MyUSA Credit Union Springfield OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Myusa in Springfield, Ohio! Located at 1620 Upper Valley Pike, our credit union has been serving the community with dedication and care. With a rich history dating back to its establishment, we are proud to have grown to a membership of over 19,102 individuals who trust us for their financial needs. At Myusa, we understand that every member is unique. That's why we offer a range of services tailored to fit your life whether you need personal banking solutions like checking and savings accounts, auto loans, or even business banking services. Our total assets amount to an impressive $321,837,509, ensuring that we have the resources to support our members effectively. Additionally, with total deposits reaching $42,646,240, you can rest assured that your savings are safe with us. Our commitment goes beyond numbers; it's about community impact. Under the leadership of our CEO, James Miles, and Board President, Kyle McGlone, we strive to make a positive difference in the lives of our members and in Springfield as a whole. We currently employ 80 dedicated professionals who are ready to assist you with any questions or concerns you may have. While members can visit us at 1620 Upper Valley Pike, official correspondence should be sent to our mailing address: 3600 Towne Blvd, Middletown, OH 45005-5543. If you're looking for personalized service from people who care about your financial well-being, don't hesitate to reach out! You can contact us at (513) 420-8640 or visit our website at myusacu.com for more information. Join us today and discover how Myusa can help you achieve your financial goals!

Branch History & Mission

Commitment to Community

Our connection with the Springfield area runs deep. We actively participate in community outreach programs and collaborate with local organizations to address pressing needs within our neighborhoods. By fostering partnerships with schools, non-profits, and local businesses, we contribute not just financially but also socially working together for a brighter future. As we look ahead, we invite you to join us on this journey. Experience firsthand how Myusa can enhance your financial well-being while being part of a supportive community network. Become a member today and discover the benefits of banking with someone who truly cares about your success! For more information or assistance, don't hesitate to call us at (513) 420-8640 or visit our website at Myusa Credit Union.

Our Journey

Myusa began its journey with a simple yet powerful vision: to provide accessible financial services that empower individuals and strengthen communities. Over the years, we have grown significantly, now boasting a total membership of over 19,000. With total assets reaching an impressive $321,837,509, we are committed to managing our members' finances with care and expertise. Our history is marked by various milestones that highlight our dedication to innovation and community service. We've continually adapted to meet the evolving needs of our members, introducing new services such as online banking and mobile applications that make managing finances more convenient than ever. We also ensure accessibility for all our members through ADA-compliant facilities and customer-centric initiatives.

Our Mission

At Myusa, our mission goes beyond offering financial products; we strive to uplift our community. We believe in building lasting relationships with our members by providing personalized support and empowering them through education and resources. Whether it's helping you secure your first auto loan or guiding you through the mortgage process, we're here every step of the way. While members can visit us at 1620 Upper Valley Pike Springfield Oh 45504, official correspondence should be sent to 3600 Towne Blvd, Middletown, OH 45005-5543 in Middletown. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also offer drive-thru banking and ATM access for quick transactions on the go.

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible to everyone. Our branch is ADA compliant and features ramps for easy access. Plus, ample parking is available right outside the entrance, making it convenient for all members to visit us.

Connect With Us

Ready to experience personalized banking? We invite you to visit us or give us a call at (513) 420-8640. Our team looks forward to welcoming you and assisting with all your financial needs at Myusa!

Operating Hours

Our friendly team is here to serve you during our operating hours: Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. Whether you have questions about personal banking or need assistance with loans, we're ready to help you.

Services Offered

At Myusa, we offer a variety of services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that can help you achieve your goals. Enjoy the convenience of our drive-thru banking for quick deposits and withdrawals, as well as ATM services available on-site for your cash needs. Additionally, our shared service center allows members from partner credit unions to access essential transactions like deposits and withdrawals.

