Introduction
At Myusa, we understand that financial decisions can be overwhelming. That's why we're here for you, offering a range of services designed to meet your needs and help you achieve your financial goals. Located at 3115 S Dixie Dr, Moraine, OH 45439, our branch has been serving the community since its establishment in 1933. With over 19,102 members and total assets reaching an impressive $321,837,509, we pride ourselves on creating a welcoming environment where you can feel confident in your banking choices. While members can visit us at our Moraine branch for personalized service, official correspondence should be sent to our mailing address at 3600 Towne Blvd, Middletown, OH 45005-5543. Our dedicated team of 80 employees, led by CEO James Miles and Board President Kyle McGlone, is committed to providing exceptional service and support. With total loans amounting to 12,721 and deposits over $42,646,240, we have built a strong foundation that enables us to offer competitive rates on personal banking services such as checking and savings accounts, auto loans, mortgages, and more. Plus, with our advanced online and mobile banking options, managing your finances has never been easier. We believe in the power of community. Every day, we strive to make a positive impact on the lives of our members through responsible lending practices and by supporting local initiatives. Whether you're looking to consolidate debt or start a new venture with a business loan (with a net member business loan balance of $4,842,418), Myusa is here to help. If you're ready to take the next step in your financial journey or have any questions about how we can assist you further, don't hesitate to reach out! Call us at 513-420-8640 or visit our website at myusacu.com for more information. Your financial well-being is our priority! Branch History & Mission
Welcome to the heart of Moraine, Ohio, where the spirit of community and financial empowerment thrives at Myusa. Established in a bustling neighborhood, our branch at 3115 S Dixie Dr, Moraine, OH 45439 has been serving its members since its inception. Over the years, we have grown from a small credit union into a robust financial institution with a total membership of 19,102 individuals who trust us with their financial needs. At Myusa, we believe that everyone deserves access to affordable financial services that empower them to achieve their goals. Our mission is simple yet profound: to provide exceptional banking services while fostering community growth and support. We understand that our members are not just numbers; they are families, entrepreneurs, and dreamers. That's why our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and business banking services. Since opening our doors in [Year Opened], we've embraced changes in technology and community needs. Today, we proudly offer online and mobile banking solutions that make it easy for our members to manage their finances anytime, anywhere. We also remain committed to accessibility by ensuring ADA compliance across our facilities. Our commitment extends beyond banking; we actively participate in community outreach programs that uplift those around us. Through partnerships with local organizations and initiatives aimed at enhancing financial literacy, we aim to make a lasting impact on the lives of our members and neighbors. While members can visit us at 3115 S Dixie Dr, official correspondence should be sent to 3600 Towne Blvd, Middletown, OH 45005-5543. For those who prefer face-to-face interactions or need assistance quickly, we offer convenient drive-thru banking services along with ATM availability for easy cash withdrawals. As part of our evolution over the years, we have focused on providing customer-centric services that meet the diverse needs of our members. Whether you're looking for personal loans or business financing options, our dedicated team is here to guide you every step of the way. Join us at Myusa today and experience a credit union that truly cares about your financial journey. Let us help you unlock new opportunities while supporting the community we love! For more information or assistance, feel free to reach out at (513) 420-8640 during our operating hours: 9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM on Fridays. Together, let's build a brighter financial future!
Branch Location & Accessibility
Additional Features
For added convenience, our branch features an ATM that is available for all your cash withdrawal needs. If you're a member of a partner credit union, you can also benefit from shared services right here at our location. While members can visit us at 3115 S Dixie Dr Moraine Oh 45439, official correspondence should be sent to our mailing address at 3600 Towne Blvd, Middletown, OH 45005-5543. We invite you to come by or give us a call at (513) 420-8640 to learn more about how we can assist you today!
Nearby Landmarks and Accessibility
Situated near key locations, our branch is just a short drive away from popular spots in the area. You'll appreciate the ample parking available, ensuring a hassle-free visit. For those who may need assistance, we are proud to offer ADA-compliant features such as ramps for easy access.
Operating Hours and Services
At Myusa, we understand that life can get busy. That's why we're here for you Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. Our team is dedicated to providing top-notch services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Plus, with our drive-thru service, you can quickly complete simple transactions without leaving your vehicle.
Member Eligibility
At Myusa, we believe that becoming a member means joining a warm and welcoming community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the Moraine area. Our goal is to support individuals like you, providing access to a range of services designed with your needs in mind. You can find all the details about eligibility on our website, ensuring you have everything you need to make an informed decision. Opening an account is a straightforward process that allows you to take advantage of all the benefits we offer, from competitive rates on loans and savings accounts to personalized service from our friendly staff. To get started or if you have any questions, feel free to reach out to us at (513) 420-8640. We're here to help! Don't forget to visit our website for more information on how easy it is to join us at Myusa, located at 3115 S Dixie Dr Moraine Oh 45439.
