MyUSA Credit Union Trenton OH | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Myusa, your trusted credit union located at 933 W State St, Trenton, OH 45067. Since our establishment, we have been committed to serving our community with personalized financial solutions and a member-focused approach. As part of the Myusa family, you join over 19,102 members who benefit from our extensive range of services designed to meet both personal and business needs. At Myusa, we take pride in our robust financial standing, boasting total assets of $321,837,509 and total deposits amounting to $42,646,240. Our dedication to your financial health is evident in the 12,721 loans and leases we have extended to our members. With a net worth of $46,347,215, you can trust that your finances are secure with us. Our leadership team is dedicated to enhancing your banking experience. Under the guidance of CEO James Miles and Board President Kyle McGlone, we strive for excellence in all that we do. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business financing solutions, we're here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 933 W State St, Trenton, OH 45067-9690. If you have any questions or would like to learn more about our services, feel free to reach out by phone at 513-727-2761 or explore our website at myusacu.com. Join us today and experience the difference that comes with being a part of a community-focused credit union! We look forward to serving you!

Branch History & Mission

At Myusa, we pride ourselves on a rich legacy of serving the Trenton community in Ohio. Since opening our doors at 933 W State St, Trenton, OH 45067, we have been dedicated to providing personalized financial services that empower our members to achieve their goals. Over the years, we've grown significantly, currently boasting a total membership of 19,102 and total assets reaching an impressive $321,837,509. Our journey began with a simple mission: to offer accessible financial solutions while fostering a spirit of community and support. From those early days until now, we have remained committed to our core values trustworthiness, respect, and integrity. As we evolved, so did our services. Today, we provide a wide range of offerings including personal banking, auto loans, mortgage refinancing, business loans, and more. We also embrace technology with online banking and mobile applications designed to make your banking experience as convenient as possible. Our mission is not just about numbers; it's about making a real impact in the lives of our members. We strive to support families and businesses in Trenton and surrounding areas through financial literacy initiatives and community outreach programs. Whether you need assistance with budgeting or planning for future investments, we're here to guide you every step of the way. While members can visit us at our branch location mentioned above for in-person assistance or drive-thru banking during our operating hours (Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; Saturday from 9 AM to 12 PM), official correspondence should be sent to our mailing address: 933 W State St, Trenton, OH 45067-9690. At Myusa, we also understand the importance of accessibility. Our branch features ADA-compliant facilities and offers ATM access for quick transactions. We invite you to join the Myusa family today! Experience firsthand how we can help you navigate your financial journey while being part of a supportive community that truly cares. Call us at 513-727-2761 or visit us online at myusacu.com to learn more about what we can do for you!

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 513-727-2761. We're excited to help you with all your banking needs and look forward to welcoming you at Myusa soon!

Convenient Access

Whether you're heading over for a quick transaction or a more detailed discussion about your financial needs, our location is designed with you in mind. We offer plenty of parking right outside our doors, making it simple to pop in during your busy day. For those who may require additional assistance, rest assured that our branch is ADA compliant with ramps and accessible features to accommodate all members of our community.

Operating Hours

We know how important it is for you to have flexibility when it comes to banking hours. That's why we are open Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM until noon. Whether you need to discuss a loan or simply want to make a deposit, we are here for you during these hours.

Services Available

At Myusa, we aim to provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of our drive-thru service for quick transactions like deposits and withdrawals without having to leave your vehicle.

Member Eligibility

At Myusa, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is easy and welcoming! To become a member, you simply need to meet a few friendly criteria, which often include living, working, or attending school in the area around our branch at 933 W State St Trenton Oh 45067. Whether you're looking for personal banking solutions, loans, or simply a place to grow your savings, we're here for you. For the most current details on membership eligibility, feel free to visit our website at . Once you're ready to take the next step, opening an account is just as straightforward. You can reach out to us at (513) 727-2761 for guidance or visit our website for information on how to get started. We're excited to have you join our family and enjoy all the benefits of being part of Myusa!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Managing transactions shouldn't be a hassle. Our merchant services simplify payments, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, we offer reliable options that fit your needs. Imagine being able to serve customers quickly and efficiently while keeping track of sales all with a single solution. At Myusa, located at 933 W State St Trenton Oh 45067 in Trenton, OH, we're here to help you navigate the financial landscape confidently. Let us partner with you on your journey toward success!

Comprehensive List Of Services

Business Banking Made Easy

For local entrepreneurs and small businesses, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is for businesses to have reliable support, so we ensure that you have all the tools necessary to thrive.

Connect with Us

If you're ready to take charge of your finances or explore what we offer further, don't hesitate to reach out! You can contact us at (513) 727-2761 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. At Myusa, we believe in building lasting relationships with our members by providing personalized financial solutions that cater to your unique needs. Visit us today or check out more information on our website at Trenton. Your journey towards financial wellness starts here!

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards that offer rewards, you can earn points for every dollar spent, making everyday purchases more rewarding. This flexibility means you can enjoy benefits while managing your expenses wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Myusa offers robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can perform transactions, check balances, and even make person-to-person payments with ease through our user-friendly platforms. Need cash quickly? Our ATM services are readily available for withdrawals and balance checks without any hassle. Plus, if you're on the go, our basic drive-thru banking provides quick access for deposits and withdrawals without needing to step inside.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer checking and savings accounts tailored to fit various lifestyles. If you're saving for a new home or just want a safe place for your day-to-day funds, our accounts provide easy access and competitive rates. For those considering vehicle purchases, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing services can help you find the right loan structure for your situation, ensuring that owning a home is within reach. And if life throws unexpected expenses your way, our personal loans and debt consolidation services are designed to help you manage your financial obligations effectively.

Digital & Online Banking

A Secure Experience

Your security is our top priority. Our online banking platform uses advanced encryption technology to protect your personal information and ensure safe transactions. You can bank with peace of mind knowing that we take every measure to keep your data secure. At Myusa, we are committed to providing you with convenient and user-friendly digital banking options that empower you to manage your finances effectively. Explore our services today by visiting https://www.myusacu.com/ and discover how easy banking can be!

Mobile Application Features

For those who prefer managing finances on the go, our mobile application is available for download. It allows you to make person-to-person transfers effortlessly, making it simple to send money to friends or family in real time. Plus, even if we don't currently offer mobile payments directly through the app, you can still enjoy all the other features right from your smartphone.

Online Banking Made Easy

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer money between accounts, or pay bills, everything is at your fingertips. You can also enjoy the convenience of electronic signature authorization for quick and secure transactions no more waiting for paper forms!

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements so you can view your account statements electronically. This not only helps the environment but also ensures that your financial information is easily accessible whenever you need it.

Financial Strength

At Myusa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are more important than ever, which is why we are committed to maintaining a strong financial foundation. With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $936 in used auto loans and $187,014,803 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $1,111,575, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident with 43,153 total share accounts, reflecting the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 933 W State St Trenton Oh 45067 or call (513) 727-2761 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you with flexible options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $4,842,418 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with tailored lending solutions. At Myusa, we believe that everyone deserves access to reliable financial products. We encourage you to explore our loan offerings today. For more information, feel free to contact us at (513) 727-2761 or visit our website at https://www.myusacu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, make buying or refinancing simple. We pride ourselves on providing competitive rates and personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,289,539 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while offering rewards and benefits tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent, giving users confidence in their choices.

Myusa