to choice for financial solutions!

Branch History & Mission

Welcome to N. Mississippi Health Services Emp, a trusted financial partner in Tupelo, MS. Since opening our doors in 1982, we have proudly served our community with dedication and integrity. With a current membership of over 2,589 individuals, we have grown alongside our members, ensuring they receive the support they need for their financial journeys. Located at 830 S Gloster St, Tupelo, MS 38801, our branch is more than just a place for banking; it's a community hub where relationships are built and strengthened. We encourage you to stop by and meet our team during our lobby hours from 7 am to 4 pm on weekdays. While members can visit us at this address for personal banking needs, official correspondence should be sent to our mailing address: 830 South Gloster Street, Tupelo, MS 38801. Our mission is simple yet powerful: to provide exceptional financial services that empower individuals and families while supporting the health of our community. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Each service is designed with you in mind ensuring that whether you're looking for help with day-to-day banking or planning for the future, we're here to support your goals. Over the years, we've embraced advancements in technology to enhance your experience. Although we currently do not offer ATM services or drive-thru banking, we remain committed to providing personalized service that meets your needs. Our small but dedicated team works diligently to ensure every member feels valued and understood. Community involvement is at the heart of what we do. We actively participate in local events and partnerships aimed at uplifting those around us. Our commitment goes beyond just numbers; it's about making a meaningful impact in the lives of our members and neighbors. As we continue to grow now boasting total assets of $14,372,684 we invite you to be part of our story. Join N. Mississippi Health Services Emp today and discover how we can help you achieve your financial dreams while being part of a supportive community. Reach out to us at 662-377-3235 or visit us online at http://www.nmhs.net/creditunion. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At N. Mississippi Health Services Emp., we prioritize accessibility for all our members. Our branch is designed with features that cater to everyone's needs, including ADA-compliant entrances and ramps. We want your visit to be comfortable and welcoming.

Convenient Location

Our branch is easy to find and accessible for everyone. We're just a short drive from popular landmarks like the historic Tupelo Fairgrounds and the vibrant downtown area. When you visit us, you'll find ample parking available, making it simple to pop in for a quick transaction or an in-depth consultation.

Operating Hours

We understand that life can be busy, which is why our lobby hours are set for your convenience! Visit us Monday through Friday from 7 AM to 4 PM. Whether you're stopping by before work or during your lunch break, we're here to assist you.

Services Offered

While you're here, don't forget to explore the range of services we offer! From checking and savings accounts to auto loans and mortgage options, we've got solutions tailored just for you. Our team is ready to provide guidance on everything from personal loans to business banking needs.

Stay Connected

If you have any questions or need assistance before your visit, feel free to give us a call at 662-377-3235. We're here to help! So why wait? Come see us at N. Mississippi Health Services Emp. today, where friendly faces and personalized service await!

Member Eligibility

At N. Mississippi Health Services Emp., we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're looking to be part of our community, it's easy! Membership is open to employees of North Mississippi Health Services and their immediate family members. This means that if you work with us or are related to someone who does, you're already eligible to join. Not only do you gain access to our wide range of financial services, but you also benefit from personalized support designed to help you achieve your financial goals. To learn more about the specific eligibility requirements, please check out this link. When you're ready to take the next step, opening an account with us is simple and straightforward. You can reach us at 662-377-3235 if you have any questions or need assistance along the way. We can't wait for you to join our growing community at 830 S Gloster St, Tupelo, MS 38801!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, our merchant services offer practical tools for daily operations. Imagine being able to process payments quickly and securely, allowing you to focus on what matters most your customers. From point-of-sale systems to online payment processing, our services ensure that you have everything you need at your fingertips. Located at 830 S Gloster St Tupelo Ms 38801 in Tupelo, MS, we are here to help you thrive. Call us at (662) 377-3235 or visit us today to explore how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to purchase a new vehicle, we offer competitive auto loans and vehicle financing options tailored to fit your budget. Picture yourself driving off in that dream car with a loan that suits your financial situation perfectly. Our team is ready to guide you through the process and help you secure the best rates available.