Business Banking & Commercial Services
At Myusa, we understand that the heart of any community lies in its businesses. Whether you're a startup or an established enterprise, having access to the right financial tools can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services tailored for your needs. Imagine having a system that streamlines payments and enhances customer satisfaction. Our solutions ensure you can accept payments easily, whether online or in-store, allowing you to focus on what you do best growing your business. Located at 3115 S Dixie Dr Moraine Oh 45439, Moraine, OH, our team is ready to partner with you on your journey to success. Reach out today at (513) 420-8640 to discover how we can help elevate your business!
Comprehensive List Of Services
Business Banking Support
For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans tailored to help you grow. Our friendly staff understands the challenges businesses face and is ready to assist in making banking straightforward.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that let you manage your accounts from anywhere. You can check balances, pay bills, and transfer funds all from the comfort of your home or while on the go. Plus, our ATM services ensure easy access to cash whenever needed.
In-Person Assistance
If you prefer face-to-face interactions, visit us during lobby hours from 9 AM to 5 PM Monday through Thursday and 9 AM to 6 PM on Fridays. We also have a Drive-Thru Service for quick deposits and withdrawals without leaving your car. And don't forget about our shared branch transactions available for members of partner credit unions making it easy for everyone!
Join Us Today!
At Myusa, we're more than just a financial institution; we're your partners in achieving financial well-being. If you're ready to take the next step toward better banking solutions or have any questions about our services, don't hesitate to call us at (513) 420-8640 or visit us online at Moraine. Let's work together towards a brighter financial future!
Loans Made Simple
Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can regain control over your finances. Our team will work with you to find the best solution for your situation. Additionally, enjoy the benefits of our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for those who want to make their spending work for them.
Personal Banking Solutions
Managing your money has never been easier with our Personal Banking services. We offer various Checking & Savings Accounts that fit different lifestyles and financial goals. For those dreaming of a new car or needing vehicle repairs, our Auto Loans & Vehicle Financing provide flexible terms and competitive rates. If homeownership is on your mind, consider our Mortgage Loans & Refinancing options that help make buying a home achievable.
Digital & Online Banking
Convenient Features
We know life gets busy, so we've included features like person-to-person transfers to make sending money to friends or family a breeze. No more waiting in line just a few taps, and you're done! In summary, Myusa is committed to providing you with modern digital solutions that make managing your money easier than ever. Experience the convenience and security of our online banking today!
Easy Online Access
With our online banking services available 24/7 at https://www.myusacu.com/, you can check your account balances, transfer money between accounts, and pay bills without ever stepping foot in a branch. Our user-friendly platform ensures that managing your finances is not only simple but also secure.
Go Green with E-Statements
Say goodbye to paper clutter! With e-statements available at Myusa, you can receive your financial statements electronically. This not only helps the environment but also allows you to access your documents anytime, anywhere.
Mobile Banking Made Simple
For those who prefer banking on their smartphones, our mobile application is ready for download. You can easily access all the features of online banking right at your fingertips. Whether you're making person-to-person transfers or checking transaction history, it's all quick and easy with our app.
Security You Can Trust
Your security is our top priority. We utilize electronic signature authorization to ensure that all your transactions are safe and verified. Plus, our platform offers enhanced security features so you can bank with peace of mind.
Financial Strength
At Myusa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial health, we ensure that you have access to the services you need to meet your financial goals. With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $936 in used auto loans and $187,014,803 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $632,865, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident as we manage a total of 43,153 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 3115 S Dixie Dr Moraine Oh 45439 or call (513) 420-8640 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.* Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates whether you're financing a brand-new vehicle or a reliable used car.
Business Loans
For business owners seeking growth opportunities, our outstanding commercial loans totaling $4,842,418 provide the capital needed to expand your operations. We understand the challenges faced by small businesses and are committed to offering solutions that help you succeed. In addition to these offerings, we also provide options for refinancing existing loans and assessing eligibility based on your individual circumstances. Our goal is to ensure that every member has access to financing solutions that work for them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or unsecured credit options, Myusa is here to assist you every step of the way. Visit us today or call us at 513-420-8640 for more information about how we can help meet your financial needs!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, allowing you to invest in your dream home with ease. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $8,289,539 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to support everyday spending while providing you with the financial freedom you need.
Loan Aggregator
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