MyUSA Credit Union Piqua OH | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Myusa, your trusted partner in financial growth and community support. Located at 1260 E Ash St, Piqua, OH 45356, we have proudly served our members since our establishment, offering personalized banking solutions tailored to meet your unique needs. With a robust membership of 19,102 and total assets reaching an impressive $321,837,509, we are dedicated to enhancing the financial well-being of our community. At Myusa, we understand that every member has different goals and dreams. That's why we provide a diverse range of services from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to our members is reflected in our total deposits of $42,646,240 and net worth of $46,347,215. This solid foundation allows us to offer competitive rates and exceptional service. Under the leadership of CEO James Miles and Board President Kyle McGlone, we strive for excellence in everything we do. Our team of 80 employees is here to ensure you receive the support you deserve. Whether you prefer visiting us in person or accessing your accounts online through our website, we're dedicated to making your banking experience as convenient as possible. While you can visit us at our Piqua branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 3600 Towne Blvd, Middletown, OH 45005-5543. Join us today and discover how Myusa can help you achieve your financial aspirations. Feel free to call us at 513-420-8640 for any inquiries or visit us in person during our operating hours from 9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM on Friday. We look forward to serving you!

Branch History & Mission

Commitment to Innovation and Accessibility

As part of our growth journey, we continually embrace advancements that enhance your experience with us. Our digital banking options allow you to manage your finances conveniently from anywhere, ensuring that you have the tools you need at your fingertips. We are also proud to be ADA compliant, making sure that all members can access our services without barriers. With operating hours from 9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM on Fridays, along with ATM availability, we make it easy for you to bank when it suits you best. Even though we don't have drive-thru service available, our shared service center ensures that you're never far from getting the help you need.

Join Us Today!

We invite you to become a part of the Myusa family! Experience firsthand how we're committed not just to your financial success but also to enhancing the community around us. Visit us today at 1260 E Ash St Piqua Oh 45356 or reach out via phone at (513) 420-8640. Together, let's build a brighter future for you and your family!

Our Mission

At Myusa, our mission is straightforward yet impactful: we aim to enhance the financial well-being of our members and contribute positively to our community. We believe that everyone deserves access to quality financial services, and we are committed to making banking easier and more accessible for all. This commitment is reflected in our wide range of offerings, including personal banking, auto loans, mortgage options, business banking, and much more. Our approach goes beyond just providing financial products; we focus on building lasting relationships with our members. We take pride in being involved in local initiatives that uplift and strengthen the Piqua community. Through partnerships with local organizations and participation in outreach programs, we aim to give back and support the people who have supported us.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can access our services comfortably. Our branch is fully ADA compliant, featuring ramps and accessible entrances so that all members of our community can easily visit us.

Call to Action

We invite you to visit us at Myusa where our dedicated team is ready to assist you with all your banking needs. For any inquiries or if you want to learn more about our services, feel free to give us a call at (513) 420-8640. We look forward to welcoming you soon!

Convenient Location

Situated near local landmarks, our branch is not far from popular spots like the beautiful Piqua Historical Area and the bustling shopping centers, making it easy to combine your banking needs with daily errands. Plus, with ample parking available, you can visit us without any hassle.

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours. You can stop by from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays. Need assistance outside of these hours? Don't worry! You can always reach us at (513) 420-8640 for support.

Services Offered

At Myusa, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. We also provide ATM access for quick cash withdrawals and basic shared branch transactions for partner credit union members.

Member Eligibility

At Myusa, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple and welcoming! If you live, work, or worship in the Piqua area or are related to someone who does, you're likely eligible to become a member. This means access to our wide range of services designed just for you, including checking and savings accounts, loans, and more. You can find detailed eligibility information on our website. Once you know you're eligible, opening an account with us is a breeze! Just visit us at 1260 E Ash St Piqua Oh 45356, or give us a call at (513) 420-8640 during our operating hours from 9 AM to 5 PM Monday through Thursday and 9 AM to 6 PM on Friday. Our friendly staff will guide you through the process so that you can start enjoying the benefits of membership right away! We're excited to welcome you into the Myusa family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine being able to process payments seamlessly at your store or online, making it easier for customers to buy from you. Our tools help you manage sales efficiently, so you can focus on what you do best growing your business. Located at 1260 E Ash St Piqua Oh 45356 in Piqua, OH, our team is ready to partner with you. Reach out today at (513) 420-8640 to discover how we can assist in elevating your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized support through our Business Banking services. From Merchant Services that streamline payment processing to Business Loans that help fuel growth, we're here to support your business every step of the way.