Business Banking

For our members who own businesses, we offer specialized services such as merchant services and business loans. We know running a business takes hard work, so let us help ease some of the financial burdens with solutions designed specifically for entrepreneurs.

Credit Cards with Rewards

Enjoy shopping and earn rewards while doing it! Our credit cards come with various benefits tailored for everyday use. Imagine earning points every time you make a purchase, which can be redeemed for travel or gift cards it's like getting rewarded for what you already do!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide the support you need to make that dream a reality. If you're already a homeowner, consider refinancing with us to lower your monthly payments or access cash for renovations or other expenses. Our mortgage experts are here to help you navigate the options available.

Online & Mobile Banking

Convenience is key in today's fast-paced world. With our online and mobile banking services, managing your accounts has never been easier. Access your finances anytime, anywhere check balances, transfer funds, and pay bills right from your phone or computer. We also provide essential ATM & Cash Withdrawal Services for when you need quick cash on-the-go. At N. Mississippi Health Services Emp., we're committed to making banking accessible and convenient for everyone in Tupelo and beyond. If you're ready to explore how we can assist with your financial journey, give us a call at 662-377-3235 or visit us online at nmhs.net/creditunion. Let's work together towards achieving your financial goals!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine being able to manage your finances effortlessly, ensuring you have the funds you need for both everyday expenses and future goals. With our checking and savings accounts, you can enjoy easy access to your money while earning interest on your savings.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can be an excellent solution. We know life can throw surprises at you, and having access to quick funds can make all the difference. We'll work closely with you to find a loan that meets your needs without adding unnecessary stress.

Digital & Online Banking

24/7 Online Banking Services

While N. Mississippi Health Services Emp. does not currently offer round-the-clock online banking, our team is dedicated to assisting you during regular business hours. You can still enjoy account management by visiting us in person or calling us at (662) 377-3235.

Person-to-Person Transfers

Currently, we do not support person-to-person transfers. However, we're always looking to improve our services to better meet your needs. Our goal is to ensure that banking with us is simple and secure. Whether you're checking balances or making transactions, our commitment to you is unwavering. We appreciate your trust in us and look forward to serving you better each day!

Financial Strength

Commitment to Growth

Our operational efficiency is reflected in our net income of $0, showcasing our dedication to managing resources wisely while still being prepared to offer competitive loan rates and solid financial products for our members. Additionally, with 3,636 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, N. Mississippi Health Services Emp. is your trusted partner. Visit us at 830 S Gloster St Tupelo Ms 38801 or call 662-377-3235 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $27,058 in share certificates, providing stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,467,910, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $6,295,160 in total loans and leases and 239 used auto loans, our lending capacity supports your financial goals across various sectors. We also take pride in having 3 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, with over $3,133,455 in used vehicle loans and $2,381,564 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines and Personal Loans

For those needing extra flexibility, we offer credit lines totaling $500,000. This can be an excellent solution for managing larger purchases or unexpected expenses. We also provide unsecured credit card loans; however, at this time, we have not issued any loans in this category. But rest assured, our team is ready to discuss how you can manage your finances effectively with various options available. Our branch is conveniently located at 830 S Gloster St Tupelo Ms 38801, and you can reach us at 662-377-3235 during our operating hours from 7 am to 4 pm on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in refinancing existing debt or exploring eligibility options for any of our loan products, we're here to help you navigate your financial journey with confidence. Visit us today and take the first step towards fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are committed to guiding you through your options when they arise.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective LendMesh can be in guiding users toward better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers displayed are fair and transparent. Users can trust that they are viewing accurate information that reflects the current market.

N. MISSISSIPPI HEALTH SERVICES EMP. FEDERAL CREDIT UNION - Tupelo, MS

Compare Loan Rates Near You

Loan rates in Tupelo, MS (38801)