Member Eligibility

At Myusa, we believe that everyone deserves to be part of a caring community that supports their financial journey. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in the Springfield area, you're likely eligible to join us. We also welcome family members of current members, making it even easier to connect with our services. To find out more about eligibility criteria and ensure you meet them, feel free to check out the detailed information available at . Once you're ready to take the next step, opening an account at Myusa is straightforward and inclusive. We're here to guide you through every step of the process so you can start enjoying the benefits of membership right away. If you have any questions or want assistance, don't hesitate to reach out to us at (513) 420-8640. Join our community at 1620 Upper Valley Pike, Springfield, OH 45504, and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

We know that managing payments efficiently is vital for any business. Our merchant services simplify transactions, allowing you to focus more on what you do best running your business. Imagine accepting payments seamlessly whether online or in-store, enhancing customer experience while boosting your sales. Located at 1620 Upper Valley Pike Springfield Oh 45504 in Springfield, OH, we're here to partner with you on your journey. Let's work together to unlock your business's potential! For more information, give us a call at (513) 420-8640.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services for Your Convenience

At Myusa, we also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for when you're on the go! Plus, if you're a member of partner credit unions, our shared branch transactions allow easy access to deposits and withdrawals. With all these services at your fingertips, managing your finances has never been easier. For more information about how we can assist you today, don't hesitate to reach out at (513) 420-8640 or visit us at 1620 Upper Valley Pike Springfield Oh 45504 in Springfield. We look forward to serving you!

Business Banking Support

If you're an entrepreneur or run a small business, we have tailored business banking solutions just for you. From merchant services to business loans, we're here to support your growth and success.

Convenient Digital Banking Features

In today's fast-paced world, access to your finances should be easy. That's why we offer online and mobile banking services, allowing you to manage your accounts from anywhere at any time. Need cash? Our ATM and cash withdrawal services are available whenever you need them.

Flexible Borrowing Options

For those unexpected expenses or personal projects, our personal loans and debt consolidation services offer flexible solutions. You can consolidate high-interest debts into one manageable payment, giving you peace of mind as you work towards financial stability.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process, making it simpler and more affordable. We understand that owning a home is a significant milestone, and we're committed to helping you achieve it with personalized support.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that help you manage your finances effectively. Imagine having a reliable place to save for future goals or everyday expenses our accounts are tailored just for that. If you're in the market for a new car, our auto loans and vehicle financing solutions can make your dream ride a reality without breaking the bank.

Rewarding Credit Choices

Explore our credit cards with rewards that not only provide convenience but also offer benefits for your everyday spending. It's like earning while you spend!

Digital & Online Banking

Key Features for Your Convenience

Enjoy the ease of e-statements, so you can go paperless and access your financial documents whenever needed. If you prefer signing documents digitally, our electronic signature authorization makes this process smooth and secure. For those who love using their smartphones, our mobile application is available for download, providing you with an intuitive interface to manage your accounts on the go. You can even make person-to-person transfers quickly and easily perfect for splitting bills or sending money to friends.

Security You Can Trust

Your safety is our top priority. Our online banking services are built with robust security measures to protect your information. You can bank with confidence knowing that your data is safe while enjoying user-friendly features that simplify transactions. In today's fast-paced world, managing finances shouldn't be complicated. With the tools available at Myusa, accessing your accounts and making financial decisions has never been easier. Explore all these features today and take control of your banking experience!

Financial Strength

Commitment to Growth

With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $936 in used auto loans and $187,014,803 in total loans and leases, supporting members' financial goals across various sectors. Our $1,111,575 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 43,153, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $502,884. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 1620 Upper Valley Pike Springfield Oh 45504 or call (513) 420-8640 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. We aim to make financing your next vehicle as smooth as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $4,842,418 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's competitive market.

Credit Lines

For those looking for additional flexibility in managing expenses, our total credit lines amount to $43,229,435. This option allows you to borrow only what you need when you need it, providing peace of mind during unexpected financial challenges.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we provide tailored solutions to fit your needs.

Refinancing Options

If you're considering refinancing any of your current loans, speak with us about your eligibility options. Our team is ready to help you explore ways to lower your interest rates or adjust your payment plans for better cash flow management. At Myusa, we pride ourselves on providing clear information about our loan products so that you can make informed decisions. For more details on any of these offerings or to find out how we can assist you further, feel free to reach out at (513) 420-8640 or visit us at our branch located at 1620 Upper Valley Pike Springfield Oh 45504 in Springfield, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,289,539 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees, making it easier for you to use credit responsibly.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees fair and transparent offers for users seeking loans.

Benefits of Using LendMesh

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MYUSA CREDIT UNION