Call Us Today!

Ready to explore how these services can enhance your financial well-being? Visit us at 1260 E Ash St Piqua Oh 45356, call us at (513) 420-8640, or check out our website at Piqua for more information. At Myusa, we're committed to being your trusted partner in achieving all your financial goals!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. Manage your accounts anytime from anywhere with ease. You can check balances, transfer funds, and even access ATM services without stepping foot in a branch. With features like e-statements and person-to-person payments, banking has never been easier.

Credit Cards and Rewards

We know that using a credit card can be daunting. That's why our Credit Cards with Rewards offer benefits that match your lifestyle, allowing you to earn points or cash back on everyday purchases while staying within budget.

Personal Banking Solutions

For those starting their savings journey or managing day-to-day expenses, our personal banking options are designed just for you. With Checking & Savings Accounts, you can easily keep track of your money while earning interest on your savings. If you're considering buying a new car, our Auto Loans & Vehicle Financing services make it simple to drive away in the vehicle you want without breaking the bank. Looking to buy a home? Our Mortgage Loans & Refinancing options help you secure the best rates available, ensuring your dream home becomes a reality. Additionally, if you find yourself facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to your financial situation.

Shared Branch Services

If you're traveling or simply away from home, our partnership with other credit unions allows for basic shared branch transactions like deposits and withdrawals making it easy to access your funds no matter where you are.

Digital & Online Banking

At Myusa, we understand that managing your finances should be easy and secure. That's why our digital and online banking services are designed with you in mind, providing you with the flexibility to handle your banking needs anytime, anywhere. With our 24/7 Online Banking Services available at https://www.myusacu.com/, you can easily check your account balance, view transactions, and transfer funds at your convenience. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple and quick, allowing you to send money directly from your account without any hassle. For those who prefer keeping track of their statements digitally, we offer E-Statements Availability, ensuring that you receive your account statements online instead of through the mail. This not only helps the environment but also keeps your information secure and accessible. Plus, with Electronic Signature Authorization, signing documents has never been easier you can complete transactions without having to visit a branch. Our user-friendly Mobile Application gives you access to all these features right from your smartphone. Whether you're on the go or relaxing at home, managing your finances is just a few taps away. And while we currently don't support Mobile Payments, rest assured that our online services are continually evolving to meet your needs. At Myusa, we're committed to making banking as straightforward as possible for you. Join us today and discover how our digital banking tools can empower you to take control of your financial journey!

Financial Strength

Committed to Growth and Innovation

With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $936 in used auto loans and $187,014,803 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 43,153, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $502,884, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 1260 E Ash St Piqua Oh 45356 or call (513) 420-8640 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $632,865 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing solutions that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $4,842,418 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey toward success. At Myusa located at 1260 E Ash St Piqua Oh 45356, we're committed to helping you find the right loan product for your situation. Feel free to reach out at 513-420-8640 if you have any questions about our offerings or if you're ready to apply. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

For those who need extra flexibility in managing their finances, we offer various credit lines totaling $43,229,435. This can be an excellent choice for unexpected expenses or planned purchases. Additionally, our unsecured credit card loans total $8,289,539, providing members with easy access to credit while allowing for effective financial management.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, make buying or refinancing simple. We aim to guide you through the process with competitive rates and flexible terms tailored to meet your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed financial decisions without the hassle. LendMesh ensures accurate loan comparisons through data sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you get fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified data, users can trust that the loan options presented are legitimate and reflective of current market conditions. One of the key benefits of using LendMesh is its commitment to transparency. All loan offers are sourced from recognized financial institutions, ensuring that you see only valid options. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can confidently choose the best rate for your needs. With real-time rate comparisons, LendMesh keeps you updated on the latest loan rates from multiple institutions. This feature allows users to quickly assess their options and select a loan that fits their financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MYUSA CREDIT UNION - Piqua, OH

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